PGIM India Equity Savings Fund Direct Growth

Fund Overview

Fund Size

₹72 Cr

Expense Ratio

0.52%

ISIN

INF223J01QD0

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

PGIM India Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by PGIM India Mutual Fund. This fund has been in existence for 12 years and 19 days, having been launched on 01-Jan-13.
As of 17-Jan-25, it has a Net Asset Value (NAV) of ₹53.45, Assets Under Management (AUM) of 72.25 Crores, and an expense ratio of 0.52%.

PGIM India Equity Savings Fund Direct Growth has given a CAGR return of 9.01% since inception.
The fund's asset allocation comprises around 16.39% in equities, 18.43% in debts, and 65.19% in cash & cash equivalents.
You can start investing in PGIM India Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.53%

+9.66% (Cat Avg.)

3 Years

+6.68%

+8.21% (Cat Avg.)

5 Years

+8.05%

+9.62% (Cat Avg.)

10 Years

+8.54%

+8.21% (Cat Avg.)

Since Inception

+9.01%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2024

Equity	₹11.84 Cr	16.39%
Debt	₹13.31 Cr	18.43%
Others	₹47.1 Cr	65.19%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Net Receivables / (Payables)	Cash	₹38.01 Cr	52.62%
Clearing Corporation Of India Ltd.	Cash - Repurchase Agreement	₹9.08 Cr	12.57%
HDFC Bank Ltd	Equity	₹6.54 Cr	9.05%
Bajaj Finance Ltd	Equity	₹6.47 Cr	8.95%
Reliance Industries Ltd	Equity	₹6.3 Cr	8.71%
Future on Bajaj Finance Ltd	Equity - Future	₹-6.01 Cr	8.32%
Future on HDFC Bank Ltd	Equity - Future	₹-5.4 Cr	7.47%
Future on Reliance Industries Ltd	Equity - Future	₹-5.38 Cr	7.45%
Future on Ambuja Cements Ltd	Equity - Future	₹-5.33 Cr	7.38%
Ambuja Cements Ltd	Equity	₹5.3 Cr	7.34%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹5.1 Cr	7.06%
Future on Tata Steel Ltd.	Equity - Future	₹-3.9 Cr	5.40%
Tata Steel Ltd	Equity	₹3.87 Cr	5.36%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹3.07 Cr	4.25%
Titan Co Ltd	Equity	₹2.8 Cr	3.87%
Future on Titan Co Ltd	Equity - Future	₹-2.64 Cr	3.65%
Future on Adani Ports & Special Economic Zone Ltd	Equity - Future	₹-2.47 Cr	3.43%
Adani Ports & Special Economic Zone Ltd	Equity	₹2.46 Cr	3.41%
Future on NMDC Ltd	Equity - Future	₹-2.15 Cr	2.97%
NMDC Ltd	Equity	₹2.14 Cr	2.96%
Export Import Bank Of India	Bond - Corporate Bond	₹2.13 Cr	2.94%
Larsen & Toubro Ltd	Equity	₹1.53 Cr	2.11%
5.63% Govt Stock 2026	Bond - Gov't/Treasury	₹1.48 Cr	2.05%
Future on Kotak Mahindra Bank Ltd	Equity - Future	₹-1.44 Cr	1.99%
Kotak Mahindra Bank Ltd	Equity	₹1.43 Cr	1.98%
ICICI Bank Ltd	Equity	₹1.14 Cr	1.58%
Future on Larsen & Toubro Ltd	Equity - Future	₹-1.09 Cr	1.51%
Bharti Airtel Ltd	Equity	₹1.07 Cr	1.48%
Tata Consultancy Services Ltd	Equity	₹1.07 Cr	1.48%
8.28% Govt Stock 2027	Bond - Gov't/Treasury	₹1.04 Cr	1.44%
Havells India Ltd	Equity	₹0.86 Cr	1.19%
Future on Havells India Ltd	Equity - Future	₹-0.67 Cr	0.93%
Future on Bharti Airtel Ltd	Equity - Future	₹-0.61 Cr	0.84%
Varun Beverages Ltd	Equity	₹0.6 Cr	0.83%
Persistent Systems Ltd	Equity	₹0.54 Cr	0.75%
6.54% Govt Stock 2032	Bond - Gov't/Treasury	₹0.49 Cr	0.68%
ICICI Lombard General Insurance Co Ltd	Equity	₹0.38 Cr	0.53%
UltraTech Cement Ltd	Equity	₹0.35 Cr	0.48%
J.B. Chemicals & Pharmaceuticals Ltd	Equity	₹0.34 Cr	0.47%
TVS Motor Co Ltd	Equity	₹0.33 Cr	0.46%
Zomato Ltd	Equity	₹0.32 Cr	0.44%
Max Healthcare Institute Ltd Ordinary Shares	Equity	₹0.31 Cr	0.43%
Mahindra & Mahindra Ltd	Equity	₹0.27 Cr	0.37%
InterGlobe Aviation Ltd	Equity	₹0.26 Cr	0.35%
Mankind Pharma Ltd	Equity	₹0.25 Cr	0.34%
United Spirits Ltd	Equity	₹0.25 Cr	0.34%
KPIT Technologies Ltd	Equity	₹0.23 Cr	0.32%
Axis Bank Ltd	Equity	₹0.23 Cr	0.32%
Maruti Suzuki India Ltd	Equity	₹0.22 Cr	0.30%
Voltas Ltd	Equity	₹0.21 Cr	0.28%
Indus Towers Ltd Ordinary Shares	Equity	₹0.17 Cr	0.24%
Cummins India Ltd	Equity	₹0.14 Cr	0.19%
HDFC Life Insurance Co Ltd	Equity	₹0.13 Cr	0.19%
Shriram Finance Ltd	Equity	₹0.12 Cr	0.17%
Divi's Laboratories Ltd	Equity	₹0.1 Cr	0.14%
SRF Ltd	Equity	₹0.08 Cr	0.11%
Britannia Industries Ltd	Equity	₹0.08 Cr	0.11%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹0.07 Cr	0.09%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹16.45 Cr	22.77%
Basic Materials	₹11.74 Cr	16.25%
Energy	₹6.3 Cr	8.71%
Industrials	₹5.52 Cr	7.63%
Consumer Cyclical	₹3.93 Cr	5.44%
Technology	₹1.84 Cr	2.55%
Communication Services	₹1.24 Cr	1.72%
Healthcare	₹1 Cr	1.38%
Consumer Defensive	₹0.93 Cr	1.28%

Risk & Performance Ratios

Fund Managers

Vinay Paharia

Since April 2023

Puneet Pal

Since December 2021

Anandha Padmanabhan Anjeneyan

Since May 2022

Vivek Sharma

Since April 2024

Additional Scheme Detailsas of 31st December 2024

ISIN

INF223J01QD0

Expense Ratio

0.52%

Exit Load

No Charges

Fund Size

₹72 Cr

Age

12 years

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Equity Savings TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Equity Savings Fund Direct Growth Moderate Risk	0.6%	1.0%	₹8176.74 Cr	11.8%
Kotak Equity Savings Fund Regular Growth Moderate Risk	1.8%	1.0%	₹8176.74 Cr	10.5%
Edelweiss Equity Savings Fund Regular Growth Moderate Risk	1.6%	0.0%	₹561.31 Cr	12.0%
Edelweiss Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹561.31 Cr	13.1%
Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk	2.5%	1.0%	₹706.63 Cr	9.3%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk	1.4%	1.0%	₹706.63 Cr	10.6%
Tata Equity Savings Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹233.29 Cr	10.4%
Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹245.70 Cr	7.6%
PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹72.25 Cr	6.7%
Sundaram Equity Savings Fund Regular Growth Moderate Risk	2.2%	0.0%	₹1051.39 Cr	11.7%

About the AMC

PGIM India Mutual Fund

+91 22 61593000

https://www.pgimindiamf.com/

Total AUM

₹24,778 Cr

Address

Nirlon House, 2nd Floor, Mumbai, 400 030

Other Funds by PGIM India Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
PGIM India Fixed Duration Fund - Series BH Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BJ Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BI Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BF Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BG Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹102.82 Cr	6.7%
PGIM India Dynamic Bond Direct Growth Moderate Risk	0.3%	0.0%	₹107.87 Cr	9.9%
PGIM India Global Select Real Estate Securities Fund of Fund Direct Growth Very High Risk	1.3%	0.0%	₹50.92 Cr	14.5%
PGIM India Balanced Advantage Fund Direct Growth Very High Risk	0.5%	0.0%	₹1005.74 Cr	9.6%
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹27.56 Cr	7.8%
PGIM India Flexi Cap Fund Direct Growth Very High Risk	0.4%	0.0%	₹6329.61 Cr	13.2%
PGIM India Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹114.56 Cr	9.5%
PGIM India Global Equity Opportunities Fund Direct Growth Very High Risk	1.4%	0.0%	₹1348.95 Cr	28.3%
PGIM India Emerging Markets Equity Fund Direct Growth Very High Risk	1.4%	0.0%	₹96.85 Cr	26.5%
PGIM India Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹436.79 Cr	7.4%
PGIM India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹93.31 Cr	7.2%
PGIM India Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹94.56 Cr	8.3%
PGIM India Hybrid Equity Fund Direct Growth Very High Risk	0.8%	0.0%	₹211.26 Cr	14.6%
PGIM India Large Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹586.80 Cr	8.8%
PGIM India Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹27.94 Cr	6.7%
PGIM India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹230.85 Cr	7.5%
PGIM India Equity Savings Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹72.25 Cr	7.5%
PGIM India Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹87.46 Cr	7.6%
PGIM India Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹173.58 Cr	7.5%
PGIM India ELSS Tax Saver Fund Direct Growth Very High Risk	0.7%	0.0%	₹778.19 Cr	14.8%
PGIM India Midcap Opportunities Fund Direct Growth Very High Risk	0.5%	0.0%	₹11284.53 Cr	15.5%
PGIM India Credit Risk Fund Segregated Plan 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk	0.2%	0.0%	₹45.38 Cr	6.8%
PGIM India Small Cap Fund Direct Growth Very High Risk	0.5%	0.0%	₹1543.22 Cr	14.8%

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of PGIM India Equity Savings Fund Direct Growth?

The NAV of PGIM India Equity Savings Fund Direct Growth, as of 17-Jan-2025, is ₹53.45.

What are the returns of PGIM India Equity Savings Fund Direct Growth?

The fund has generated 7.53% over the last 1 year and 6.68% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of PGIM India Equity Savings Fund Direct Growth?

The fund's allocation of assets is distributed as 16.39% in equities, 18.43% in bonds, and 65.19% in cash and cash equivalents.

Who manages the PGIM India Equity Savings Fund Direct Growth?

The fund managers responsible for PGIM India Equity Savings Fund Direct Growth are:-

Vinay Paharia
Puneet Pal
Anandha Padmanabhan Anjeneyan
Vivek Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹72 Cr

Expense Ratio

0.52%

ISIN

INF223J01QD0

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Low to Moderate Risk