Navi Regular Savings Fund Direct Growth
HybridConservative AllocationModerate Risk
Direct
NAV (06-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹36 Cr
Expense Ratio
0.33%
ISIN
INF959L01676
Minimum SIP
₹10
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹31.33, Assets Under Management (AUM) of 35.70 Crores, and an expense ratio of 0.33%.
- Navi Regular Savings Fund Direct Growth has given a CAGR return of 8.61% since inception.
- The fund's asset allocation comprises around 19.06% in equities, 35.37% in debts, and 45.31% in cash & cash equivalents.
- You can start investing in Navi Regular Savings Fund Direct Growth with a SIP of ₹10 or a Lumpsum investment of ₹10.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+11.76%
+13.08% (Cat Avg.)
3 Years
+7.59%
+8.61% (Cat Avg.)
5 Years
+8.17%
+9.49% (Cat Avg.)
10 Years
+8.20%
+7.48% (Cat Avg.)
Since Inception
+8.61%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Equity | ₹6.8 Cr | 19.06% |
| Debt | ₹12.63 Cr | 35.37% |
| Others | ₹16.27 Cr | 45.57% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent | Cash - Collateral | ₹9.13 Cr | 25.76% |
| 364 DTB 09012025 | Bond - Gov't/Treasury | ₹7.79 Cr | 21.98% |
| 364 DTB 24102024 | Bond - Gov't/Treasury | ₹4.94 Cr | 13.93% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹2.03 Cr | 5.74% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹1.72 Cr | 4.85% |
| Reliance Industries Ltd | Equity | ₹1.02 Cr | 2.89% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹1 Cr | 2.82% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹1 Cr | 2.81% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹0.99 Cr | 2.80% |
| Bharti Airtel Ltd | Equity | ₹0.97 Cr | 2.73% |
| India Grid Trust Units Series - IV | Equity | ₹0.93 Cr | 2.63% |
| Infosys Ltd | Equity | ₹0.73 Cr | 2.06% |
| ICICI Bank Ltd | Equity | ₹0.58 Cr | 1.64% |
| Tata Consumer Products Ltd | Equity | ₹0.56 Cr | 1.57% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹0.51 Cr | 1.45% |
| HCL Technologies Ltd | Equity | ₹0.46 Cr | 1.29% |
| Axis Bank Ltd | Equity | ₹0.42 Cr | 1.17% |
| Coal India Ltd | Equity | ₹0.3 Cr | 0.85% |
| Jio Financial Services Ltd | Equity | ₹0.13 Cr | 0.36% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.09 Cr | 0.25% |
| Jubilant Foodworks Ltd | Equity | ₹0.08 Cr | 0.23% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹0.06 Cr | 0.17% |
| Tata Consumer Prod | Equity | ₹0.01 Cr | 0.02% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Energy | ₹1.33 Cr | 3.74% |
| Technology | ₹1.19 Cr | 3.35% |
| Financial Services | ₹1.12 Cr | 3.17% |
| Communication Services | ₹1.03 Cr | 2.90% |
| Utilities | ₹0.93 Cr | 2.63% |
| Consumer Defensive | ₹0.56 Cr | 1.57% |
| Healthcare | ₹0.51 Cr | 1.45% |
| Consumer Cyclical | ₹0.08 Cr | 0.23% |
Risk & Performance Ratios
Standard Deviation
This fund
2.65%
Cat. avg.
4.23%
Lower the better
Sharpe Ratio
This fund
0.72
Cat. avg.
0.64
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.37
Higher the better
Fund Managers
Additional Scheme Detailsas of 15th August 2024
ISIN | INF959L01676 | Expense Ratio | 0.33% | Exit Load | No Charges | Fund Size | ₹36 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹10 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹116.26 Cr | 13.3% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.1% | 0.0% | ₹26.73 Cr | 11.1% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2148.47 Cr | 17.1% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2148.47 Cr | 16.8% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1637.97 Cr | 16.1% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3357.10 Cr | 15.3% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹825.74 Cr | 9.8% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹10006.83 Cr | 14.3% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹968.86 Cr | 13.0% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.2% | 0.0% | ₹176.94 Cr | 15.4% |
About the AMC
Total AUM
₹6,712 Cr
Address
3rd Floor, Kolkata, 700 069
Other Funds by Navi Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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Who manages the Navi Regular Savings Fund Direct Growth?
- Aditya Mulki
- Ashutosh Shirwaikar
- Tanmay Sethi
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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