Fund Overview
Fund Size
₹424 Cr
Expense Ratio
0.12%
ISIN
INF223J01NS5
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹335.56, Assets Under Management (AUM) of 423.85 Crores, and an expense ratio of 0.12%.
- PGIM India Liquid Fund Direct Growth has given a CAGR return of 6.90% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.49% in cash & cash equivalents.
- You can start investing in PGIM India Liquid Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.44%
+6.75% (Cat Avg.)
3 Years
+6.69%
+6.24% (Cat Avg.)
5 Years
+5.50%
+5.04% (Cat Avg.)
10 Years
+6.43%
+5.34% (Cat Avg.)
Since Inception
+6.90%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2025
| Others | ₹423.85 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹24.95 Cr | 5.89% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.9 Cr | 5.87% |
| Aditya Birla Money Limited (Frmly APollo Sindhoori Capital Investments Ltd) | Cash - Commercial Paper | ₹24.9 Cr | 5.87% |
| 91 Days Tbill Red 27-02-2025 | Bond - Gov't/Treasury | ₹24.89 Cr | 5.87% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.85 Cr | 5.86% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹24.85 Cr | 5.86% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹24.85 Cr | 5.86% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.81 Cr | 5.85% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹24.81 Cr | 5.85% |
| Fullerton India Credit Company Ltd | Bond - Corporate Bond | ₹20 Cr | 4.72% |
| Larsen And Toubro Limited | Cash - Commercial Paper | ₹19.98 Cr | 4.71% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹19.87 Cr | 4.69% |
| India (Republic of) | Bond - Short-term Government Bills | ₹19.84 Cr | 4.68% |
| Bank of Baroda | Bond - Corporate Bond | ₹19.65 Cr | 4.64% |
| Clearing Corporation Of India Ltd. | Cash - Repurchase Agreement | ₹18.42 Cr | 4.35% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹14.98 Cr | 3.53% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹14.91 Cr | 3.52% |
| Axis Bank Ltd. ** # | Cash | ₹14.73 Cr | 3.47% |
| 182 DTB 27022025 | Bond - Gov't/Treasury | ₹9.95 Cr | 2.35% |
| India (Republic of) | Bond - Short-term Government Bills | ₹9.86 Cr | 2.33% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹4.99 Cr | 1.18% |
| Net Receivables / (Payables) | Cash | ₹4.25 Cr | 1.00% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹3 Cr | 0.71% |
| SBI CDMDF--A2 | Mutual Fund - Open End | ₹2.16 Cr | 0.51% |
| 182 DTB 18102024 | Bond - Gov't/Treasury | ₹1.99 Cr | 0.47% |
| 364 DTB 13022025 | Bond - Gov't/Treasury | ₹1.5 Cr | 0.35% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹154.15 Cr | 36.37% |
| Bond - Corporate Bond | ₹84.57 Cr | 19.95% |
| Cash - CD/Time Deposit | ₹74.56 Cr | 17.59% |
| Bond - Gov't/Treasury | ₹41.32 Cr | 9.75% |
| Bond - Short-term Government Bills | ₹29.69 Cr | 7.01% |
| Cash | ₹18.98 Cr | 4.48% |
| Cash - Repurchase Agreement | ₹18.42 Cr | 4.35% |
| Mutual Fund - Open End | ₹2.16 Cr | 0.51% |
Risk & Performance Ratios
Standard Deviation
This fund
0.35%
Cat. avg.
0.54%
Lower the better
Sharpe Ratio
This fund
2.07
Cat. avg.
-1.12
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.67
Higher the better
Fund Managers
Bhupesh Kalyani
Since September 2022
Puneet Pal
Since July 2022
Additional Scheme Detailsas of 31st January 2025
ISIN INF223J01NS5 | Expense Ratio 0.12% | Exit Load No Charges | Fund Size ₹424 Cr | Age 12 years 1 month | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹5184.26 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹69.83 Cr | 7.0% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹998.01 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹998.01 Cr | 7.0% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹813.62 Cr | 5.7% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹13265.07 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹352.07 Cr | 7.3% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹888.92 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹888.92 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹352.07 Cr | 7.2% |
About the AMC
PGIM India Mutual Fund
Total AUM
₹24,843 Cr
Address
Nirlon House, 2nd Floor, Mumbai, 400 030
Other Funds by PGIM India Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of PGIM India Liquid Fund Direct Growth?
What are the returns of PGIM India Liquid Fund Direct Growth?
What is the portfolio composition of PGIM India Liquid Fund Direct Growth?
Who manages the PGIM India Liquid Fund Direct Growth?
- Bhupesh Kalyani
- Puneet Pal
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NAV (21-Feb-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹424 Cr
Expense Ratio
0.12%
ISIN
INF223J01NS5
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
Risk Level
Your principal amount will be at Low to Moderate Risk
About this fund
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹335.56, Assets Under Management (AUM) of 423.85 Crores, and an expense ratio of 0.12%.
- PGIM India Liquid Fund Direct Growth has given a CAGR return of 6.90% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.49% in cash & cash equivalents.
- You can start investing in PGIM India Liquid Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.44%
+6.75% (Cat Avg.)
3 Years
+6.69%
+6.24% (Cat Avg.)
5 Years
+5.50%
+5.04% (Cat Avg.)
10 Years
+6.43%
+5.34% (Cat Avg.)
Since Inception
+6.90%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2025
| Others | ₹423.85 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹24.95 Cr | 5.89% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.9 Cr | 5.87% |
| Aditya Birla Money Limited (Frmly APollo Sindhoori Capital Investments Ltd) | Cash - Commercial Paper | ₹24.9 Cr | 5.87% |
| 91 Days Tbill Red 27-02-2025 | Bond - Gov't/Treasury | ₹24.89 Cr | 5.87% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.85 Cr | 5.86% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹24.85 Cr | 5.86% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹24.85 Cr | 5.86% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.81 Cr | 5.85% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹24.81 Cr | 5.85% |
| Fullerton India Credit Company Ltd | Bond - Corporate Bond | ₹20 Cr | 4.72% |
| Larsen And Toubro Limited | Cash - Commercial Paper | ₹19.98 Cr | 4.71% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹19.87 Cr | 4.69% |
| India (Republic of) | Bond - Short-term Government Bills | ₹19.84 Cr | 4.68% |
| Bank of Baroda | Bond - Corporate Bond | ₹19.65 Cr | 4.64% |
| Clearing Corporation Of India Ltd. | Cash - Repurchase Agreement | ₹18.42 Cr | 4.35% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹14.98 Cr | 3.53% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹14.91 Cr | 3.52% |
| Axis Bank Ltd. ** # | Cash | ₹14.73 Cr | 3.47% |
| 182 DTB 27022025 | Bond - Gov't/Treasury | ₹9.95 Cr | 2.35% |
| India (Republic of) | Bond - Short-term Government Bills | ₹9.86 Cr | 2.33% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹4.99 Cr | 1.18% |
| Net Receivables / (Payables) | Cash | ₹4.25 Cr | 1.00% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹3 Cr | 0.71% |
| SBI CDMDF--A2 | Mutual Fund - Open End | ₹2.16 Cr | 0.51% |
| 182 DTB 18102024 | Bond - Gov't/Treasury | ₹1.99 Cr | 0.47% |
| 364 DTB 13022025 | Bond - Gov't/Treasury | ₹1.5 Cr | 0.35% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹154.15 Cr | 36.37% |
| Bond - Corporate Bond | ₹84.57 Cr | 19.95% |
| Cash - CD/Time Deposit | ₹74.56 Cr | 17.59% |
| Bond - Gov't/Treasury | ₹41.32 Cr | 9.75% |
| Bond - Short-term Government Bills | ₹29.69 Cr | 7.01% |
| Cash | ₹18.98 Cr | 4.48% |
| Cash - Repurchase Agreement | ₹18.42 Cr | 4.35% |
| Mutual Fund - Open End | ₹2.16 Cr | 0.51% |
Risk & Performance Ratios
Standard Deviation
This fund
0.35%
Cat. avg.
0.54%
Lower the better
Sharpe Ratio
This fund
2.07
Cat. avg.
-1.12
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.67
Higher the better
Fund Managers
Bhupesh Kalyani
Since September 2022
Puneet Pal
Since July 2022
Additional Scheme Detailsas of 31st January 2025
ISIN INF223J01NS5 | Expense Ratio 0.12% | Exit Load No Charges | Fund Size ₹424 Cr | Age 12 years 1 month | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹5184.26 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹69.83 Cr | 7.0% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹998.01 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹998.01 Cr | 7.0% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹813.62 Cr | 5.7% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹13265.07 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹352.07 Cr | 7.3% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹888.92 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹888.92 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹352.07 Cr | 7.2% |
About the AMC
PGIM India Mutual Fund
Total AUM
₹24,843 Cr
Address
Nirlon House, 2nd Floor, Mumbai, 400 030
Other Funds by PGIM India Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of PGIM India Liquid Fund Direct Growth?
What are the returns of PGIM India Liquid Fund Direct Growth?
What is the portfolio composition of PGIM India Liquid Fund Direct Growth?
Who manages the PGIM India Liquid Fund Direct Growth?
- Bhupesh Kalyani
- Puneet Pal
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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