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Nippon India Banking & PSU Debt Fund Direct Growth
DebtBanking & PSUModerate Risk
Direct
NAV (17-Apr-25)
₹21.310.14%1D
Returns (Since Inception)
7.92%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹5,702 Cr
Expense Ratio
0.38%
ISIN
INF204KA1U53
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
15 May 2015
About this fund
Nippon India Banking & PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 9 years, 11 months and 4 days, having been launched on 15-May-15.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹21.31, Assets Under Management (AUM) of 5702.05 Crores, and an expense ratio of 0.38%.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹21.31, Assets Under Management (AUM) of 5702.05 Crores, and an expense ratio of 0.38%.
- Nippon India Banking & PSU Debt Fund Direct Growth has given a CAGR return of 7.92% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 93.91% in debts, and 5.82% in cash & cash equivalents.
- You can start investing in Nippon India Banking & PSU Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.83%
+8.41% (Cat Avg.)
3 Years
+7.47%
+6.84% (Cat Avg.)
5 Years
+7.12%
+6.39% (Cat Avg.)
Since Inception
+7.92%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Debt | ₹5,354.55 Cr | 93.91% |
| Others | ₹347.49 Cr | 6.09% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹350.39 Cr | 6.14% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹221.63 Cr | 3.89% |
| 6.79% Government Of India (07/10/2034) | Bond - Gov't/Treasury | ₹208.02 Cr | 3.65% |
| National Housing Bank | Bond - Corporate Bond | ₹176.53 Cr | 3.10% |
| Net Current Assets | Cash | ₹134.21 Cr | 2.35% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹126.86 Cr | 2.22% |
| NTPC Ltd. 7.26% | Bond - Corporate Bond | ₹126.57 Cr | 2.22% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹121.82 Cr | 2.14% |
| 7.23% Government Of India (15/04/2039) | Bond - Gov't/Treasury | ₹115.32 Cr | 2.02% |
| SBI General Insurance Company Limited | Bond - Corporate Bond | ₹112.14 Cr | 1.97% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹106.04 Cr | 1.86% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹105.18 Cr | 1.84% |
| Nuclear Power Corporation Of India Limited | Bond - Corporate Bond | ₹101.59 Cr | 1.78% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹101.41 Cr | 1.78% |
| National Housing Bank | Bond - Corporate Bond | ₹101.16 Cr | 1.77% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹100.94 Cr | 1.77% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹93.68 Cr | 1.64% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹91.56 Cr | 1.61% |
| State Bank Of India | Bond - Corporate Bond | ₹89.37 Cr | 1.57% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹88.91 Cr | 1.56% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹86.91 Cr | 1.52% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹81.44 Cr | 1.43% |
| Triparty Repo | Cash - Repurchase Agreement | ₹77.52 Cr | 1.36% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹77.07 Cr | 1.35% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹76.27 Cr | 1.34% |
| Export-Import Bank Of India | Bond - Corporate Bond | ₹75.79 Cr | 1.33% |
| REC Ltd. 7.32% | Bond - Corporate Bond | ₹75.63 Cr | 1.33% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹75.28 Cr | 1.32% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹75.25 Cr | 1.32% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹72.98 Cr | 1.28% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹70.1 Cr | 1.23% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹66.4 Cr | 1.16% |
| HDFC Bank Ltd. 7.65% | Bond - Corporate Bond | ₹61.38 Cr | 1.08% |
| Power Finance Corp Ltd. 7.4% | Bond - Corporate Bond | ₹51.04 Cr | 0.90% |
| Rec Limited | Bond - Corporate Bond | ₹50.73 Cr | 0.89% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹50.69 Cr | 0.89% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.55 Cr | 0.89% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹50.49 Cr | 0.89% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.46 Cr | 0.88% |
| National Housing Bank | Bond - Corporate Bond | ₹50.42 Cr | 0.88% |
| Indian Railway Finance Corp Ltd. 7.17% | Bond - Gov't Agency Debt | ₹50.36 Cr | 0.88% |
| Tata Capital Limited | Bond - Corporate Bond | ₹50.35 Cr | 0.88% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.34 Cr | 0.88% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.33 Cr | 0.88% |
| National Housing Bank | Bond - Corporate Bond | ₹50.32 Cr | 0.88% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹50.31 Cr | 0.88% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.25 Cr | 0.88% |
| National Housing Bank | Bond - Corporate Bond | ₹50.24 Cr | 0.88% |
| Bank Of Baroda( Tier Ii Bond Under Basel Iii ) | Bond - Corporate Bond | ₹50.08 Cr | 0.88% |
| India Infradebt Limited | Bond - Corporate Bond | ₹50.01 Cr | 0.88% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹49.85 Cr | 0.87% |
| HDFC Life Insurance Company Limited | Bond - Corporate Bond | ₹49.72 Cr | 0.87% |
| State Bank Of India | Bond - Corporate Bond | ₹49.45 Cr | 0.87% |
| 7.12% State Government Of Maharashtra 2036 | Bond - Gov't/Treasury | ₹48.62 Cr | 0.85% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.19 Cr | 0.85% |
| Karnataka (Government of) 7.11% | Bond - Sub-sovereign Government Debt | ₹42.57 Cr | 0.75% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹41.05 Cr | 0.72% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹40.16 Cr | 0.70% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹29.65 Cr | 0.52% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.93 Cr | 0.45% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.88 Cr | 0.45% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹25.71 Cr | 0.45% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹25.69 Cr | 0.45% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.37 Cr | 0.44% |
| Uttar Pradesh (Government of) 7.17% | Bond - Sub-sovereign Government Debt | ₹25.36 Cr | 0.44% |
| Power Finance Corp Ltd. 7.6% | Bond - Corporate Bond | ₹25.34 Cr | 0.44% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.25 Cr | 0.44% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.21 Cr | 0.44% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹25.2 Cr | 0.44% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.13 Cr | 0.44% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.07 Cr | 0.44% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹25.02 Cr | 0.44% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.02 Cr | 0.44% |
| Ongc Petro Additions Limited | Bond - Corporate Bond | ₹25 Cr | 0.44% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.99 Cr | 0.44% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹24.99 Cr | 0.44% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.98 Cr | 0.44% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹24.81 Cr | 0.44% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.71 Cr | 0.43% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹24.44 Cr | 0.43% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹19.96 Cr | 0.35% |
| National Highways Infra Trust | Bond - Corporate Bond | ₹19.32 Cr | 0.34% |
| National Highways Infra Trust | Bond - Corporate Bond | ₹17.88 Cr | 0.31% |
| 07.49 MH Sdl 2036 | Bond - Gov't/Treasury | ₹15.75 Cr | 0.28% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹15.64 Cr | 0.27% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.4 Cr | 0.27% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹15.27 Cr | 0.27% |
| 7.13% Karnataka SDL - 20-Aug-2034 | Bond - Gov't/Treasury | ₹15.19 Cr | 0.27% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹15.06 Cr | 0.26% |
| 07.63 MH Sdl 2036 | Bond - Gov't/Treasury | ₹14.7 Cr | 0.26% |
| 08.48 KL Sdl 2030 | Bond - Gov't/Treasury | ₹10.68 Cr | 0.19% |
| 07.70 Kt Gs 2033 | Bond - Gov't/Treasury | ₹10.5 Cr | 0.18% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹10.49 Cr | 0.18% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹10 Cr | 0.18% |
| 6.64% Govt Stock 2035 | Bond - Gov't/Treasury | ₹10 Cr | 0.18% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹9.99 Cr | 0.18% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹8.29 Cr | 0.15% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹5.2 Cr | 0.09% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5.18 Cr | 0.09% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹5.17 Cr | 0.09% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.09% |
| 06.70 AP Sdl 2026 | Bond - Gov't/Treasury | ₹5 Cr | 0.09% |
| Karnataka (Government of) 7.04% | Bond - Sub-sovereign Government Debt | ₹4.03 Cr | 0.07% |
| 7.26% Govt Stock 2032 | Bond - Gov't/Treasury | ₹2.6 Cr | 0.05% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹1.33 Cr | 0.02% |
| Cash Margin - Ccil | Cash - Collateral | ₹1.25 Cr | 0.02% |
| 7.3% Govt Stock 2028 | Bond - Gov't/Treasury | ₹1.01 Cr | 0.02% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹0.7 Cr | 0.01% |
| Hindustan Petroleum Corporation Limited | Bond - Corporate Bond | ₹0.7 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating (03/03/2027) (Fv 10000 Lacs) | Interest Rate Swap | ₹-0.28 Cr | 0.00% |
| National Highways Authority Of India | Bond - Corporate Bond | ₹0.21 Cr | 0.00% |
| Nhpc Limited | Bond - Corporate Bond | ₹0.21 Cr | 0.00% |
| Interest Rate Swaps Pay Fix Receive Floating (29/03/2027) (Fv 10000 Lacs) | Interest Rate Swap | ₹-0.09 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹4,244.34 Cr | 74.44% |
| Bond - Gov't/Treasury | ₹982.67 Cr | 17.23% |
| Cash | ₹134.21 Cr | 2.35% |
| Bond - Gov't Agency Debt | ₹126.63 Cr | 2.22% |
| Cash - Repurchase Agreement | ₹77.52 Cr | 1.36% |
| Bond - Sub-sovereign Government Debt | ₹71.96 Cr | 1.26% |
| Cash - CD/Time Deposit | ₹48.19 Cr | 0.85% |
| Mutual Fund - Open End | ₹15.64 Cr | 0.27% |
| Cash - Collateral | ₹1.25 Cr | 0.02% |
| Interest Rate Swap | ₹-0.37 Cr | 0.01% |
Risk & Performance Ratios
Standard Deviation
This fund
1.26%
Cat. avg.
1.58%
Lower the better
Sharpe Ratio
This fund
0.23
Cat. avg.
-0.21
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.09
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st March 2025
ISIN INF204KA1U53 | Expense Ratio 0.38% | Exit Load No Charges | Fund Size ₹5,702 Cr | Age 9 years 11 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Banking and PSU Debt A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bajaj Finserv Banking and PSU Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹112.90 Cr | 9.4% |
| Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹112.90 Cr | 10.0% |
| HSBC Banking & PSU Debt Direct Growth Moderate Risk | 0.2% | 0.0% | ₹4250.58 Cr | 8.9% |
| LIC MF Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹1701.81 Cr | 9.8% |
| Axis Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹12961.49 Cr | 9.2% |
| Invesco India Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹101.73 Cr | 9.4% |
| DSP Banking & PSU Debt Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹3408.70 Cr | 9.6% |
| DSP Banking & PSU Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹3408.70 Cr | 9.9% |
| Edelweiss Banking and PSU Debt Fund Direct Growth Moderate Risk | 0.4% | 0.0% | ₹263.16 Cr | 10.1% |
| Edelweiss Banking and PSU Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹263.16 Cr | 9.8% |
About the AMC
Nippon India Mutual Fund
Total AUM
₹5,39,840 Cr
Address
4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013
Other Funds by Nippon India Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Nippon India Banking & PSU Debt Fund Direct Growth?
The NAV of Nippon India Banking & PSU Debt Fund Direct Growth, as of 17-Apr-2025, is ₹21.31.
What are the returns of Nippon India Banking & PSU Debt Fund Direct Growth?
The fund has generated 9.83% over the last 1 year and 7.47% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Nippon India Banking & PSU Debt Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 93.91% in bonds, and 5.82% in cash and cash equivalents.
Who manages the Nippon India Banking & PSU Debt Fund Direct Growth?
The fund managers responsible for Nippon India Banking & PSU Debt Fund Direct Growth are:-
- Vivek Sharma
- Pranay Sinha
- Kinjal Desai
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Nippon India Banking & PSU Debt Fund Direct Growth
DebtBanking & PSUModerate Risk
Direct
NAV (17-Apr-25)
₹21.310.14%1D
Returns (Since Inception)
7.92%
Rated ★4.3+ on
Fund Overview
Fund Size
₹5,702 Cr
Expense Ratio
0.38%
ISIN
INF204KA1U53
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
15 May 2015
Risk Level
Your principal amount will be at Moderate Risk
About this fund
Nippon India Banking & PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 9 years, 11 months and 4 days, having been launched on 15-May-15.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹21.31, Assets Under Management (AUM) of 5702.05 Crores, and an expense ratio of 0.38%.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹21.31, Assets Under Management (AUM) of 5702.05 Crores, and an expense ratio of 0.38%.
- Nippon India Banking & PSU Debt Fund Direct Growth has given a CAGR return of 7.92% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 93.91% in debts, and 5.82% in cash & cash equivalents.
- You can start investing in Nippon India Banking & PSU Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.83%
+8.41% (Cat Avg.)
3 Years
+7.47%
+6.84% (Cat Avg.)
5 Years
+7.12%
+6.39% (Cat Avg.)
Since Inception
+7.92%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Debt | ₹5,354.55 Cr | 93.91% |
| Others | ₹347.49 Cr | 6.09% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹350.39 Cr | 6.14% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹221.63 Cr | 3.89% |
| 6.79% Government Of India (07/10/2034) | Bond - Gov't/Treasury | ₹208.02 Cr | 3.65% |
| National Housing Bank | Bond - Corporate Bond | ₹176.53 Cr | 3.10% |
| Net Current Assets | Cash | ₹134.21 Cr | 2.35% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹126.86 Cr | 2.22% |
| NTPC Ltd. 7.26% | Bond - Corporate Bond | ₹126.57 Cr | 2.22% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹121.82 Cr | 2.14% |
| 7.23% Government Of India (15/04/2039) | Bond - Gov't/Treasury | ₹115.32 Cr | 2.02% |
| SBI General Insurance Company Limited | Bond - Corporate Bond | ₹112.14 Cr | 1.97% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹106.04 Cr | 1.86% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹105.18 Cr | 1.84% |
| Nuclear Power Corporation Of India Limited | Bond - Corporate Bond | ₹101.59 Cr | 1.78% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹101.41 Cr | 1.78% |
| National Housing Bank | Bond - Corporate Bond | ₹101.16 Cr | 1.77% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹100.94 Cr | 1.77% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹93.68 Cr | 1.64% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹91.56 Cr | 1.61% |
| State Bank Of India | Bond - Corporate Bond | ₹89.37 Cr | 1.57% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹88.91 Cr | 1.56% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹86.91 Cr | 1.52% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹81.44 Cr | 1.43% |
| Triparty Repo | Cash - Repurchase Agreement | ₹77.52 Cr | 1.36% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹77.07 Cr | 1.35% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹76.27 Cr | 1.34% |
| Export-Import Bank Of India | Bond - Corporate Bond | ₹75.79 Cr | 1.33% |
| REC Ltd. 7.32% | Bond - Corporate Bond | ₹75.63 Cr | 1.33% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹75.28 Cr | 1.32% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹75.25 Cr | 1.32% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹72.98 Cr | 1.28% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹70.1 Cr | 1.23% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹66.4 Cr | 1.16% |
| HDFC Bank Ltd. 7.65% | Bond - Corporate Bond | ₹61.38 Cr | 1.08% |
| Power Finance Corp Ltd. 7.4% | Bond - Corporate Bond | ₹51.04 Cr | 0.90% |
| Rec Limited | Bond - Corporate Bond | ₹50.73 Cr | 0.89% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹50.69 Cr | 0.89% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.55 Cr | 0.89% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹50.49 Cr | 0.89% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.46 Cr | 0.88% |
| National Housing Bank | Bond - Corporate Bond | ₹50.42 Cr | 0.88% |
| Indian Railway Finance Corp Ltd. 7.17% | Bond - Gov't Agency Debt | ₹50.36 Cr | 0.88% |
| Tata Capital Limited | Bond - Corporate Bond | ₹50.35 Cr | 0.88% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.34 Cr | 0.88% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.33 Cr | 0.88% |
| National Housing Bank | Bond - Corporate Bond | ₹50.32 Cr | 0.88% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹50.31 Cr | 0.88% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.25 Cr | 0.88% |
| National Housing Bank | Bond - Corporate Bond | ₹50.24 Cr | 0.88% |
| Bank Of Baroda( Tier Ii Bond Under Basel Iii ) | Bond - Corporate Bond | ₹50.08 Cr | 0.88% |
| India Infradebt Limited | Bond - Corporate Bond | ₹50.01 Cr | 0.88% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹49.85 Cr | 0.87% |
| HDFC Life Insurance Company Limited | Bond - Corporate Bond | ₹49.72 Cr | 0.87% |
| State Bank Of India | Bond - Corporate Bond | ₹49.45 Cr | 0.87% |
| 7.12% State Government Of Maharashtra 2036 | Bond - Gov't/Treasury | ₹48.62 Cr | 0.85% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.19 Cr | 0.85% |
| Karnataka (Government of) 7.11% | Bond - Sub-sovereign Government Debt | ₹42.57 Cr | 0.75% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹41.05 Cr | 0.72% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹40.16 Cr | 0.70% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹29.65 Cr | 0.52% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.93 Cr | 0.45% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.88 Cr | 0.45% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹25.71 Cr | 0.45% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹25.69 Cr | 0.45% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.37 Cr | 0.44% |
| Uttar Pradesh (Government of) 7.17% | Bond - Sub-sovereign Government Debt | ₹25.36 Cr | 0.44% |
| Power Finance Corp Ltd. 7.6% | Bond - Corporate Bond | ₹25.34 Cr | 0.44% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.25 Cr | 0.44% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.21 Cr | 0.44% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹25.2 Cr | 0.44% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.13 Cr | 0.44% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.07 Cr | 0.44% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹25.02 Cr | 0.44% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.02 Cr | 0.44% |
| Ongc Petro Additions Limited | Bond - Corporate Bond | ₹25 Cr | 0.44% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.99 Cr | 0.44% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹24.99 Cr | 0.44% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.98 Cr | 0.44% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹24.81 Cr | 0.44% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.71 Cr | 0.43% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹24.44 Cr | 0.43% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹19.96 Cr | 0.35% |
| National Highways Infra Trust | Bond - Corporate Bond | ₹19.32 Cr | 0.34% |
| National Highways Infra Trust | Bond - Corporate Bond | ₹17.88 Cr | 0.31% |
| 07.49 MH Sdl 2036 | Bond - Gov't/Treasury | ₹15.75 Cr | 0.28% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹15.64 Cr | 0.27% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.4 Cr | 0.27% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹15.27 Cr | 0.27% |
| 7.13% Karnataka SDL - 20-Aug-2034 | Bond - Gov't/Treasury | ₹15.19 Cr | 0.27% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹15.06 Cr | 0.26% |
| 07.63 MH Sdl 2036 | Bond - Gov't/Treasury | ₹14.7 Cr | 0.26% |
| 08.48 KL Sdl 2030 | Bond - Gov't/Treasury | ₹10.68 Cr | 0.19% |
| 07.70 Kt Gs 2033 | Bond - Gov't/Treasury | ₹10.5 Cr | 0.18% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹10.49 Cr | 0.18% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹10 Cr | 0.18% |
| 6.64% Govt Stock 2035 | Bond - Gov't/Treasury | ₹10 Cr | 0.18% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹9.99 Cr | 0.18% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹8.29 Cr | 0.15% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹5.2 Cr | 0.09% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5.18 Cr | 0.09% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹5.17 Cr | 0.09% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.09% |
| 06.70 AP Sdl 2026 | Bond - Gov't/Treasury | ₹5 Cr | 0.09% |
| Karnataka (Government of) 7.04% | Bond - Sub-sovereign Government Debt | ₹4.03 Cr | 0.07% |
| 7.26% Govt Stock 2032 | Bond - Gov't/Treasury | ₹2.6 Cr | 0.05% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹1.33 Cr | 0.02% |
| Cash Margin - Ccil | Cash - Collateral | ₹1.25 Cr | 0.02% |
| 7.3% Govt Stock 2028 | Bond - Gov't/Treasury | ₹1.01 Cr | 0.02% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹0.7 Cr | 0.01% |
| Hindustan Petroleum Corporation Limited | Bond - Corporate Bond | ₹0.7 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating (03/03/2027) (Fv 10000 Lacs) | Interest Rate Swap | ₹-0.28 Cr | 0.00% |
| National Highways Authority Of India | Bond - Corporate Bond | ₹0.21 Cr | 0.00% |
| Nhpc Limited | Bond - Corporate Bond | ₹0.21 Cr | 0.00% |
| Interest Rate Swaps Pay Fix Receive Floating (29/03/2027) (Fv 10000 Lacs) | Interest Rate Swap | ₹-0.09 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹4,244.34 Cr | 74.44% |
| Bond - Gov't/Treasury | ₹982.67 Cr | 17.23% |
| Cash | ₹134.21 Cr | 2.35% |
| Bond - Gov't Agency Debt | ₹126.63 Cr | 2.22% |
| Cash - Repurchase Agreement | ₹77.52 Cr | 1.36% |
| Bond - Sub-sovereign Government Debt | ₹71.96 Cr | 1.26% |
| Cash - CD/Time Deposit | ₹48.19 Cr | 0.85% |
| Mutual Fund - Open End | ₹15.64 Cr | 0.27% |
| Cash - Collateral | ₹1.25 Cr | 0.02% |
| Interest Rate Swap | ₹-0.37 Cr | 0.01% |
Risk & Performance Ratios
Standard Deviation
This fund
1.26%
Cat. avg.
1.58%
Lower the better
Sharpe Ratio
This fund
0.23
Cat. avg.
-0.21
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.09
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st March 2025
ISIN INF204KA1U53 | Expense Ratio 0.38% | Exit Load No Charges | Fund Size ₹5,702 Cr | Age 9 years 11 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Banking and PSU Debt A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Bajaj Finserv Banking and PSU Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹112.90 Cr | 9.4% |
| Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹112.90 Cr | 10.0% |
| HSBC Banking & PSU Debt Direct Growth Moderate Risk | 0.2% | 0.0% | ₹4250.58 Cr | 8.9% |
| LIC MF Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹1701.81 Cr | 9.8% |
| Axis Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹12961.49 Cr | 9.2% |
| Invesco India Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹101.73 Cr | 9.4% |
| DSP Banking & PSU Debt Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹3408.70 Cr | 9.6% |
| DSP Banking & PSU Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹3408.70 Cr | 9.9% |
| Edelweiss Banking and PSU Debt Fund Direct Growth Moderate Risk | 0.4% | 0.0% | ₹263.16 Cr | 10.1% |
| Edelweiss Banking and PSU Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹263.16 Cr | 9.8% |
About the AMC
Nippon India Mutual Fund
Total AUM
₹5,39,840 Cr
Address
4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013
Other Funds by Nippon India Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Nippon India Banking & PSU Debt Fund Direct Growth?
The NAV of Nippon India Banking & PSU Debt Fund Direct Growth, as of 17-Apr-2025, is ₹21.31.
What are the returns of Nippon India Banking & PSU Debt Fund Direct Growth?
The fund has generated 9.83% over the last 1 year and 7.47% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Nippon India Banking & PSU Debt Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 93.91% in bonds, and 5.82% in cash and cash equivalents.
Who manages the Nippon India Banking & PSU Debt Fund Direct Growth?
The fund managers responsible for Nippon India Banking & PSU Debt Fund Direct Growth are:-
- Vivek Sharma
- Pranay Sinha
- Kinjal Desai
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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