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Kotak Savings Fund Regular Growth
DebtUltra Short DurationLow to Moderate Risk
Regular
NAV (21-Jan-25)
₹41.490.01%1D
Returns (Since Inception)
7.21%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹13,955 Cr
Expense Ratio
0.82%
ISIN
INF174K01FD6
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
13 Aug 2004
About this fund
Kotak Savings Fund Regular Growth is a Ultra Short Duration mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 20 years, 5 months and 9 days, having been launched on 13-Aug-04.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹41.49, Assets Under Management (AUM) of 13954.84 Crores, and an expense ratio of 0.82%.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹41.49, Assets Under Management (AUM) of 13954.84 Crores, and an expense ratio of 0.82%.
- Kotak Savings Fund Regular Growth has given a CAGR return of 7.21% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 36.22% in debts, and 63.50% in cash & cash equivalents.
- You can start investing in Kotak Savings Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.20%
+6.89% (Cat Avg.)
3 Years
+6.20%
+6.09% (Cat Avg.)
5 Years
+5.50%
+5.33% (Cat Avg.)
10 Years
+6.60%
+5.56% (Cat Avg.)
Since Inception
+7.21%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Debt | ₹5,054.67 Cr | 36.22% |
| Others | ₹8,900.17 Cr | 63.78% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 182 DTB 15052025 | Bond - Gov't/Treasury | ₹489.39 Cr | 3.51% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹468.11 Cr | 3.36% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹423.73 Cr | 3.04% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹398.51 Cr | 2.86% |
| Indian Bank | Cash - CD/Time Deposit | ₹395.83 Cr | 2.84% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹374.27 Cr | 2.68% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹372.04 Cr | 2.67% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹344.58 Cr | 2.47% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹341.51 Cr | 2.45% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹326.96 Cr | 2.34% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹300.37 Cr | 2.15% |
| Nirma Limited 0.083% | Bond - Corporate Bond | ₹250.08 Cr | 1.79% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹249.25 Cr | 1.79% |
| IDFC First Bank Ltd. | Cash - CD/Time Deposit | ₹247.97 Cr | 1.78% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹247.27 Cr | 1.77% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹242.9 Cr | 1.74% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹238.2 Cr | 1.71% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹234.52 Cr | 1.68% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹234.1 Cr | 1.68% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹234.09 Cr | 1.68% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹229.07 Cr | 1.64% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹225.93 Cr | 1.62% |
| Cholamandalam Investment & Finance Co Ltd. | Cash - Commercial Paper | ₹198.52 Cr | 1.42% |
| Small Industries Development Bank of India | Cash - CD/Time Deposit | ₹198.35 Cr | 1.42% |
| Bank Of India | Cash - CD/Time Deposit | ₹198.19 Cr | 1.42% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹194.47 Cr | 1.39% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹187.66 Cr | 1.35% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹185.98 Cr | 1.33% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹185.05 Cr | 1.33% |
| 182 DTB 08052025 | Bond - Gov't/Treasury | ₹181.3 Cr | 1.30% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹174.94 Cr | 1.25% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹173.52 Cr | 1.24% |
| National Bank for Agriculture and Rural Development | Cash - CD/Time Deposit | ₹172.63 Cr | 1.24% |
| Net Current Assets/(Liabilities) | Cash - Collateral | ₹152.61 Cr | 1.09% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹150.45 Cr | 1.08% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹149.93 Cr | 1.08% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹149.75 Cr | 1.07% |
| 5.65 Tamil Nadu SDL 2025 | Bond - Gov't/Treasury | ₹149.32 Cr | 1.07% |
| 182 D Tbill Mat - 14/02/2025 | Bond - Gov't/Treasury | ₹149.23 Cr | 1.07% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹148.38 Cr | 1.06% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹139.5 Cr | 1.00% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹124.9 Cr | 0.90% |
| ICICI Bank - 25/02/2025 | Cash - CD/Time Deposit | ₹124.02 Cr | 0.89% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹123.96 Cr | 0.89% |
| Triparty Repo | Cash - Repurchase Agreement | ₹123.9 Cr | 0.89% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹121.15 Cr | 0.87% |
| 182 DTB 23012025 | Bond - Gov't/Treasury | ₹119.85 Cr | 0.86% |
| 08.29 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.84 Cr | 0.72% |
| Titan Company Limited | Bond - Corporate Bond | ₹99.95 Cr | 0.72% |
| Poonawalla Housing Finance Limited | Bond - Corporate Bond | ₹99.94 Cr | 0.72% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹99.85 Cr | 0.72% |
| Muthoot Finance Ltd. | Cash - Commercial Paper | ₹99.75 Cr | 0.72% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹99.66 Cr | 0.71% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹99.53 Cr | 0.71% |
| HDFC Bank Ltd. | Cash - CD/Time Deposit | ₹99.31 Cr | 0.71% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹99.29 Cr | 0.71% |
| John Deere Financial India Private Limited | Bond - Corporate Bond | ₹99.14 Cr | 0.71% |
| 06.04 GJ Sdl 2031 | Bond - Gov't/Treasury | ₹98.5 Cr | 0.71% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹95.63 Cr | 0.69% |
| Bahadur Chand Investments Private Limited | Cash - Commercial Paper | ₹95.32 Cr | 0.68% |
| 364 DTB 26122025 | Bond - Gov't/Treasury | ₹94.07 Cr | 0.67% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹93.38 Cr | 0.67% |
| 182 DTB 01052025 | Bond - Gov't/Treasury | ₹93.22 Cr | 0.67% |
| Embassy Office Parks REIT 0.0817% | Bond - Corporate Bond | ₹90.11 Cr | 0.65% |
| Bharti Telecom Limited 8.65% | Bond - Corporate Bond | ₹75.38 Cr | 0.54% |
| 07.07 Tn SDL 2026 | Bond - Gov't/Treasury | ₹75.17 Cr | 0.54% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹75.02 Cr | 0.54% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹74.82 Cr | 0.54% |
| Barclays Investments & Loans (India) Limited | Cash - Commercial Paper | ₹74.44 Cr | 0.53% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹74.4 Cr | 0.53% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹74.1 Cr | 0.53% |
| Canara Bank | Cash - CD/Time Deposit | ₹74.07 Cr | 0.53% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹54.79 Cr | 0.39% |
| Bajaj Housing Finance Ltd. 0.08% | Bond - Corporate Bond | ₹50.06 Cr | 0.36% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹49.97 Cr | 0.36% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹49.92 Cr | 0.36% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹49.84 Cr | 0.36% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.78 Cr | 0.36% |
| Indian Bank | Cash - CD/Time Deposit | ₹49.45 Cr | 0.35% |
| Cd - Union Bank Of India - 02/04/25 | Bond - Corporate Bond | ₹49.23 Cr | 0.35% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹47.21 Cr | 0.34% |
| 07.57 GJ Sgs 2026 | Bond - Gov't/Treasury | ₹45.44 Cr | 0.33% |
| SBI ALTERNATIVE INVESTMENT FUND | Mutual Fund - Open End | ₹38.89 Cr | 0.28% |
| SANSAR TRUST SEP 2023 IX | Bond - Asset Backed | ₹37.56 Cr | 0.27% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹35.08 Cr | 0.25% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹28.88 Cr | 0.21% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹25.22 Cr | 0.18% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹24.96 Cr | 0.18% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹24.89 Cr | 0.18% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.71 Cr | 0.18% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹24.67 Cr | 0.18% |
| Goi 12.09.2025 Gov | Bond - Gov't/Treasury | ₹23.96 Cr | 0.17% |
| 0% GOI - 17122026 STRIPS | Bond - Gov't/Treasury | ₹22.21 Cr | 0.16% |
| Ongc Petro Additions Limited | Bond - Corporate Bond | ₹15.01 Cr | 0.11% |
| PNb Housing Finance Limited | Bond - Corporate Bond | ₹12.5 Cr | 0.09% |
| SANSAR TRUST MARCH 2023 II | Bond - Asset Backed | ₹10.67 Cr | 0.08% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹5,760.58 Cr | 41.31% |
| Bond - Corporate Bond | ₹4,068.36 Cr | 29.17% |
| Bond - Gov't/Treasury | ₹2,066.23 Cr | 14.82% |
| Cash - Commercial Paper | ₹1,499.61 Cr | 10.75% |
| Bond - Asset Backed | ₹235.88 Cr | 1.69% |
| Cash - Collateral | ₹152.61 Cr | 1.09% |
| Cash - Repurchase Agreement | ₹123.9 Cr | 0.89% |
| Mutual Fund - Open End | ₹38.89 Cr | 0.28% |
Risk & Performance Ratios
Standard Deviation
This fund
0.45%
Cat. avg.
0.61%
Lower the better
Sharpe Ratio
This fund
-0.56
Cat. avg.
-0.50
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.21
Higher the better
Fund Managers
DA
Deepak Agrawal
Since April 2008
Manu Sharma
Since November 2022
Additional Scheme Detailsas of 31st December 2024
ISIN INF174K01FD6 | Expense Ratio 0.82% | Exit Load No Charges | Fund Size ₹13,955 Cr | Age 20 years 5 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark NIFTY Ultra Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Ultra Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| PGIM India Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹230.85 Cr | 6.9% |
| Canara Robeco Ultra Short Term Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹582.59 Cr | 6.8% |
| Baroda BNP Paribas Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹1118.89 Cr | 7.5% |
| Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1118.89 Cr | 7.7% |
| LIC MF Ultra Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹215.37 Cr | 7.7% |
| LIC MF Ultra Short Duration Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹215.37 Cr | 6.9% |
| UTI Ultra Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹3046.73 Cr | 7.2% |
| Nippon India Ultra Short Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹7695.11 Cr | 7.2% |
| Mahindra Manulife Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 1.9% | 0.0% | ₹224.76 Cr | 7.3% |
| Mahindra Manulife Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.4% | 0.0% | ₹224.76 Cr | 7.8% |
About the AMC
Kotak Mahindra Mutual Fund
Total AUM
₹5,09,981 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of Kotak Savings Fund Regular Growth?
The NAV of Kotak Savings Fund Regular Growth, as of 21-Jan-2025, is ₹41.49.
What are the returns of Kotak Savings Fund Regular Growth?
The fund has generated 7.20% over the last 1 year and 6.20% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Kotak Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 36.22% in bonds, and 63.50% in cash and cash equivalents.
Who manages the Kotak Savings Fund Regular Growth?
The fund managers responsible for Kotak Savings Fund Regular Growth are:-
- Deepak Agrawal
- Manu Sharma
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Kotak Savings Fund Regular Growth
DebtUltra Short DurationLow to Moderate Risk
Regular
NAV (21-Jan-25)
₹41.490.01%1D
Returns (Since Inception)
7.21%
Rated ★4.5+ on
Fund Overview
Fund Size
₹13,955 Cr
Expense Ratio
0.82%
ISIN
INF174K01FD6
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
13 Aug 2004
Risk Level
Your principal amount will be at Low to Moderate Risk
About this fund
Kotak Savings Fund Regular Growth is a Ultra Short Duration mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 20 years, 5 months and 9 days, having been launched on 13-Aug-04.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹41.49, Assets Under Management (AUM) of 13954.84 Crores, and an expense ratio of 0.82%.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹41.49, Assets Under Management (AUM) of 13954.84 Crores, and an expense ratio of 0.82%.
- Kotak Savings Fund Regular Growth has given a CAGR return of 7.21% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 36.22% in debts, and 63.50% in cash & cash equivalents.
- You can start investing in Kotak Savings Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.20%
+6.89% (Cat Avg.)
3 Years
+6.20%
+6.09% (Cat Avg.)
5 Years
+5.50%
+5.33% (Cat Avg.)
10 Years
+6.60%
+5.56% (Cat Avg.)
Since Inception
+7.21%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Debt | ₹5,054.67 Cr | 36.22% |
| Others | ₹8,900.17 Cr | 63.78% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| 182 DTB 15052025 | Bond - Gov't/Treasury | ₹489.39 Cr | 3.51% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹468.11 Cr | 3.36% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹423.73 Cr | 3.04% |
| 364 Days T - Bill- 06/02/2025 | Bond - Gov't/Treasury | ₹398.51 Cr | 2.86% |
| Indian Bank | Cash - CD/Time Deposit | ₹395.83 Cr | 2.84% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹374.27 Cr | 2.68% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹372.04 Cr | 2.67% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹344.58 Cr | 2.47% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹341.51 Cr | 2.45% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹326.96 Cr | 2.34% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹300.37 Cr | 2.15% |
| Nirma Limited 0.083% | Bond - Corporate Bond | ₹250.08 Cr | 1.79% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹249.25 Cr | 1.79% |
| IDFC First Bank Ltd. | Cash - CD/Time Deposit | ₹247.97 Cr | 1.78% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹247.27 Cr | 1.77% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹242.9 Cr | 1.74% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹238.2 Cr | 1.71% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹234.52 Cr | 1.68% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹234.1 Cr | 1.68% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹234.09 Cr | 1.68% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹229.07 Cr | 1.64% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹225.93 Cr | 1.62% |
| Cholamandalam Investment & Finance Co Ltd. | Cash - Commercial Paper | ₹198.52 Cr | 1.42% |
| Small Industries Development Bank of India | Cash - CD/Time Deposit | ₹198.35 Cr | 1.42% |
| Bank Of India | Cash - CD/Time Deposit | ₹198.19 Cr | 1.42% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹194.47 Cr | 1.39% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹187.66 Cr | 1.35% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹185.98 Cr | 1.33% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹185.05 Cr | 1.33% |
| 182 DTB 08052025 | Bond - Gov't/Treasury | ₹181.3 Cr | 1.30% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹174.94 Cr | 1.25% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹173.52 Cr | 1.24% |
| National Bank for Agriculture and Rural Development | Cash - CD/Time Deposit | ₹172.63 Cr | 1.24% |
| Net Current Assets/(Liabilities) | Cash - Collateral | ₹152.61 Cr | 1.09% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹150.45 Cr | 1.08% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹149.93 Cr | 1.08% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹149.75 Cr | 1.07% |
| 5.65 Tamil Nadu SDL 2025 | Bond - Gov't/Treasury | ₹149.32 Cr | 1.07% |
| 182 D Tbill Mat - 14/02/2025 | Bond - Gov't/Treasury | ₹149.23 Cr | 1.07% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹148.38 Cr | 1.06% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹139.5 Cr | 1.00% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹124.9 Cr | 0.90% |
| ICICI Bank - 25/02/2025 | Cash - CD/Time Deposit | ₹124.02 Cr | 0.89% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹123.96 Cr | 0.89% |
| Triparty Repo | Cash - Repurchase Agreement | ₹123.9 Cr | 0.89% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹121.15 Cr | 0.87% |
| 182 DTB 23012025 | Bond - Gov't/Treasury | ₹119.85 Cr | 0.86% |
| 08.29 MH Sdl 2025 | Bond - Gov't/Treasury | ₹100.84 Cr | 0.72% |
| Titan Company Limited | Bond - Corporate Bond | ₹99.95 Cr | 0.72% |
| Poonawalla Housing Finance Limited | Bond - Corporate Bond | ₹99.94 Cr | 0.72% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹99.85 Cr | 0.72% |
| Muthoot Finance Ltd. | Cash - Commercial Paper | ₹99.75 Cr | 0.72% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹99.66 Cr | 0.71% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹99.53 Cr | 0.71% |
| HDFC Bank Ltd. | Cash - CD/Time Deposit | ₹99.31 Cr | 0.71% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹99.29 Cr | 0.71% |
| John Deere Financial India Private Limited | Bond - Corporate Bond | ₹99.14 Cr | 0.71% |
| 06.04 GJ Sdl 2031 | Bond - Gov't/Treasury | ₹98.5 Cr | 0.71% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹95.63 Cr | 0.69% |
| Bahadur Chand Investments Private Limited | Cash - Commercial Paper | ₹95.32 Cr | 0.68% |
| 364 DTB 26122025 | Bond - Gov't/Treasury | ₹94.07 Cr | 0.67% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹93.38 Cr | 0.67% |
| 182 DTB 01052025 | Bond - Gov't/Treasury | ₹93.22 Cr | 0.67% |
| Embassy Office Parks REIT 0.0817% | Bond - Corporate Bond | ₹90.11 Cr | 0.65% |
| Bharti Telecom Limited 8.65% | Bond - Corporate Bond | ₹75.38 Cr | 0.54% |
| 07.07 Tn SDL 2026 | Bond - Gov't/Treasury | ₹75.17 Cr | 0.54% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹75.02 Cr | 0.54% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹74.82 Cr | 0.54% |
| Barclays Investments & Loans (India) Limited | Cash - Commercial Paper | ₹74.44 Cr | 0.53% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹74.4 Cr | 0.53% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹74.1 Cr | 0.53% |
| Canara Bank | Cash - CD/Time Deposit | ₹74.07 Cr | 0.53% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹54.79 Cr | 0.39% |
| Bajaj Housing Finance Ltd. 0.08% | Bond - Corporate Bond | ₹50.06 Cr | 0.36% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹49.97 Cr | 0.36% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹49.92 Cr | 0.36% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹49.84 Cr | 0.36% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.78 Cr | 0.36% |
| Indian Bank | Cash - CD/Time Deposit | ₹49.45 Cr | 0.35% |
| Cd - Union Bank Of India - 02/04/25 | Bond - Corporate Bond | ₹49.23 Cr | 0.35% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹47.21 Cr | 0.34% |
| 07.57 GJ Sgs 2026 | Bond - Gov't/Treasury | ₹45.44 Cr | 0.33% |
| SBI ALTERNATIVE INVESTMENT FUND | Mutual Fund - Open End | ₹38.89 Cr | 0.28% |
| SANSAR TRUST SEP 2023 IX | Bond - Asset Backed | ₹37.56 Cr | 0.27% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹35.08 Cr | 0.25% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹28.88 Cr | 0.21% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹25.22 Cr | 0.18% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹24.96 Cr | 0.18% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹24.89 Cr | 0.18% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.71 Cr | 0.18% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹24.67 Cr | 0.18% |
| Goi 12.09.2025 Gov | Bond - Gov't/Treasury | ₹23.96 Cr | 0.17% |
| 0% GOI - 17122026 STRIPS | Bond - Gov't/Treasury | ₹22.21 Cr | 0.16% |
| Ongc Petro Additions Limited | Bond - Corporate Bond | ₹15.01 Cr | 0.11% |
| PNb Housing Finance Limited | Bond - Corporate Bond | ₹12.5 Cr | 0.09% |
| SANSAR TRUST MARCH 2023 II | Bond - Asset Backed | ₹10.67 Cr | 0.08% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹5,760.58 Cr | 41.31% |
| Bond - Corporate Bond | ₹4,068.36 Cr | 29.17% |
| Bond - Gov't/Treasury | ₹2,066.23 Cr | 14.82% |
| Cash - Commercial Paper | ₹1,499.61 Cr | 10.75% |
| Bond - Asset Backed | ₹235.88 Cr | 1.69% |
| Cash - Collateral | ₹152.61 Cr | 1.09% |
| Cash - Repurchase Agreement | ₹123.9 Cr | 0.89% |
| Mutual Fund - Open End | ₹38.89 Cr | 0.28% |
Risk & Performance Ratios
Standard Deviation
This fund
0.45%
Cat. avg.
0.61%
Lower the better
Sharpe Ratio
This fund
-0.56
Cat. avg.
-0.50
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.21
Higher the better
Fund Managers
DA
Deepak Agrawal
Since April 2008
Manu Sharma
Since November 2022
Additional Scheme Detailsas of 31st December 2024
ISIN INF174K01FD6 | Expense Ratio 0.82% | Exit Load No Charges | Fund Size ₹13,955 Cr | Age 20 years 5 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark NIFTY Ultra Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Ultra Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| PGIM India Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹230.85 Cr | 6.9% |
| Canara Robeco Ultra Short Term Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹582.59 Cr | 6.8% |
| Baroda BNP Paribas Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹1118.89 Cr | 7.5% |
| Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1118.89 Cr | 7.7% |
| LIC MF Ultra Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹215.37 Cr | 7.7% |
| LIC MF Ultra Short Duration Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹215.37 Cr | 6.9% |
| UTI Ultra Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹3046.73 Cr | 7.2% |
| Nippon India Ultra Short Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹7695.11 Cr | 7.2% |
| Mahindra Manulife Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 1.9% | 0.0% | ₹224.76 Cr | 7.3% |
| Mahindra Manulife Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.4% | 0.0% | ₹224.76 Cr | 7.8% |
About the AMC
Kotak Mahindra Mutual Fund
Total AUM
₹5,09,981 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Kotak Savings Fund Regular Growth?
The NAV of Kotak Savings Fund Regular Growth, as of 21-Jan-2025, is ₹41.49.
What are the returns of Kotak Savings Fund Regular Growth?
The fund has generated 7.20% over the last 1 year and 6.20% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Kotak Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 36.22% in bonds, and 63.50% in cash and cash equivalents.
Who manages the Kotak Savings Fund Regular Growth?
The fund managers responsible for Kotak Savings Fund Regular Growth are:-
- Deepak Agrawal
- Manu Sharma
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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