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PGIM India Retirement Fund Direct Growth
HybridRetirementVery High Risk
Direct
NAV (21-Nov-24)
₹11.33-0.18%1D
Returns (Since Inception)
13.38%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹71 Cr
Expense Ratio
0.66%
ISIN
INF663L01Y61
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
19 Apr 2024
About this fund
This fund has been in existence for 7 months and 3 days, having been launched on 19-Apr-24.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹11.33, Assets Under Management (AUM) of 71.27 Crores, and an expense ratio of 0.66%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹11.33, Assets Under Management (AUM) of 71.27 Crores, and an expense ratio of 0.66%.
- PGIM India Retirement Fund Direct Growth has given a CAGR return of 13.38% since inception.
- The fund's asset allocation comprises around 97.47% in equities, 0.14% in debts, and 2.39% in cash & cash equivalents.
- You can start investing in PGIM India Retirement Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
Since Inception
+13.38%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Equity | ₹69.46 Cr | 97.47% |
| Debt | ₹0.1 Cr | 0.14% |
| Others | ₹1.7 Cr | 2.39% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹4.41 Cr | 6.19% |
| HDFC Bank Ltd | Equity | ₹3.64 Cr | 5.11% |
| Reliance Industries Ltd | Equity | ₹2.97 Cr | 4.17% |
| Tata Consultancy Services Ltd | Equity | ₹2.79 Cr | 3.91% |
| Axis Bank Ltd | Equity | ₹2.14 Cr | 3.01% |
| Bharti Airtel Ltd | Equity | ₹1.87 Cr | 2.62% |
| Multi Commodity Exchange of India Ltd | Equity | ₹1.48 Cr | 2.08% |
| Dixon Technologies (India) Ltd | Equity | ₹1.47 Cr | 2.06% |
| Zomato Ltd | Equity | ₹1.4 Cr | 1.97% |
| Clearing Corporation Of India Ltd. | Cash - Repurchase Agreement | ₹1.4 Cr | 1.97% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹1.27 Cr | 1.79% |
| CG Power & Industrial Solutions Ltd | Equity | ₹1.22 Cr | 1.71% |
| Trent Ltd | Equity | ₹1.13 Cr | 1.58% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹1.12 Cr | 1.57% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹1.07 Cr | 1.51% |
| J.B. Chemicals & Pharmaceuticals Ltd | Equity | ₹1.05 Cr | 1.48% |
| Central Depository Services (India) Ltd | Equity | ₹1.03 Cr | 1.45% |
| Sumitomo Chemical India Ltd Ordinary Shares | Equity | ₹1.02 Cr | 1.43% |
| Varun Beverages Ltd | Equity | ₹1.02 Cr | 1.43% |
| JSW Infrastructure Ltd | Equity | ₹1.01 Cr | 1.41% |
| InterGlobe Aviation Ltd | Equity | ₹1 Cr | 1.41% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹1 Cr | 1.40% |
| NTPC Ltd | Equity | ₹0.99 Cr | 1.39% |
| Sona BLW Precision Forgings Ltd | Equity | ₹0.99 Cr | 1.39% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹0.96 Cr | 1.35% |
| DOMS Industries Ltd | Equity | ₹0.96 Cr | 1.35% |
| SRF Ltd | Equity | ₹0.91 Cr | 1.27% |
| PI Industries Ltd | Equity | ₹0.85 Cr | 1.19% |
| UltraTech Cement Ltd | Equity | ₹0.84 Cr | 1.18% |
| Navin Fluorine International Ltd | Equity | ₹0.82 Cr | 1.15% |
| CE Info Systems Ltd | Equity | ₹0.82 Cr | 1.14% |
| Bikaji Foods International Ltd | Equity | ₹0.8 Cr | 1.12% |
| Blue Star Ltd | Equity | ₹0.79 Cr | 1.11% |
| Persistent Systems Ltd | Equity | ₹0.79 Cr | 1.11% |
| Larsen & Toubro Ltd | Equity | ₹0.78 Cr | 1.09% |
| Eureka Forbes Ltd | Equity | ₹0.77 Cr | 1.09% |
| Triveni Turbine Ltd | Equity | ₹0.76 Cr | 1.07% |
| Nestle India Ltd | Equity | ₹0.75 Cr | 1.05% |
| Home First Finance Co India Ltd --- | Equity | ₹0.7 Cr | 0.98% |
| Sanofi Consumer Healthcare India Ltd | Equity | ₹0.7 Cr | 0.98% |
| Computer Age Management Services Ltd Ordinary Shares | Equity | ₹0.68 Cr | 0.96% |
| Global Health Ltd | Equity | ₹0.68 Cr | 0.95% |
| Narayana Hrudayalaya Ltd | Equity | ₹0.67 Cr | 0.95% |
| UNO Minda Ltd | Equity | ₹0.66 Cr | 0.93% |
| Maruti Suzuki India Ltd | Equity | ₹0.65 Cr | 0.92% |
| Info Edge (India) Ltd | Equity | ₹0.62 Cr | 0.87% |
| Mphasis Ltd | Equity | ₹0.61 Cr | 0.86% |
| 360 One Wam Ltd Ordinary Shares | Equity | ₹0.61 Cr | 0.86% |
| Pidilite Industries Ltd | Equity | ₹0.6 Cr | 0.84% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹0.59 Cr | 0.82% |
| Mankind Pharma Ltd | Equity | ₹0.58 Cr | 0.81% |
| Carborundum Universal Ltd | Equity | ₹0.57 Cr | 0.80% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹0.56 Cr | 0.78% |
| SBI Life Insurance Co Ltd | Equity | ₹0.55 Cr | 0.77% |
| Aptus Value Housing Finance India Ltd | Equity | ₹0.54 Cr | 0.76% |
| K.P.R. Mill Ltd | Equity | ₹0.54 Cr | 0.76% |
| Torrent Pharmaceuticals Ltd | Equity | ₹0.53 Cr | 0.75% |
| KEI Industries Ltd | Equity | ₹0.53 Cr | 0.74% |
| Vinati Organics Ltd | Equity | ₹0.53 Cr | 0.74% |
| PB Fintech Ltd | Equity | ₹0.52 Cr | 0.74% |
| Bharti Hexacom Ltd | Equity | ₹0.51 Cr | 0.71% |
| Ecos (India) Mobility & Hospitality Ltd | Equity | ₹0.5 Cr | 0.70% |
| Coromandel International Ltd | Equity | ₹0.47 Cr | 0.66% |
| Torrent Power Ltd | Equity | ₹0.46 Cr | 0.65% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹0.45 Cr | 0.63% |
| Prestige Estates Projects Ltd | Equity | ₹0.44 Cr | 0.61% |
| Indian Hotels Co Ltd | Equity | ₹0.43 Cr | 0.61% |
| TeamLease Services Ltd | Equity | ₹0.43 Cr | 0.60% |
| Bharat Forge Ltd | Equity | ₹0.42 Cr | 0.60% |
| KPIT Technologies Ltd | Equity | ₹0.42 Cr | 0.59% |
| Container Corporation of India Ltd | Equity | ₹0.42 Cr | 0.59% |
| Safari Industries (India) Ltd | Equity | ₹0.41 Cr | 0.58% |
| Syngene International Ltd | Equity | ₹0.39 Cr | 0.55% |
| Deepak Nitrite Ltd | Equity | ₹0.38 Cr | 0.53% |
| Timken India Ltd | Equity | ₹0.37 Cr | 0.51% |
| Havells India Ltd | Equity | ₹0.37 Cr | 0.51% |
| Devyani International Ltd | Equity | ₹0.34 Cr | 0.48% |
| APL Apollo Tubes Ltd | Equity | ₹0.32 Cr | 0.45% |
| Net Receivables / (Payables) | Cash | ₹0.3 Cr | 0.42% |
| 182 DTB 06022025 | Bond - Gov't/Treasury | ₹0.1 Cr | 0.14% |
Allocation By Market Cap (Equity)
Large Cap Stocks
42.94%
Mid Cap Stocks
27.34%
Small Cap Stocks
25.51%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹17.19 Cr | 24.12% |
| Industrials | ₹11.33 Cr | 15.90% |
| Consumer Cyclical | ₹7.76 Cr | 10.89% |
| Technology | ₹7.58 Cr | 10.64% |
| Healthcare | ₹7.17 Cr | 10.06% |
| Basic Materials | ₹6.74 Cr | 9.45% |
| Consumer Defensive | ₹3.83 Cr | 5.38% |
| Communication Services | ₹3 Cr | 4.20% |
| Energy | ₹2.97 Cr | 4.17% |
| Utilities | ₹1.46 Cr | 2.04% |
| Real Estate | ₹0.44 Cr | 0.61% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
VP
Vinay Paharia
Since April 2024
PP
Puneet Pal
Since April 2024
AP
Anandha Padmanabhan Anjeneyan
Since August 2024
VS
Vivek Sharma
Since August 2024
Additional Scheme Detailsas of 31st October 2024
ISIN INF663L01Y61 | Expense Ratio 0.66% | Exit Load No Charges | Fund Size ₹71 Cr | Age 7 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark BSE 500 India INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2161.97 Cr | 21.4% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹174.39 Cr | 11.1% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2088.63 Cr | 23.4% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹922.37 Cr | 25.4% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹73.62 Cr | 16.4% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹922.37 Cr | 27.0% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹385.46 Cr | 30.4% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.1% | 0.0% | ₹385.46 Cr | 32.1% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹73.62 Cr | 14.8% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹511.17 Cr | 15.7% |
Risk Level
Your principal amount will be at Very High Risk
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Still got questions?
We're here to help.
What is the current NAV of PGIM India Retirement Fund Direct Growth?
The NAV of PGIM India Retirement Fund Direct Growth, as of 21-Nov-2024, is ₹11.33.
What is the portfolio composition of PGIM India Retirement Fund Direct Growth?
The fund's allocation of assets is distributed as 97.47% in equities, 0.14% in bonds, and 2.39% in cash and cash equivalents.
Who manages the PGIM India Retirement Fund Direct Growth?
The fund managers responsible for PGIM India Retirement Fund Direct Growth are:-
- Vinay Paharia
- Puneet Pal
- Anandha Padmanabhan Anjeneyan
- Vivek Sharma
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.