LIC MF Equity Savings Fund Regular Growth

Fund Overview

Fund Size

₹20 Cr

Expense Ratio

2.35%

ISIN

INF397L01315

Minimum SIP

₹500

Exit Load

1.00%

Inception Date

07 Mar 2011

About this fund

LIC MF Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by LIC Mutual Fund. This fund has been in existence for 13 years, 11 months and 15 days, having been launched on 07-Mar-11.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹25.37, Assets Under Management (AUM) of 19.90 Crores, and an expense ratio of 2.35%.

LIC MF Equity Savings Fund Regular Growth has given a CAGR return of 6.89% since inception.
The fund's asset allocation comprises around 43.67% in equities, 0.00% in debts, and 56.30% in cash & cash equivalents.
You can start investing in LIC MF Equity Savings Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.96%

+6.14% (Cat Avg.)

3 Years

+6.83%

+8.34% (Cat Avg.)

5 Years

+7.25%

+9.25% (Cat Avg.)

10 Years

+6.03%

+7.71% (Cat Avg.)

Since Inception

+6.89%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2025

Equity	₹8.69 Cr	43.67%
Others	₹11.21 Cr	56.33%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹5.99 Cr	30.12%
Treps	Cash - Repurchase Agreement	₹2.94 Cr	14.76%
LIC MF Liquid Dir Gr	Mutual Fund - Open End	₹2.22 Cr	11.16%
Quadrant Future Tek Ltd	Equity	₹0.95 Cr	4.78%
Future on Tata Consultancy Services Ltd	Equity - Future	₹-0.87 Cr	4.36%
Tata Consultancy Services Ltd	Equity	₹0.86 Cr	4.34%
Future on Infosys Ltd	Equity - Future	₹-0.68 Cr	3.42%
Infosys Ltd	Equity	₹0.68 Cr	3.40%
Future on Tata Steel Ltd.	Equity - Future	₹-0.67 Cr	3.36%
Tata Steel Ltd	Equity	₹0.67 Cr	3.35%
Future on Bank of Baroda	Equity - Future	₹-0.63 Cr	3.15%
Bank of Baroda	Equity	₹0.62 Cr	3.14%
Manorama Industries Ltd	Equity	₹0.61 Cr	3.08%
Future on Hindustan Unilever Ltd	Equity - Future	₹-0.6 Cr	2.99%
Hindustan Unilever Ltd	Equity	₹0.59 Cr	2.98%
Future on UltraTech Cement Ltd	Equity - Future	₹-0.58 Cr	2.91%
UltraTech Cement Ltd	Equity	₹0.57 Cr	2.89%
National Aluminium Co Ltd	Equity	₹0.46 Cr	2.29%
Future on National Aluminium Co Ltd	Equity - Future	₹-0.45 Cr	2.26%
Future on Ashok Leyland Ltd	Equity - Future	₹-0.43 Cr	2.18%
Ashok Leyland Ltd	Equity	₹0.43 Cr	2.18%
Future on Mahindra & Mahindra Ltd	Equity - Future	₹-0.42 Cr	2.12%
Mahindra & Mahindra Ltd	Equity	₹0.42 Cr	2.10%
State Bank of India	Equity	₹0.37 Cr	1.85%
Future on Sun Pharmaceuticals Industries Ltd	Equity - Future	₹-0.37 Cr	1.84%
Sun Pharmaceuticals Industries Ltd	Equity	₹0.37 Cr	1.84%
HDFC Bank Ltd	Equity	₹0.34 Cr	1.73%
Bharat Forge Ltd	Equity	₹0.33 Cr	1.66%
NCC Ltd	Equity	₹0.33 Cr	1.66%
Shakti Pumps (India) Ltd	Equity	₹0.31 Cr	1.54%
Future on Kotak Mahindra Bank Ltd	Equity - Future	₹-0.31 Cr	1.54%
Kotak Mahindra Bank Ltd	Equity	₹0.3 Cr	1.53%
Larsen & Toubro Ltd	Equity	₹0.29 Cr	1.44%
Axis Bank Ltd	Equity	₹0.29 Cr	1.43%
Titagarh Rail Systems Ltd	Equity	₹0.28 Cr	1.41%
Tata Power Co Ltd	Equity	₹0.26 Cr	1.33%
Power Finance Corp Ltd	Equity	₹0.26 Cr	1.32%
Bharat Bijlee Ltd	Equity	₹0.25 Cr	1.25%
REC Ltd	Equity	₹0.24 Cr	1.20%
Reliance Industries Ltd	Equity	₹0.24 Cr	1.20%
Godawari Power & Ispat Ltd	Equity	₹0.21 Cr	1.07%
Senco Gold Ltd	Equity	₹0.21 Cr	1.05%
Nippon Life India Asset Management Ltd Ordinary Shares	Equity	₹0.2 Cr	1.00%
Sonata Software Ltd	Equity	₹0.2 Cr	0.98%
Somany Ceramics Ltd	Equity	₹0.19 Cr	0.97%
Tata Consumer Products Ltd	Equity	₹0.18 Cr	0.91%
JTL Industries Ltd	Equity	₹0.18 Cr	0.88%
IIFL Finance Ltd	Equity	₹0.17 Cr	0.88%
Timken India Ltd	Equity	₹0.17 Cr	0.87%
Dam Capital Advisors Ltd	Equity	₹0.17 Cr	0.84%
Bharat Electronics Ltd	Equity	₹0.16 Cr	0.79%
GE Vernova T&D India Ltd	Equity	₹0.15 Cr	0.74%
JNK India Ltd	Equity	₹0.14 Cr	0.72%
Texmaco Rail & Engineering Ltd	Equity	₹0.14 Cr	0.69%
DEE Development Engineers Ltd	Equity	₹0.14 Cr	0.68%
Bharat Dynamics Ltd Ordinary Shares	Equity	₹0.13 Cr	0.66%
Piramal Pharma Ltd	Equity	₹0.13 Cr	0.64%
SBI Life Insurance Co Ltd	Equity	₹0.12 Cr	0.62%
ABB India Ltd	Equity	₹0.11 Cr	0.57%
Coal India Ltd	Equity	₹0.1 Cr	0.48%
Alkem Laboratories Ltd	Equity	₹0.09 Cr	0.47%
Chennai Petroleum Corp Ltd	Equity	₹0.07 Cr	0.35%
Ntpc Limited	Bond - Corporate Bond	₹0.04 Cr	0.18%
Net Receivables / (Payables)	Cash	₹0.02 Cr	0.11%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Industrials	₹4.17 Cr	20.96%
Financial Services	₹3.09 Cr	15.55%
Basic Materials	₹2.08 Cr	10.47%
Technology	₹1.74 Cr	8.72%
Consumer Defensive	₹1.39 Cr	6.97%
Consumer Cyclical	₹0.96 Cr	4.81%
Healthcare	₹0.59 Cr	2.95%
Energy	₹0.41 Cr	2.04%
Utilities	₹0.26 Cr	1.33%

Risk & Performance Ratios

Fund Managers

Sumit Bhatnagar

Since October 2023

Pratik Shroff

Since September 2023

Additional Scheme Detailsas of 31st January 2025

ISIN

INF397L01315

Expense Ratio

2.35%

Exit Load

1.00%

Fund Size

₹20 Cr

Age

13 years 11 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Equity Savings TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Equity Savings Fund Direct Growth Moderate Risk	0.7%	1.0%	₹8176.82 Cr	7.1%
Kotak Equity Savings Fund Regular Growth Moderate Risk	1.8%	1.0%	₹8176.82 Cr	5.9%
Edelweiss Equity Savings Fund Regular Growth Moderate Risk	1.6%	0.0%	₹572.01 Cr	8.5%
Edelweiss Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹572.01 Cr	9.5%
Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk	2.5%	1.0%	₹699.30 Cr	6.0%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk	1.3%	1.0%	₹699.30 Cr	7.3%
Tata Equity Savings Fund Regular Growth Moderate Risk	1.1%	0.0%	₹249.86 Cr	8.1%
Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹254.67 Cr	6.9%
PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹69.96 Cr	5.9%
Sundaram Equity Savings Fund Regular Growth Moderate Risk	2.2%	0.0%	₹1066.96 Cr	8.3%

About the AMC

LIC Mutual Fund

+91 022-66016000

https://www.licmf.com/

Total AUM

₹2,022 Cr

Address

4th Floor, Industrial Assurance Building, Mumbai, 400 020

Other Funds by LIC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
LIC MF Gold ETF FOF Direct Growth High Risk	0.2%	1.0%	₹80.36 Cr	37.2%
LIC MF Equity Savings Fund Direct Growth Moderately High risk	1.3%	1.0%	₹19.90 Cr	5.0%
LIC MF Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹89.03 Cr	3.8%
LIC MF Focused 30 Equity Direct Growth Very High Risk	1.6%	1.0%	₹133.99 Cr	4.7%
LIC MF Long Term Value Fund Direct Growth Very High Risk	1.0%	1.0%	₹148.97 Cr	4.0%
LIC MF Healthcare Fund Direct Growth Very High Risk	1.2%	1.0%	₹83.89 Cr	14.8%
LIC MF Small Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹491.39 Cr	7.5%
LIC MF Midcap Fund Direct Growth Very High Risk	1.3%	1.0%	₹307.11 Cr	12.1%
LIC MF Dividend Yield Fund Direct Growth Very High Risk	0.7%	1.0%	₹482.65 Cr	10.0%

Risk Level

Your principal amount will be at Moderately High risk

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Still got questions?
We're here to help.

What is the current NAV of LIC MF Equity Savings Fund Regular Growth?

The NAV of LIC MF Equity Savings Fund Regular Growth, as of 21-Feb-2025, is ₹25.37.

What are the returns of LIC MF Equity Savings Fund Regular Growth?

The fund has generated 3.96% over the last 1 year and 6.83% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of LIC MF Equity Savings Fund Regular Growth?

The fund's allocation of assets is distributed as 43.67% in equities, 0.00% in bonds, and 56.30% in cash and cash equivalents.

Who manages the LIC MF Equity Savings Fund Regular Growth?

The fund managers responsible for LIC MF Equity Savings Fund Regular Growth are:-

Sumit Bhatnagar
Pratik Shroff

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹20 Cr

Expense Ratio

2.35%

ISIN

INF397L01315

Minimum SIP

₹500

Exit Load

1.00%

Inception Date

07 Mar 2011

Risk Level

Your principal amount will be at Moderately High risk