PGIM India ELSS Tax Saver Fund Direct Growth

Fund Overview

Fund Size

₹698 Cr

Expense Ratio

0.76%

ISIN

INF663L01FN5

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

11 Dec 2015

About this fund

PGIM India ELSS Tax Saver Fund Direct Growth is a ELSS (Tax Savings) mutual fund schemes offered by PGIM India Mutual Fund. This fund has been in existence for 9 years, 3 months and 17 days, having been launched on 11-Dec-15.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹37.17, Assets Under Management (AUM) of 698.40 Crores, and an expense ratio of 0.76%.

PGIM India ELSS Tax Saver Fund Direct Growth has given a CAGR return of 15.18% since inception.
The fund's asset allocation comprises around 95.68% in equities, 0.14% in debts, and 4.18% in cash & cash equivalents.
You can start investing in PGIM India ELSS Tax Saver Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+11.32%

+6.96% (Cat Avg.)

3 Years

+13.21%

+14.91% (Cat Avg.)

5 Years

+27.11%

+25.31% (Cat Avg.)

Since Inception

+15.18%

— (Cat Avg.)

Portfolio Summaryas of 28th February 2025

Equity	₹668.26 Cr	95.68%
Debt	₹0.96 Cr	0.14%
Others	₹29.18 Cr	4.18%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹61.59 Cr	8.82%
ICICI Bank Ltd	Equity	₹56.56 Cr	8.10%
Reliance Industries Ltd	Equity	₹42.43 Cr	6.08%
Clearing Corporation Of India Ltd.	Cash - Repurchase Agreement	₹29.21 Cr	4.18%
Bharti Airtel Ltd	Equity	₹23.33 Cr	3.34%
Infosys Ltd	Equity	₹20.67 Cr	2.96%
Tata Consultancy Services Ltd	Equity	₹18.6 Cr	2.66%
Dixon Technologies (India) Ltd	Equity	₹16.72 Cr	2.39%
ICICI Lombard General Insurance Co Ltd	Equity	₹16.72 Cr	2.39%
Persistent Systems Ltd	Equity	₹16.44 Cr	2.35%
Kotak Mahindra Bank Ltd	Equity	₹15.98 Cr	2.29%
Zomato Ltd	Equity	₹14.69 Cr	2.10%
Bajaj Finance Ltd	Equity	₹14.59 Cr	2.09%
UltraTech Cement Ltd	Equity	₹14.37 Cr	2.06%
Sun Pharmaceuticals Industries Ltd	Equity	₹13.94 Cr	2.00%
Varun Beverages Ltd	Equity	₹13.64 Cr	1.95%
Larsen & Toubro Ltd	Equity	₹12.72 Cr	1.82%
Nestle India Ltd	Equity	₹12.15 Cr	1.74%
Max Healthcare Institute Ltd Ordinary Shares	Equity	₹11.46 Cr	1.64%
Mankind Pharma Ltd	Equity	₹11.44 Cr	1.64%
UNO Minda Ltd	Equity	₹11.22 Cr	1.61%
International Gemmological Institute (India) Ltd	Equity	₹10.85 Cr	1.55%
Sagility India Ltd	Equity	₹10.48 Cr	1.50%
InterGlobe Aviation Ltd	Equity	₹10.08 Cr	1.44%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹9.82 Cr	1.41%
Cholamandalam Investment and Finance Co Ltd	Equity	₹9.62 Cr	1.38%
Havells India Ltd	Equity	₹8.9 Cr	1.27%
Multi Commodity Exchange of India Ltd	Equity	₹8.3 Cr	1.19%
Blue Star Ltd	Equity	₹8.29 Cr	1.19%
United Spirits Ltd	Equity	₹8.09 Cr	1.16%
Titan Co Ltd	Equity	₹7.8 Cr	1.12%
J.B. Chemicals & Pharmaceuticals Ltd	Equity	₹7.63 Cr	1.09%
Vishal Mega Mart Ltd	Equity	₹7.46 Cr	1.07%
Page Industries Ltd	Equity	₹6.89 Cr	0.99%
Maruti Suzuki India Ltd	Equity	₹6.67 Cr	0.95%
Sona BLW Precision Forgings Ltd	Equity	₹6.63 Cr	0.95%
Solar Industries India Ltd	Equity	₹6.53 Cr	0.94%
SRF Ltd	Equity	₹6.51 Cr	0.93%
ITC Ltd	Equity	₹6.44 Cr	0.92%
Krishna Institute of Medical Sciences Ltd	Equity	₹6.33 Cr	0.91%
CG Power & Industrial Solutions Ltd	Equity	₹6.3 Cr	0.90%
Dr Reddy's Laboratories Ltd	Equity	₹6.25 Cr	0.90%
SBI Life Insurance Co Ltd	Equity	₹6.19 Cr	0.89%
Pidilite Industries Ltd	Equity	₹5.72 Cr	0.82%
Navin Fluorine International Ltd	Equity	₹5.64 Cr	0.81%
Tube Investments of India Ltd Ordinary Shares	Equity	₹5.36 Cr	0.77%
Syngene International Ltd	Equity	₹5.22 Cr	0.75%
Home First Finance Co India Ltd ---	Equity	₹4.92 Cr	0.71%
K.P.R. Mill Ltd	Equity	₹4.81 Cr	0.69%
Karur Vysya Bank Ltd	Equity	₹4.8 Cr	0.69%
DOMS Industries Ltd	Equity	₹4.69 Cr	0.67%
TVS Motor Co Ltd	Equity	₹4.67 Cr	0.67%
Mahindra & Mahindra Ltd	Equity	₹4.65 Cr	0.67%
Hexaware Technologies Ltd.	Equity	₹4.51 Cr	0.65%
Abbott India Ltd	Equity	₹3.47 Cr	0.50%
Phoenix Mills Ltd	Equity	₹3.29 Cr	0.47%
IndiaMART InterMESH Ltd	Equity	₹3.27 Cr	0.47%
Mphasis Ltd	Equity	₹3.21 Cr	0.46%
Praj Industries Ltd	Equity	₹2.69 Cr	0.38%
Triveni Turbine Ltd	Equity	₹2.58 Cr	0.37%
Vinati Organics Ltd	Equity	₹2.48 Cr	0.36%
364 DTB 30-Oct-2025	Bond - Gov't/Treasury	₹0.96 Cr	0.14%
HDFC Asset Management Co Ltd	Equity	₹0.65 Cr	0.09%
ITC Hotels Ltd	Equity	₹0.27 Cr	0.04%
Net Receivables / (Payables)	Cash	₹-0.02 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹199.93 Cr	28.63%
Industrials	₹77.94 Cr	11.16%
Healthcare	₹76.21 Cr	10.91%
Consumer Cyclical	₹75.76 Cr	10.85%
Technology	₹75.65 Cr	10.83%
Basic Materials	₹45.6 Cr	6.53%
Energy	₹42.43 Cr	6.08%
Consumer Defensive	₹40.32 Cr	5.77%
Communication Services	₹26.6 Cr	3.81%
Real Estate	₹3.29 Cr	0.47%

Risk & Performance Ratios

Fund Managers

Bhupesh Kalyani

Since April 2023

Vinay Paharia

Since April 2023

Utsav Mehta

Since April 2024

Vivek Sharma

Since April 2024

Additional Scheme Detailsas of 28th February 2025

ISIN

INF663L01FN5

Expense Ratio

0.76%

Exit Load

No Charges

Fund Size

₹698 Cr

Age

9 years 3 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Tata India Tax Savings Fund Direct Growth Very High Risk	0.7%	0.0%	₹4053.35 Cr	12.2%
Tata India Tax Savings Fund Regular Growth Very High Risk	1.9%	0.0%	₹4053.35 Cr	11.0%
Axis Long Term Equity Fund Regular Growth Very High Risk	1.6%	0.0%	₹32174.34 Cr	7.7%
Parag Parikh Tax Saver Fund Direct Growth Very High Risk	0.6%	0.0%	₹4477.32 Cr	17.0%
Parag Parikh Tax Saver Fund Regular Growth Very High Risk	1.7%	0.0%	₹4477.32 Cr	15.7%
Shriram Long Term Equity Fund Direct Growth Very High Risk	0.8%	0.0%	₹44.32 Cr	-0.9%
Shriram Long Term Equity Fund Regular Growth Very High Risk	2.3%	0.0%	₹44.32 Cr	-2.5%
ITI Long Term Equity Fund Direct Growth Very High Risk	0.6%	0.0%	₹343.31 Cr	7.1%
ITI Long Term Equity Fund Regular Growth Very High Risk	2.3%	0.0%	₹343.31 Cr	5.2%
Sundaram Diversified Equity Regular Growth Very High Risk	2.2%	0.0%	₹1361.57 Cr	6.2%

About the AMC

PGIM India Mutual Fund

+91 22 61593000

https://www.pgimindiamf.com/

Total AUM

₹23,579 Cr

Address

Nirlon House, 2nd Floor, Mumbai, 400 030

Other Funds by PGIM India Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
PGIM India Fixed Duration Fund - Series BH Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BJ Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BI Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BF Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BG Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹88.11 Cr	6.6%
PGIM India Dynamic Bond Direct Growth Moderate Risk	0.3%	0.0%	₹102.83 Cr	10.2%
PGIM India Global Select Real Estate Securities Fund of Fund Direct Growth Very High Risk	1.3%	0.0%	₹50.35 Cr	9.2%
PGIM India Balanced Advantage Fund Direct Growth Very High Risk	0.5%	0.0%	₹924.40 Cr	8.7%
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹26.54 Cr	8.4%
PGIM India Flexi Cap Fund Direct Growth Very High Risk	0.5%	0.0%	₹5595.43 Cr	9.0%
PGIM India Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹114.35 Cr	9.7%
PGIM India Global Equity Opportunities Fund Direct Growth Very High Risk	1.4%	0.0%	₹1407.82 Cr	-1.1%
PGIM India Emerging Markets Equity Fund Direct Growth Very High Risk	1.4%	0.0%	₹95.92 Cr	18.6%
PGIM India Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹359.99 Cr	7.4%
PGIM India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹93.31 Cr	7.2%
PGIM India Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹95.08 Cr	8.6%
PGIM India Hybrid Equity Fund Direct Growth Very High Risk	0.8%	0.0%	₹197.60 Cr	10.1%
PGIM India Large Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹531.23 Cr	6.4%
PGIM India Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹27.94 Cr	6.7%
PGIM India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹205.52 Cr	7.5%
PGIM India Equity Savings Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹68.41 Cr	7.3%
PGIM India Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹89.22 Cr	7.6%
PGIM India Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹167.07 Cr	7.6%
PGIM India ELSS Tax Saver Fund Direct Growth Very High Risk	0.8%	0.0%	₹698.40 Cr	11.3%
PGIM India Midcap Opportunities Fund Direct Growth Very High Risk	0.5%	0.0%	₹9600.28 Cr	10.4%
PGIM India Credit Risk Fund Segregated Plan 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk	0.2%	0.0%	₹45.38 Cr	6.8%
PGIM India Small Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹1278.59 Cr	9.8%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of PGIM India ELSS Tax Saver Fund Direct Growth?

The NAV of PGIM India ELSS Tax Saver Fund Direct Growth, as of 27-Mar-2025, is ₹37.17.

What are the returns of PGIM India ELSS Tax Saver Fund Direct Growth?

The fund has generated 11.32% over the last 1 year and 13.21% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of PGIM India ELSS Tax Saver Fund Direct Growth?

The fund's allocation of assets is distributed as 95.68% in equities, 0.14% in bonds, and 4.18% in cash and cash equivalents.

Who manages the PGIM India ELSS Tax Saver Fund Direct Growth?

The fund managers responsible for PGIM India ELSS Tax Saver Fund Direct Growth are:-

Bhupesh Kalyani
Vinay Paharia
Utsav Mehta
Vivek Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹698 Cr

Expense Ratio

0.76%

ISIN

INF663L01FN5

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

11 Dec 2015

Risk Level

Your principal amount will be at Very High Risk