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LIC MF Low Duration Fund Regular Growth
DebtLow DurationLow to Moderate Risk
Regular
NAV (20-Dec-24)
₹38.010.02%1D
Returns (Since Inception)
6.39%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹1,879 Cr
Expense Ratio
0.96%
ISIN
INF767K01AO5
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
29 May 2003
About this fund
LIC MF Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by LIC Mutual Fund. This fund has been in existence for 21 years, 6 months and 23 days, having been launched on 29-May-03.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹38.01, Assets Under Management (AUM) of 1879.33 Crores, and an expense ratio of 0.96%.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹38.01, Assets Under Management (AUM) of 1879.33 Crores, and an expense ratio of 0.96%.
- LIC MF Low Duration Fund Regular Growth has given a CAGR return of 6.39% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 44.68% in debts, and 55.16% in cash & cash equivalents.
- You can start investing in LIC MF Low Duration Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.10%
+7.19% (Cat Avg.)
3 Years
+5.78%
+6.06% (Cat Avg.)
5 Years
+5.61%
+5.96% (Cat Avg.)
10 Years
+6.13%
+5.75% (Cat Avg.)
Since Inception
+6.39%
— (Cat Avg.)
Portfolio Summaryas of 15th December 2024
| Debt | ₹839.72 Cr | 44.68% |
| Others | ₹1,039.62 Cr | 55.32% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹164.15 Cr | 8.68% |
| Time Technoplast Limited | Cash - Commercial Paper | ₹64.97 Cr | 3.43% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹53.2 Cr | 2.81% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹52.85 Cr | 2.79% |
| Rec Limited | Bond - Corporate Bond | ₹51.88 Cr | 2.74% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹51.88 Cr | 2.74% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹51.39 Cr | 2.72% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹51.2 Cr | 2.71% |
| 8.25% Gic Housing Finance Ltd. | Bond - Corporate Bond | ₹50.24 Cr | 2.66% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.99 Cr | 2.64% |
| Export Import Bank Of India | Cash - Commercial Paper | ₹49.61 Cr | 2.62% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.28 Cr | 2.60% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹49.19 Cr | 2.60% |
| Sundaram Finance Ltd. | Cash - Commercial Paper | ₹48.63 Cr | 2.57% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹48.37 Cr | 2.56% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.33 Cr | 2.55% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹48.29 Cr | 2.55% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹47.95 Cr | 2.53% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹47.82 Cr | 2.53% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹47.53 Cr | 2.51% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹47.5 Cr | 2.51% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹47.36 Cr | 2.50% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹47.27 Cr | 2.50% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹46.96 Cr | 2.48% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹46.78 Cr | 2.47% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹32.88 Cr | 1.74% |
| 07.61 MH Sdl 2029 | Bond - Gov't/Treasury | ₹31.02 Cr | 1.64% |
| Tn SDL 2030 | Bond - Gov't/Treasury | ₹30.4 Cr | 1.61% |
| Tata Motors Finance Limited | Bond - Corporate Bond | ₹30.25 Cr | 1.60% |
| Shriram Transport Finance Company Limited | Bond - Corporate Bond | ₹26.64 Cr | 1.41% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹26.5 Cr | 1.40% |
| 07.18 GJ Sdl 2030 | Bond - Gov't/Treasury | ₹26 Cr | 1.37% |
| National Housing Bank | Bond - Corporate Bond | ₹25.92 Cr | 1.37% |
| National Housing Bank | Bond - Corporate Bond | ₹25.85 Cr | 1.37% |
| Aditya Birla Housing Finance Limited | Bond - Corporate Bond | ₹25.82 Cr | 1.36% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.81 Cr | 1.36% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹24.64 Cr | 1.30% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹24.49 Cr | 1.29% |
| 182 DTB 08052025 | Bond - Gov't/Treasury | ₹24.37 Cr | 1.29% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹24.18 Cr | 1.28% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.06 Cr | 1.27% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹24.04 Cr | 1.27% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹23.91 Cr | 1.26% |
| Export Import Bank Of India | Cash - Commercial Paper | ₹23.37 Cr | 1.24% |
| National Housing Bank 7.83% | Bond - Corporate Bond | ₹15.96 Cr | 0.84% |
| Time Technoplast Limited | Cash - Commercial Paper | ₹14.6 Cr | 0.77% |
| Net Receivables / (Payables) | Cash - Collateral | ₹-4.23 Cr | 0.22% |
| SBI CDMDF--A2 | Mutual Fund - Open End | ₹2.94 Cr | 0.16% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹733.61 Cr | 38.77% |
| Cash - CD/Time Deposit | ₹513.18 Cr | 27.12% |
| Cash - Commercial Paper | ₹370.6 Cr | 19.59% |
| Cash - Repurchase Agreement | ₹164.15 Cr | 8.68% |
| Bond - Gov't/Treasury | ₹111.78 Cr | 5.91% |
| Cash - Collateral | ₹-4.23 Cr | 0.22% |
| Mutual Fund - Open End | ₹2.94 Cr | 0.16% |
Risk & Performance Ratios
Standard Deviation
This fund
0.56%
Cat. avg.
0.74%
Lower the better
Sharpe Ratio
This fund
-1.30
Cat. avg.
-0.31
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.14
Higher the better
Fund Managers
Rahul Singh
Since September 2015
Additional Scheme Detailsas of 15th December 2024
ISIN INF767K01AO5 | Expense Ratio 0.96% | Exit Load No Charges | Fund Size ₹1,879 Cr | Age 21 years 6 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Low Duration Debt B-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Low Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹572.72 Cr | 8.0% |
| Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹572.72 Cr | 7.2% |
| Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹2460.46 Cr | 7.4% |
| Kotak Low Duration Fund Regular Growth Low to Moderate Risk | 1.2% | 0.0% | ₹12490.29 Cr | 7.4% |
| Mirae Asset Savings Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1163.73 Cr | 7.1% |
| HDFC Low Duration Fund Regular Growth Low to Moderate Risk | 1.0% | 0.0% | ₹18344.37 Cr | 7.4% |
| Bandhan Low Duration Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹5621.81 Cr | 7.3% |
| Canara Robeco Savings Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹982.80 Cr | 7.3% |
| ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹23231.75 Cr | 8.0% |
| Sundaram Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹440.68 Cr | 7.3% |
About the AMC
LIC Mutual Fund
Total AUM
₹31,261 Cr
Address
4th Floor, Industrial Assurance Building, Mumbai, 400 020
Other Funds by LIC Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of LIC MF Low Duration Fund Regular Growth?
The NAV of LIC MF Low Duration Fund Regular Growth, as of 20-Dec-2024, is ₹38.01.
What are the returns of LIC MF Low Duration Fund Regular Growth?
The fund has generated 7.10% over the last 1 year and 5.78% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of LIC MF Low Duration Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 44.68% in bonds, and 55.16% in cash and cash equivalents.
Who manages the LIC MF Low Duration Fund Regular Growth?
The fund managers responsible for LIC MF Low Duration Fund Regular Growth are:-
- Rahul Singh
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.