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PGIM India Equity Savings Fund Direct Growth
HybridEquity SavingsLow to Moderate Risk
Direct
NAV (19-Nov-24)
₹53.100.11%1D
Returns (Since Inception)
9.08%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹90 Cr
Expense Ratio
0.49%
ISIN
INF223J01QD0
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
PGIM India Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by PGIM India Mutual Fund. This fund has been in existence for 11 years, 10 months and 20 days, having been launched on 01-Jan-13.
As of 19-Nov-24, it has a Net Asset Value (NAV) of ₹53.10, Assets Under Management (AUM) of 89.52 Crores, and an expense ratio of 0.49%.
As of 19-Nov-24, it has a Net Asset Value (NAV) of ₹53.10, Assets Under Management (AUM) of 89.52 Crores, and an expense ratio of 0.49%.
- PGIM India Equity Savings Fund Direct Growth has given a CAGR return of 9.08% since inception.
- The fund's asset allocation comprises around 14.74% in equities, 18.26% in debts, and 66.99% in cash & cash equivalents.
- You can start investing in PGIM India Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.70%
+13.33% (Cat Avg.)
3 Years
+6.77%
+8.50% (Cat Avg.)
5 Years
+8.28%
+9.89% (Cat Avg.)
10 Years
+8.95%
+8.47% (Cat Avg.)
Since Inception
+9.08%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Equity | ₹13.2 Cr | 14.74% |
| Debt | ₹16.35 Cr | 18.26% |
| Others | ₹59.97 Cr | 66.99% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Receivables / (Payables) | Cash | ₹49.03 Cr | 54.77% |
| Clearing Corporation Of India Ltd. | Cash - Repurchase Agreement | ₹10.94 Cr | 12.22% |
| HDFC Bank Ltd | Equity | ₹7.91 Cr | 8.83% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-6.73 Cr | 7.52% |
| Bajaj Finance Ltd | Equity | ₹6.53 Cr | 7.29% |
| Future on JSW Steel Ltd | Equity - Future | ₹-6.28 Cr | 7.01% |
| JSW Steel Ltd | Equity | ₹6.24 Cr | 6.98% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-6.07 Cr | 6.78% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-5.79 Cr | 6.47% |
| Reliance Industries Ltd | Equity | ₹5.78 Cr | 6.46% |
| Ambuja Cements Ltd | Equity | ₹5.75 Cr | 6.42% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹5.09 Cr | 5.68% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-4.69 Cr | 5.23% |
| Future on Tata Steel Ltd. | Equity - Future | ₹-4.2 Cr | 4.69% |
| Tata Steel Ltd | Equity | ₹4.17 Cr | 4.65% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹3.06 Cr | 3.42% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹3.05 Cr | 3.40% |
| Titan Co Ltd | Equity | ₹2.92 Cr | 3.26% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-2.77 Cr | 3.10% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹2.75 Cr | 3.07% |
| Future on Titan Co Ltd | Equity - Future | ₹-2.64 Cr | 2.95% |
| Future on NMDC Ltd | Equity - Future | ₹-2.41 Cr | 2.70% |
| NMDC Ltd | Equity | ₹2.4 Cr | 2.68% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹2.14 Cr | 2.39% |
| Future on Dabur India Ltd | Equity - Future | ₹-2.03 Cr | 2.26% |
| Dabur India Ltd | Equity | ₹2.03 Cr | 2.26% |
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹1.48 Cr | 1.65% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-1.39 Cr | 1.56% |
| Kotak Mahindra Bank Ltd | Equity | ₹1.38 Cr | 1.55% |
| ICICI Bank Ltd | Equity | ₹1.23 Cr | 1.37% |
| Tata Consultancy Services Ltd | Equity | ₹1.1 Cr | 1.23% |
| Bharti Airtel Ltd | Equity | ₹1.09 Cr | 1.21% |
| 8.28% Govt Stock 2027 | Bond - Gov't/Treasury | ₹1.04 Cr | 1.16% |
| Havells India Ltd | Equity | ₹0.88 Cr | 0.98% |
| Future on L&T Finance Ltd | Equity - Future | ₹-0.72 Cr | 0.81% |
| L&T Finance Ltd | Equity | ₹0.72 Cr | 0.80% |
| Future on Havells India Ltd | Equity - Future | ₹-0.66 Cr | 0.74% |
| Varun Beverages Ltd | Equity | ₹0.63 Cr | 0.70% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-0.62 Cr | 0.69% |
| Larsen & Toubro Ltd | Equity | ₹0.52 Cr | 0.58% |
| Persistent Systems Ltd | Equity | ₹0.52 Cr | 0.58% |
| 6.54% Govt Stock 2032 | Bond - Gov't/Treasury | ₹0.49 Cr | 0.55% |
| Maruti Suzuki India Ltd | Equity | ₹0.44 Cr | 0.49% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹0.41 Cr | 0.46% |
| UltraTech Cement Ltd | Equity | ₹0.41 Cr | 0.45% |
| J.B. Chemicals & Pharmaceuticals Ltd | Equity | ₹0.36 Cr | 0.40% |
| TVS Motor Co Ltd | Equity | ₹0.35 Cr | 0.39% |
| Axis Bank Ltd | Equity | ₹0.29 Cr | 0.33% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-0.29 Cr | 0.32% |
| Hindalco Industries Ltd | Equity | ₹0.29 Cr | 0.32% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹0.28 Cr | 0.31% |
| Zomato Ltd | Equity | ₹0.28 Cr | 0.31% |
| HDFC Life Insurance Co Ltd | Equity | ₹0.27 Cr | 0.30% |
| InterGlobe Aviation Ltd | Equity | ₹0.26 Cr | 0.29% |
| Mahindra & Mahindra Ltd | Equity | ₹0.24 Cr | 0.27% |
| Mankind Pharma Ltd | Equity | ₹0.23 Cr | 0.26% |
| KPIT Technologies Ltd | Equity | ₹0.22 Cr | 0.25% |
| United Spirits Ltd | Equity | ₹0.22 Cr | 0.25% |
| SRF Ltd | Equity | ₹0.19 Cr | 0.22% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹0.19 Cr | 0.21% |
| Voltas Ltd | Equity | ₹0.19 Cr | 0.21% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹0.17 Cr | 0.19% |
| Cummins India Ltd | Equity | ₹0.15 Cr | 0.17% |
| Britannia Industries Ltd | Equity | ₹0.14 Cr | 0.16% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹0.14 Cr | 0.15% |
| Shriram Finance Ltd | Equity | ₹0.13 Cr | 0.15% |
| L&T Technology Services Ltd | Equity | ₹0.1 Cr | 0.11% |
| Future on ACC Ltd | Equity - Future | ₹-0.07 Cr | 0.08% |
| ACC Ltd | Equity | ₹0.07 Cr | 0.08% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Basic Materials | ₹19.51 Cr | 21.80% |
| Financial Services | ₹19.06 Cr | 21.29% |
| Energy | ₹5.78 Cr | 6.46% |
| Industrials | ₹4.88 Cr | 5.46% |
| Consumer Cyclical | ₹4.23 Cr | 4.72% |
| Consumer Defensive | ₹3.02 Cr | 3.37% |
| Technology | ₹1.94 Cr | 2.17% |
| Communication Services | ₹1.26 Cr | 1.40% |
| Healthcare | ₹0.87 Cr | 0.97% |
Risk & Performance Ratios
Standard Deviation
This fund
2.20%
Cat. avg.
4.58%
Lower the better
Sharpe Ratio
This fund
0.33
Cat. avg.
0.61
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.09
Higher the better
Fund Managers
VP
Vinay Paharia
Since April 2023
PP
Puneet Pal
Since December 2021
AP
Anandha Padmanabhan Anjeneyan
Since May 2022
VS
Vivek Sharma
Since April 2024
Additional Scheme Detailsas of 31st October 2024
ISIN INF223J01QD0 | Expense Ratio 0.49% | Exit Load No Charges | Fund Size ₹90 Cr | Age 11 years 10 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY Equity Savings TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Kotak Equity Savings Fund Direct Growth Moderate Risk | 0.7% | 1.0% | ₹7804.46 Cr | 16.2% |
| Kotak Equity Savings Fund Regular Growth Moderate Risk | 1.8% | 1.0% | ₹7804.46 Cr | 14.9% |
| Edelweiss Equity Savings Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹539.22 Cr | 13.8% |
| Edelweiss Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹539.22 Cr | 14.9% |
| Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk | 2.5% | 1.0% | ₹718.42 Cr | 13.8% |
| Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk | 1.4% | 1.0% | ₹718.42 Cr | 15.0% |
| Tata Equity Savings Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹215.99 Cr | 14.4% |
| Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹194.14 Cr | 9.5% |
| PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk | 1.3% | 0.0% | ₹89.52 Cr | 8.8% |
| Sundaram Equity Savings Fund Regular Growth Moderate Risk | 2.2% | 0.0% | ₹989.56 Cr | 14.9% |
About the AMC
PGIM India Mutual Fund
Total AUM
₹28,697 Cr
Address
Nirlon House, 2nd Floor, Mumbai, 400 030
Other Funds by PGIM India Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of PGIM India Equity Savings Fund Direct Growth?
The NAV of PGIM India Equity Savings Fund Direct Growth, as of 19-Nov-2024, is ₹53.10.
What are the returns of PGIM India Equity Savings Fund Direct Growth?
The fund has generated 9.70% over the last 1 year and 6.77% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of PGIM India Equity Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 14.74% in equities, 18.26% in bonds, and 66.99% in cash and cash equivalents.
Who manages the PGIM India Equity Savings Fund Direct Growth?
The fund managers responsible for PGIM India Equity Savings Fund Direct Growth are:-
- Vinay Paharia
- Puneet Pal
- Anandha Padmanabhan Anjeneyan
- Vivek Sharma
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.