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NJ Balanced Advantage Fund Regular Growth
HybridDynamic Asset AllocationVery High Risk
Regular
NAV (27-Mar-25)
₹12.880.00%1D
Returns (Since Inception)
7.71%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹3,631 Cr
Expense Ratio
1.91%
ISIN
INF0J8L01024
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
29 Oct 2021
About this fund
NJ Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 3 years, 4 months and 28 days, having been launched on 29-Oct-21.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹12.88, Assets Under Management (AUM) of 3630.92 Crores, and an expense ratio of 1.91%.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹12.88, Assets Under Management (AUM) of 3630.92 Crores, and an expense ratio of 1.91%.
- NJ Balanced Advantage Fund Regular Growth has given a CAGR return of 7.71% since inception.
- The fund's asset allocation comprises around 48.45% in equities, 14.95% in debts, and 36.61% in cash & cash equivalents.
- You can start investing in NJ Balanced Advantage Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+0.78%
+5.81% (Cat Avg.)
3 Years
+9.99%
+11.03% (Cat Avg.)
Since Inception
+7.71%
— (Cat Avg.)
Portfolio Summaryas of 28th February 2025
| Equity | ₹1,759.01 Cr | 48.45% |
| Debt | ₹542.75 Cr | 14.95% |
| Others | ₹1,329.16 Cr | 36.61% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹657.73 Cr | 18.11% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-316.21 Cr | 8.71% |
| Reliance Industries Ltd | Equity | ₹313.29 Cr | 8.63% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹151.9 Cr | 4.18% |
| HCL Technologies Ltd | Equity | ₹118.71 Cr | 3.27% |
| Net Receivables / (Payables) | Cash | ₹104.84 Cr | 2.89% |
| Ajanta Pharma Ltd | Equity | ₹104.57 Cr | 2.88% |
| Alkem Laboratories Ltd | Equity | ₹103.3 Cr | 2.84% |
| Coal India Ltd | Equity | ₹99.84 Cr | 2.75% |
| Torrent Pharmaceuticals Ltd | Equity | ₹99.77 Cr | 2.75% |
| HDFC Asset Management Co Ltd | Equity | ₹94.97 Cr | 2.62% |
| 364 DTB 06032025 | Bond - Gov't/Treasury | ₹94.92 Cr | 2.61% |
| Bajaj Auto Ltd | Equity | ₹89.08 Cr | 2.45% |
| Bosch Ltd | Equity | ₹79.99 Cr | 2.20% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-78.73 Cr | 2.17% |
| Bajaj Finance Ltd | Equity | ₹78.27 Cr | 2.16% |
| Hero MotoCorp Ltd | Equity | ₹73.79 Cr | 2.03% |
| Colgate-Palmolive (India) Ltd | Equity | ₹73.57 Cr | 2.03% |
| Infosys Ltd | Equity | ₹55.14 Cr | 1.52% |
| India (Republic of) | Bond - Short-term Government Bills | ₹53.97 Cr | 1.49% |
| Divi's Laboratories Ltd | Equity | ₹53.77 Cr | 1.48% |
| Eicher Motors Ltd | Equity | ₹51.1 Cr | 1.41% |
| 05.90 Ts SDL 2025 | Bond - Gov't/Treasury | ₹49.92 Cr | 1.37% |
| 5.22% Govt Stock 2025 | Bond - Gov't/Treasury | ₹49.81 Cr | 1.37% |
| 364 DTB 18042025 | Bond - Gov't/Treasury | ₹49.58 Cr | 1.37% |
| 182 Days Tbill (Md 01/05/2025) | Bond - Gov't/Treasury | ₹49.46 Cr | 1.36% |
| 182 DTB 08052025 | Bond - Gov't/Treasury | ₹49.4 Cr | 1.36% |
| Gillette India Ltd | Equity | ₹49.32 Cr | 1.36% |
| 182 Days Tbill Red 23-05-2025 | Bond - Gov't/Treasury | ₹49.28 Cr | 1.36% |
| Tech Mahindra Ltd | Equity | ₹48.71 Cr | 1.34% |
| HDFC Bank Ltd | Equity | ₹46.12 Cr | 1.27% |
| Petronet LNG Ltd | Equity | ₹46.11 Cr | 1.27% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹45.88 Cr | 1.26% |
| 08.27 KL Sdl 2025 | Bond - Gov't/Treasury | ₹45.3 Cr | 1.25% |
| Tata Consultancy Services Ltd | Equity | ₹44.5 Cr | 1.23% |
| Pidilite Industries Ltd | Equity | ₹42.94 Cr | 1.18% |
| Indian Energy Exchange Ltd | Equity | ₹41.73 Cr | 1.15% |
| UTI Asset Management Co Ltd | Equity | ₹40.59 Cr | 1.12% |
| Havells India Ltd | Equity | ₹38.09 Cr | 1.05% |
| Britannia Industries Ltd | Equity | ₹37.92 Cr | 1.04% |
| Hdfc Bank Limited April 2025 Future | Equity - Future | ₹-37.19 Cr | 1.02% |
| Dr. Lal PathLabs Ltd | Equity | ₹36 Cr | 0.99% |
| Mahanagar Gas Ltd | Equity | ₹34.38 Cr | 0.95% |
| Future on Bank of Baroda | Equity - Future | ₹-28.84 Cr | 0.79% |
| 364 DTB 30-Oct-2025 | Bond - Gov't/Treasury | ₹28.75 Cr | 0.79% |
| Bank of Baroda | Equity | ₹28.65 Cr | 0.79% |
| 364 DTB 09102025 | Bond - Gov't/Treasury | ₹25.97 Cr | 0.72% |
| 5.97% Govt Stock 2025 | Bond - Gov't/Treasury | ₹24.92 Cr | 0.69% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹24.59 Cr | 0.68% |
| 182 DTB 19062025 | Bond - Gov't/Treasury | ₹24.53 Cr | 0.68% |
| 182 DTB 03/07/2025 | Bond - Gov't/Treasury | ₹24.46 Cr | 0.67% |
| 182 DTB 17072025 | Bond - Gov't/Treasury | ₹24.4 Cr | 0.67% |
| 364 DTB 24072025 | Bond - Gov't/Treasury | ₹24.37 Cr | 0.67% |
| 182 Days Tbill | Bond - Gov't/Treasury | ₹24.31 Cr | 0.67% |
| 364 DTB 15082025 | Bond - Gov't/Treasury | ₹24.27 Cr | 0.67% |
| 364 DTB 04092025 | Bond - Gov't/Treasury | ₹24.19 Cr | 0.67% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.01 Cr | 0.66% |
| 364 DTB 04122025 | Bond - Gov't/Treasury | ₹23.81 Cr | 0.66% |
| 364 DTB 11122025 | Bond - Gov't/Treasury | ₹23.79 Cr | 0.66% |
| 364 DTB 26122025 | Bond - Gov't/Treasury | ₹23.73 Cr | 0.65% |
| 364 DTB 01012026 | Bond - Gov't/Treasury | ₹23.7 Cr | 0.65% |
| Treasury Bills | Bond - Gov't/Treasury | ₹23.67 Cr | 0.65% |
| 08.29 HR Sdl 2025 | Bond - Gov't/Treasury | ₹20.13 Cr | 0.55% |
| Future on State Bank of India | Equity - Future | ₹-15.99 Cr | 0.44% |
| State Bank of India | Equity | ₹15.86 Cr | 0.44% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-13.72 Cr | 0.38% |
| Kotak Mahindra Bank Ltd | Equity | ₹13.63 Cr | 0.38% |
| ITC Ltd | Equity | ₹10.8 Cr | 0.30% |
| ICICI Bank Ltd | Equity | ₹10.37 Cr | 0.29% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-10.24 Cr | 0.28% |
| Adani Enterprises Ltd | Equity | ₹10.19 Cr | 0.28% |
| 08.24 Tn SDL 2025 | Bond - Gov't/Treasury | ₹10.04 Cr | 0.28% |
| 08.39 RJ UDAY 2025 | Bond - Gov't Agency Debt | ₹10.01 Cr | 0.28% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹9.74 Cr | 0.27% |
| Abbott India Ltd | Equity | ₹9.57 Cr | 0.26% |
| Coforge Ltd | Equity | ₹9.41 Cr | 0.26% |
| Hdfc Bank Limited March 2025 Future | Equity - Future | ₹-9.27 Cr | 0.26% |
| Page Industries Ltd | Equity | ₹8.69 Cr | 0.24% |
| CRISIL Ltd | Equity | ₹8.62 Cr | 0.24% |
| Tata Motors Ltd | Equity | ₹8.6 Cr | 0.24% |
| Future on Axis Bank Ltd | Equity - Future | ₹-8.39 Cr | 0.23% |
| Axis Bank Ltd | Equity | ₹8.31 Cr | 0.23% |
| Infosys Limited April 2025 Future | Equity - Future | ₹-8.06 Cr | 0.22% |
| Marico Ltd | Equity | ₹7.9 Cr | 0.22% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹7.78 Cr | 0.21% |
| L&T Technology Services Ltd | Equity | ₹7.73 Cr | 0.21% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹7.72 Cr | 0.21% |
| Future on Power Grid Corp Of India Ltd | Equity - Future | ₹-7.49 Cr | 0.21% |
| Power Grid Corp Of India Ltd | Equity | ₹7.41 Cr | 0.20% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹7.39 Cr | 0.20% |
| Nestle India Ltd | Equity | ₹7.38 Cr | 0.20% |
| Dabur India Ltd | Equity | ₹7.27 Cr | 0.20% |
| Berger Paints India Ltd | Equity | ₹7.19 Cr | 0.20% |
| Future on Canara Bank | Equity - Future | ₹-7.11 Cr | 0.20% |
| Canara Bank | Equity | ₹7.04 Cr | 0.19% |
| Birlasoft Ltd | Equity | ₹7 Cr | 0.19% |
| LTIMindtree Ltd | Equity | ₹6.79 Cr | 0.19% |
| Mphasis Ltd | Equity | ₹6.79 Cr | 0.19% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-6.37 Cr | 0.18% |
| Tata Elxsi Ltd | Equity | ₹6.35 Cr | 0.18% |
| Bandhan Bank Ltd | Equity | ₹6.33 Cr | 0.17% |
| Future on ICICI Bank Ltd | Equity - Future | ₹-6.31 Cr | 0.17% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-6.3 Cr | 0.17% |
| Tata Power Co Ltd | Equity | ₹6.27 Cr | 0.17% |
| Oracle Financial Services Software Ltd | Equity | ₹6.2 Cr | 0.17% |
| Sona BLW Precision Forgings Ltd | Equity | ₹6.16 Cr | 0.17% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-6.16 Cr | 0.17% |
| Larsen & Toubro Ltd | Equity | ₹6.12 Cr | 0.17% |
| Asian Paints Ltd | Equity | ₹6.07 Cr | 0.17% |
| Cyient Ltd | Equity | ₹6.04 Cr | 0.17% |
| Alkyl Amines Chemicals Ltd | Equity | ₹6.02 Cr | 0.17% |
| Future on Tata Motors Ltd | Equity - Future | ₹-5.8 Cr | 0.16% |
| Future on Granules India Ltd | Equity - Future | ₹-5.51 Cr | 0.15% |
| Granules India Ltd | Equity | ₹5.5 Cr | 0.15% |
| Titan Co Ltd | Equity | ₹5.49 Cr | 0.15% |
| Grindwell Norton Ltd | Equity | ₹5.43 Cr | 0.15% |
| Kajaria Ceramics Ltd | Equity | ₹5.25 Cr | 0.14% |
| 08.50 PN UDAY 2025 | Bond - Gov't Agency Debt | ₹5.01 Cr | 0.14% |
| Titan Company Limited April 2025 Future | Equity - Future | ₹-4.36 Cr | 0.12% |
| Icici Bank Limited March 2025 Future | Equity - Future | ₹-4.15 Cr | 0.11% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-4.04 Cr | 0.11% |
| Hindustan Unilever Ltd | Equity | ₹4.01 Cr | 0.11% |
| Steel Authority Of India Ltd | Equity | ₹3.82 Cr | 0.11% |
| Future on Steel Authority Of India Ltd | Equity - Future | ₹-3.82 Cr | 0.11% |
| Future on DLF Ltd | Equity - Future | ₹-3.8 Cr | 0.10% |
| DLF Ltd | Equity | ₹3.78 Cr | 0.10% |
| Itc Limited April 2025 Future | Equity - Future | ₹-3.44 Cr | 0.09% |
| Future on Indian Railway Catering And Tourism Corp Ltd | Equity - Future | ₹-3.21 Cr | 0.09% |
| 08.21 HR UDAY 2025 | Bond - Gov't Agency Debt | ₹3.15 Cr | 0.09% |
| Future on Jio Financial Services Ltd | Equity - Future | ₹-2.94 Cr | 0.08% |
| Future on LIC Housing Finance Ltd | Equity - Future | ₹-2.91 Cr | 0.08% |
| Jio Financial Services Ltd | Equity | ₹2.91 Cr | 0.08% |
| Tata Motors Limited March 2025 Future | Equity - Future | ₹-2.88 Cr | 0.08% |
| LIC Housing Finance Ltd | Equity | ₹2.88 Cr | 0.08% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-2.81 Cr | 0.08% |
| GAIL (India) Ltd | Equity | ₹2.79 Cr | 0.08% |
| Future on Petronet LNG Ltd | Equity - Future | ₹-2.36 Cr | 0.07% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-2.27 Cr | 0.06% |
| Ambuja Cements Ltd | Equity | ₹2.26 Cr | 0.06% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-2.06 Cr | 0.06% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹2.05 Cr | 0.06% |
| Future on Godrej Properties Ltd | Equity - Future | ₹-1.98 Cr | 0.05% |
| Godrej Properties Ltd | Equity | ₹1.96 Cr | 0.05% |
| Future on Indian Energy Exchange Ltd | Equity - Future | ₹-1.89 Cr | 0.05% |
| Future on Manappuram Finance Ltd | Equity - Future | ₹-1.89 Cr | 0.05% |
| Manappuram Finance Ltd | Equity | ₹1.87 Cr | 0.05% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-1.75 Cr | 0.05% |
| Future on Vodafone Idea Ltd | Equity - Future | ₹-1.68 Cr | 0.05% |
| Vodafone Idea Ltd | Equity | ₹1.66 Cr | 0.05% |
| Future on Container Corporation of India Ltd | Equity - Future | ₹-1.51 Cr | 0.04% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-1.51 Cr | 0.04% |
| Container Corporation of India Ltd | Equity | ₹1.5 Cr | 0.04% |
| Bharti Airtel Ltd | Equity | ₹1.49 Cr | 0.04% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-1.48 Cr | 0.04% |
| HDFC Life Insurance Co Ltd | Equity | ₹1.47 Cr | 0.04% |
| Future on Aditya Birla Fashion and Retail Ltd | Equity - Future | ₹-1.45 Cr | 0.04% |
| Aditya Birla Fashion and Retail Ltd | Equity | ₹1.45 Cr | 0.04% |
| Siemens Limited April 2025 Future | Equity - Future | ₹-1.36 Cr | 0.04% |
| Siemens Ltd | Equity | ₹1.35 Cr | 0.04% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-1.29 Cr | 0.04% |
| Titan Company Limited March 2025 Future | Equity - Future | ₹-1.19 Cr | 0.03% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹1.15 Cr | 0.03% |
| Indus Towers Limited March 2025 Future | Equity - Future | ₹-1.11 Cr | 0.03% |
| Future on Exide Industries Ltd | Equity - Future | ₹-1.07 Cr | 0.03% |
| Exide Industries Ltd | Equity | ₹1.06 Cr | 0.03% |
| Future on Yes Bank Ltd | Equity - Future | ₹-1.01 Cr | 0.03% |
| Yes Bank Ltd | Equity | ₹1 Cr | 0.03% |
| Future on Punjab National Bank | Equity - Future | ₹-0.92 Cr | 0.03% |
| Punjab National Bank | Equity | ₹0.91 Cr | 0.03% |
| The Indian Hotels Company Limited April 2025 Future | Equity - Future | ₹-0.79 Cr | 0.02% |
| Indian Hotels Co Ltd | Equity | ₹0.79 Cr | 0.02% |
| Future on Hero MotoCorp Ltd | Equity - Future | ₹-0.78 Cr | 0.02% |
| Future on Samvardhana Motherson International Ltd | Equity - Future | ₹-0.77 Cr | 0.02% |
| Future on IRB Infrastructure Developers Ltd | Equity - Future | ₹-0.76 Cr | 0.02% |
| Samvardhana Motherson International Ltd | Equity | ₹0.76 Cr | 0.02% |
| IRB Infrastructure Developers Ltd | Equity | ₹0.75 Cr | 0.02% |
| Astral Limited April 2025 Future | Equity - Future | ₹-0.65 Cr | 0.02% |
| Astral Ltd | Equity | ₹0.64 Cr | 0.02% |
| Future on Godrej Consumer Products Ltd | Equity - Future | ₹-0.61 Cr | 0.02% |
| Godrej Consumer Products Ltd | Equity | ₹0.6 Cr | 0.02% |
| Future on Pidilite Industries Ltd | Equity - Future | ₹-0.6 Cr | 0.02% |
| Future on Laurus Labs Ltd | Equity - Future | ₹-0.54 Cr | 0.01% |
| Laurus Labs Ltd | Equity | ₹0.54 Cr | 0.01% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-0.52 Cr | 0.01% |
| Bharat Heavy Electricals Ltd | Equity | ₹0.52 Cr | 0.01% |
| Future on Birlasoft Ltd | Equity - Future | ₹-0.51 Cr | 0.01% |
| Future on Oil & Natural Gas Corp Ltd | Equity - Future | ₹-0.48 Cr | 0.01% |
| Oil & Natural Gas Corp Ltd | Equity | ₹0.48 Cr | 0.01% |
| Future on Aditya Birla Capital Ltd | Equity - Future | ₹-0.47 Cr | 0.01% |
| Aditya Birla Capital Ltd | Equity | ₹0.46 Cr | 0.01% |
| Future on JSW Steel Ltd | Equity - Future | ₹-0.45 Cr | 0.01% |
| JSW Steel Ltd | Equity | ₹0.45 Cr | 0.01% |
| Future on Coal India Ltd | Equity - Future | ₹-0.43 Cr | 0.01% |
| Cipla Limited March 2025 Future | Equity - Future | ₹-0.37 Cr | 0.01% |
| Cipla Ltd | Equity | ₹0.37 Cr | 0.01% |
| Future on Havells India Ltd | Equity - Future | ₹-0.29 Cr | 0.01% |
| Future on NTPC Ltd | Equity - Future | ₹-0.28 Cr | 0.01% |
| NTPC Ltd | Equity | ₹0.28 Cr | 0.01% |
| Indian Oil Corporation Limited April 2025 Future | Equity - Future | ₹-0.28 Cr | 0.01% |
| Indian Oil Corp Ltd | Equity | ₹0.28 Cr | 0.01% |
| Future on The Federal Bank Ltd | Equity - Future | ₹-0.27 Cr | 0.01% |
| The Federal Bank Ltd | Equity | ₹0.27 Cr | 0.01% |
| Future on Varun Beverages Ltd | Equity - Future | ₹-0.23 Cr | 0.01% |
| Varun Beverages Ltd | Equity | ₹0.23 Cr | 0.01% |
| Future on PI Industries Ltd | Equity - Future | ₹-0.23 Cr | 0.01% |
| PI Industries Ltd | Equity | ₹0.23 Cr | 0.01% |
| Future on ICICI Prudential Life Insurance Co Ltd | Equity - Future | ₹-0.21 Cr | 0.01% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹0.21 Cr | 0.01% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-0.19 Cr | 0.01% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹0.19 Cr | 0.01% |
| Acc Limited April 2025 Future | Equity - Future | ₹-0.17 Cr | 0.00% |
| ACC Ltd | Equity | ₹0.16 Cr | 0.00% |
| Future on GMR Airports Ltd | Equity - Future | ₹-0.16 Cr | 0.00% |
| GMR Airports Ltd | Equity | ₹0.16 Cr | 0.00% |
| Future on Bharat Petroleum Corp Ltd | Equity - Future | ₹-0.13 Cr | 0.00% |
| Bharat Petroleum Corp Ltd | Equity | ₹0.13 Cr | 0.00% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-0.12 Cr | 0.00% |
| Future on Bajaj Auto Ltd | Equity - Future | ₹-0.12 Cr | 0.00% |
| Hindustan Petroleum Corp Ltd | Equity | ₹0.12 Cr | 0.00% |
| Future on HDFC Asset Management Co Ltd | Equity - Future | ₹-0.11 Cr | 0.00% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-0.09 Cr | 0.00% |
| Hindalco Industries Ltd | Equity | ₹0.09 Cr | 0.00% |
| Future on ABB India Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| ABB India Ltd | Equity | ₹0.06 Cr | 0.00% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹0.06 Cr | 0.00% |
| Grasim Industries Ltd | Equity | ₹0.06 Cr | 0.00% |
| Indus Towers Limited April 2025 Future | Equity - Future | ₹-0.06 Cr | 0.00% |
| Rec Limited April 2025 Future | Equity - Future | ₹-0.04 Cr | 0.00% |
| REC Ltd | Equity | ₹0.04 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
29.46%
Mid Cap Stocks
14.53%
Small Cap Stocks
6.53%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Energy | ₹470.42 Cr | 12.96% |
| Healthcare | ₹466.97 Cr | 12.86% |
| Financial Services | ₹412.49 Cr | 11.36% |
| Consumer Cyclical | ₹327.02 Cr | 9.01% |
| Technology | ₹325.12 Cr | 8.95% |
| Consumer Defensive | ₹206.38 Cr | 5.68% |
| Industrials | ₹77.89 Cr | 2.15% |
| Basic Materials | ₹69.29 Cr | 1.91% |
| Utilities | ₹51.12 Cr | 1.41% |
| Real Estate | ₹5.74 Cr | 0.16% |
| Communication Services | ₹4.31 Cr | 0.12% |
Risk & Performance Ratios
Standard Deviation
This fund
9.38%
Cat. avg.
8.43%
Lower the better
Sharpe Ratio
This fund
0.37
Cat. avg.
0.48
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.81
Higher the better
Fund Managers
VS
Viral Shah
Since October 2022
DP
Dhaval Patel
Since March 2023
Additional Scheme Detailsas of 28th February 2025
ISIN INF0J8L01024 | Expense Ratio 1.91% | Exit Load 1.00% | Fund Size ₹3,631 Cr | Age 3 years 4 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY 50 Arbitrage TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
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| Mahindra Manulife Balanced Advantage Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹843.27 Cr | 5.6% |
| Mahindra Manulife Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹843.27 Cr | 7.4% |
| Mirae Asset Balanced Advantage Fund Direct Growth Moderately High risk | 0.6% | 1.0% | ₹1695.72 Cr | 10.4% |
| Mirae Asset Balanced Advantage Fund Regular Growth Moderately High risk | 2.1% | 1.0% | ₹1695.72 Cr | 8.8% |
About the AMC
NJ Mutual Fund
Total AUM
₹6,531 Cr
Address
Unit No. 101A, 1st Floor, Mumbai, 400051
Other Funds by NJ Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| NJ Flexi Cap Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1843.65 Cr | -2.1% |
| NJ Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹178.49 Cr | 6.6% |
| NJ Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹301.35 Cr | 7.2% |
| NJ Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹3630.92 Cr | 2.1% |
| NJ ELSS Tax Saver Scheme Direct Growth Very High Risk | 0.5% | 0.0% | ₹227.21 Cr | 2.6% |
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
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What is the current NAV of NJ Balanced Advantage Fund Regular Growth?
The NAV of NJ Balanced Advantage Fund Regular Growth, as of 27-Mar-2025, is ₹12.88.
What are the returns of NJ Balanced Advantage Fund Regular Growth?
The fund has generated 0.78% over the last 1 year and 9.99% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of NJ Balanced Advantage Fund Regular Growth?
The fund's allocation of assets is distributed as 48.45% in equities, 14.95% in bonds, and 36.61% in cash and cash equivalents.
Who manages the NJ Balanced Advantage Fund Regular Growth?
The fund managers responsible for NJ Balanced Advantage Fund Regular Growth are:-
- Viral Shah
- Dhaval Patel
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
NJ Balanced Advantage Fund Regular Growth
HybridDynamic Asset AllocationVery High Risk
Regular
NAV (27-Mar-25)
₹12.880.00%1D
Returns (Since Inception)
7.71%
Rated ★4.3+ on
Fund Overview
Fund Size
₹3,631 Cr
Expense Ratio
1.91%
ISIN
INF0J8L01024
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
29 Oct 2021
Risk Level
Your principal amount will be at Very High Risk
About this fund
NJ Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 3 years, 4 months and 28 days, having been launched on 29-Oct-21.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹12.88, Assets Under Management (AUM) of 3630.92 Crores, and an expense ratio of 1.91%.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹12.88, Assets Under Management (AUM) of 3630.92 Crores, and an expense ratio of 1.91%.
- NJ Balanced Advantage Fund Regular Growth has given a CAGR return of 7.71% since inception.
- The fund's asset allocation comprises around 48.45% in equities, 14.95% in debts, and 36.61% in cash & cash equivalents.
- You can start investing in NJ Balanced Advantage Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+0.78%
+5.81% (Cat Avg.)
3 Years
+9.99%
+11.03% (Cat Avg.)
Since Inception
+7.71%
— (Cat Avg.)
Portfolio Summaryas of 28th February 2025
| Equity | ₹1,759.01 Cr | 48.45% |
| Debt | ₹542.75 Cr | 14.95% |
| Others | ₹1,329.16 Cr | 36.61% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹657.73 Cr | 18.11% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-316.21 Cr | 8.71% |
| Reliance Industries Ltd | Equity | ₹313.29 Cr | 8.63% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹151.9 Cr | 4.18% |
| HCL Technologies Ltd | Equity | ₹118.71 Cr | 3.27% |
| Net Receivables / (Payables) | Cash | ₹104.84 Cr | 2.89% |
| Ajanta Pharma Ltd | Equity | ₹104.57 Cr | 2.88% |
| Alkem Laboratories Ltd | Equity | ₹103.3 Cr | 2.84% |
| Coal India Ltd | Equity | ₹99.84 Cr | 2.75% |
| Torrent Pharmaceuticals Ltd | Equity | ₹99.77 Cr | 2.75% |
| HDFC Asset Management Co Ltd | Equity | ₹94.97 Cr | 2.62% |
| 364 DTB 06032025 | Bond - Gov't/Treasury | ₹94.92 Cr | 2.61% |
| Bajaj Auto Ltd | Equity | ₹89.08 Cr | 2.45% |
| Bosch Ltd | Equity | ₹79.99 Cr | 2.20% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-78.73 Cr | 2.17% |
| Bajaj Finance Ltd | Equity | ₹78.27 Cr | 2.16% |
| Hero MotoCorp Ltd | Equity | ₹73.79 Cr | 2.03% |
| Colgate-Palmolive (India) Ltd | Equity | ₹73.57 Cr | 2.03% |
| Infosys Ltd | Equity | ₹55.14 Cr | 1.52% |
| India (Republic of) | Bond - Short-term Government Bills | ₹53.97 Cr | 1.49% |
| Divi's Laboratories Ltd | Equity | ₹53.77 Cr | 1.48% |
| Eicher Motors Ltd | Equity | ₹51.1 Cr | 1.41% |
| 05.90 Ts SDL 2025 | Bond - Gov't/Treasury | ₹49.92 Cr | 1.37% |
| 5.22% Govt Stock 2025 | Bond - Gov't/Treasury | ₹49.81 Cr | 1.37% |
| 364 DTB 18042025 | Bond - Gov't/Treasury | ₹49.58 Cr | 1.37% |
| 182 Days Tbill (Md 01/05/2025) | Bond - Gov't/Treasury | ₹49.46 Cr | 1.36% |
| 182 DTB 08052025 | Bond - Gov't/Treasury | ₹49.4 Cr | 1.36% |
| Gillette India Ltd | Equity | ₹49.32 Cr | 1.36% |
| 182 Days Tbill Red 23-05-2025 | Bond - Gov't/Treasury | ₹49.28 Cr | 1.36% |
| Tech Mahindra Ltd | Equity | ₹48.71 Cr | 1.34% |
| HDFC Bank Ltd | Equity | ₹46.12 Cr | 1.27% |
| Petronet LNG Ltd | Equity | ₹46.11 Cr | 1.27% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹45.88 Cr | 1.26% |
| 08.27 KL Sdl 2025 | Bond - Gov't/Treasury | ₹45.3 Cr | 1.25% |
| Tata Consultancy Services Ltd | Equity | ₹44.5 Cr | 1.23% |
| Pidilite Industries Ltd | Equity | ₹42.94 Cr | 1.18% |
| Indian Energy Exchange Ltd | Equity | ₹41.73 Cr | 1.15% |
| UTI Asset Management Co Ltd | Equity | ₹40.59 Cr | 1.12% |
| Havells India Ltd | Equity | ₹38.09 Cr | 1.05% |
| Britannia Industries Ltd | Equity | ₹37.92 Cr | 1.04% |
| Hdfc Bank Limited April 2025 Future | Equity - Future | ₹-37.19 Cr | 1.02% |
| Dr. Lal PathLabs Ltd | Equity | ₹36 Cr | 0.99% |
| Mahanagar Gas Ltd | Equity | ₹34.38 Cr | 0.95% |
| Future on Bank of Baroda | Equity - Future | ₹-28.84 Cr | 0.79% |
| 364 DTB 30-Oct-2025 | Bond - Gov't/Treasury | ₹28.75 Cr | 0.79% |
| Bank of Baroda | Equity | ₹28.65 Cr | 0.79% |
| 364 DTB 09102025 | Bond - Gov't/Treasury | ₹25.97 Cr | 0.72% |
| 5.97% Govt Stock 2025 | Bond - Gov't/Treasury | ₹24.92 Cr | 0.69% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹24.59 Cr | 0.68% |
| 182 DTB 19062025 | Bond - Gov't/Treasury | ₹24.53 Cr | 0.68% |
| 182 DTB 03/07/2025 | Bond - Gov't/Treasury | ₹24.46 Cr | 0.67% |
| 182 DTB 17072025 | Bond - Gov't/Treasury | ₹24.4 Cr | 0.67% |
| 364 DTB 24072025 | Bond - Gov't/Treasury | ₹24.37 Cr | 0.67% |
| 182 Days Tbill | Bond - Gov't/Treasury | ₹24.31 Cr | 0.67% |
| 364 DTB 15082025 | Bond - Gov't/Treasury | ₹24.27 Cr | 0.67% |
| 364 DTB 04092025 | Bond - Gov't/Treasury | ₹24.19 Cr | 0.67% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.01 Cr | 0.66% |
| 364 DTB 04122025 | Bond - Gov't/Treasury | ₹23.81 Cr | 0.66% |
| 364 DTB 11122025 | Bond - Gov't/Treasury | ₹23.79 Cr | 0.66% |
| 364 DTB 26122025 | Bond - Gov't/Treasury | ₹23.73 Cr | 0.65% |
| 364 DTB 01012026 | Bond - Gov't/Treasury | ₹23.7 Cr | 0.65% |
| Treasury Bills | Bond - Gov't/Treasury | ₹23.67 Cr | 0.65% |
| 08.29 HR Sdl 2025 | Bond - Gov't/Treasury | ₹20.13 Cr | 0.55% |
| Future on State Bank of India | Equity - Future | ₹-15.99 Cr | 0.44% |
| State Bank of India | Equity | ₹15.86 Cr | 0.44% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-13.72 Cr | 0.38% |
| Kotak Mahindra Bank Ltd | Equity | ₹13.63 Cr | 0.38% |
| ITC Ltd | Equity | ₹10.8 Cr | 0.30% |
| ICICI Bank Ltd | Equity | ₹10.37 Cr | 0.29% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-10.24 Cr | 0.28% |
| Adani Enterprises Ltd | Equity | ₹10.19 Cr | 0.28% |
| 08.24 Tn SDL 2025 | Bond - Gov't/Treasury | ₹10.04 Cr | 0.28% |
| 08.39 RJ UDAY 2025 | Bond - Gov't Agency Debt | ₹10.01 Cr | 0.28% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹9.74 Cr | 0.27% |
| Abbott India Ltd | Equity | ₹9.57 Cr | 0.26% |
| Coforge Ltd | Equity | ₹9.41 Cr | 0.26% |
| Hdfc Bank Limited March 2025 Future | Equity - Future | ₹-9.27 Cr | 0.26% |
| Page Industries Ltd | Equity | ₹8.69 Cr | 0.24% |
| CRISIL Ltd | Equity | ₹8.62 Cr | 0.24% |
| Tata Motors Ltd | Equity | ₹8.6 Cr | 0.24% |
| Future on Axis Bank Ltd | Equity - Future | ₹-8.39 Cr | 0.23% |
| Axis Bank Ltd | Equity | ₹8.31 Cr | 0.23% |
| Infosys Limited April 2025 Future | Equity - Future | ₹-8.06 Cr | 0.22% |
| Marico Ltd | Equity | ₹7.9 Cr | 0.22% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹7.78 Cr | 0.21% |
| L&T Technology Services Ltd | Equity | ₹7.73 Cr | 0.21% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹7.72 Cr | 0.21% |
| Future on Power Grid Corp Of India Ltd | Equity - Future | ₹-7.49 Cr | 0.21% |
| Power Grid Corp Of India Ltd | Equity | ₹7.41 Cr | 0.20% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹7.39 Cr | 0.20% |
| Nestle India Ltd | Equity | ₹7.38 Cr | 0.20% |
| Dabur India Ltd | Equity | ₹7.27 Cr | 0.20% |
| Berger Paints India Ltd | Equity | ₹7.19 Cr | 0.20% |
| Future on Canara Bank | Equity - Future | ₹-7.11 Cr | 0.20% |
| Canara Bank | Equity | ₹7.04 Cr | 0.19% |
| Birlasoft Ltd | Equity | ₹7 Cr | 0.19% |
| LTIMindtree Ltd | Equity | ₹6.79 Cr | 0.19% |
| Mphasis Ltd | Equity | ₹6.79 Cr | 0.19% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-6.37 Cr | 0.18% |
| Tata Elxsi Ltd | Equity | ₹6.35 Cr | 0.18% |
| Bandhan Bank Ltd | Equity | ₹6.33 Cr | 0.17% |
| Future on ICICI Bank Ltd | Equity - Future | ₹-6.31 Cr | 0.17% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-6.3 Cr | 0.17% |
| Tata Power Co Ltd | Equity | ₹6.27 Cr | 0.17% |
| Oracle Financial Services Software Ltd | Equity | ₹6.2 Cr | 0.17% |
| Sona BLW Precision Forgings Ltd | Equity | ₹6.16 Cr | 0.17% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-6.16 Cr | 0.17% |
| Larsen & Toubro Ltd | Equity | ₹6.12 Cr | 0.17% |
| Asian Paints Ltd | Equity | ₹6.07 Cr | 0.17% |
| Cyient Ltd | Equity | ₹6.04 Cr | 0.17% |
| Alkyl Amines Chemicals Ltd | Equity | ₹6.02 Cr | 0.17% |
| Future on Tata Motors Ltd | Equity - Future | ₹-5.8 Cr | 0.16% |
| Future on Granules India Ltd | Equity - Future | ₹-5.51 Cr | 0.15% |
| Granules India Ltd | Equity | ₹5.5 Cr | 0.15% |
| Titan Co Ltd | Equity | ₹5.49 Cr | 0.15% |
| Grindwell Norton Ltd | Equity | ₹5.43 Cr | 0.15% |
| Kajaria Ceramics Ltd | Equity | ₹5.25 Cr | 0.14% |
| 08.50 PN UDAY 2025 | Bond - Gov't Agency Debt | ₹5.01 Cr | 0.14% |
| Titan Company Limited April 2025 Future | Equity - Future | ₹-4.36 Cr | 0.12% |
| Icici Bank Limited March 2025 Future | Equity - Future | ₹-4.15 Cr | 0.11% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-4.04 Cr | 0.11% |
| Hindustan Unilever Ltd | Equity | ₹4.01 Cr | 0.11% |
| Steel Authority Of India Ltd | Equity | ₹3.82 Cr | 0.11% |
| Future on Steel Authority Of India Ltd | Equity - Future | ₹-3.82 Cr | 0.11% |
| Future on DLF Ltd | Equity - Future | ₹-3.8 Cr | 0.10% |
| DLF Ltd | Equity | ₹3.78 Cr | 0.10% |
| Itc Limited April 2025 Future | Equity - Future | ₹-3.44 Cr | 0.09% |
| Future on Indian Railway Catering And Tourism Corp Ltd | Equity - Future | ₹-3.21 Cr | 0.09% |
| 08.21 HR UDAY 2025 | Bond - Gov't Agency Debt | ₹3.15 Cr | 0.09% |
| Future on Jio Financial Services Ltd | Equity - Future | ₹-2.94 Cr | 0.08% |
| Future on LIC Housing Finance Ltd | Equity - Future | ₹-2.91 Cr | 0.08% |
| Jio Financial Services Ltd | Equity | ₹2.91 Cr | 0.08% |
| Tata Motors Limited March 2025 Future | Equity - Future | ₹-2.88 Cr | 0.08% |
| LIC Housing Finance Ltd | Equity | ₹2.88 Cr | 0.08% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-2.81 Cr | 0.08% |
| GAIL (India) Ltd | Equity | ₹2.79 Cr | 0.08% |
| Future on Petronet LNG Ltd | Equity - Future | ₹-2.36 Cr | 0.07% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-2.27 Cr | 0.06% |
| Ambuja Cements Ltd | Equity | ₹2.26 Cr | 0.06% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-2.06 Cr | 0.06% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹2.05 Cr | 0.06% |
| Future on Godrej Properties Ltd | Equity - Future | ₹-1.98 Cr | 0.05% |
| Godrej Properties Ltd | Equity | ₹1.96 Cr | 0.05% |
| Future on Indian Energy Exchange Ltd | Equity - Future | ₹-1.89 Cr | 0.05% |
| Future on Manappuram Finance Ltd | Equity - Future | ₹-1.89 Cr | 0.05% |
| Manappuram Finance Ltd | Equity | ₹1.87 Cr | 0.05% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-1.75 Cr | 0.05% |
| Future on Vodafone Idea Ltd | Equity - Future | ₹-1.68 Cr | 0.05% |
| Vodafone Idea Ltd | Equity | ₹1.66 Cr | 0.05% |
| Future on Container Corporation of India Ltd | Equity - Future | ₹-1.51 Cr | 0.04% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-1.51 Cr | 0.04% |
| Container Corporation of India Ltd | Equity | ₹1.5 Cr | 0.04% |
| Bharti Airtel Ltd | Equity | ₹1.49 Cr | 0.04% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-1.48 Cr | 0.04% |
| HDFC Life Insurance Co Ltd | Equity | ₹1.47 Cr | 0.04% |
| Future on Aditya Birla Fashion and Retail Ltd | Equity - Future | ₹-1.45 Cr | 0.04% |
| Aditya Birla Fashion and Retail Ltd | Equity | ₹1.45 Cr | 0.04% |
| Siemens Limited April 2025 Future | Equity - Future | ₹-1.36 Cr | 0.04% |
| Siemens Ltd | Equity | ₹1.35 Cr | 0.04% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-1.29 Cr | 0.04% |
| Titan Company Limited March 2025 Future | Equity - Future | ₹-1.19 Cr | 0.03% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹1.15 Cr | 0.03% |
| Indus Towers Limited March 2025 Future | Equity - Future | ₹-1.11 Cr | 0.03% |
| Future on Exide Industries Ltd | Equity - Future | ₹-1.07 Cr | 0.03% |
| Exide Industries Ltd | Equity | ₹1.06 Cr | 0.03% |
| Future on Yes Bank Ltd | Equity - Future | ₹-1.01 Cr | 0.03% |
| Yes Bank Ltd | Equity | ₹1 Cr | 0.03% |
| Future on Punjab National Bank | Equity - Future | ₹-0.92 Cr | 0.03% |
| Punjab National Bank | Equity | ₹0.91 Cr | 0.03% |
| The Indian Hotels Company Limited April 2025 Future | Equity - Future | ₹-0.79 Cr | 0.02% |
| Indian Hotels Co Ltd | Equity | ₹0.79 Cr | 0.02% |
| Future on Hero MotoCorp Ltd | Equity - Future | ₹-0.78 Cr | 0.02% |
| Future on Samvardhana Motherson International Ltd | Equity - Future | ₹-0.77 Cr | 0.02% |
| Future on IRB Infrastructure Developers Ltd | Equity - Future | ₹-0.76 Cr | 0.02% |
| Samvardhana Motherson International Ltd | Equity | ₹0.76 Cr | 0.02% |
| IRB Infrastructure Developers Ltd | Equity | ₹0.75 Cr | 0.02% |
| Astral Limited April 2025 Future | Equity - Future | ₹-0.65 Cr | 0.02% |
| Astral Ltd | Equity | ₹0.64 Cr | 0.02% |
| Future on Godrej Consumer Products Ltd | Equity - Future | ₹-0.61 Cr | 0.02% |
| Godrej Consumer Products Ltd | Equity | ₹0.6 Cr | 0.02% |
| Future on Pidilite Industries Ltd | Equity - Future | ₹-0.6 Cr | 0.02% |
| Future on Laurus Labs Ltd | Equity - Future | ₹-0.54 Cr | 0.01% |
| Laurus Labs Ltd | Equity | ₹0.54 Cr | 0.01% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-0.52 Cr | 0.01% |
| Bharat Heavy Electricals Ltd | Equity | ₹0.52 Cr | 0.01% |
| Future on Birlasoft Ltd | Equity - Future | ₹-0.51 Cr | 0.01% |
| Future on Oil & Natural Gas Corp Ltd | Equity - Future | ₹-0.48 Cr | 0.01% |
| Oil & Natural Gas Corp Ltd | Equity | ₹0.48 Cr | 0.01% |
| Future on Aditya Birla Capital Ltd | Equity - Future | ₹-0.47 Cr | 0.01% |
| Aditya Birla Capital Ltd | Equity | ₹0.46 Cr | 0.01% |
| Future on JSW Steel Ltd | Equity - Future | ₹-0.45 Cr | 0.01% |
| JSW Steel Ltd | Equity | ₹0.45 Cr | 0.01% |
| Future on Coal India Ltd | Equity - Future | ₹-0.43 Cr | 0.01% |
| Cipla Limited March 2025 Future | Equity - Future | ₹-0.37 Cr | 0.01% |
| Cipla Ltd | Equity | ₹0.37 Cr | 0.01% |
| Future on Havells India Ltd | Equity - Future | ₹-0.29 Cr | 0.01% |
| Future on NTPC Ltd | Equity - Future | ₹-0.28 Cr | 0.01% |
| NTPC Ltd | Equity | ₹0.28 Cr | 0.01% |
| Indian Oil Corporation Limited April 2025 Future | Equity - Future | ₹-0.28 Cr | 0.01% |
| Indian Oil Corp Ltd | Equity | ₹0.28 Cr | 0.01% |
| Future on The Federal Bank Ltd | Equity - Future | ₹-0.27 Cr | 0.01% |
| The Federal Bank Ltd | Equity | ₹0.27 Cr | 0.01% |
| Future on Varun Beverages Ltd | Equity - Future | ₹-0.23 Cr | 0.01% |
| Varun Beverages Ltd | Equity | ₹0.23 Cr | 0.01% |
| Future on PI Industries Ltd | Equity - Future | ₹-0.23 Cr | 0.01% |
| PI Industries Ltd | Equity | ₹0.23 Cr | 0.01% |
| Future on ICICI Prudential Life Insurance Co Ltd | Equity - Future | ₹-0.21 Cr | 0.01% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹0.21 Cr | 0.01% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-0.19 Cr | 0.01% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹0.19 Cr | 0.01% |
| Acc Limited April 2025 Future | Equity - Future | ₹-0.17 Cr | 0.00% |
| ACC Ltd | Equity | ₹0.16 Cr | 0.00% |
| Future on GMR Airports Ltd | Equity - Future | ₹-0.16 Cr | 0.00% |
| GMR Airports Ltd | Equity | ₹0.16 Cr | 0.00% |
| Future on Bharat Petroleum Corp Ltd | Equity - Future | ₹-0.13 Cr | 0.00% |
| Bharat Petroleum Corp Ltd | Equity | ₹0.13 Cr | 0.00% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-0.12 Cr | 0.00% |
| Future on Bajaj Auto Ltd | Equity - Future | ₹-0.12 Cr | 0.00% |
| Hindustan Petroleum Corp Ltd | Equity | ₹0.12 Cr | 0.00% |
| Future on HDFC Asset Management Co Ltd | Equity - Future | ₹-0.11 Cr | 0.00% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-0.09 Cr | 0.00% |
| Hindalco Industries Ltd | Equity | ₹0.09 Cr | 0.00% |
| Future on ABB India Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| ABB India Ltd | Equity | ₹0.06 Cr | 0.00% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹0.06 Cr | 0.00% |
| Grasim Industries Ltd | Equity | ₹0.06 Cr | 0.00% |
| Indus Towers Limited April 2025 Future | Equity - Future | ₹-0.06 Cr | 0.00% |
| Rec Limited April 2025 Future | Equity - Future | ₹-0.04 Cr | 0.00% |
| REC Ltd | Equity | ₹0.04 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
29.46%
Mid Cap Stocks
14.53%
Small Cap Stocks
6.53%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Energy | ₹470.42 Cr | 12.96% |
| Healthcare | ₹466.97 Cr | 12.86% |
| Financial Services | ₹412.49 Cr | 11.36% |
| Consumer Cyclical | ₹327.02 Cr | 9.01% |
| Technology | ₹325.12 Cr | 8.95% |
| Consumer Defensive | ₹206.38 Cr | 5.68% |
| Industrials | ₹77.89 Cr | 2.15% |
| Basic Materials | ₹69.29 Cr | 1.91% |
| Utilities | ₹51.12 Cr | 1.41% |
| Real Estate | ₹5.74 Cr | 0.16% |
| Communication Services | ₹4.31 Cr | 0.12% |
Risk & Performance Ratios
Standard Deviation
This fund
9.38%
Cat. avg.
8.43%
Lower the better
Sharpe Ratio
This fund
0.37
Cat. avg.
0.48
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.81
Higher the better
Fund Managers
VS
Viral Shah
Since October 2022
DP
Dhaval Patel
Since March 2023
Additional Scheme Detailsas of 28th February 2025
ISIN INF0J8L01024 | Expense Ratio 1.91% | Exit Load 1.00% | Fund Size ₹3,631 Cr | Age 3 years 4 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY 50 Arbitrage TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Motilal Oswal Balance Advantage Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹890.56 Cr | -6.5% |
| Motilal Oswal Balance Advantage Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹890.56 Cr | -5.3% |
| Quant Dynamic Asset Allocation Fund Direct Growth High Risk | 0.7% | 1.0% | ₹1140.21 Cr | 3.7% |
| Quant Dynamic Asset Allocation Fund Regular Growth High Risk | 2.2% | 1.0% | ₹1140.21 Cr | 2.2% |
| Bandhan Balanced Advantage Fund Direct Growth Moderately High risk | 0.8% | 0.0% | ₹2141.18 Cr | 9.9% |
| Bandhan Balanced Advantage Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹2141.18 Cr | 8.5% |
| Mahindra Manulife Balanced Advantage Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹843.27 Cr | 5.6% |
| Mahindra Manulife Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹843.27 Cr | 7.4% |
| Mirae Asset Balanced Advantage Fund Direct Growth Moderately High risk | 0.6% | 1.0% | ₹1695.72 Cr | 10.4% |
| Mirae Asset Balanced Advantage Fund Regular Growth Moderately High risk | 2.1% | 1.0% | ₹1695.72 Cr | 8.8% |
About the AMC
NJ Mutual Fund
Total AUM
₹6,531 Cr
Address
Unit No. 101A, 1st Floor, Mumbai, 400051
Other Funds by NJ Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| NJ Flexi Cap Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1843.65 Cr | -2.1% |
| NJ Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹178.49 Cr | 6.6% |
| NJ Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹301.35 Cr | 7.2% |
| NJ Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹3630.92 Cr | 2.1% |
| NJ ELSS Tax Saver Scheme Direct Growth Very High Risk | 0.5% | 0.0% | ₹227.21 Cr | 2.6% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of NJ Balanced Advantage Fund Regular Growth?
The NAV of NJ Balanced Advantage Fund Regular Growth, as of 27-Mar-2025, is ₹12.88.
What are the returns of NJ Balanced Advantage Fund Regular Growth?
The fund has generated 0.78% over the last 1 year and 9.99% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of NJ Balanced Advantage Fund Regular Growth?
The fund's allocation of assets is distributed as 48.45% in equities, 14.95% in bonds, and 36.61% in cash and cash equivalents.
Who manages the NJ Balanced Advantage Fund Regular Growth?
The fund managers responsible for NJ Balanced Advantage Fund Regular Growth are:-
- Viral Shah
- Dhaval Patel
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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