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Fund Overview

Fund Size

Fund Size

₹3,692 Cr

Expense Ratio

Expense Ratio

1.90%

ISIN

ISIN

INF0J8L01024

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

29 Oct 2021

About this fund

NJ Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 3 years, 5 months and 21 days, having been launched on 29-Oct-21.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹12.90, Assets Under Management (AUM) of 3691.87 Crores, and an expense ratio of 1.9%.
  • NJ Balanced Advantage Fund Regular Growth has given a CAGR return of 7.62% since inception.
  • The fund's asset allocation comprises around 64.15% in equities, 7.83% in debts, and 28.02% in cash & cash equivalents.
  • You can start investing in NJ Balanced Advantage Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+0.62%

+5.87% (Cat Avg.)

3 Years

+9.33%

+10.82% (Cat Avg.)

Since Inception

+7.62%

(Cat Avg.)

Portfolio Summaryas of 31st March 2025

Equity2,368.47 Cr64.15%
Debt288.94 Cr7.83%
Others1,034.46 Cr28.02%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset718.21 Cr19.45%
Future on Reliance Industries LtdEquity - Future-319.17 Cr8.65%
Reliance Industries LtdEquity317.56 Cr8.60%
Clearing Corporation Of India LtdCash - Repurchase Agreement208.22 Cr5.64%
HCL Technologies LtdEquity157.02 Cr4.25%
Coal India LtdEquity140.63 Cr3.81%
HDFC Asset Management Co LtdEquity137.33 Cr3.72%
Bajaj Auto LtdEquity117.95 Cr3.19%
Ajanta Pharma LtdEquity109.12 Cr2.96%
Alkem Laboratories LtdEquity102.5 Cr2.78%
Bosch LtdEquity101.39 Cr2.75%
Torrent Pharmaceuticals LtdEquity99.14 Cr2.69%
Hero MotoCorp LtdEquity97.43 Cr2.64%
Colgate-Palmolive (India) LtdEquity93.24 Cr2.53%
Future on Bajaj Finance LtdEquity - Future-82.48 Cr2.23%
Bajaj Finance LtdEquity82.08 Cr2.22%
Eicher Motors LtdEquity74.89 Cr2.03%
Divi's Laboratories LtdEquity74.16 Cr2.01%
Infosys LtdEquity68.14 Cr1.85%
Sun Pharmaceuticals Industries LtdEquity64.82 Cr1.76%
Petronet LNG LtdEquity64.08 Cr1.74%
Indian Energy Exchange LtdEquity60.85 Cr1.65%
Tata Consultancy Services LtdEquity60.79 Cr1.65%
Tech Mahindra LtdEquity60.77 Cr1.65%
Pidilite Industries LtdEquity59.98 Cr1.62%
Gillette India LtdEquity58.69 Cr1.59%
Havells India LtdEquity53.55 Cr1.45%
Hdfc Bank Limited April 2025 FutureEquity - Future-53.2 Cr1.44%
HDFC Bank LtdEquity52.99 Cr1.44%
UTI Asset Management Co LtdEquity50.63 Cr1.37%
Dr. Lal PathLabs LtdEquity50.53 Cr1.37%
ITC LtdEquity50.18 Cr1.36%
05.90 Ts SDL 2025Bond - Gov't/Treasury49.95 Cr1.35%
Asian Paints LtdEquity45.27 Cr1.23%
08.27 KL Sdl 2025Bond - Gov't/Treasury45.26 Cr1.23%
Net Receivables / (Payables)Cash43.78 Cr1.19%
Mahanagar Gas LtdEquity42.77 Cr1.16%
Britannia Industries LtdEquity40.56 Cr1.10%
Future on Bank of BarodaEquity - Future-35.41 Cr0.96%
Bank of BarodaEquity35.23 Cr0.95%
Nestle India LtdEquity34.64 Cr0.94%
Dabur India LtdEquity30.18 Cr0.82%
364 DTB 30-Oct-2025Bond - Gov't/Treasury28.92 Cr0.78%
364 DTB 09102025Bond - Gov't/Treasury26.12 Cr0.71%
5.97% Govt Stock 2025Bond - Gov't/Treasury24.94 Cr0.68%
India (Republic of)Bond - Short-term Government Bills24.16 Cr0.65%
364 DTB 04122025Bond - Gov't/Treasury23.96 Cr0.65%
364 DTB 11122025Bond - Gov't/Treasury23.93 Cr0.65%
364 DTB 26122025Bond - Gov't/Treasury23.87 Cr0.65%
364 DTB 01012026Bond - Gov't/Treasury23.85 Cr0.65%
Treasury BillsBond - Gov't/Treasury23.82 Cr0.65%
08.29 HR Sdl 2025Bond - Gov't/Treasury20.1 Cr0.54%
Future on State Bank of IndiaEquity - Future-17.86 Cr0.48%
State Bank of IndiaEquity17.76 Cr0.48%
Future on Kotak Mahindra Bank LtdEquity - Future-15.59 Cr0.42%
Kotak Mahindra Bank LtdEquity15.55 Cr0.42%
Coforge LtdEquity13.58 Cr0.37%
Indian Railway Catering And Tourism Corp LtdEquity12.77 Cr0.35%
Abbott India LtdEquity12.65 Cr0.34%
Page Industries LtdEquity11.98 Cr0.32%
Future on ICICI Bank LtdEquity - Future-11.67 Cr0.32%
ICICI Bank LtdEquity11.61 Cr0.31%
Future on Adani Enterprises LtdEquity - Future-11.3 Cr0.31%
Adani Enterprises LtdEquity11.25 Cr0.30%
Marico LtdEquity11.22 Cr0.30%
Apollo Hospitals Enterprise LtdEquity11.04 Cr0.30%
CRISIL LtdEquity10.74 Cr0.29%
Infosys Limited April 2025 FutureEquity - Future-10.73 Cr0.29%
Future on Tata Motors LtdEquity - Future-10.55 Cr0.29%
Tata Motors LtdEquity10.5 Cr0.28%
L&T Technology Services LtdEquity10.05 Cr0.27%
08.24 Tn SDL 2025Bond - Gov't/Treasury10.03 Cr0.27%
Mphasis LtdEquity9.9 Cr0.27%
Procter & Gamble Hygiene and Health Care LtdEquity9.7 Cr0.26%
Berger Paints India LtdEquity9.64 Cr0.26%
Future on Axis Bank LtdEquity - Future-9.05 Cr0.25%
Axis Bank LtdEquity9.02 Cr0.24%
Happiest Minds Technologies Ltd Ordinary SharesEquity8.84 Cr0.24%
Future on Power Grid Corp Of India LtdEquity - Future-8.61 Cr0.23%
Power Grid Corp Of India LtdEquity8.57 Cr0.23%
LTIMindtree LtdEquity8.55 Cr0.23%
Grindwell Norton LtdEquity8.39 Cr0.23%
Future on Aditya Birla Capital LtdEquity - Future-8.37 Cr0.23%
Aditya Birla Capital LtdEquity8.34 Cr0.23%
Birlasoft LtdEquity8.24 Cr0.22%
Oracle Financial Services Software LtdEquity8.2 Cr0.22%
Tata Elxsi LtdEquity8.02 Cr0.22%
Alkyl Amines Chemicals LtdEquity7.94 Cr0.22%
Cyient LtdEquity7.89 Cr0.21%
Future on Canara BankEquity - Future-7.79 Cr0.21%
Canara BankEquity7.75 Cr0.21%
Sona BLW Precision Forgings LtdEquity7.53 Cr0.20%
Future on Tata Power Co LtdEquity - Future-7.43 Cr0.20%
Tata Power Co LtdEquity7.4 Cr0.20%
Kajaria Ceramics LtdEquity6.92 Cr0.19%
Future on Larsen & Toubro LtdEquity - Future-6.77 Cr0.18%
Larsen & Toubro LtdEquity6.76 Cr0.18%
Future on Bandhan Bank LtdEquity - Future-6.59 Cr0.18%
Bandhan Bank LtdEquity6.55 Cr0.18%
Future on Granules India LtdEquity - Future-5.8 Cr0.16%
Granules India LtdEquity5.79 Cr0.16%
Titan Company Limited April 2025 FutureEquity - Future-5.49 Cr0.15%
Titan Co LtdEquity5.47 Cr0.15%
Future on Petronet LNG LtdEquity - Future-4.69 Cr0.13%
India (Republic of)Bond - Short-term Government Bills4.29 Cr0.12%
Future on SBI Life Insurance Co LtdEquity - Future-4.26 Cr0.12%
SBI Life Insurance Co LtdEquity4.24 Cr0.11%
Future on Steel Authority Of India LtdEquity - Future-4.2 Cr0.11%
Steel Authority Of India LtdEquity4.19 Cr0.11%
Future on Hindustan Unilever LtdEquity - Future-4.15 Cr0.11%
Hindustan Unilever LtdEquity4.13 Cr0.11%
Future on DLF LtdEquity - Future-3.72 Cr0.10%
DLF LtdEquity3.71 Cr0.10%
Itc Limited April 2025 FutureEquity - Future-3.55 Cr0.10%
Future on Indian Railway Catering And Tourism Corp LtdEquity - Future-3.45 Cr0.09%
Future on LIC Housing Finance LtdEquity - Future-3.29 Cr0.09%
Future on GAIL (India) LtdEquity - Future-3.28 Cr0.09%
LIC Housing Finance LtdEquity3.27 Cr0.09%
GAIL (India) LtdEquity3.27 Cr0.09%
Future on Jio Financial Services LtdEquity - Future-3.21 Cr0.09%
Jio Financial Services LtdEquity3.19 Cr0.09%
Future on Ambuja Cements LtdEquity - Future-2.63 Cr0.07%
Ambuja Cements LtdEquity2.62 Cr0.07%
Indus Towers Limited April 2025 FutureEquity - Future-2.28 Cr0.06%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-2.28 Cr0.06%
Indus Towers Ltd Ordinary SharesEquity2.27 Cr0.06%
Adani Ports & Special Economic Zone LtdEquity2.27 Cr0.06%
Future on Tata Consultancy Services LtdEquity - Future-2.22 Cr0.06%
Future on Hindustan Aeronautics Ltd Ordinary SharesEquity - Future-2.21 Cr0.06%
Hindustan Aeronautics Ltd Ordinary SharesEquity2.19 Cr0.06%
Future on Manappuram Finance LtdEquity - Future-2.17 Cr0.06%
Manappuram Finance LtdEquity2.16 Cr0.06%
Future on Indian Energy Exchange LtdEquity - Future-2.12 Cr0.06%
Future on Bajaj Auto LtdEquity - Future-1.9 Cr0.05%
Future on Sun Pharmaceuticals Industries LtdEquity - Future-1.89 Cr0.05%
Future on Godrej Properties LtdEquity - Future-1.68 Cr0.05%
Godrej Properties LtdEquity1.68 Cr0.05%
Future on HDFC Life Insurance Co LtdEquity - Future-1.66 Cr0.05%
HDFC Life Insurance Co LtdEquity1.66 Cr0.04%
Future on Bharti Airtel LtdEquity - Future-1.66 Cr0.04%
Bharti Airtel LtdEquity1.65 Cr0.04%
Siemens Limited April 2025 FutureEquity - Future-1.54 Cr0.04%
Siemens LtdEquity1.54 Cr0.04%
Future on Yes Bank LtdEquity - Future-1.54 Cr0.04%
Yes Bank LtdEquity1.54 Cr0.04%
Future on Aditya Birla Fashion and Retail LtdEquity - Future-1.53 Cr0.04%
Aditya Birla Fashion and Retail LtdEquity1.53 Cr0.04%
Future on Container Corporation of India LtdEquity - Future-1.53 Cr0.04%
Container Corporation of India LtdEquity1.52 Cr0.04%
Future on Vodafone Idea LtdEquity - Future-1.51 Cr0.04%
Vodafone Idea LtdEquity1.5 Cr0.04%
Future on Aarti Industries LtdEquity - Future-1.37 Cr0.04%
Aarti Industries LtdEquity1.37 Cr0.04%
Future on Punjab National BankEquity - Future-1 Cr0.03%
Punjab National BankEquity1 Cr0.03%
The Indian Hotels Company Limited April 2025 FutureEquity - Future-0.87 Cr0.02%
Indian Hotels Co LtdEquity0.87 Cr0.02%
Future on Exide Industries LtdEquity - Future-0.85 Cr0.02%
Exide Industries LtdEquity0.84 Cr0.02%
Future on Samvardhana Motherson International LtdEquity - Future-0.84 Cr0.02%
Samvardhana Motherson International LtdEquity0.84 Cr0.02%
Future on IRB Infrastructure Developers LtdEquity - Future-0.79 Cr0.02%
IRB Infrastructure Developers LtdEquity0.79 Cr0.02%
Future on Hero MotoCorp LtdEquity - Future-0.79 Cr0.02%
Future on Godrej Consumer Products LtdEquity - Future-0.7 Cr0.02%
Godrej Consumer Products LtdEquity0.7 Cr0.02%
Future on Pidilite Industries LtdEquity - Future-0.64 Cr0.02%
Future on Laurus Labs LtdEquity - Future-0.63 Cr0.02%
Laurus Labs LtdEquity0.63 Cr0.02%
Astral Limited April 2025 FutureEquity - Future-0.62 Cr0.02%
Astral LtdEquity0.62 Cr0.02%
Future on Oil & Natural Gas Corp LtdEquity - Future-0.52 Cr0.01%
Oil & Natural Gas Corp LtdEquity0.52 Cr0.01%
Future on Birlasoft LtdEquity - Future-0.47 Cr0.01%
Future on Coal India LtdEquity - Future-0.46 Cr0.01%
Future on Bharat Heavy Electricals LtdEquity - Future-0.4 Cr0.01%
Bharat Heavy Electricals LtdEquity0.4 Cr0.01%
Cipla Limited April 2025 FutureEquity - Future-0.38 Cr0.01%
Cipla LtdEquity0.37 Cr0.01%
Future on NTPC LtdEquity - Future-0.32 Cr0.01%
NTPC LtdEquity0.32 Cr0.01%
Indian Oil Corporation Limited April 2025 FutureEquity - Future-0.31 Cr0.01%
Indian Oil Corp LtdEquity0.31 Cr0.01%
Future on Havells India LtdEquity - Future-0.31 Cr0.01%
Future on Varun Beverages LtdEquity - Future-0.28 Cr0.01%
Varun Beverages LtdEquity0.28 Cr0.01%
Future on PI Industries LtdEquity - Future-0.26 Cr0.01%
PI Industries LtdEquity0.26 Cr0.01%
Future on ICICI Prudential Life Insurance Co LtdEquity - Future-0.21 Cr0.01%
ICICI Prudential Life Insurance Co LtdEquity0.21 Cr0.01%
Future on Mahindra & Mahindra LtdEquity - Future-0.19 Cr0.01%
Mahindra & Mahindra LtdEquity0.19 Cr0.01%
Acc Limited April 2025 FutureEquity - Future-0.18 Cr0.00%
ACC LtdEquity0.17 Cr0.00%
Future on Bharat Petroleum Corp LtdEquity - Future-0.15 Cr0.00%
Bharat Petroleum Corp LtdEquity0.15 Cr0.00%
Future on Hindustan Petroleum Corp LtdEquity - Future-0.15 Cr0.00%
Hindustan Petroleum Corp LtdEquity0.15 Cr0.00%
Future on HDFC Asset Management Co LtdEquity - Future-0.12 Cr0.00%
Future on The Federal Bank LtdEquity - Future-0.1 Cr0.00%
The Federal Bank LtdEquity0.1 Cr0.00%
Future on Hindalco Industries LtdEquity - Future-0.1 Cr0.00%
Hindalco Industries LtdEquity0.1 Cr0.00%
Future on Grasim Industries LtdEquity - Future-0.07 Cr0.00%
Grasim Industries LtdEquity0.07 Cr0.00%
Future on Crompton Greaves Consumer Electricals LtdEquity - Future-0.06 Cr0.00%
Crompton Greaves Consumer Electricals LtdEquity0.06 Cr0.00%
Rec Limited April 2025 FutureEquity - Future-0.04 Cr0.00%
REC LtdEquity0.04 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

40.42%

Mid Cap Stocks

17.51%

Small Cap Stocks

8.37%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Energy534.66 Cr14.48%
Healthcare530.76 Cr14.38%
Financial Services523.85 Cr14.19%
Consumer Cyclical431.46 Cr11.69%
Technology422.1 Cr11.43%
Consumer Defensive333.52 Cr9.03%
Basic Materials131.59 Cr3.56%
Industrials105.61 Cr2.86%
Utilities62.33 Cr1.69%
Communication Services5.42 Cr0.15%
Real Estate5.38 Cr0.15%

Risk & Performance Ratios

Standard Deviation

This fund

9.34%

Cat. avg.

8.52%

Lower the better

Sharpe Ratio

This fund

0.34

Cat. avg.

0.51

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.86

Higher the better

Fund Managers

VS

Viral Shah

Since October 2022

DP

Dhaval Patel

Since March 2023

Additional Scheme Detailsas of 31st March 2025

ISIN
INF0J8L01024
Expense Ratio
1.90%
Exit Load
1.00%
Fund Size
₹3,692 Cr
Age
3 years 5 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
NIFTY 50 Arbitrage TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Canara Robeco Balanced Advantage Fund Regular Growth

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Canara Robeco Balanced Advantage Fund Direct Growth

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Helios Balanced Advantage Fund Direct Growth

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About the AMC

NJ Mutual Fund

NJ Mutual Fund

Total AUM

₹6,182 Cr

Address

Unit No. 101A, 1st Floor, Mumbai, 400051

Other Funds by NJ Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
NJ Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹2027.79 Cr-2.5%
NJ Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹216.48 Cr6.5%
NJ Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹286.49 Cr7.2%
NJ Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹3691.87 Cr1.8%
NJ ELSS Tax Saver Scheme Direct Growth

Very High Risk

0.5%0.0%₹247.70 Cr2.0%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

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The NAV of NJ Balanced Advantage Fund Regular Growth, as of 17-Apr-2025, is ₹12.90.
The fund has generated 0.62% over the last 1 year and 9.33% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 64.15% in equities, 7.83% in bonds, and 28.02% in cash and cash equivalents.
The fund managers responsible for NJ Balanced Advantage Fund Regular Growth are:-
  1. Viral Shah
  2. Dhaval Patel

Fund Overview

Fund Size

Fund Size

₹3,692 Cr

Expense Ratio

Expense Ratio

1.90%

ISIN

ISIN

INF0J8L01024

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

29 Oct 2021

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

About this fund

NJ Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 3 years, 5 months and 21 days, having been launched on 29-Oct-21.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹12.90, Assets Under Management (AUM) of 3691.87 Crores, and an expense ratio of 1.9%.
  • NJ Balanced Advantage Fund Regular Growth has given a CAGR return of 7.62% since inception.
  • The fund's asset allocation comprises around 64.15% in equities, 7.83% in debts, and 28.02% in cash & cash equivalents.
  • You can start investing in NJ Balanced Advantage Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+0.62%

+5.87% (Cat Avg.)

3 Years

+9.33%

+10.82% (Cat Avg.)

Since Inception

+7.62%

(Cat Avg.)

Portfolio Summaryas of 31st March 2025

Equity2,368.47 Cr64.15%
Debt288.94 Cr7.83%
Others1,034.46 Cr28.02%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset718.21 Cr19.45%
Future on Reliance Industries LtdEquity - Future-319.17 Cr8.65%
Reliance Industries LtdEquity317.56 Cr8.60%
Clearing Corporation Of India LtdCash - Repurchase Agreement208.22 Cr5.64%
HCL Technologies LtdEquity157.02 Cr4.25%
Coal India LtdEquity140.63 Cr3.81%
HDFC Asset Management Co LtdEquity137.33 Cr3.72%
Bajaj Auto LtdEquity117.95 Cr3.19%
Ajanta Pharma LtdEquity109.12 Cr2.96%
Alkem Laboratories LtdEquity102.5 Cr2.78%
Bosch LtdEquity101.39 Cr2.75%
Torrent Pharmaceuticals LtdEquity99.14 Cr2.69%
Hero MotoCorp LtdEquity97.43 Cr2.64%
Colgate-Palmolive (India) LtdEquity93.24 Cr2.53%
Future on Bajaj Finance LtdEquity - Future-82.48 Cr2.23%
Bajaj Finance LtdEquity82.08 Cr2.22%
Eicher Motors LtdEquity74.89 Cr2.03%
Divi's Laboratories LtdEquity74.16 Cr2.01%
Infosys LtdEquity68.14 Cr1.85%
Sun Pharmaceuticals Industries LtdEquity64.82 Cr1.76%
Petronet LNG LtdEquity64.08 Cr1.74%
Indian Energy Exchange LtdEquity60.85 Cr1.65%
Tata Consultancy Services LtdEquity60.79 Cr1.65%
Tech Mahindra LtdEquity60.77 Cr1.65%
Pidilite Industries LtdEquity59.98 Cr1.62%
Gillette India LtdEquity58.69 Cr1.59%
Havells India LtdEquity53.55 Cr1.45%
Hdfc Bank Limited April 2025 FutureEquity - Future-53.2 Cr1.44%
HDFC Bank LtdEquity52.99 Cr1.44%
UTI Asset Management Co LtdEquity50.63 Cr1.37%
Dr. Lal PathLabs LtdEquity50.53 Cr1.37%
ITC LtdEquity50.18 Cr1.36%
05.90 Ts SDL 2025Bond - Gov't/Treasury49.95 Cr1.35%
Asian Paints LtdEquity45.27 Cr1.23%
08.27 KL Sdl 2025Bond - Gov't/Treasury45.26 Cr1.23%
Net Receivables / (Payables)Cash43.78 Cr1.19%
Mahanagar Gas LtdEquity42.77 Cr1.16%
Britannia Industries LtdEquity40.56 Cr1.10%
Future on Bank of BarodaEquity - Future-35.41 Cr0.96%
Bank of BarodaEquity35.23 Cr0.95%
Nestle India LtdEquity34.64 Cr0.94%
Dabur India LtdEquity30.18 Cr0.82%
364 DTB 30-Oct-2025Bond - Gov't/Treasury28.92 Cr0.78%
364 DTB 09102025Bond - Gov't/Treasury26.12 Cr0.71%
5.97% Govt Stock 2025Bond - Gov't/Treasury24.94 Cr0.68%
India (Republic of)Bond - Short-term Government Bills24.16 Cr0.65%
364 DTB 04122025Bond - Gov't/Treasury23.96 Cr0.65%
364 DTB 11122025Bond - Gov't/Treasury23.93 Cr0.65%
364 DTB 26122025Bond - Gov't/Treasury23.87 Cr0.65%
364 DTB 01012026Bond - Gov't/Treasury23.85 Cr0.65%
Treasury BillsBond - Gov't/Treasury23.82 Cr0.65%
08.29 HR Sdl 2025Bond - Gov't/Treasury20.1 Cr0.54%
Future on State Bank of IndiaEquity - Future-17.86 Cr0.48%
State Bank of IndiaEquity17.76 Cr0.48%
Future on Kotak Mahindra Bank LtdEquity - Future-15.59 Cr0.42%
Kotak Mahindra Bank LtdEquity15.55 Cr0.42%
Coforge LtdEquity13.58 Cr0.37%
Indian Railway Catering And Tourism Corp LtdEquity12.77 Cr0.35%
Abbott India LtdEquity12.65 Cr0.34%
Page Industries LtdEquity11.98 Cr0.32%
Future on ICICI Bank LtdEquity - Future-11.67 Cr0.32%
ICICI Bank LtdEquity11.61 Cr0.31%
Future on Adani Enterprises LtdEquity - Future-11.3 Cr0.31%
Adani Enterprises LtdEquity11.25 Cr0.30%
Marico LtdEquity11.22 Cr0.30%
Apollo Hospitals Enterprise LtdEquity11.04 Cr0.30%
CRISIL LtdEquity10.74 Cr0.29%
Infosys Limited April 2025 FutureEquity - Future-10.73 Cr0.29%
Future on Tata Motors LtdEquity - Future-10.55 Cr0.29%
Tata Motors LtdEquity10.5 Cr0.28%
L&T Technology Services LtdEquity10.05 Cr0.27%
08.24 Tn SDL 2025Bond - Gov't/Treasury10.03 Cr0.27%
Mphasis LtdEquity9.9 Cr0.27%
Procter & Gamble Hygiene and Health Care LtdEquity9.7 Cr0.26%
Berger Paints India LtdEquity9.64 Cr0.26%
Future on Axis Bank LtdEquity - Future-9.05 Cr0.25%
Axis Bank LtdEquity9.02 Cr0.24%
Happiest Minds Technologies Ltd Ordinary SharesEquity8.84 Cr0.24%
Future on Power Grid Corp Of India LtdEquity - Future-8.61 Cr0.23%
Power Grid Corp Of India LtdEquity8.57 Cr0.23%
LTIMindtree LtdEquity8.55 Cr0.23%
Grindwell Norton LtdEquity8.39 Cr0.23%
Future on Aditya Birla Capital LtdEquity - Future-8.37 Cr0.23%
Aditya Birla Capital LtdEquity8.34 Cr0.23%
Birlasoft LtdEquity8.24 Cr0.22%
Oracle Financial Services Software LtdEquity8.2 Cr0.22%
Tata Elxsi LtdEquity8.02 Cr0.22%
Alkyl Amines Chemicals LtdEquity7.94 Cr0.22%
Cyient LtdEquity7.89 Cr0.21%
Future on Canara BankEquity - Future-7.79 Cr0.21%
Canara BankEquity7.75 Cr0.21%
Sona BLW Precision Forgings LtdEquity7.53 Cr0.20%
Future on Tata Power Co LtdEquity - Future-7.43 Cr0.20%
Tata Power Co LtdEquity7.4 Cr0.20%
Kajaria Ceramics LtdEquity6.92 Cr0.19%
Future on Larsen & Toubro LtdEquity - Future-6.77 Cr0.18%
Larsen & Toubro LtdEquity6.76 Cr0.18%
Future on Bandhan Bank LtdEquity - Future-6.59 Cr0.18%
Bandhan Bank LtdEquity6.55 Cr0.18%
Future on Granules India LtdEquity - Future-5.8 Cr0.16%
Granules India LtdEquity5.79 Cr0.16%
Titan Company Limited April 2025 FutureEquity - Future-5.49 Cr0.15%
Titan Co LtdEquity5.47 Cr0.15%
Future on Petronet LNG LtdEquity - Future-4.69 Cr0.13%
India (Republic of)Bond - Short-term Government Bills4.29 Cr0.12%
Future on SBI Life Insurance Co LtdEquity - Future-4.26 Cr0.12%
SBI Life Insurance Co LtdEquity4.24 Cr0.11%
Future on Steel Authority Of India LtdEquity - Future-4.2 Cr0.11%
Steel Authority Of India LtdEquity4.19 Cr0.11%
Future on Hindustan Unilever LtdEquity - Future-4.15 Cr0.11%
Hindustan Unilever LtdEquity4.13 Cr0.11%
Future on DLF LtdEquity - Future-3.72 Cr0.10%
DLF LtdEquity3.71 Cr0.10%
Itc Limited April 2025 FutureEquity - Future-3.55 Cr0.10%
Future on Indian Railway Catering And Tourism Corp LtdEquity - Future-3.45 Cr0.09%
Future on LIC Housing Finance LtdEquity - Future-3.29 Cr0.09%
Future on GAIL (India) LtdEquity - Future-3.28 Cr0.09%
LIC Housing Finance LtdEquity3.27 Cr0.09%
GAIL (India) LtdEquity3.27 Cr0.09%
Future on Jio Financial Services LtdEquity - Future-3.21 Cr0.09%
Jio Financial Services LtdEquity3.19 Cr0.09%
Future on Ambuja Cements LtdEquity - Future-2.63 Cr0.07%
Ambuja Cements LtdEquity2.62 Cr0.07%
Indus Towers Limited April 2025 FutureEquity - Future-2.28 Cr0.06%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-2.28 Cr0.06%
Indus Towers Ltd Ordinary SharesEquity2.27 Cr0.06%
Adani Ports & Special Economic Zone LtdEquity2.27 Cr0.06%
Future on Tata Consultancy Services LtdEquity - Future-2.22 Cr0.06%
Future on Hindustan Aeronautics Ltd Ordinary SharesEquity - Future-2.21 Cr0.06%
Hindustan Aeronautics Ltd Ordinary SharesEquity2.19 Cr0.06%
Future on Manappuram Finance LtdEquity - Future-2.17 Cr0.06%
Manappuram Finance LtdEquity2.16 Cr0.06%
Future on Indian Energy Exchange LtdEquity - Future-2.12 Cr0.06%
Future on Bajaj Auto LtdEquity - Future-1.9 Cr0.05%
Future on Sun Pharmaceuticals Industries LtdEquity - Future-1.89 Cr0.05%
Future on Godrej Properties LtdEquity - Future-1.68 Cr0.05%
Godrej Properties LtdEquity1.68 Cr0.05%
Future on HDFC Life Insurance Co LtdEquity - Future-1.66 Cr0.05%
HDFC Life Insurance Co LtdEquity1.66 Cr0.04%
Future on Bharti Airtel LtdEquity - Future-1.66 Cr0.04%
Bharti Airtel LtdEquity1.65 Cr0.04%
Siemens Limited April 2025 FutureEquity - Future-1.54 Cr0.04%
Siemens LtdEquity1.54 Cr0.04%
Future on Yes Bank LtdEquity - Future-1.54 Cr0.04%
Yes Bank LtdEquity1.54 Cr0.04%
Future on Aditya Birla Fashion and Retail LtdEquity - Future-1.53 Cr0.04%
Aditya Birla Fashion and Retail LtdEquity1.53 Cr0.04%
Future on Container Corporation of India LtdEquity - Future-1.53 Cr0.04%
Container Corporation of India LtdEquity1.52 Cr0.04%
Future on Vodafone Idea LtdEquity - Future-1.51 Cr0.04%
Vodafone Idea LtdEquity1.5 Cr0.04%
Future on Aarti Industries LtdEquity - Future-1.37 Cr0.04%
Aarti Industries LtdEquity1.37 Cr0.04%
Future on Punjab National BankEquity - Future-1 Cr0.03%
Punjab National BankEquity1 Cr0.03%
The Indian Hotels Company Limited April 2025 FutureEquity - Future-0.87 Cr0.02%
Indian Hotels Co LtdEquity0.87 Cr0.02%
Future on Exide Industries LtdEquity - Future-0.85 Cr0.02%
Exide Industries LtdEquity0.84 Cr0.02%
Future on Samvardhana Motherson International LtdEquity - Future-0.84 Cr0.02%
Samvardhana Motherson International LtdEquity0.84 Cr0.02%
Future on IRB Infrastructure Developers LtdEquity - Future-0.79 Cr0.02%
IRB Infrastructure Developers LtdEquity0.79 Cr0.02%
Future on Hero MotoCorp LtdEquity - Future-0.79 Cr0.02%
Future on Godrej Consumer Products LtdEquity - Future-0.7 Cr0.02%
Godrej Consumer Products LtdEquity0.7 Cr0.02%
Future on Pidilite Industries LtdEquity - Future-0.64 Cr0.02%
Future on Laurus Labs LtdEquity - Future-0.63 Cr0.02%
Laurus Labs LtdEquity0.63 Cr0.02%
Astral Limited April 2025 FutureEquity - Future-0.62 Cr0.02%
Astral LtdEquity0.62 Cr0.02%
Future on Oil & Natural Gas Corp LtdEquity - Future-0.52 Cr0.01%
Oil & Natural Gas Corp LtdEquity0.52 Cr0.01%
Future on Birlasoft LtdEquity - Future-0.47 Cr0.01%
Future on Coal India LtdEquity - Future-0.46 Cr0.01%
Future on Bharat Heavy Electricals LtdEquity - Future-0.4 Cr0.01%
Bharat Heavy Electricals LtdEquity0.4 Cr0.01%
Cipla Limited April 2025 FutureEquity - Future-0.38 Cr0.01%
Cipla LtdEquity0.37 Cr0.01%
Future on NTPC LtdEquity - Future-0.32 Cr0.01%
NTPC LtdEquity0.32 Cr0.01%
Indian Oil Corporation Limited April 2025 FutureEquity - Future-0.31 Cr0.01%
Indian Oil Corp LtdEquity0.31 Cr0.01%
Future on Havells India LtdEquity - Future-0.31 Cr0.01%
Future on Varun Beverages LtdEquity - Future-0.28 Cr0.01%
Varun Beverages LtdEquity0.28 Cr0.01%
Future on PI Industries LtdEquity - Future-0.26 Cr0.01%
PI Industries LtdEquity0.26 Cr0.01%
Future on ICICI Prudential Life Insurance Co LtdEquity - Future-0.21 Cr0.01%
ICICI Prudential Life Insurance Co LtdEquity0.21 Cr0.01%
Future on Mahindra & Mahindra LtdEquity - Future-0.19 Cr0.01%
Mahindra & Mahindra LtdEquity0.19 Cr0.01%
Acc Limited April 2025 FutureEquity - Future-0.18 Cr0.00%
ACC LtdEquity0.17 Cr0.00%
Future on Bharat Petroleum Corp LtdEquity - Future-0.15 Cr0.00%
Bharat Petroleum Corp LtdEquity0.15 Cr0.00%
Future on Hindustan Petroleum Corp LtdEquity - Future-0.15 Cr0.00%
Hindustan Petroleum Corp LtdEquity0.15 Cr0.00%
Future on HDFC Asset Management Co LtdEquity - Future-0.12 Cr0.00%
Future on The Federal Bank LtdEquity - Future-0.1 Cr0.00%
The Federal Bank LtdEquity0.1 Cr0.00%
Future on Hindalco Industries LtdEquity - Future-0.1 Cr0.00%
Hindalco Industries LtdEquity0.1 Cr0.00%
Future on Grasim Industries LtdEquity - Future-0.07 Cr0.00%
Grasim Industries LtdEquity0.07 Cr0.00%
Future on Crompton Greaves Consumer Electricals LtdEquity - Future-0.06 Cr0.00%
Crompton Greaves Consumer Electricals LtdEquity0.06 Cr0.00%
Rec Limited April 2025 FutureEquity - Future-0.04 Cr0.00%
REC LtdEquity0.04 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

40.42%

Mid Cap Stocks

17.51%

Small Cap Stocks

8.37%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Energy534.66 Cr14.48%
Healthcare530.76 Cr14.38%
Financial Services523.85 Cr14.19%
Consumer Cyclical431.46 Cr11.69%
Technology422.1 Cr11.43%
Consumer Defensive333.52 Cr9.03%
Basic Materials131.59 Cr3.56%
Industrials105.61 Cr2.86%
Utilities62.33 Cr1.69%
Communication Services5.42 Cr0.15%
Real Estate5.38 Cr0.15%

Risk & Performance Ratios

Standard Deviation

This fund

9.34%

Cat. avg.

8.52%

Lower the better

Sharpe Ratio

This fund

0.34

Cat. avg.

0.51

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.86

Higher the better

Fund Managers

VS

Viral Shah

Since October 2022

DP

Dhaval Patel

Since March 2023

Additional Scheme Detailsas of 31st March 2025

ISIN
INF0J8L01024
Expense Ratio
1.90%
Exit Load
1.00%
Fund Size
₹3,692 Cr
Age
3 years 5 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
NIFTY 50 Arbitrage TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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-1.0%--
Canara Robeco Balanced Advantage Fund Regular Growth

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2.1%1.0%₹1438.82 Cr-
Canara Robeco Balanced Advantage Fund Direct Growth

Very High Risk

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Helios Balanced Advantage Fund Direct Growth

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Helios Balanced Advantage Fund Regular Growth

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Parag Parikh Dynamic Asset Allocation Fund Regular Growth

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0.6%1.0%₹1761.42 Cr10.5%
Parag Parikh Dynamic Asset Allocation Fund Direct Growth

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About the AMC

NJ Mutual Fund

NJ Mutual Fund

Total AUM

₹6,182 Cr

Address

Unit No. 101A, 1st Floor, Mumbai, 400051

Other Funds by NJ Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
NJ Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹2027.79 Cr-2.5%
NJ Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹216.48 Cr6.5%
NJ Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹286.49 Cr7.2%
NJ Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹3691.87 Cr1.8%
NJ ELSS Tax Saver Scheme Direct Growth

Very High Risk

0.5%0.0%₹247.70 Cr2.0%

Still got questions?
We're here to help.

The NAV of NJ Balanced Advantage Fund Regular Growth, as of 17-Apr-2025, is ₹12.90.
The fund has generated 0.62% over the last 1 year and 9.33% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 64.15% in equities, 7.83% in bonds, and 28.02% in cash and cash equivalents.
The fund managers responsible for NJ Balanced Advantage Fund Regular Growth are:-
  1. Viral Shah
  2. Dhaval Patel
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