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NJ Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (21-Jan-25)
₹13.75-0.43%1D
Returns (Since Inception)
10.36%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹3,945 Cr
Expense Ratio
0.63%
ISIN
INF0J8L01040
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
29 Oct 2021
About this fund
NJ Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 3 years, 2 months and 24 days, having been launched on 29-Oct-21.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹13.75, Assets Under Management (AUM) of 3945.12 Crores, and an expense ratio of 0.63%.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹13.75, Assets Under Management (AUM) of 3945.12 Crores, and an expense ratio of 0.63%.
- NJ Balanced Advantage Fund Direct Growth has given a CAGR return of 10.36% since inception.
- The fund's asset allocation comprises around 52.58% in equities, 7.51% in debts, and 39.91% in cash & cash equivalents.
- You can start investing in NJ Balanced Advantage Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.34%
+10.18% (Cat Avg.)
3 Years
+11.50%
+11.09% (Cat Avg.)
Since Inception
+10.36%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Equity | ₹2,074.31 Cr | 52.58% |
| Debt | ₹296.31 Cr | 7.51% |
| Others | ₹1,574.5 Cr | 39.91% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹635.85 Cr | 16.12% |
| Cash Offset For Derivatives | Cash - General Offset | ₹583.51 Cr | 14.79% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-319.16 Cr | 8.09% |
| Reliance Industries Ltd | Equity | ₹316.99 Cr | 8.03% |
| HCL Technologies Ltd | Equity | ₹146.52 Cr | 3.71% |
| Alkem Laboratories Ltd | Equity | ₹127.13 Cr | 3.22% |
| Ajanta Pharma Ltd | Equity | ₹125.09 Cr | 3.17% |
| Torrent Pharmaceuticals Ltd | Equity | ₹115.33 Cr | 2.92% |
| HDFC Asset Management Co Ltd | Equity | ₹111.28 Cr | 2.82% |
| Coal India Ltd | Equity | ₹104.82 Cr | 2.66% |
| Bosch Ltd | Equity | ₹104.21 Cr | 2.64% |
| Bajaj Auto Ltd | Equity | ₹100.39 Cr | 2.54% |
| Hero MotoCorp Ltd | Equity | ₹83.74 Cr | 2.12% |
| Colgate-Palmolive (India) Ltd | Equity | ₹81.19 Cr | 2.06% |
| Divi's Laboratories Ltd | Equity | ₹60.7 Cr | 1.54% |
| Gillette India Ltd | Equity | ₹60.57 Cr | 1.54% |
| UTI Asset Management Co Ltd | Equity | ₹58.64 Cr | 1.49% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-58.6 Cr | 1.49% |
| Bajaj Finance Ltd | Equity | ₹58.17 Cr | 1.47% |
| Tech Mahindra Ltd | Equity | ₹56.69 Cr | 1.44% |
| Petronet LNG Ltd | Equity | ₹54.26 Cr | 1.38% |
| Infosys Ltd | Equity | ₹53.3 Cr | 1.35% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹53.03 Cr | 1.34% |
| Eicher Motors Ltd | Equity | ₹52.34 Cr | 1.33% |
| Tata Consultancy Services Ltd | Equity | ₹51.55 Cr | 1.31% |
| 08.07 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹50.07 Cr | 1.27% |
| 182 DTB 09012025 | Bond - Gov't/Treasury | ₹49.93 Cr | 1.27% |
| 364 Day T-Bill 30.01.25 | Bond - Gov't/Treasury | ₹49.75 Cr | 1.26% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹49.68 Cr | 1.26% |
| 5.22% Govt Stock 2025 | Bond - Gov't/Treasury | ₹49.66 Cr | 1.26% |
| 182 DTB 18102024 | Bond - Gov't/Treasury | ₹49.44 Cr | 1.25% |
| India (Republic of) | Bond - Short-term Government Bills | ₹49.18 Cr | 1.25% |
| 364 DTB 18042025 | Bond - Gov't/Treasury | ₹49.04 Cr | 1.24% |
| 182 DTB 01052025 | Bond - Gov't/Treasury | ₹48.93 Cr | 1.24% |
| 182 DTB 08052025 | Bond - Gov't/Treasury | ₹48.87 Cr | 1.24% |
| 182 Days Tbill Red 23-05-2025 | Bond - Gov't/Treasury | ₹48.74 Cr | 1.24% |
| Pidilite Industries Ltd | Equity | ₹47.59 Cr | 1.21% |
| Dr. Lal PathLabs Ltd | Equity | ₹47.42 Cr | 1.20% |
| Indian Energy Exchange Ltd | Equity | ₹47.1 Cr | 1.19% |
| Havells India Ltd | Equity | ₹45.22 Cr | 1.15% |
| 05.80 MH Sdl 2025 | Bond - Gov't/Treasury | ₹44.96 Cr | 1.14% |
| Britannia Industries Ltd | Equity | ₹39.91 Cr | 1.01% |
| Mahanagar Gas Ltd | Equity | ₹36.22 Cr | 0.92% |
| Future on Bank of Baroda | Equity - Future | ₹-35.22 Cr | 0.89% |
| 07.26 KA Sgs 2025 | Bond - Gov't/Treasury | ₹35 Cr | 0.89% |
| Bank of Baroda | Equity | ₹34.97 Cr | 0.89% |
| Future on IndusInd Bank Ltd | Equity - Future | ₹-20.62 Cr | 0.52% |
| IndusInd Bank Ltd | Equity | ₹20.5 Cr | 0.52% |
| Future on State Bank of India | Equity - Future | ₹-16.4 Cr | 0.42% |
| State Bank of India | Equity | ₹16.28 Cr | 0.41% |
| HDFC Bank Ltd | Equity | ₹15.02 Cr | 0.38% |
| Net Receivables / (Payables) | Cash | ₹14.3 Cr | 0.36% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹13.33 Cr | 0.34% |
| CRISIL Ltd | Equity | ₹13.25 Cr | 0.34% |
| Coforge Ltd | Equity | ₹12.55 Cr | 0.32% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-12.38 Cr | 0.31% |
| Adani Enterprises Ltd | Equity | ₹12.29 Cr | 0.31% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-10.79 Cr | 0.27% |
| Kotak Mahindra Bank Ltd | Equity | ₹10.72 Cr | 0.27% |
| Hdfc Bank Limited February 2025 Future | Equity - Future | ₹-10.38 Cr | 0.26% |
| Oracle Financial Services Software Ltd | Equity | ₹10.36 Cr | 0.26% |
| Page Industries Ltd | Equity | ₹10.33 Cr | 0.26% |
| Tata Motors Limited February 2025 Future | Equity - Future | ₹-10.19 Cr | 0.26% |
| Tata Motors Ltd | Equity | ₹10.05 Cr | 0.25% |
| 07.74 TN UDAY 2025 | Bond - Gov't Agency Debt | ₹10.01 Cr | 0.25% |
| Abbott India Ltd | Equity | ₹9.5 Cr | 0.24% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹9.44 Cr | 0.24% |
| Birlasoft Ltd | Equity | ₹9.39 Cr | 0.24% |
| Future on Axis Bank Ltd | Equity - Future | ₹-9.25 Cr | 0.23% |
| Axis Bank Ltd | Equity | ₹9.18 Cr | 0.23% |
| Cyient Ltd | Equity | ₹8.88 Cr | 0.23% |
| Mphasis Ltd | Equity | ₹8.73 Cr | 0.22% |
| ITC Ltd | Equity | ₹8.67 Cr | 0.22% |
| Marico Ltd | Equity | ₹8.53 Cr | 0.22% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹8.44 Cr | 0.21% |
| LTIMindtree Ltd | Equity | ₹8.24 Cr | 0.21% |
| L&T Technology Services Ltd | Equity | ₹8.2 Cr | 0.21% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹8.14 Cr | 0.21% |
| Tata Elxsi Ltd | Equity | ₹8.1 Cr | 0.21% |
| Dabur India Ltd | Equity | ₹7.58 Cr | 0.19% |
| Sona BLW Precision Forgings Ltd | Equity | ₹7.53 Cr | 0.19% |
| Nestle India Ltd | Equity | ₹7.42 Cr | 0.19% |
| Grindwell Norton Ltd | Equity | ₹7.36 Cr | 0.19% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-7.31 Cr | 0.19% |
| Tata Power Co Ltd | Equity | ₹7.26 Cr | 0.18% |
| Kajaria Ceramics Ltd | Equity | ₹7.24 Cr | 0.18% |
| Future on Granules India Ltd | Equity - Future | ₹-7.08 Cr | 0.18% |
| Granules India Ltd | Equity | ₹7.05 Cr | 0.18% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-7.02 Cr | 0.18% |
| Larsen & Toubro Ltd | Equity | ₹6.98 Cr | 0.18% |
| Alkyl Amines Chemicals Ltd | Equity | ₹6.77 Cr | 0.17% |
| Berger Paints India Ltd | Equity | ₹6.69 Cr | 0.17% |
| Asian Paints Ltd | Equity | ₹6.44 Cr | 0.16% |
| Future on Indian Railway Catering And Tourism Corp Ltd | Equity - Future | ₹-5.55 Cr | 0.14% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-5.24 Cr | 0.13% |
| Bandhan Bank Ltd | Equity | ₹5.21 Cr | 0.13% |
| Future on Canara Bank | Equity - Future | ₹-5.04 Cr | 0.13% |
| Icici Bank Limited February 2025 Future | Equity - Future | ₹-5 Cr | 0.13% |
| Canara Bank | Equity | ₹5 Cr | 0.13% |
| ICICI Bank Ltd | Equity | ₹4.93 Cr | 0.13% |
| Hdfc Bank Limited January 2025 Future | Equity - Future | ₹-4.81 Cr | 0.12% |
| Future on Container Corporation of India Ltd | Equity - Future | ₹-4.43 Cr | 0.11% |
| Future on Steel Authority Of India Ltd | Equity - Future | ₹-4.42 Cr | 0.11% |
| Container Corporation of India Ltd | Equity | ₹4.41 Cr | 0.11% |
| Steel Authority Of India Ltd | Equity | ₹4.39 Cr | 0.11% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-3.73 Cr | 0.09% |
| Hindustan Unilever Ltd | Equity | ₹3.7 Cr | 0.09% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-2.62 Cr | 0.07% |
| Ambuja Cements Ltd | Equity | ₹2.6 Cr | 0.07% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-2.38 Cr | 0.06% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹2.36 Cr | 0.06% |
| Future on Jio Financial Services Ltd | Equity - Future | ₹-2.3 Cr | 0.06% |
| Jio Financial Services Ltd | Equity | ₹2.27 Cr | 0.06% |
| Future on Vodafone Idea Ltd | Equity - Future | ₹-2.23 Cr | 0.06% |
| Vodafone Idea Ltd | Equity | ₹2.22 Cr | 0.06% |
| 182 DTB 17012025 | Bond - Gov't/Treasury | ₹1.99 Cr | 0.05% |
| 364 DTB 09102025 | Bond - Gov't/Treasury | ₹1.9 Cr | 0.05% |
| Future on Aditya Birla Fashion and Retail Ltd | Equity - Future | ₹-1.54 Cr | 0.04% |
| Aditya Birla Fashion and Retail Ltd | Equity | ₹1.53 Cr | 0.04% |
| Titan Company Limited February 2025 Future | Equity - Future | ₹-1.27 Cr | 0.03% |
| Titan Co Ltd | Equity | ₹1.25 Cr | 0.03% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-1.23 Cr | 0.03% |
| HDFC Life Insurance Co Ltd | Equity | ₹1.22 Cr | 0.03% |
| Future on Indus Towers Ltd Ordinary Shares | Equity - Future | ₹-1.17 Cr | 0.03% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹1.16 Cr | 0.03% |
| Future on Birlasoft Ltd | Equity - Future | ₹-0.68 Cr | 0.02% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-0.68 Cr | 0.02% |
| GAIL (India) Ltd | Equity | ₹0.67 Cr | 0.02% |
| Future on Pidilite Industries Ltd | Equity - Future | ₹-0.66 Cr | 0.02% |
| Future on Godrej Properties Ltd | Equity - Future | ₹-0.63 Cr | 0.02% |
| Godrej Properties Ltd | Equity | ₹0.63 Cr | 0.02% |
| Future on Exide Industries Ltd | Equity - Future | ₹-0.6 Cr | 0.02% |
| Exide Industries Ltd | Equity | ₹0.6 Cr | 0.02% |
| Future on JSW Steel Ltd | Equity - Future | ₹-0.43 Cr | 0.01% |
| JSW Steel Ltd | Equity | ₹0.43 Cr | 0.01% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-0.42 Cr | 0.01% |
| Bharat Heavy Electricals Ltd | Equity | ₹0.42 Cr | 0.01% |
| Future on DLF Ltd | Equity - Future | ₹-0.41 Cr | 0.01% |
| DLF Ltd | Equity | ₹0.41 Cr | 0.01% |
| Cipla Limited January 2025 Future | Equity - Future | ₹-0.4 Cr | 0.01% |
| Cipla Ltd | Equity | ₹0.4 Cr | 0.01% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-0.3 Cr | 0.01% |
| The Federal Bank Limited February 2025 Future | Equity - Future | ₹-0.3 Cr | 0.01% |
| Bharti Airtel Ltd | Equity | ₹0.3 Cr | 0.01% |
| The Federal Bank Ltd | Equity | ₹0.3 Cr | 0.01% |
| Future on ICICI Prudential Life Insurance Co Ltd | Equity - Future | ₹-0.25 Cr | 0.01% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹0.25 Cr | 0.01% |
| Future on GMR Airports Ltd | Equity - Future | ₹-0.18 Cr | 0.00% |
| GMR Airports Ltd | Equity | ₹0.18 Cr | 0.00% |
| Future on Zydus Lifesciences Ltd | Equity - Future | ₹-0.09 Cr | 0.00% |
| Zydus Lifesciences Ltd | Equity | ₹0.09 Cr | 0.00% |
| Future on ABB India Ltd | Equity - Future | ₹-0.09 Cr | 0.00% |
| ABB India Ltd | Equity | ₹0.09 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
30.18%
Mid Cap Stocks
15.69%
Small Cap Stocks
7.54%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Healthcare | ₹555.16 Cr | 14.07% |
| Energy | ₹488.36 Cr | 12.38% |
| Financial Services | ₹414.28 Cr | 10.50% |
| Technology | ₹382.07 Cr | 9.68% |
| Consumer Cyclical | ₹371.99 Cr | 9.43% |
| Consumer Defensive | ₹225.71 Cr | 5.72% |
| Industrials | ₹96.47 Cr | 2.45% |
| Basic Materials | ₹74.91 Cr | 1.90% |
| Utilities | ₹44.15 Cr | 1.12% |
| Communication Services | ₹3.69 Cr | 0.09% |
| Real Estate | ₹1.04 Cr | 0.03% |
Risk & Performance Ratios
Standard Deviation
This fund
9.10%
Cat. avg.
7.80%
Lower the better
Sharpe Ratio
This fund
0.62
Cat. avg.
0.72
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.34
Higher the better
Fund Managers
VS
Viral Shah
Since October 2022
DP
Dhaval Patel
Since March 2023
Additional Scheme Detailsas of 31st December 2024
ISIN INF0J8L01040 | Expense Ratio 0.63% | Exit Load 1.00% | Fund Size ₹3,945 Cr | Age 3 years 2 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY 50 Arbitrage TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Motilal Oswal Balance Advantage Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1113.82 Cr | 0.9% |
| Motilal Oswal Balance Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1113.82 Cr | 2.2% |
| Quant Dynamic Asset Allocation Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1310.36 Cr | 13.2% |
| Quant Dynamic Asset Allocation Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1310.36 Cr | 11.5% |
| Bandhan Balanced Advantage Fund Direct Growth Moderately High risk | 0.8% | 1.0% | ₹2272.93 Cr | 12.1% |
| Bandhan Balanced Advantage Fund Regular Growth Moderately High risk | 2.0% | 1.0% | ₹2272.93 Cr | 10.6% |
| Mahindra Manulife Balanced Advantage Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹908.12 Cr | 8.6% |
| Mahindra Manulife Balanced Advantage Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹908.12 Cr | 10.4% |
| Mirae Asset Balanced Advantage Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹1779.30 Cr | 10.1% |
| Mirae Asset Balanced Advantage Fund Regular Growth Moderately High risk | 2.1% | 1.0% | ₹1779.30 Cr | 8.5% |
About the AMC
NJ Mutual Fund
Total AUM
₹6,747 Cr
Address
Unit No. 101A, 1st Floor, Mumbai, 400051
Other Funds by NJ Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| NJ Flexi Cap Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1999.35 Cr | 7.6% |
| NJ Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹197.35 Cr | 6.7% |
| NJ Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹327.42 Cr | 7.5% |
| NJ Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹3945.12 Cr | 7.3% |
| NJ ELSS Tax Saver Scheme Direct Growth Very High Risk | 0.5% | 0.0% | ₹257.95 Cr | 7.9% |
Risk Level
Your principal amount will be at Very High Risk
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Still got questions?
We're here to help.
What is the current NAV of NJ Balanced Advantage Fund Direct Growth?
The NAV of NJ Balanced Advantage Fund Direct Growth, as of 21-Jan-2025, is ₹13.75.
What are the returns of NJ Balanced Advantage Fund Direct Growth?
The fund has generated 7.34% over the last 1 year and 11.50% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of NJ Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 52.58% in equities, 7.51% in bonds, and 39.91% in cash and cash equivalents.
Who manages the NJ Balanced Advantage Fund Direct Growth?
The fund managers responsible for NJ Balanced Advantage Fund Direct Growth are:-
- Viral Shah
- Dhaval Patel
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
NJ Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (21-Jan-25)
₹13.75-0.43%1D
Returns (Since Inception)
10.36%
Rated ★4.5+ on
Fund Overview
Fund Size
₹3,945 Cr
Expense Ratio
0.63%
ISIN
INF0J8L01040
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
29 Oct 2021
Risk Level
Your principal amount will be at Very High Risk
About this fund
NJ Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 3 years, 2 months and 24 days, having been launched on 29-Oct-21.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹13.75, Assets Under Management (AUM) of 3945.12 Crores, and an expense ratio of 0.63%.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹13.75, Assets Under Management (AUM) of 3945.12 Crores, and an expense ratio of 0.63%.
- NJ Balanced Advantage Fund Direct Growth has given a CAGR return of 10.36% since inception.
- The fund's asset allocation comprises around 52.58% in equities, 7.51% in debts, and 39.91% in cash & cash equivalents.
- You can start investing in NJ Balanced Advantage Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.34%
+10.18% (Cat Avg.)
3 Years
+11.50%
+11.09% (Cat Avg.)
Since Inception
+10.36%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Equity | ₹2,074.31 Cr | 52.58% |
| Debt | ₹296.31 Cr | 7.51% |
| Others | ₹1,574.5 Cr | 39.91% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹635.85 Cr | 16.12% |
| Cash Offset For Derivatives | Cash - General Offset | ₹583.51 Cr | 14.79% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-319.16 Cr | 8.09% |
| Reliance Industries Ltd | Equity | ₹316.99 Cr | 8.03% |
| HCL Technologies Ltd | Equity | ₹146.52 Cr | 3.71% |
| Alkem Laboratories Ltd | Equity | ₹127.13 Cr | 3.22% |
| Ajanta Pharma Ltd | Equity | ₹125.09 Cr | 3.17% |
| Torrent Pharmaceuticals Ltd | Equity | ₹115.33 Cr | 2.92% |
| HDFC Asset Management Co Ltd | Equity | ₹111.28 Cr | 2.82% |
| Coal India Ltd | Equity | ₹104.82 Cr | 2.66% |
| Bosch Ltd | Equity | ₹104.21 Cr | 2.64% |
| Bajaj Auto Ltd | Equity | ₹100.39 Cr | 2.54% |
| Hero MotoCorp Ltd | Equity | ₹83.74 Cr | 2.12% |
| Colgate-Palmolive (India) Ltd | Equity | ₹81.19 Cr | 2.06% |
| Divi's Laboratories Ltd | Equity | ₹60.7 Cr | 1.54% |
| Gillette India Ltd | Equity | ₹60.57 Cr | 1.54% |
| UTI Asset Management Co Ltd | Equity | ₹58.64 Cr | 1.49% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-58.6 Cr | 1.49% |
| Bajaj Finance Ltd | Equity | ₹58.17 Cr | 1.47% |
| Tech Mahindra Ltd | Equity | ₹56.69 Cr | 1.44% |
| Petronet LNG Ltd | Equity | ₹54.26 Cr | 1.38% |
| Infosys Ltd | Equity | ₹53.3 Cr | 1.35% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹53.03 Cr | 1.34% |
| Eicher Motors Ltd | Equity | ₹52.34 Cr | 1.33% |
| Tata Consultancy Services Ltd | Equity | ₹51.55 Cr | 1.31% |
| 08.07 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹50.07 Cr | 1.27% |
| 182 DTB 09012025 | Bond - Gov't/Treasury | ₹49.93 Cr | 1.27% |
| 364 Day T-Bill 30.01.25 | Bond - Gov't/Treasury | ₹49.75 Cr | 1.26% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹49.68 Cr | 1.26% |
| 5.22% Govt Stock 2025 | Bond - Gov't/Treasury | ₹49.66 Cr | 1.26% |
| 182 DTB 18102024 | Bond - Gov't/Treasury | ₹49.44 Cr | 1.25% |
| India (Republic of) | Bond - Short-term Government Bills | ₹49.18 Cr | 1.25% |
| 364 DTB 18042025 | Bond - Gov't/Treasury | ₹49.04 Cr | 1.24% |
| 182 DTB 01052025 | Bond - Gov't/Treasury | ₹48.93 Cr | 1.24% |
| 182 DTB 08052025 | Bond - Gov't/Treasury | ₹48.87 Cr | 1.24% |
| 182 Days Tbill Red 23-05-2025 | Bond - Gov't/Treasury | ₹48.74 Cr | 1.24% |
| Pidilite Industries Ltd | Equity | ₹47.59 Cr | 1.21% |
| Dr. Lal PathLabs Ltd | Equity | ₹47.42 Cr | 1.20% |
| Indian Energy Exchange Ltd | Equity | ₹47.1 Cr | 1.19% |
| Havells India Ltd | Equity | ₹45.22 Cr | 1.15% |
| 05.80 MH Sdl 2025 | Bond - Gov't/Treasury | ₹44.96 Cr | 1.14% |
| Britannia Industries Ltd | Equity | ₹39.91 Cr | 1.01% |
| Mahanagar Gas Ltd | Equity | ₹36.22 Cr | 0.92% |
| Future on Bank of Baroda | Equity - Future | ₹-35.22 Cr | 0.89% |
| 07.26 KA Sgs 2025 | Bond - Gov't/Treasury | ₹35 Cr | 0.89% |
| Bank of Baroda | Equity | ₹34.97 Cr | 0.89% |
| Future on IndusInd Bank Ltd | Equity - Future | ₹-20.62 Cr | 0.52% |
| IndusInd Bank Ltd | Equity | ₹20.5 Cr | 0.52% |
| Future on State Bank of India | Equity - Future | ₹-16.4 Cr | 0.42% |
| State Bank of India | Equity | ₹16.28 Cr | 0.41% |
| HDFC Bank Ltd | Equity | ₹15.02 Cr | 0.38% |
| Net Receivables / (Payables) | Cash | ₹14.3 Cr | 0.36% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹13.33 Cr | 0.34% |
| CRISIL Ltd | Equity | ₹13.25 Cr | 0.34% |
| Coforge Ltd | Equity | ₹12.55 Cr | 0.32% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-12.38 Cr | 0.31% |
| Adani Enterprises Ltd | Equity | ₹12.29 Cr | 0.31% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-10.79 Cr | 0.27% |
| Kotak Mahindra Bank Ltd | Equity | ₹10.72 Cr | 0.27% |
| Hdfc Bank Limited February 2025 Future | Equity - Future | ₹-10.38 Cr | 0.26% |
| Oracle Financial Services Software Ltd | Equity | ₹10.36 Cr | 0.26% |
| Page Industries Ltd | Equity | ₹10.33 Cr | 0.26% |
| Tata Motors Limited February 2025 Future | Equity - Future | ₹-10.19 Cr | 0.26% |
| Tata Motors Ltd | Equity | ₹10.05 Cr | 0.25% |
| 07.74 TN UDAY 2025 | Bond - Gov't Agency Debt | ₹10.01 Cr | 0.25% |
| Abbott India Ltd | Equity | ₹9.5 Cr | 0.24% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹9.44 Cr | 0.24% |
| Birlasoft Ltd | Equity | ₹9.39 Cr | 0.24% |
| Future on Axis Bank Ltd | Equity - Future | ₹-9.25 Cr | 0.23% |
| Axis Bank Ltd | Equity | ₹9.18 Cr | 0.23% |
| Cyient Ltd | Equity | ₹8.88 Cr | 0.23% |
| Mphasis Ltd | Equity | ₹8.73 Cr | 0.22% |
| ITC Ltd | Equity | ₹8.67 Cr | 0.22% |
| Marico Ltd | Equity | ₹8.53 Cr | 0.22% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹8.44 Cr | 0.21% |
| LTIMindtree Ltd | Equity | ₹8.24 Cr | 0.21% |
| L&T Technology Services Ltd | Equity | ₹8.2 Cr | 0.21% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹8.14 Cr | 0.21% |
| Tata Elxsi Ltd | Equity | ₹8.1 Cr | 0.21% |
| Dabur India Ltd | Equity | ₹7.58 Cr | 0.19% |
| Sona BLW Precision Forgings Ltd | Equity | ₹7.53 Cr | 0.19% |
| Nestle India Ltd | Equity | ₹7.42 Cr | 0.19% |
| Grindwell Norton Ltd | Equity | ₹7.36 Cr | 0.19% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-7.31 Cr | 0.19% |
| Tata Power Co Ltd | Equity | ₹7.26 Cr | 0.18% |
| Kajaria Ceramics Ltd | Equity | ₹7.24 Cr | 0.18% |
| Future on Granules India Ltd | Equity - Future | ₹-7.08 Cr | 0.18% |
| Granules India Ltd | Equity | ₹7.05 Cr | 0.18% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-7.02 Cr | 0.18% |
| Larsen & Toubro Ltd | Equity | ₹6.98 Cr | 0.18% |
| Alkyl Amines Chemicals Ltd | Equity | ₹6.77 Cr | 0.17% |
| Berger Paints India Ltd | Equity | ₹6.69 Cr | 0.17% |
| Asian Paints Ltd | Equity | ₹6.44 Cr | 0.16% |
| Future on Indian Railway Catering And Tourism Corp Ltd | Equity - Future | ₹-5.55 Cr | 0.14% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-5.24 Cr | 0.13% |
| Bandhan Bank Ltd | Equity | ₹5.21 Cr | 0.13% |
| Future on Canara Bank | Equity - Future | ₹-5.04 Cr | 0.13% |
| Icici Bank Limited February 2025 Future | Equity - Future | ₹-5 Cr | 0.13% |
| Canara Bank | Equity | ₹5 Cr | 0.13% |
| ICICI Bank Ltd | Equity | ₹4.93 Cr | 0.13% |
| Hdfc Bank Limited January 2025 Future | Equity - Future | ₹-4.81 Cr | 0.12% |
| Future on Container Corporation of India Ltd | Equity - Future | ₹-4.43 Cr | 0.11% |
| Future on Steel Authority Of India Ltd | Equity - Future | ₹-4.42 Cr | 0.11% |
| Container Corporation of India Ltd | Equity | ₹4.41 Cr | 0.11% |
| Steel Authority Of India Ltd | Equity | ₹4.39 Cr | 0.11% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-3.73 Cr | 0.09% |
| Hindustan Unilever Ltd | Equity | ₹3.7 Cr | 0.09% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-2.62 Cr | 0.07% |
| Ambuja Cements Ltd | Equity | ₹2.6 Cr | 0.07% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-2.38 Cr | 0.06% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹2.36 Cr | 0.06% |
| Future on Jio Financial Services Ltd | Equity - Future | ₹-2.3 Cr | 0.06% |
| Jio Financial Services Ltd | Equity | ₹2.27 Cr | 0.06% |
| Future on Vodafone Idea Ltd | Equity - Future | ₹-2.23 Cr | 0.06% |
| Vodafone Idea Ltd | Equity | ₹2.22 Cr | 0.06% |
| 182 DTB 17012025 | Bond - Gov't/Treasury | ₹1.99 Cr | 0.05% |
| 364 DTB 09102025 | Bond - Gov't/Treasury | ₹1.9 Cr | 0.05% |
| Future on Aditya Birla Fashion and Retail Ltd | Equity - Future | ₹-1.54 Cr | 0.04% |
| Aditya Birla Fashion and Retail Ltd | Equity | ₹1.53 Cr | 0.04% |
| Titan Company Limited February 2025 Future | Equity - Future | ₹-1.27 Cr | 0.03% |
| Titan Co Ltd | Equity | ₹1.25 Cr | 0.03% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-1.23 Cr | 0.03% |
| HDFC Life Insurance Co Ltd | Equity | ₹1.22 Cr | 0.03% |
| Future on Indus Towers Ltd Ordinary Shares | Equity - Future | ₹-1.17 Cr | 0.03% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹1.16 Cr | 0.03% |
| Future on Birlasoft Ltd | Equity - Future | ₹-0.68 Cr | 0.02% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-0.68 Cr | 0.02% |
| GAIL (India) Ltd | Equity | ₹0.67 Cr | 0.02% |
| Future on Pidilite Industries Ltd | Equity - Future | ₹-0.66 Cr | 0.02% |
| Future on Godrej Properties Ltd | Equity - Future | ₹-0.63 Cr | 0.02% |
| Godrej Properties Ltd | Equity | ₹0.63 Cr | 0.02% |
| Future on Exide Industries Ltd | Equity - Future | ₹-0.6 Cr | 0.02% |
| Exide Industries Ltd | Equity | ₹0.6 Cr | 0.02% |
| Future on JSW Steel Ltd | Equity - Future | ₹-0.43 Cr | 0.01% |
| JSW Steel Ltd | Equity | ₹0.43 Cr | 0.01% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-0.42 Cr | 0.01% |
| Bharat Heavy Electricals Ltd | Equity | ₹0.42 Cr | 0.01% |
| Future on DLF Ltd | Equity - Future | ₹-0.41 Cr | 0.01% |
| DLF Ltd | Equity | ₹0.41 Cr | 0.01% |
| Cipla Limited January 2025 Future | Equity - Future | ₹-0.4 Cr | 0.01% |
| Cipla Ltd | Equity | ₹0.4 Cr | 0.01% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-0.3 Cr | 0.01% |
| The Federal Bank Limited February 2025 Future | Equity - Future | ₹-0.3 Cr | 0.01% |
| Bharti Airtel Ltd | Equity | ₹0.3 Cr | 0.01% |
| The Federal Bank Ltd | Equity | ₹0.3 Cr | 0.01% |
| Future on ICICI Prudential Life Insurance Co Ltd | Equity - Future | ₹-0.25 Cr | 0.01% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹0.25 Cr | 0.01% |
| Future on GMR Airports Ltd | Equity - Future | ₹-0.18 Cr | 0.00% |
| GMR Airports Ltd | Equity | ₹0.18 Cr | 0.00% |
| Future on Zydus Lifesciences Ltd | Equity - Future | ₹-0.09 Cr | 0.00% |
| Zydus Lifesciences Ltd | Equity | ₹0.09 Cr | 0.00% |
| Future on ABB India Ltd | Equity - Future | ₹-0.09 Cr | 0.00% |
| ABB India Ltd | Equity | ₹0.09 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
30.18%
Mid Cap Stocks
15.69%
Small Cap Stocks
7.54%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Healthcare | ₹555.16 Cr | 14.07% |
| Energy | ₹488.36 Cr | 12.38% |
| Financial Services | ₹414.28 Cr | 10.50% |
| Technology | ₹382.07 Cr | 9.68% |
| Consumer Cyclical | ₹371.99 Cr | 9.43% |
| Consumer Defensive | ₹225.71 Cr | 5.72% |
| Industrials | ₹96.47 Cr | 2.45% |
| Basic Materials | ₹74.91 Cr | 1.90% |
| Utilities | ₹44.15 Cr | 1.12% |
| Communication Services | ₹3.69 Cr | 0.09% |
| Real Estate | ₹1.04 Cr | 0.03% |
Risk & Performance Ratios
Standard Deviation
This fund
9.10%
Cat. avg.
7.80%
Lower the better
Sharpe Ratio
This fund
0.62
Cat. avg.
0.72
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.34
Higher the better
Fund Managers
VS
Viral Shah
Since October 2022
DP
Dhaval Patel
Since March 2023
Additional Scheme Detailsas of 31st December 2024
ISIN INF0J8L01040 | Expense Ratio 0.63% | Exit Load 1.00% | Fund Size ₹3,945 Cr | Age 3 years 2 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY 50 Arbitrage TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Motilal Oswal Balance Advantage Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1113.82 Cr | 0.9% |
| Motilal Oswal Balance Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1113.82 Cr | 2.2% |
| Quant Dynamic Asset Allocation Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1310.36 Cr | 13.2% |
| Quant Dynamic Asset Allocation Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1310.36 Cr | 11.5% |
| Bandhan Balanced Advantage Fund Direct Growth Moderately High risk | 0.8% | 1.0% | ₹2272.93 Cr | 12.1% |
| Bandhan Balanced Advantage Fund Regular Growth Moderately High risk | 2.0% | 1.0% | ₹2272.93 Cr | 10.6% |
| Mahindra Manulife Balanced Advantage Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹908.12 Cr | 8.6% |
| Mahindra Manulife Balanced Advantage Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹908.12 Cr | 10.4% |
| Mirae Asset Balanced Advantage Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹1779.30 Cr | 10.1% |
| Mirae Asset Balanced Advantage Fund Regular Growth Moderately High risk | 2.1% | 1.0% | ₹1779.30 Cr | 8.5% |
About the AMC
NJ Mutual Fund
Total AUM
₹6,747 Cr
Address
Unit No. 101A, 1st Floor, Mumbai, 400051
Other Funds by NJ Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| NJ Flexi Cap Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1999.35 Cr | 7.6% |
| NJ Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹197.35 Cr | 6.7% |
| NJ Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹327.42 Cr | 7.5% |
| NJ Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹3945.12 Cr | 7.3% |
| NJ ELSS Tax Saver Scheme Direct Growth Very High Risk | 0.5% | 0.0% | ₹257.95 Cr | 7.9% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of NJ Balanced Advantage Fund Direct Growth?
The NAV of NJ Balanced Advantage Fund Direct Growth, as of 21-Jan-2025, is ₹13.75.
What are the returns of NJ Balanced Advantage Fund Direct Growth?
The fund has generated 7.34% over the last 1 year and 11.50% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of NJ Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 52.58% in equities, 7.51% in bonds, and 39.91% in cash and cash equivalents.
Who manages the NJ Balanced Advantage Fund Direct Growth?
The fund managers responsible for NJ Balanced Advantage Fund Direct Growth are:-
- Viral Shah
- Dhaval Patel
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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