LIC MF Low Duration Fund Regular Growth

Fund Overview

Fund Size

₹1,745 Cr

Expense Ratio

0.96%

ISIN

INF767K01AO5

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

29 May 2003

About this fund

LIC MF Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by LIC Mutual Fund. This fund has been in existence for 21 years, 8 months and 24 days, having been launched on 29-May-03.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹38.45, Assets Under Management (AUM) of 1744.95 Crores, and an expense ratio of 0.96%.

LIC MF Low Duration Fund Regular Growth has given a CAGR return of 6.39% since inception.
The fund's asset allocation comprises around 0.00% in equities, 38.50% in debts, and 61.27% in cash & cash equivalents.
You can start investing in LIC MF Low Duration Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.08%

+7.00% (Cat Avg.)

3 Years

+5.97%

+6.20% (Cat Avg.)

5 Years

+5.62%

+5.92% (Cat Avg.)

10 Years

+6.11%

+5.75% (Cat Avg.)

Since Inception

+6.39%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2025

Debt	₹671.76 Cr	38.50%
Others	₹1,073.18 Cr	61.50%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps	Cash - Repurchase Agreement	₹413.72 Cr	23.71%
Net Receivables / (Payables)	Cash	₹-353.23 Cr	20.24%
364 DTB	Bond - Gov't/Treasury	₹98.42 Cr	5.64%
Time Technoplast Limited ( Formerly Time Packaging Limited)	Cash - Commercial Paper	₹72.62 Cr	4.16%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹53.68 Cr	3.08%
Shriram Finance Limited	Bond - Corporate Bond	₹53.31 Cr	3.06%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹52.31 Cr	3.00%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹51.85 Cr	2.97%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹51.65 Cr	2.96%
8.25% Gic Housing Finance Ltd.	Bond - Corporate Bond	₹50.94 Cr	2.92%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹50.42 Cr	2.89%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)	Cash - Commercial Paper	₹49.65 Cr	2.85%
Rec Limited	Bond - Corporate Bond	₹49.42 Cr	2.83%
Sundaram Finance Limited	Cash - Commercial Paper	₹49.08 Cr	2.81%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹48.82 Cr	2.80%
HDFC Bank Limited	Cash - CD/Time Deposit	₹48.77 Cr	2.79%
Punjab National Bank	Cash - CD/Time Deposit	₹48.39 Cr	2.77%
ICICI Bank Limited	Cash - CD/Time Deposit	₹48.25 Cr	2.77%
Axis Bank Limited	Cash - CD/Time Deposit	₹47.96 Cr	2.75%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹47.92 Cr	2.75%
Axis Bank Limited	Cash - CD/Time Deposit	₹47.79 Cr	2.74%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹47.77 Cr	2.74%
HDFC Bank Limited	Cash - CD/Time Deposit	₹47.7 Cr	2.73%
Small Industries Development Bank of India	Cash - CD/Time Deposit	₹47.38 Cr	2.72%
ICICI Bank Ltd.	Cash - CD/Time Deposit	₹47.2 Cr	2.70%
HDFC Bank Limited	Cash - CD/Time Deposit	₹46.86 Cr	2.69%
07.61 MH Sdl 2029	Bond - Gov't/Treasury	₹31.16 Cr	1.79%
Shriram Transport Finance Company Limited	Bond - Corporate Bond	₹26.88 Cr	1.54%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹26.51 Cr	1.52%
National Housing Bank	Bond - Corporate Bond	₹26.13 Cr	1.50%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹26.04 Cr	1.49%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹25.8 Cr	1.48%
Aditya Birla Housing Finance Limited	Bond - Corporate Bond	₹25.29 Cr	1.45%
Odisha (Government of) 7.03%	Bond - Sub-sovereign Government Debt	₹25.02 Cr	1.43%
182 DTB 08052025	Bond - Gov't/Treasury	₹24.57 Cr	1.41%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹24.41 Cr	1.40%
HDFC Bank Limited	Cash - CD/Time Deposit	₹24.27 Cr	1.39%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹24.26 Cr	1.39%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹24.13 Cr	1.38%
Export-Import Bank Of India	Cash - Commercial Paper	₹23.58 Cr	1.35%
Time Technoplast Limited	Cash - Commercial Paper	₹19.19 Cr	1.10%
National Housing Bank 7.83%	Bond - Corporate Bond	₹16.11 Cr	0.92%
Time Technoplast Limited ( Formerly Time Packaging Limited)	Cash - Commercial Paper	₹14.77 Cr	0.85%
Au Small Finance Bank Limited	Cash - CD/Time Deposit	₹9.5 Cr	0.54%
Indusind Bank Ltd.	Bond - Corporate Bond	₹4.65 Cr	0.27%
SBI CDMDF--A2	Mutual Fund - Open End	₹4.01 Cr	0.23%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - CD/Time Deposit	₹584.93 Cr	33.52%
Bond - Corporate Bond	₹538.69 Cr	30.87%
Cash - Repurchase Agreement	₹413.72 Cr	23.71%
Cash	₹-353.23 Cr	20.24%
Cash - Commercial Paper	₹325.34 Cr	18.64%
Bond - Gov't/Treasury	₹206.46 Cr	11.83%
Bond - Sub-sovereign Government Debt	₹25.02 Cr	1.43%
Mutual Fund - Open End	₹4.01 Cr	0.23%

Risk & Performance Ratios

Fund Managers

Rahul Singh

Since September 2015

Additional Scheme Detailsas of 31st January 2025

ISIN

INF767K01AO5

Expense Ratio

0.96%

Exit Load

No Charges

Fund Size

₹1,745 Cr

Age

21 years 8 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Low Duration Debt B-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹635.32 Cr	8.0%
Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹635.32 Cr	7.1%
Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹2351.91 Cr	7.4%
Kotak Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹11882.66 Cr	7.3%
Mirae Asset Savings Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹1392.91 Cr	7.1%
HDFC Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹18138.21 Cr	7.4%
Bandhan Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹5494.25 Cr	7.3%
Canara Robeco Savings Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹799.83 Cr	7.3%
ICICI Prudential Savings Fund Regular Growth Moderate Risk	0.5%	0.0%	₹22337.17 Cr	7.9%
Sundaram Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹378.14 Cr	7.3%

About the AMC

LIC Mutual Fund

+91 022-66016000

https://www.licmf.com/

Total AUM

₹32,120 Cr

Address

4th Floor, Industrial Assurance Building, Mumbai, 400 020

Other Funds by LIC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
LIC MF Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2915.53 Cr	11.4%
LIC MF Aggressive Hybrid Fund Direct Growth Very High Risk	1.4%	1.0%	₹507.58 Cr	6.5%
LIC MF Medium to Long Duration Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹184.53 Cr	8.9%
LIC MF Flexi Cap Fund Direct Growth Very High Risk	1.3%	1.0%	₹992.01 Cr	2.6%
LIC MF Gilt Fund Direct Growth Moderate Risk	0.8%	0.0%	₹103.23 Cr	7.2%
LIC MF Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1868.11 Cr	8.0%
LIC MF Large Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹1414.00 Cr	5.8%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1744.95 Cr	7.8%
LIC MF S & P Sensex Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹82.41 Cr	4.5%
LIC MF Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹313.70 Cr	4.3%
LIC MF Infrastructure Fund Direct Growth Very High Risk	0.6%	1.0%	₹881.41 Cr	14.1%
LIC MF Liquid Plan Direct Growth Low to Moderate Risk	0.2%	0.0%	₹12286.53 Cr	7.4%
LIC MF ELSS Direct Growth Very High Risk	1.0%	0.0%	₹1093.48 Cr	12.8%
LIC MF Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹120.93 Cr	8.3%
LIC MF Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹353.27 Cr	7.6%
LIC MF Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹769.41 Cr	8.7%
LIC MF Conservative Hybrid Fund Direct Growth Moderately High risk	1.2%	1.0%	₹49.98 Cr	7.7%
LIC MF Banking & Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹246.53 Cr	-2.2%
LIC MF Money Market Fund Direct Growth Low Risk	0.6%	0.0%	₹22.48 Cr	6.4%
LIC MF Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1328.52 Cr	6.7%
LIC MF Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1389.63 Cr	13.1%
LIC MF Ultra Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹361.35 Cr	7.7%

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of LIC MF Low Duration Fund Regular Growth?

The NAV of LIC MF Low Duration Fund Regular Growth, as of 21-Feb-2025, is ₹38.45.

What are the returns of LIC MF Low Duration Fund Regular Growth?

The fund has generated 7.08% over the last 1 year and 5.97% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of LIC MF Low Duration Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 38.50% in bonds, and 61.27% in cash and cash equivalents.

Who manages the LIC MF Low Duration Fund Regular Growth?

The fund managers responsible for LIC MF Low Duration Fund Regular Growth are:-

Rahul Singh

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,745 Cr

Expense Ratio

0.96%

ISIN

INF767K01AO5

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

29 May 2003

Risk Level

Your principal amount will be at Low to Moderate Risk