Navi ELSS Tax Saver Fund Direct Growth

Fund Overview

Fund Size

₹62 Cr

Expense Ratio

0.39%

ISIN

INF959L01CD5

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

30 Dec 2015

About this fund

Navi ELSS Tax Saver Fund Direct Growth is a ELSS (Tax Savings) mutual fund schemes offered by Navi Mutual Fund. This fund has been in existence for 9 years and 23 days, having been launched on 30-Dec-15.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹32.33, Assets Under Management (AUM) of 62.40 Crores, and an expense ratio of 0.39%.

Navi ELSS Tax Saver Fund Direct Growth has given a CAGR return of 13.82% since inception.
The fund's asset allocation comprises around 90.63% in equities, 0.00% in debts, and 9.37% in cash & cash equivalents.
You can start investing in Navi ELSS Tax Saver Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.96%

+14.47% (Cat Avg.)

3 Years

+11.34%

+14.26% (Cat Avg.)

5 Years

+14.73%

+18.26% (Cat Avg.)

Since Inception

+13.82%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2024

Equity	₹56.55 Cr	90.63%
Others	₹5.85 Cr	9.37%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent	Cash	₹5.67 Cr	9.37%
HDFC Bank Ltd	Equity	₹3.81 Cr	6.30%
Persistent Systems Ltd	Equity	₹2.84 Cr	4.69%
Bharti Airtel Ltd	Equity	₹2.54 Cr	4.20%
Max Healthcare Institute Ltd Ordinary Shares	Equity	₹2.48 Cr	4.10%
Infosys Ltd	Equity	₹2.44 Cr	4.04%
Reliance Industries Ltd	Equity	₹2.25 Cr	3.72%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹2.09 Cr	3.45%
Sun Pharmaceuticals Industries Ltd	Equity	₹1.98 Cr	3.27%
ICICI Bank Ltd	Equity	₹1.74 Cr	2.88%
State Bank of India	Equity	₹1.67 Cr	2.76%
Vedant Fashions Ltd	Equity	₹1.55 Cr	2.56%
Tata Consultancy Services Ltd	Equity	₹1.54 Cr	2.55%
The Federal Bank Ltd	Equity	₹1.54 Cr	2.54%
Hindustan Unilever Ltd	Equity	₹1.49 Cr	2.46%
Axis Bank Ltd	Equity	₹1.44 Cr	2.37%
UPL Ltd	Equity	₹1.35 Cr	2.23%
Tata Consumer Products Ltd	Equity	₹1.33 Cr	2.19%
Ashok Leyland Ltd	Equity	₹1.27 Cr	2.10%
United Spirits Ltd	Equity	₹1.22 Cr	2.01%
Eureka Forbes Ltd	Equity	₹1.13 Cr	1.87%
Zydus Lifesciences Ltd	Equity	₹1.09 Cr	1.79%
Deepak Fertilisers & Petrochemicals Corp Ltd	Equity	₹1.08 Cr	1.78%
Tube Investments of India Ltd Ordinary Shares	Equity	₹1.07 Cr	1.77%
CreditAccess Grameen Ltd Ordinary Shares	Equity	₹1.06 Cr	1.76%
Marico Ltd	Equity	₹1.06 Cr	1.74%
Cipla Ltd	Equity	₹0.99 Cr	1.64%
Saregama India Ltd	Equity	₹0.93 Cr	1.53%
InterGlobe Aviation Ltd	Equity	₹0.91 Cr	1.50%
Shriram Finance Ltd	Equity	₹0.81 Cr	1.34%
Poonawalla Fincorp Ltd	Equity	₹0.79 Cr	1.30%
Senco Gold Ltd	Equity	₹0.75 Cr	1.24%
KPIT Technologies Ltd	Equity	₹0.73 Cr	1.21%
Bharat Heavy Electricals Ltd	Equity	₹0.69 Cr	1.14%
IndusInd Bank Ltd	Equity	₹0.67 Cr	1.11%
Astral Ltd	Equity	₹0.66 Cr	1.09%
Oil India Ltd	Equity	₹0.65 Cr	1.07%
Star Health and Allied Insurance Co Ltd	Equity	₹0.62 Cr	1.02%
MM Forgings Ltd	Equity	₹0.51 Cr	0.85%
Zen Technologies Ltd	Equity	₹0.49 Cr	0.81%
Apollo Pipes Ltd	Equity	₹0.4 Cr	0.66%
Jio Financial Services Ltd	Equity	₹0.38 Cr	0.63%
Cyient Ltd	Equity	₹0.37 Cr	0.61%
Bharti Airtel Ltd (Partly Paid Rs.1.25)	Equity	₹0.21 Cr	0.35%
Sathlokhar Synergys E&C Global Ltd	Equity	₹0.16 Cr	0.27%
UPL Ltd Ordinary Shares (Partly Paid Rs.0.50)	Equity	₹0.08 Cr	0.13%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹14.53 Cr	24.01%
Industrials	₹8.62 Cr	14.25%
Technology	₹7.56 Cr	12.49%
Healthcare	₹6.54 Cr	10.81%
Consumer Defensive	₹5.09 Cr	8.41%
Communication Services	₹3.68 Cr	6.08%
Consumer Cyclical	₹3.43 Cr	5.66%
Energy	₹2.9 Cr	4.79%
Basic Materials	₹2.51 Cr	4.14%

Risk & Performance Ratios

Fund Managers

Aditya Mulki

Since March 2022

Ashutosh Shirwaikar

Since August 2023

Additional Scheme Detailsas of 31st December 2024

ISIN

INF959L01CD5

Expense Ratio

0.39%

Exit Load

No Charges

Fund Size

₹62 Cr

Age

9 years

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Tata India Tax Savings Fund Direct Growth Very High Risk	0.7%	0.0%	₹4640.66 Cr	15.7%
Tata India Tax Savings Fund Regular Growth Very High Risk	1.8%	0.0%	₹4640.66 Cr	14.5%
Axis Long Term Equity Fund Regular Growth Very High Risk	1.5%	0.0%	₹35953.73 Cr	12.8%
Parag Parikh Tax Saver Fund Direct Growth Very High Risk	0.6%	0.0%	₹4506.61 Cr	15.9%
Parag Parikh Tax Saver Fund Regular Growth Very High Risk	1.7%	0.0%	₹4506.61 Cr	14.7%
Shriram Long Term Equity Fund Direct Growth Very High Risk	0.8%	0.0%	₹54.59 Cr	3.3%
Shriram Long Term Equity Fund Regular Growth Very High Risk	2.3%	0.0%	₹54.59 Cr	1.6%
ITI Long Term Equity Fund Direct Growth Very High Risk	0.6%	0.0%	₹396.89 Cr	11.5%
ITI Long Term Equity Fund Regular Growth Very High Risk	2.3%	0.0%	₹396.89 Cr	9.5%
Sundaram Diversified Equity Regular Growth Very High Risk	2.2%	0.0%	₹1528.93 Cr	8.2%

About the AMC

Navi Mutual Fund

033-40185000/022-40635000

https://navi.com/mutual-fund

Total AUM

₹7,553 Cr

Address

3rd Floor, Kolkata, 700 069

Other Funds by Navi Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Navi S&P BSE Sensex Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹13.99 Cr	6.9%
Navi Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹72.88 Cr	7.0%
Navi Regular Savings Fund Direct Growth Moderate Risk	0.3%	0.0%	₹35.76 Cr	11.3%
Navi NASDAQ 100 Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹1018.74 Cr	33.9%
Navi Nifty IT Index Fund Direct Growth Very High Risk	-	0.0%	-	-
Navi Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹229.76 Cr	13.0%
Navi Flexi Cap Fund Direct Growth Very High Risk	0.4%	0.0%	₹266.14 Cr	7.4%
Navi ELSS Tax Saver Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹73.32 Cr	7.5%
Navi Equity Hybrid Fund Direct Growth Very High Risk	0.4%	0.0%	₹135.28 Cr	12.3%
Navi ELSS Tax Saver Fund Direct Growth Very High Risk	0.4%	0.0%	₹62.40 Cr	9.0%
Navi Nifty Bank Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹523.51 Cr	7.0%
Navi Nifty Next 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹1210.58 Cr	16.2%
Navi Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹4.56 Cr	6.2%
Navi Large & Midcap Fund Direct Growth Very High Risk	0.3%	0.0%	₹318.67 Cr	11.8%
Navi Nifty India Manufacturing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹51.68 Cr	20.0%
Navi Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹2579.73 Cr	7.5%
Navi US Total Stock Market Fund of Fund Direct Growth Very High Risk	0.1%	0.0%	₹948.44 Cr	32.6%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Navi ELSS Tax Saver Fund Direct Growth?

The NAV of Navi ELSS Tax Saver Fund Direct Growth, as of 21-Jan-2025, is ₹32.33.

What are the returns of Navi ELSS Tax Saver Fund Direct Growth?

The fund has generated 8.96% over the last 1 year and 11.34% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Navi ELSS Tax Saver Fund Direct Growth?

The fund's allocation of assets is distributed as 90.63% in equities, 0.00% in bonds, and 9.37% in cash and cash equivalents.

Who manages the Navi ELSS Tax Saver Fund Direct Growth?

The fund managers responsible for Navi ELSS Tax Saver Fund Direct Growth are:-

Aditya Mulki
Ashutosh Shirwaikar

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹62 Cr

Expense Ratio

0.39%

ISIN

INF959L01CD5

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

30 Dec 2015

Risk Level

Your principal amount will be at Very High Risk