Nippon India Tax Saver (ELSS) Fund Regular Growth

Fund Overview

Fund Size

₹14,392 Cr

Expense Ratio

1.72%

ISIN

INF204K01GK4

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

21 Sep 2005

About this fund

Nippon India Tax Saver (ELSS) Fund Regular Growth is a ELSS (Tax Savings) mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 19 years, 7 months and 6 days, having been launched on 21-Sep-05.
As of 25-Apr-25, it has a Net Asset Value (NAV) of ₹121.67, Assets Under Management (AUM) of 14392.25 Crores, and an expense ratio of 1.72%.

Nippon India Tax Saver (ELSS) Fund Regular Growth has given a CAGR return of 13.60% since inception.
The fund's asset allocation comprises around 99.23% in equities, 0.00% in debts, and 0.77% in cash & cash equivalents.
You can start investing in Nippon India Tax Saver (ELSS) Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.54%

+5.08% (Cat Avg.)

3 Years

+17.34%

+15.97% (Cat Avg.)

5 Years

+26.01%

+24.31% (Cat Avg.)

10 Years

+10.09%

+13.34% (Cat Avg.)

Since Inception

+13.60%

— (Cat Avg.)

Portfolio Summaryas of 31st March 2025

Equity	₹14,280.95 Cr	99.23%
Others	₹111.3 Cr	0.77%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
ICICI Bank Ltd	Equity	₹1,267.45 Cr	8.81%
HDFC Bank Ltd	Equity	₹1,023.79 Cr	7.11%
Infosys Ltd	Equity	₹565.43 Cr	3.93%
Axis Bank Ltd	Equity	₹562.02 Cr	3.91%
NTPC Ltd	Equity	₹518.52 Cr	3.60%
State Bank of India	Equity	₹462.9 Cr	3.22%
Larsen & Toubro Ltd	Equity	₹454 Cr	3.15%
Bharti Airtel Ltd (Partly Paid Rs.1.25)	Equity	₹415.86 Cr	2.89%
Reliance Industries Ltd	Equity	₹395.28 Cr	2.75%
Power Finance Corp Ltd	Equity	₹377.43 Cr	2.62%
Samvardhana Motherson International Ltd	Equity	₹340.5 Cr	2.37%
Coal India Ltd	Equity	₹270.78 Cr	1.88%
Radico Khaitan Ltd	Equity	₹269.61 Cr	1.87%
Indian Hotels Co Ltd	Equity	₹269.31 Cr	1.87%
ICICI Lombard General Insurance Co Ltd	Equity	₹268.93 Cr	1.87%
REC Ltd	Equity	₹266.1 Cr	1.85%
Cholamandalam Financial Holdings Ltd	Equity	₹259.35 Cr	1.80%
TVS Holdings Ltd	Equity	₹257.28 Cr	1.79%
InterGlobe Aviation Ltd	Equity	₹255.77 Cr	1.78%
UltraTech Cement Ltd	Equity	₹247.46 Cr	1.72%
Avenue Supermarts Ltd	Equity	₹232.74 Cr	1.62%
United Spirits Ltd	Equity	₹224.21 Cr	1.56%
Eternal Ltd	Equity	₹218.84 Cr	1.52%
Max Financial Services Ltd	Equity	₹218.06 Cr	1.52%
KSB Ltd	Equity	₹199.84 Cr	1.39%
Tata Power Co Ltd	Equity	₹198.96 Cr	1.38%
BSE Ltd	Equity	₹197.27 Cr	1.37%
HealthCare Global Enterprises Ltd	Equity	₹189.74 Cr	1.32%
Tata Motors Ltd	Equity	₹188.85 Cr	1.31%
Tata Consultancy Services Ltd	Equity	₹183.91 Cr	1.28%
NLC India Ltd	Equity	₹182.14 Cr	1.27%
Crompton Greaves Consumer Electricals Ltd	Equity	₹176.98 Cr	1.23%
Gland Pharma Ltd	Equity	₹175.16 Cr	1.22%
SBI Life Insurance Co Ltd	Equity	₹170.26 Cr	1.18%
Linde India Ltd	Equity	₹169.98 Cr	1.18%
Havells India Ltd	Equity	₹168.18 Cr	1.17%
ITC Ltd	Equity	₹168 Cr	1.17%
United Breweries Ltd	Equity	₹159.94 Cr	1.11%
Ambuja Cements Ltd	Equity	₹145.35 Cr	1.01%
Tata Consumer Products Ltd	Equity	₹140.46 Cr	0.98%
3M India Ltd	Equity	₹140.4 Cr	0.98%
Triparty Repo	Cash - Repurchase Agreement	₹132.47 Cr	0.92%
Jio Financial Services Ltd	Equity	₹131.96 Cr	0.92%
Mankind Pharma Ltd	Equity	₹128.49 Cr	0.89%
UTI Asset Management Co Ltd	Equity	₹125.51 Cr	0.87%
Angel One Ltd Ordinary Shares	Equity	₹114.77 Cr	0.80%
Union Bank of India	Equity	₹112.68 Cr	0.78%
GE Vernova T&D India Ltd	Equity	₹106.15 Cr	0.74%
Timken India Ltd	Equity	₹95.39 Cr	0.66%
Indus Towers Ltd Ordinary Shares	Equity	₹94.88 Cr	0.66%
Automotive Axles Ltd	Equity	₹92.11 Cr	0.64%
PVR INOX Ltd	Equity	₹91.26 Cr	0.63%
Siemens Ltd	Equity	₹84.07 Cr	0.58%
Biocon Ltd	Equity	₹82.05 Cr	0.57%
Hyundai Motor India Ltd	Equity	₹76.84 Cr	0.53%
Wheels India Ltd	Equity	₹75.26 Cr	0.52%
Sundaram Clayton Ltd	Equity	₹61.25 Cr	0.43%
Carborundum Universal Ltd	Equity	₹60.85 Cr	0.42%
Tatva Chintan Pharma Chem Ltd	Equity	₹52.4 Cr	0.36%
Astral Ltd	Equity	₹51.77 Cr	0.36%
NTPC Green Energy Ltd	Equity	₹46.25 Cr	0.32%
Net Current Assets	Cash	₹-21.23 Cr	0.15%
Cash Margin - Ccil	Cash - Collateral	₹0.06 Cr	0.00%

Allocation By Market Cap (Equity)

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹5,558.49 Cr	38.62%
Consumer Cyclical	₹1,695.97 Cr	11.78%
Industrials	₹1,677.65 Cr	11.66%
Consumer Defensive	₹1,194.96 Cr	8.30%
Utilities	₹945.87 Cr	6.57%
Technology	₹749.35 Cr	5.21%
Energy	₹666.06 Cr	4.63%
Basic Materials	₹615.18 Cr	4.27%
Communication Services	₹601.99 Cr	4.18%
Healthcare	₹575.44 Cr	4.00%

Risk & Performance Ratios

Fund Managers

Rupesh Patel

Since July 2021

Ritesh Rathod

Since August 2024

Kinjal Desai

Since May 2018

Additional Scheme Detailsas of 31st March 2025

ISIN

INF204K01GK4

Expense Ratio

1.72%

Exit Load

No Charges

Fund Size

₹14,392 Cr

Age

19 years 7 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv ELSS Tax Saver Fund Regular Growth Low Risk	2.3%	0.0%	₹44.27 Cr	-
Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk	0.5%	0.0%	₹44.27 Cr	-
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹154.96 Cr	6.7%
Sundaram Long Term Tax Advantage Fund Series I Regular Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.0%
Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk	-	0.0%	₹56.79 Cr	-3.4%
SBI Long Term Advantage Fund Series II Regular Growth Very High Risk	-	0.0%	₹34.17 Cr	6.4%
SBI Long Term Advantage Fund Series II Direct Growth Very High Risk	-	0.0%	₹34.17 Cr	6.8%
Bank of India Midcap Tax Fund Series 1 Regular Growth Very High Risk	-	0.0%	₹56.79 Cr	-3.7%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth Very High Risk	1.4%	0.0%	₹27.20 Cr	1.3%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth Very High Risk	1.2%	0.0%	₹27.20 Cr	1.5%
Sundaram Long Term Tax Advantage Fund Series II Direct Growth Very High Risk	1.2%	0.0%	₹12.29 Cr	6.6%
Sundaram Long Term Tax Advantage Fund Series II Regular Growth Very High Risk	1.4%	0.0%	₹12.29 Cr	6.4%
SBI Long Term Advantage Fund Series I Regular Growth Low Risk	-	0.0%	₹49.50 Cr	16.8%
SBI Long Term Advantage Fund Series I Direct Growth Low Risk	-	0.0%	₹49.50 Cr	17.1%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth Very High Risk	1.3%	0.0%	₹67.63 Cr	-0.2%
SBI Long Term Advantage Fund Series VI Regular Growth Very High Risk	-	0.0%	₹247.45 Cr	2.4%
SBI Long Term Advantage Fund Series VI Direct Growth Very High Risk	-	0.0%	₹247.45 Cr	2.8%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Regular Growth Very High Risk	1.4%	0.0%	₹67.63 Cr	-0.4%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth Very High Risk	1.2%	-	₹30.07 Cr	0.6%
SBI Tax Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹33.26 Cr	32.0%
SBI Tax Advantage Fund Series III Regular Growth Very High Risk	-	0.0%	₹33.26 Cr	31.5%
Sundaram Long Term Tax Advantage Fund Series III Regular Growth Very High Risk	1.4%	-	₹30.07 Cr	0.4%
ICICI Prudential Long Term Wealth Enhancement Fund Regular Growth Very High Risk	1.4%	0.0%	₹37.80 Cr	8.2%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	1.0%	0.0%	₹37.80 Cr	8.6%
Sundaram Long Term Tax Advantage Fund Series IV Regular Growth Very High Risk	1.4%	0.0%	₹19.67 Cr	0.9%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth Very High Risk	1.2%	0.0%	₹19.67 Cr	1.1%
SBI Long Term Advantage Fund Series III Regular Growth Very High Risk	-	0.0%	₹63.67 Cr	6.2%
SBI Long Term Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹63.67 Cr	6.7%
SBI Long Term Advantage Fund Series V Direct Growth Very High Risk	-	0.0%	₹316.13 Cr	28.7%
SBI Long Term Advantage Fund Series V Regular Growth Very High Risk	-	0.0%	₹316.13 Cr	28.2%
SBI Long Term Advantage Fund Series IV Regular Growth Very High Risk	-	0.0%	₹192.52 Cr	0.9%
SBI Long Term Advantage Fund Series IV Direct Growth Very High Risk	-	0.0%	₹192.52 Cr	1.3%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth Very High Risk	1.3%	0.0%	₹32.10 Cr	0.2%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Growth Very High Risk	1.4%	0.0%	₹32.10 Cr	0.0%
Invesco India Tax Plan Regular Growth Very High Risk	1.9%	0.0%	₹2638.11 Cr	7.6%
HSBC ELSS Fund Direct Growth Very High Risk	1.1%	0.0%	₹3870.86 Cr	9.7%
LIC MF ELSS Direct Growth Very High Risk	1.0%	0.0%	₹1088.39 Cr	13.7%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.7%	0.0%	₹5862.55 Cr	3.9%
Invesco India Tax Plan Direct Growth Very High Risk	0.8%	0.0%	₹2638.11 Cr	8.8%
HSBC Tax Saver Equity Fund Regular Growth Very High Risk	2.5%	0.0%	₹210.48 Cr	11.6%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth Very High Risk	1.1%	0.0%	₹13632.70 Cr	9.4%
Sundaram Tax Savings Fund Direct Growth Very High Risk	1.7%	0.0%	₹1288.19 Cr	6.5%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.7%	0.0%	₹6596.51 Cr	4.2%
Nippon India Tax Saver (ELSS) Fund Direct Growth Very High Risk	1.1%	0.0%	₹14392.25 Cr	7.3%
JM Tax Gain Fund Direct Growth Very High Risk	1.0%	0.0%	₹183.63 Cr	6.2%
Samco ELSS Tax Saver Fund Direct Growth Very High Risk	1.0%	0.0%	₹106.83 Cr	-8.4%
Samco ELSS Tax Saver Fund Regular Growth Very High Risk	2.4%	0.0%	₹106.83 Cr	-9.7%
Mahindra Manulife ELSS Fund Regular Growth Very High Risk	2.2%	0.0%	₹895.31 Cr	5.2%
Mahindra Manulife ELSS Fund Direct Growth Very High Risk	0.6%	0.0%	₹895.31 Cr	6.9%

About the AMC

Nippon India Mutual Fund

022-6808 7000/18602660111

https://mf.nipponindiaim.com/

Total AUM

₹5,39,840 Cr

Address

4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013

Other Funds by Nippon India Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Nippon India Fixed Maturity Plan - XLVI - Series 1 - 92 Days Direct Growth Moderately High risk	-	0.0%	-	-
Nippon India Innovation Fund Direct Growth Very High Risk	0.7%	1.0%	₹2309.57 Cr	6.7%
Nippon India Fixed Horizon Fund XLII Series 1 Direct Growth Moderate Risk	-	-	-	-
Nippon India Fixed Horizon Fund XLII Series 7 Direct Growth Moderate Risk	-	-	-	-
Nippon India Fixed Horizon Fund XLI Series 6 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund XLII Series 5 Direct Growth Moderate Risk	-	-	-	-
Nippon India Fixed Horizon Fund XLI Series 7 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund - XLIII - Series 4 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund XLII Series 6 Direct Growth Moderate Risk	-	-	-	-
Nippon India Interval Fund Quarterly Series I Direct Growth Low Risk	-	0.0%	₹2.33 Cr	5.7%
Nippon India Fixed Horizon Fund XXXX Series 10 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund XLIV Series 4 Direct Growth Low to Moderate Risk	-	-	₹51.85 Cr	8.4%
Nippon India Fixed Horizon Fund XLIV Series 3 Direct Growth Moderate Risk	-	-	-	-
Nippon India Interval Fund Annual Series I Direct Growth Low Risk	-	0.0%	₹2.98 Cr	7.3%
Nippon India Fixed Horizon Fund XLIV Series 5 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund - XLIII - Series 1 Direct Growth Low to Moderate Risk	-	0.0%	₹220.19 Cr	8.6%
Nippon India Fixed Horizon Fund XLIV Series 1 Direct Growth Low to Moderate Risk	-	0.0%	₹72.20 Cr	9.6%
Nippon India Fixed Horizon Fund - XLIII - Series 3 Direct Growth Moderate Risk	-	-	-	-
Nippon India Fixed Horizon Fund XLI Series 5 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund XLII Series 3 Direct Growth Moderate Risk	-	-	-	-
Nippon India Fixed Horizon Fund XLIII Series 5 Direct Growth Low to Moderate Risk	-	0.0%	₹173.57 Cr	10.6%
Nippon India Fixed Horizon Fund XXXIX Series 12 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund - XLIII - Series 2 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund XLI Series 3 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Capital Protection Oriented Fund II Plan A Direct Growth Low Risk	-	-	₹40.32 Cr	9.7%
Nippon India Interval Fund Quarterly Series III Direct Growth Low Risk	-	0.0%	₹2.74 Cr	5.8%
Nippon India Fixed Horizon Fund XLI Series 13 Direct Growth Moderate Risk	-	-	-	-
Nippon India Fixed Horizon Fund XXXX Series 9 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Interval Fund Quarterly Series II Direct Growth Low Risk	-	0.0%	₹31.43 Cr	6.9%
Nippon India Fixed Horizon Fund XXXX Series 18 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Interval Fund Monthly Series II Direct Growth Low Risk	-	0.0%	₹3.55 Cr	5.7%
Nippon India Fixed Horizon Fund XXXX Sr 20 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund - XXXX Series 13 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund - XLV - Series 4 Direct Growth Low to Moderate Risk	-	0.0%	₹111.52 Cr	8.4%
Nippon India Fixed Horizon Fund XLI Series 9 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund XLI Series 8 Direct Growth Moderate Risk	-	0.0%	₹64.19 Cr	10.9%
Nippon India Interval Fund Monthly Series I Direct Growth Low Risk	-	0.0%	₹2.38 Cr	5.6%
Nippon India Fixed Horizon Fund - XLV - Series 5 Direct Growth Moderately High risk	-	0.0%	₹218.47 Cr	9.5%
Nippon India Fixed Horizon Fund XXXIX Series 13 Direct Growth Moderate Risk	-	0.0%	-	-
Nippon India Fixed Horizon Fund XLII Series 2 Direct Growth Moderate Risk	-	-	-	-
Nippon India Nifty SDL Plus G-Sec - Jun 2029 Maturity 70:30 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹322.46 Cr	10.8%
Nippon India Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹13733.37 Cr	8.0%
Nippon India Gilt Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹2059.91 Cr	12.5%
Nippon India Banking & Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹6565.78 Cr	16.9%
Nippon India Power & Infra Fund Direct Growth Very High Risk	1.0%	1.0%	₹6848.68 Cr	-0.1%
Nippon India Dynamic Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4358.47 Cr	11.5%
Nippon India Growth Fund Direct Growth Very High Risk	0.8%	1.0%	₹33174.74 Cr	12.2%
Nippon India Multi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹38636.66 Cr	6.5%
Nippon India Gold Savings Fund Direct Growth Very High Risk	0.9%	1.0%	₹2744.47 Cr	31.3%
Nippon India Floating Rate Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹7645.68 Cr	9.6%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Nippon India Tax Saver (ELSS) Fund Regular Growth?

The NAV of Nippon India Tax Saver (ELSS) Fund Regular Growth, as of 25-Apr-2025, is ₹121.67.

What are the returns of Nippon India Tax Saver (ELSS) Fund Regular Growth?

The fund has generated 6.54% over the last 1 year and 17.34% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Nippon India Tax Saver (ELSS) Fund Regular Growth?

The fund's allocation of assets is distributed as 99.23% in equities, 0.00% in bonds, and 0.77% in cash and cash equivalents.

Who manages the Nippon India Tax Saver (ELSS) Fund Regular Growth?

The fund managers responsible for Nippon India Tax Saver (ELSS) Fund Regular Growth are:-

Rupesh Patel
Ritesh Rathod
Kinjal Desai

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹14,392 Cr

Expense Ratio

1.72%

ISIN

INF204K01GK4

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

21 Sep 2005

Risk Level

Your principal amount will be at Very High Risk