Kotak Multi Asset Allocation Fund Direct Growth

Fund Overview

Fund Size

₹7,653 Cr

Expense Ratio

0.31%

ISIN

INF174KA1PD4

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

22 Sep 2023

About this fund

Kotak Multi Asset Allocation Fund Direct Growth is a Multi Asset Allocation mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 1 years and 3 months, having been launched on 22-Sep-23.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹12.94, Assets Under Management (AUM) of 7652.91 Crores, and an expense ratio of 0.31%.

Kotak Multi Asset Allocation Fund Direct Growth has given a CAGR return of 22.96% since inception.
The fund's asset allocation comprises around 59.71% in equities, 9.69% in debts, and 12.80% in cash & cash equivalents.
You can start investing in Kotak Multi Asset Allocation Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+20.77%

— (Cat Avg.)

Since Inception

+22.96%

— (Cat Avg.)

Portfolio Summaryas of 30th November 2024

Equity	₹4,569.6 Cr	59.71%
Debt	₹741.31 Cr	9.69%
Others	₹2,341.99 Cr	30.60%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Kotak Gold ETF	Mutual Fund - ETF	₹745.59 Cr	9.74%
Cash Offset For Derivatives	Cash - General Offset	₹706.31 Cr	9.23%
Kotak Silver ETF	Mutual Fund - ETF	₹647.56 Cr	8.46%
Maruti Suzuki India Ltd	Equity	₹287.93 Cr	3.76%
HDFC Bank Ltd	Equity	₹271.16 Cr	3.54%
Infosys Ltd	Equity	₹250.81 Cr	3.28%
NTPC Ltd	Equity	₹248.86 Cr	3.25%
Triparty Repo	Cash - Repurchase Agreement	₹211.56 Cr	2.76%
Hero MotoCorp Ltd	Equity	₹204.75 Cr	2.68%
State Bank of India	Equity	₹201.35 Cr	2.63%
ITC Ltd	Equity	₹200.24 Cr	2.62%
Power Finance Corp Ltd	Equity	₹178.31 Cr	2.33%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹174 Cr	2.27%
Hindustan Unilever Ltd	Equity	₹169.74 Cr	2.22%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹153.83 Cr	2.01%
Swiggy	Equity	₹151.4 Cr	1.98%
Oracle Financial Services Software Ltd	Equity	₹140.26 Cr	1.83%
Sapphire Foods India Ltd	Equity	₹128.59 Cr	1.68%
7.06% Govt Stock 2028	Bond - Gov't/Treasury	₹126.24 Cr	1.65%
Zomato Ltd	Equity	₹125.89 Cr	1.65%
Bank of Baroda	Equity	₹125.79 Cr	1.64%
NTPC LTD-DEC2024	Equity - Future	₹-122.24 Cr	1.60%
Tech Mahindra Ltd	Equity	₹119.86 Cr	1.57%
Bharti Airtel Ltd	Equity	₹118.18 Cr	1.54%
InterGlobe Aviation Ltd	Equity	₹107.15 Cr	1.40%
NLC India Ltd	Equity	₹105.46 Cr	1.38%
Jyoti CNC Automation Ltd	Equity	₹100.95 Cr	1.32%
Radico Khaitan Ltd	Equity	₹100.44 Cr	1.31%
GAIL (India) Ltd	Equity	₹99.73 Cr	1.30%
Samvardhana Motherson International Ltd	Equity	₹97.61 Cr	1.28%
Ambuja Cements Ltd	Equity	₹95.39 Cr	1.25%
PVR INOX Ltd	Equity	₹92.05 Cr	1.20%
Mahindra & Mahindra Ltd	Equity	₹88.98 Cr	1.16%
7.93% Govt Stock 2033	Bond - Gov't/Treasury	₹77.18 Cr	1.01%
Ntpc Green Energy Limited	Equity	₹73 Cr	0.95%
Poonawalla Fincorp Ltd	Equity	₹70.34 Cr	0.92%
Adani Port and Special Economic Zone Ltd.-DEC2024	Equity - Future	₹-69.67 Cr	0.91%
Vodafone Idea Ltd-DEC2024	Equity - Future	₹-69.52 Cr	0.91%
Adani Ports & Special Economic Zone Ltd	Equity	₹69.21 Cr	0.90%
Vodafone Idea Ltd	Equity	₹69.02 Cr	0.90%
FSN E-Commerce Ventures Ltd	Equity	₹68.82 Cr	0.90%
Life Insurance Corporation of India	Equity	₹68.5 Cr	0.90%
Emami Ltd	Equity	₹68.37 Cr	0.89%
HDFC Bank Ltd.-DEC2024	Equity - Future	₹-64 Cr	0.84%
Mphasis Ltd	Equity	₹62.94 Cr	0.82%
NMDC Ltd.-DEC2024	Equity - Future	₹-62.75 Cr	0.82%
NMDC Ltd	Equity	₹62.33 Cr	0.81%
ICICI Securities Ltd	Equity	₹60.79 Cr	0.79%
Inter Globe Aviation Ltd-DEC2024	Equity - Future	₹-59.78 Cr	0.78%
Tata Chemicals Ltd	Equity	₹55.59 Cr	0.73%
Persistent Systems Ltd	Equity	₹52.56 Cr	0.69%
Fortis Healthcare Ltd	Equity	₹52.34 Cr	0.68%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹51.37 Cr	0.67%
India Grid Trust 0.0788%	Bond - Corporate Bond	₹50.51 Cr	0.66%
Mahindra & Mahindra Financial Services Ltd	Equity	₹49.21 Cr	0.64%
Sun TV Network Ltd	Equity	₹48.09 Cr	0.63%
Vedanta Ltd.-DEC2024	Equity - Future	₹-45.8 Cr	0.60%
Vedanta Ltd	Equity	₹45.53 Cr	0.59%
Bajaj Finserv Ltd.-DEC2024	Equity - Future	₹-41.28 Cr	0.54%
Bajaj Finserv Ltd	Equity	₹41 Cr	0.54%
Jammu & Kashmir Bank Ltd	Equity	₹40.68 Cr	0.53%
Wipro Ltd	Equity	₹40.45 Cr	0.53%
Coal India Ltd.-DEC2024	Equity - Future	₹-36.09 Cr	0.47%
Coal India Ltd	Equity	₹35.94 Cr	0.47%
Titan Co Ltd	Equity	₹32.49 Cr	0.42%
DEE Development Engineers Ltd	Equity	₹32.01 Cr	0.42%
Subros Ltd	Equity	₹31.44 Cr	0.41%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹27.31 Cr	0.36%
Dabur India Ltd	Equity	₹26.36 Cr	0.34%
Kotak Liquid Dir Gr	Mutual Fund - Open End	₹25.62 Cr	0.33%
7.53% Govt Stock 2034	Bond - Gov't/Treasury	₹25.25 Cr	0.33%
Bajaj Finance Limited	Bond - Corporate Bond	₹25.1 Cr	0.33%
Navneet Education Ltd	Equity	₹21.84 Cr	0.29%
Ashoka Buildcon Ltd	Equity	₹19.4 Cr	0.25%
Ambuja Cements Ltd.-DEC2024	Equity - Future	₹-18.44 Cr	0.24%
GPT Healthcare Ltd	Equity	₹17.95 Cr	0.23%
DLF Ltd.-DEC2024	Equity - Future	₹-17.32 Cr	0.23%
DLF Ltd	Equity	₹17.24 Cr	0.23%
Barbeque-Nation Hospitality Ltd	Equity	₹16.86 Cr	0.22%
RELIANCE INDUSTRIES LTD.-DEC2024	Equity - Future	₹-16.58 Cr	0.22%
Reliance Industries Ltd	Equity	₹16.48 Cr	0.22%
7.23% Govt Stock 2039	Bond - Gov't/Treasury	₹15.5 Cr	0.20%
VST Tillers Tractors Ltd	Equity	₹14.96 Cr	0.20%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹10.05 Cr	0.13%
Adani Enterprises Ltd.-DEC2024	Equity - Future	₹-8.93 Cr	0.12%
Adani Enterprises Ltd	Equity	₹8.87 Cr	0.12%
HINDUSTAN PETROLEUM CORPORATION LTD-DEC2024	Equity - Future	₹-8.75 Cr	0.11%
Hindustan Petroleum Corp Ltd	Equity	₹8.69 Cr	0.11%
Bharti Airtel Ltd-DEC2024	Equity - Future	₹-8.4 Cr	0.11%
FEDERAL BANK LTD.-DEC2024	Equity - Future	₹-8.27 Cr	0.11%
The Federal Bank Ltd	Equity	₹8.22 Cr	0.11%
Zee Entertainment Enterprises Ltd	Equity	₹7.63 Cr	0.10%
RBL Bank Ltd-DEC2024	Equity - Future	₹-7.28 Cr	0.10%
RBL Bank Ltd	Equity	₹7.25 Cr	0.09%
IndusInd Bank Ltd.-DEC2024	Equity - Future	₹-7.01 Cr	0.09%
IndusInd Bank Ltd	Equity	₹6.97 Cr	0.09%
Sun Pharmaceuticals Industries Ltd.-DEC2024	Equity - Future	₹-6.9 Cr	0.09%
Sun Pharmaceuticals Industries Ltd	Equity	₹6.86 Cr	0.09%
Tata Consultancy Services Ltd.-DEC2024	Equity - Future	₹-5.78 Cr	0.08%
Tata Consultancy Services Ltd	Equity	₹5.76 Cr	0.08%
Net Current Assets/(Liabilities)	Cash	₹5.35 Cr	0.07%
HDFC Bank Limited	Bond - Corporate Bond	₹4.98 Cr	0.07%
REC LTD-DEC2024	Equity - Future	₹-4.82 Cr	0.06%
LIC Housing Finance Ltd.-DEC2024	Equity - Future	₹-4.81 Cr	0.06%
REC Ltd	Equity	₹4.79 Cr	0.06%
LIC Housing Finance Ltd	Equity	₹4.79 Cr	0.06%
Bharat Highways InvIT Unit	Equity	₹4.25 Cr	0.06%
Bajaj Finance Ltd.-DEC2024	Equity - Future	₹-4.22 Cr	0.06%
Bajaj Finance Ltd	Equity	₹4.19 Cr	0.05%
HINDUSTAN COPPER LTD.-DEC2024	Equity - Future	₹-3.24 Cr	0.04%
Hindustan Copper Ltd	Equity	₹3.22 Cr	0.04%
Bank Of Baroda-DEC2024	Equity - Future	₹-2.61 Cr	0.03%
SBI Life Insurance Company Ltd-DEC2024	Equity - Future	₹-0.76 Cr	0.01%
SBI Life Insurance Co Ltd	Equity	₹0.75 Cr	0.01%
Cipla Ltd.-DEC2024	Equity - Future	₹-0.5 Cr	0.01%
Cipla Ltd	Equity	₹0.5 Cr	0.01%
Aurobindo Pharma Ltd.-DEC2024	Equity - Future	₹-0.49 Cr	0.01%
Aurobindo Pharma Ltd	Equity	₹0.49 Cr	0.01%
Bandhan Bank Ltd.-DEC2024	Equity - Future	₹-0.1 Cr	0.00%
Bandhan Bank Ltd	Equity	₹0.09 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹1,148.44 Cr	15.01%
Consumer Cyclical	₹1,083.37 Cr	14.16%
Technology	₹672.63 Cr	8.79%
Consumer Defensive	₹565.14 Cr	7.38%
Utilities	₹454.05 Cr	5.93%
Communication Services	₹356.81 Cr	4.66%
Industrials	₹343.67 Cr	4.49%
Basic Materials	₹262.05 Cr	3.42%
Healthcare	₹78.13 Cr	1.02%
Energy	₹69.97 Cr	0.91%
Real Estate	₹17.24 Cr	0.23%

Risk & Performance Ratios

Fund Managers

Abhishek Bisen

Since September 2023

Devender Singhal

Since September 2023

Hiten Shah

Since September 2023

Jeetu Sonar

Since September 2023

Additional Scheme Detailsas of 30th November 2024

ISIN

INF174KA1PD4

Expense Ratio

0.31%

Exit Load

1.00%

Fund Size

₹7,653 Cr

Age

1 year 3 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Multi Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Aditya Birla Sun Life Multi Asset Allocation Fund Regular Growth Very High Risk	1.9%	1.0%	₹3695.40 Cr	17.9%
Aditya Birla Sun Life Multi Asset Allocation Fund Direct Growth Very High Risk	0.9%	1.0%	₹3695.40 Cr	19.6%
Nippon India Multi Asset fund Direct Growth Very High Risk	0.3%	1.0%	₹4683.26 Cr	22.6%
Nippon India Multi Asset fund Regular Growth Very High Risk	1.5%	1.0%	₹4683.26 Cr	21.0%
SBI Multi Asset Allocation Fund Regular Growth High Risk	1.4%	1.0%	₹6985.79 Cr	14.8%
Quant Multi Asset Fund Regular Growth High Risk	1.9%	1.0%	₹3152.60 Cr	29.7%
UTI Multi Asset Fund Regular Growth High Risk	1.8%	1.0%	₹4682.25 Cr	23.1%
ICICI Prudential Multi-Asset Fund Regular Growth Very High Risk	1.4%	1.0%	₹50987.95 Cr	18.3%
HDFC Multi - Asset Fund Regular Growth High Risk	1.9%	1.0%	₹3817.76 Cr	15.1%
Motilal Oswal Multi Asset Fund Direct Growth Very High Risk	0.9%	1.0%	₹101.09 Cr	6.7%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹5,10,238 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	-	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.7%	1.0%	₹418.74 Cr	41.4%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	1.0%	₹1110.54 Cr	33.2%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹18.55 Cr	9.3%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.3%	1.0%	₹7652.91 Cr	20.8%
Kotak S&P BSE Housing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹18.54 Cr	25.2%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk	-	0.0%	-	8.5%
Kotak Yearly Interval Plan Series 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 304 Direct Growth Moderate Risk	-	-	-	10.0%
Kotak Fixed Maturity Plan Series 262 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 291 - 1826 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 264 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 310 - 1131 Days Direct Growth Moderate Risk	-	0.0%	-	7.8%
Kotak FMP Series 306 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 249 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 295 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 258 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 298 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 290 - 1180 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Monthly Interval Series 4 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 293 - 1826 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak India Growth Fund Series IV Direct Growth Very High Risk	0.3%	0.0%	₹132.94 Cr	50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 287 - 1188 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 272 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak Fixed Maturity Plan Series 273 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 305 Direct Growth Low to Moderate Risk	-	0.0%	-	7.7%
Kotak FMP Series 300 - 1223 days Direct Growth Low to Moderate Risk	-	0.0%	-	7.8%
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 292 - 1735 Days Direct Growth Low to Moderate Risk	-	0.0%	₹443.31 Cr	8.1%
Kotak FMP Series 289 -1179 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 288 -1177 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Small Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹17732.03 Cr	30.9%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹51275.67 Cr	22.0%
Kotak Equity Opportunities Fund Direct Growth Very High Risk	0.5%	1.0%	₹25648.50 Cr	29.6%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.6%	0.0%	₹6232.32 Cr	26.9%
Kotak Nifty 200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹394.66 Cr	25.8%
Kotak Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹772.38 Cr	12.4%
Kotak Infrastructure and Economic Reform Fund Direct Growth Very High Risk	0.6%	1.0%	₹2395.27 Cr	40.0%
Kotak Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹12490.29 Cr	8.2%
Kotak Bluechip Fund Direct Growth Very High Risk	0.6%	1.0%	₹9497.92 Cr	21.0%
Kotak Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹2083.62 Cr	9.3%
Kotak Bond Fund Short Term Plan Direct Growth Moderate Risk	0.4%	0.0%	₹16980.23 Cr	8.6%

Risk Level

Your principal amount will be at High Risk

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Still got questions?
We're here to help.

What is the current NAV of Kotak Multi Asset Allocation Fund Direct Growth?

The NAV of Kotak Multi Asset Allocation Fund Direct Growth, as of 20-Dec-2024, is ₹12.94.

What is the portfolio composition of Kotak Multi Asset Allocation Fund Direct Growth?

The fund's allocation of assets is distributed as 59.71% in equities, 9.69% in bonds, and 12.80% in cash and cash equivalents.

Who manages the Kotak Multi Asset Allocation Fund Direct Growth?

The fund managers responsible for Kotak Multi Asset Allocation Fund Direct Growth are:-

Abhishek Bisen
Devender Singhal
Hiten Shah
Jeetu Sonar

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Kotak Multi Asset Allocation Fund Direct Growth

Fund Overview