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Fund Overview

Fund Size

Fund Size

₹25,008 Cr

Expense Ratio

Expense Ratio

0.24%

ISIN

ISIN

INF174K01MW2

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Kotak Money Market Scheme Direct Growth is a Money Market mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 12 years, 3 months and 18 days, having been launched on 01-Jan-13.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹4472.67, Assets Under Management (AUM) of 25007.90 Crores, and an expense ratio of 0.24%.
  • Kotak Money Market Scheme Direct Growth has given a CAGR return of 7.30% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 20.55% in debts, and 79.16% in cash & cash equivalents.
  • You can start investing in Kotak Money Market Scheme Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.06%

+6.93% (Cat Avg.)

3 Years

+7.27%

+6.64% (Cat Avg.)

5 Years

+6.12%

+5.67% (Cat Avg.)

10 Years

+6.86%

+5.77% (Cat Avg.)

Since Inception

+7.30%

(Cat Avg.)

Portfolio Summaryas of 31st March 2025

Debt5,139.33 Cr20.55%
Others19,868.56 Cr79.45%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Net Current Assets/(Liabilities)Cash-3,479.48 Cr13.91%
HDFC Bank LimitedCash - CD/Time Deposit1,087.39 Cr4.35%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit953.55 Cr3.81%
Triparty RepoCash - Repurchase Agreement726.37 Cr2.90%
Axis Bank LimitedCash - CD/Time Deposit710.48 Cr2.84%
Indian Bank (12/03/2026)Cash - CD/Time Deposit702.49 Cr2.81%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit677.93 Cr2.71%
Union Bank Of IndiaCash - CD/Time Deposit618.31 Cr2.47%
HDFC Bank Limited**Cash - CD/Time Deposit561.77 Cr2.25%
Small Industries Dev Bank Of India (11/03/2026)Cash - CD/Time Deposit515.07 Cr2.06%
Union Bank Of IndiaCash - CD/Time Deposit476.78 Cr1.91%
364 DTB 29012026Bond - Gov't/Treasury474.78 Cr1.90%
364 Days Tbill Red 05-02-2026Bond - Gov't/Treasury474.22 Cr1.90%
Punjab National BankCash - CD/Time Deposit473.65 Cr1.89%
Canara BankCash - CD/Time Deposit471.48 Cr1.89%
IDBI Bank Limited (Industrial Development Bank Of India Ltd)Cash - CD/Time Deposit471.05 Cr1.88%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit470 Cr1.88%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt467.11 Cr1.87%
Indusind Bank Ltd.Cash - CD/Time Deposit466.77 Cr1.87%
Bharti Telecom LimitedCash - Commercial Paper385.51 Cr1.54%
364 DTB 04122025Bond - Gov't/Treasury383.35 Cr1.53%
Panatone Finvest LimitedCash - Commercial Paper377.57 Cr1.51%
Union Bank Of IndiaCash - CD/Time Deposit377.18 Cr1.51%
Indusind Bank Ltd.Cash - CD/Time Deposit376.04 Cr1.50%
Indian BankCash - CD/Time Deposit330.91 Cr1.32%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit330.81 Cr1.32%
Indusind Bank LimitedCash - CD/Time Deposit329.94 Cr1.32%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit329.83 Cr1.32%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit329.78 Cr1.32%
HDFC Bank LimitedCash - CD/Time Deposit329.64 Cr1.32%
Bharti Telecom LimitedCash - Commercial Paper287.46 Cr1.15%
364 DTB 12022026Bond - Gov't/Treasury284.2 Cr1.14%
Axis Bank LimitedCash - CD/Time Deposit281.19 Cr1.12%
Mankind Pharma LimitedCash - Commercial Paper278.65 Cr1.11%
Torrent Electricals Limited (27/08/2025) **Cash - Commercial Paper242.34 Cr0.97%
HDFC Bank LimitedCash - CD/Time Deposit240.94 Cr0.96%
Axis Bank LimitedCash - CD/Time Deposit240.88 Cr0.96%
Axis Bank LimitedCash - CD/Time Deposit240.86 Cr0.96%
The Federal Bank LimitedCash - CD/Time Deposit240.67 Cr0.96%
Indusind Bank LimitedCash - CD/Time Deposit238.42 Cr0.95%
Punjab National BankCash - CD/Time Deposit238.36 Cr0.95%
Standard Chartered Capital LimitedCash - Commercial Paper237.58 Cr0.95%
364 Days Tbill Mat 200226Bond - Gov't/Treasury236.58 Cr0.95%
364 DTB 27022026Bond - Gov't/Treasury236.29 Cr0.94%
Punjab And Sind BankCash - CD/Time Deposit236.03 Cr0.94%
364 DTB 19mar2026Bond - Gov't/Treasury235.49 Cr0.94%
National Bank For Agriculture And Rural Development (10/03/2026)Cash - CD/Time Deposit234.16 Cr0.94%
Bharti Telecom LimitedCash - Commercial Paper233.71 Cr0.93%
Punjab National BankBond - Gov't Agency Debt233.51 Cr0.93%
360 One Prime Ltd.Cash - Commercial Paper232.19 Cr0.93%
Muthoot Finance LimitedCash - Commercial Paper213.71 Cr0.85%
364 Days Tbill Red 12-03-2026Bond - Gov't/Treasury212.1 Cr0.85%
08.29 MH Sdl 2025Bond - Gov't/Treasury209.24 Cr0.84%
08.23 GJ Sdl 2025Bond - Gov't/Treasury201.29 Cr0.80%
08.28 KA Sdl 2026Bond - Gov't/Treasury197.97 Cr0.79%
Muthoot Fincorp LimitedCash - Commercial Paper196.41 Cr0.79%
Axis Bank Ltd.Cash - CD/Time Deposit191.46 Cr0.77%
08.24 Tn SDL 2025sepBond - Gov't/Treasury191.25 Cr0.76%
Punjab National BankCash - CD/Time Deposit190.18 Cr0.76%
Birla Group Holdings Private LimitedCash - Commercial Paper188.28 Cr0.75%
Au Small Finance Bank LimitedCash - CD/Time Deposit187.95 Cr0.75%
364 DTB 06112025Bond - Gov't/Treasury187.77 Cr0.75%
Motilal Oswal Financial Services LimitedCash - Commercial Paper187.4 Cr0.75%
Canara Bank (12/03/2026)Cash - CD/Time Deposit187.35 Cr0.75%
Piramal Capital & Housing Finance Ltd.Cash - Commercial Paper187.08 Cr0.75%
Tata Capital Ltd.Cash - Commercial Paper186.84 Cr0.75%
Piramal Capital & Housing Finance Ltd.Cash - Commercial Paper186.63 Cr0.75%
Piramal Capital & Housing Finance Ltd.Cash - Commercial Paper186.55 Cr0.75%
Muthoot Finance Limited**Cash - Commercial Paper186.42 Cr0.75%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt165.31 Cr0.66%
Union Bank Of IndiaCash - CD/Time Deposit164.35 Cr0.66%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit164.25 Cr0.66%
IDBI Bank LimitedCash - CD/Time Deposit164.16 Cr0.66%
LIC Housing Finance Limited**Cash - Commercial Paper163.59 Cr0.65%
Hero Fincorp LimitedCash - Commercial Paper143.17 Cr0.57%
Union Bank Of IndiaCash - CD/Time Deposit143.06 Cr0.57%
Muthoot Finance LimitedCash - Commercial Paper143.04 Cr0.57%
Muthoot Finance Ltd.Cash - Commercial Paper141.49 Cr0.57%
Canara BankCash - CD/Time Deposit140.92 Cr0.56%
Indusind Bank LimitedCash - CD/Time Deposit140.44 Cr0.56%
Motilal Oswal Financial Services LimitedCash - Commercial Paper140.04 Cr0.56%
Indusind Bank Limited (11/03/2026)Cash - CD/Time Deposit140 Cr0.56%
Motilal Oswal Financial Services LimitedCash - Commercial Paper139.96 Cr0.56%
Birla Group Holdings Private LimitedCash - Commercial Paper116.62 Cr0.47%
08.59 KA Sdl 2025Bond - Gov't/Treasury106.19 Cr0.42%
Sharekhan LimitedCash - Commercial Paper98.8 Cr0.40%
JSW Energy LtdCash - Commercial Paper98.78 Cr0.39%
The Federal Bank LimitedCash - CD/Time Deposit97.55 Cr0.39%
Indusind Bank LimitedCash - CD/Time Deposit97.25 Cr0.39%
Sharekhan LimitedCash - Commercial Paper96.67 Cr0.39%
Sharekhan LimitedCash - Commercial Paper96.39 Cr0.39%
Standard Chartered Capital LimitedCash - Commercial Paper95.43 Cr0.38%
Hero Fincorp LimitedCash - Commercial Paper95.18 Cr0.38%
Tata Projects LimitedCash - Commercial Paper95.17 Cr0.38%
Canara BankCash - CD/Time Deposit95.12 Cr0.38%
Julius Baer Capital (India) Private LimitedBond - Corporate Bond94.51 Cr0.38%
Godrej Housing Finance LimitedCash - Commercial Paper93.92 Cr0.38%
Hero Fincorp LimitedCash - Commercial Paper93.87 Cr0.38%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit93.85 Cr0.38%
Export Import Bank Of India**Cash - CD/Time Deposit93.82 Cr0.38%
Union Bank Of India**Cash - CD/Time Deposit93.76 Cr0.37%
Muthoot Finance LimitedCash - Commercial Paper93.7 Cr0.37%
Bank of BarodaBond - Corporate Bond93.66 Cr0.37%
National Bank For Agriculture & Rural Development**Cash - CD/Time Deposit93.63 Cr0.37%
Muthoot Finance Ltd.Cash - Commercial Paper93.36 Cr0.37%
360 One Prime Ltd.Cash - Commercial Paper92.5 Cr0.37%
364 DTB 21112025Bond - Gov't/Treasury91.24 Cr0.36%
08.39 MP Sdl 2026Bond - Gov't/Treasury76.07 Cr0.30%
08.15 GJ Sdl 2025Bond - Gov't/Treasury72.94 Cr0.29%
SBI ALTERNATIVE INVESTMENT FUNDMutual Fund - Open End72.79 Cr0.29%
Muthoot Finance LimitedCash - Commercial Paper70.65 Cr0.28%
07.96 GJ Sdl 2025Bond - Gov't/Treasury55.39 Cr0.22%
08.38 HR Sdl 2026Bond - Gov't/Treasury50.7 Cr0.20%
Mankind Pharma LimitedCash - Commercial Paper49.84 Cr0.20%
Sharekhan LimitedCash - Commercial Paper49.29 Cr0.20%
Nuvama Wealth And Investment LimitedCash - Commercial Paper49.07 Cr0.20%
Aditya Birla Finance LimitedCash - Commercial Paper48.33 Cr0.19%
08.27 MP Sdl 2025Bond - Gov't/Treasury48.28 Cr0.19%
Union Bank Of IndiaCash - CD/Time Deposit47.31 Cr0.19%
Bahadur Chand Investments Private LimitedCash - Commercial Paper46.93 Cr0.19%
06.90 Tn SDL 2025Bond - Gov't/Treasury35.06 Cr0.14%
08.16 MH Sdl 2025Bond - Gov't/Treasury15.1 Cr0.06%
07.97 Tn SDL 2025Bond - Gov't/Treasury5.04 Cr0.02%
08.29 Tn SDL 2025augBond - Gov't/Treasury4.68 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit16,108.77 Cr64.41%
Cash - Commercial Paper6,440.11 Cr25.75%
Bond - Gov't/Treasury4,085.24 Cr16.34%
Cash-3,479.48 Cr13.91%
Bond - Gov't Agency Debt865.93 Cr3.46%
Cash - Repurchase Agreement726.37 Cr2.90%
Bond - Corporate Bond188.17 Cr0.75%
Mutual Fund - Open End72.79 Cr0.29%
Bond - Short-term Government Bills0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

0.46%

Cat. avg.

0.66%

Lower the better

Sharpe Ratio

This fund

1.46

Cat. avg.

0.03

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.41

Higher the better

Fund Managers

DA

Deepak Agrawal

Since November 2006

Manu Sharma

Manu Sharma

Since November 2022

Additional Scheme Detailsas of 31st March 2025

ISIN
INF174K01MW2
Expense Ratio
0.24%
Exit Load
No Charges
Fund Size
₹25,008 Cr
Age
12 years 3 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Money Market TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Money Market Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹158.60 Cr-
Bank of India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹158.60 Cr-
Zerodha Nifty 1D Rate Liquid ETF

Low Risk

0.3%-₹3981.34 Cr6.3%
Mirae Asset Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹2196.81 Cr8.2%
Mirae Asset Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹2196.81 Cr7.8%
HSBC Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2536.19 Cr8.0%
ICICI Prudential Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹24183.52 Cr8.1%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹10048.45 Cr8.1%
Nippon India Money Market Fund Direct Growth

Moderate Risk

0.3%0.0%₹15229.55 Cr8.1%
Invesco India Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹5445.54 Cr7.9%

About the AMC

Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund

Total AUM

₹4,85,992 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Kotak FMP Series 327 Direct Growth

Moderately High risk

-0.0%₹206.03 Cr-
Kotak FMP Series 326 - 175 Days Direct Growth

Moderate Risk

----
Kotak FMP Series 325 - 90 Days Direct Growth

Moderate Risk

-0.0%--
Kotak FMP Series 324 - 109 Days Direct Growth

Moderately High risk

-0.0%--
Kotak Healthcare Fund Direct Growth

Very High Risk

0.8%0.0%₹411.54 Cr16.3%
Kotak FMP Series 323 Direct Growth

Low Risk

-0.0%--
Kotak Consumption Fund Direct Growth

Very High Risk

0.6%0.0%₹1171.54 Cr18.7%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹19.60 Cr12.3%
Kotak Multi Asset Allocation Fund Direct Growth

High Risk

0.5%1.0%₹7642.88 Cr8.5%
Kotak S&P BSE Housing Index Fund Direct Growth

Very High Risk

0.2%0.0%₹16.01 Cr4.2%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 308 - 1125 Days Direct Growth

Moderately High risk

-0.0%₹94.00 Cr9.2%
Kotak Yearly Interval Plan Series 1 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth

Low to Moderate Risk

----
Kotak FMP Series 304 Direct Growth

Moderate Risk

--₹109.38 Cr13.4%
Kotak Fixed Maturity Plan Series 262 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 291 - 1826 Days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 264 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 310 - 1131 Days Direct Growth

Moderate Risk

-0.0%₹125.59 Cr8.2%
Kotak FMP Series 306 Direct Growth

Moderate Risk

-0.0%--
Kotak Quarterly Interval Series 12 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 249 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 295 Direct Growth

Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 258 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 298 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 290 - 1180 Days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Monthly Interval Series 4 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 293 - 1826 Days Direct Growth

Moderate Risk

-0.0%--
Kotak India Growth Fund Series IV Direct Growth

Very High Risk

0.3%0.0%₹132.94 Cr50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 287 - 1188 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 272 Direct Growth

Low to Moderate Risk

----
Kotak Fixed Maturity Plan Series 273 Direct Growth

Low to Moderate Risk

----
Kotak FMP Series 305 Direct Growth

Low to Moderate Risk

-0.0%₹33.56 Cr8.1%
Kotak FMP Series 300 - 1223 days Direct Growth

Low to Moderate Risk

-0.0%₹241.41 Cr8.2%
Kotak Quarterly Interval Series 13 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 292 - 1735 Days Direct Growth

Low to Moderate Risk

-0.0%₹452.72 Cr8.4%
Kotak FMP Series 289 -1179 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 288 -1177 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Small Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹15706.46 Cr6.6%
Kotak Flexicap Fund Direct Growth

Very High Risk

0.6%1.0%₹49130.00 Cr9.5%
Kotak Equity Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹24912.67 Cr7.8%
Kotak Taxsaver Fund Direct Growth

Very High Risk

0.7%0.0%₹5862.55 Cr6.1%
Kotak Nifty 200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹350.73 Cr-9.0%
Kotak Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹808.02 Cr8.5%
Kotak Infrastructure and Economic Reform Fund Direct Growth

Very High Risk

0.7%0.0%₹2132.65 Cr0.7%
Kotak Low Duration Fund Direct Growth

Moderate Risk

0.4%0.0%₹11266.23 Cr8.5%
Kotak Bluechip Fund Direct Growth

Very High Risk

0.6%1.0%₹9424.03 Cr11.1%
Kotak Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹2031.27 Cr11.1%
Kotak Bond Fund Short Term Plan Direct Growth

Low to Moderate Risk

0.4%0.0%₹16681.43 Cr10.0%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

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The NAV of Kotak Money Market Scheme Direct Growth, as of 17-Apr-2025, is ₹4472.67.
The fund has generated 8.06% over the last 1 year and 7.27% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 20.55% in bonds, and 79.16% in cash and cash equivalents.
The fund managers responsible for Kotak Money Market Scheme Direct Growth are:-
  1. Deepak Agrawal
  2. Manu Sharma

Fund Overview

Fund Size

Fund Size

₹25,008 Cr

Expense Ratio

Expense Ratio

0.24%

ISIN

ISIN

INF174K01MW2

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

About this fund

Kotak Money Market Scheme Direct Growth is a Money Market mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 12 years, 3 months and 18 days, having been launched on 01-Jan-13.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹4472.67, Assets Under Management (AUM) of 25007.90 Crores, and an expense ratio of 0.24%.
  • Kotak Money Market Scheme Direct Growth has given a CAGR return of 7.30% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 20.55% in debts, and 79.16% in cash & cash equivalents.
  • You can start investing in Kotak Money Market Scheme Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.06%

+6.93% (Cat Avg.)

3 Years

+7.27%

+6.64% (Cat Avg.)

5 Years

+6.12%

+5.67% (Cat Avg.)

10 Years

+6.86%

+5.77% (Cat Avg.)

Since Inception

+7.30%

(Cat Avg.)

Portfolio Summaryas of 31st March 2025

Debt5,139.33 Cr20.55%
Others19,868.56 Cr79.45%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Net Current Assets/(Liabilities)Cash-3,479.48 Cr13.91%
HDFC Bank LimitedCash - CD/Time Deposit1,087.39 Cr4.35%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit953.55 Cr3.81%
Triparty RepoCash - Repurchase Agreement726.37 Cr2.90%
Axis Bank LimitedCash - CD/Time Deposit710.48 Cr2.84%
Indian Bank (12/03/2026)Cash - CD/Time Deposit702.49 Cr2.81%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit677.93 Cr2.71%
Union Bank Of IndiaCash - CD/Time Deposit618.31 Cr2.47%
HDFC Bank Limited**Cash - CD/Time Deposit561.77 Cr2.25%
Small Industries Dev Bank Of India (11/03/2026)Cash - CD/Time Deposit515.07 Cr2.06%
Union Bank Of IndiaCash - CD/Time Deposit476.78 Cr1.91%
364 DTB 29012026Bond - Gov't/Treasury474.78 Cr1.90%
364 Days Tbill Red 05-02-2026Bond - Gov't/Treasury474.22 Cr1.90%
Punjab National BankCash - CD/Time Deposit473.65 Cr1.89%
Canara BankCash - CD/Time Deposit471.48 Cr1.89%
IDBI Bank Limited (Industrial Development Bank Of India Ltd)Cash - CD/Time Deposit471.05 Cr1.88%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit470 Cr1.88%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt467.11 Cr1.87%
Indusind Bank Ltd.Cash - CD/Time Deposit466.77 Cr1.87%
Bharti Telecom LimitedCash - Commercial Paper385.51 Cr1.54%
364 DTB 04122025Bond - Gov't/Treasury383.35 Cr1.53%
Panatone Finvest LimitedCash - Commercial Paper377.57 Cr1.51%
Union Bank Of IndiaCash - CD/Time Deposit377.18 Cr1.51%
Indusind Bank Ltd.Cash - CD/Time Deposit376.04 Cr1.50%
Indian BankCash - CD/Time Deposit330.91 Cr1.32%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit330.81 Cr1.32%
Indusind Bank LimitedCash - CD/Time Deposit329.94 Cr1.32%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit329.83 Cr1.32%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit329.78 Cr1.32%
HDFC Bank LimitedCash - CD/Time Deposit329.64 Cr1.32%
Bharti Telecom LimitedCash - Commercial Paper287.46 Cr1.15%
364 DTB 12022026Bond - Gov't/Treasury284.2 Cr1.14%
Axis Bank LimitedCash - CD/Time Deposit281.19 Cr1.12%
Mankind Pharma LimitedCash - Commercial Paper278.65 Cr1.11%
Torrent Electricals Limited (27/08/2025) **Cash - Commercial Paper242.34 Cr0.97%
HDFC Bank LimitedCash - CD/Time Deposit240.94 Cr0.96%
Axis Bank LimitedCash - CD/Time Deposit240.88 Cr0.96%
Axis Bank LimitedCash - CD/Time Deposit240.86 Cr0.96%
The Federal Bank LimitedCash - CD/Time Deposit240.67 Cr0.96%
Indusind Bank LimitedCash - CD/Time Deposit238.42 Cr0.95%
Punjab National BankCash - CD/Time Deposit238.36 Cr0.95%
Standard Chartered Capital LimitedCash - Commercial Paper237.58 Cr0.95%
364 Days Tbill Mat 200226Bond - Gov't/Treasury236.58 Cr0.95%
364 DTB 27022026Bond - Gov't/Treasury236.29 Cr0.94%
Punjab And Sind BankCash - CD/Time Deposit236.03 Cr0.94%
364 DTB 19mar2026Bond - Gov't/Treasury235.49 Cr0.94%
National Bank For Agriculture And Rural Development (10/03/2026)Cash - CD/Time Deposit234.16 Cr0.94%
Bharti Telecom LimitedCash - Commercial Paper233.71 Cr0.93%
Punjab National BankBond - Gov't Agency Debt233.51 Cr0.93%
360 One Prime Ltd.Cash - Commercial Paper232.19 Cr0.93%
Muthoot Finance LimitedCash - Commercial Paper213.71 Cr0.85%
364 Days Tbill Red 12-03-2026Bond - Gov't/Treasury212.1 Cr0.85%
08.29 MH Sdl 2025Bond - Gov't/Treasury209.24 Cr0.84%
08.23 GJ Sdl 2025Bond - Gov't/Treasury201.29 Cr0.80%
08.28 KA Sdl 2026Bond - Gov't/Treasury197.97 Cr0.79%
Muthoot Fincorp LimitedCash - Commercial Paper196.41 Cr0.79%
Axis Bank Ltd.Cash - CD/Time Deposit191.46 Cr0.77%
08.24 Tn SDL 2025sepBond - Gov't/Treasury191.25 Cr0.76%
Punjab National BankCash - CD/Time Deposit190.18 Cr0.76%
Birla Group Holdings Private LimitedCash - Commercial Paper188.28 Cr0.75%
Au Small Finance Bank LimitedCash - CD/Time Deposit187.95 Cr0.75%
364 DTB 06112025Bond - Gov't/Treasury187.77 Cr0.75%
Motilal Oswal Financial Services LimitedCash - Commercial Paper187.4 Cr0.75%
Canara Bank (12/03/2026)Cash - CD/Time Deposit187.35 Cr0.75%
Piramal Capital & Housing Finance Ltd.Cash - Commercial Paper187.08 Cr0.75%
Tata Capital Ltd.Cash - Commercial Paper186.84 Cr0.75%
Piramal Capital & Housing Finance Ltd.Cash - Commercial Paper186.63 Cr0.75%
Piramal Capital & Housing Finance Ltd.Cash - Commercial Paper186.55 Cr0.75%
Muthoot Finance Limited**Cash - Commercial Paper186.42 Cr0.75%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt165.31 Cr0.66%
Union Bank Of IndiaCash - CD/Time Deposit164.35 Cr0.66%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit164.25 Cr0.66%
IDBI Bank LimitedCash - CD/Time Deposit164.16 Cr0.66%
LIC Housing Finance Limited**Cash - Commercial Paper163.59 Cr0.65%
Hero Fincorp LimitedCash - Commercial Paper143.17 Cr0.57%
Union Bank Of IndiaCash - CD/Time Deposit143.06 Cr0.57%
Muthoot Finance LimitedCash - Commercial Paper143.04 Cr0.57%
Muthoot Finance Ltd.Cash - Commercial Paper141.49 Cr0.57%
Canara BankCash - CD/Time Deposit140.92 Cr0.56%
Indusind Bank LimitedCash - CD/Time Deposit140.44 Cr0.56%
Motilal Oswal Financial Services LimitedCash - Commercial Paper140.04 Cr0.56%
Indusind Bank Limited (11/03/2026)Cash - CD/Time Deposit140 Cr0.56%
Motilal Oswal Financial Services LimitedCash - Commercial Paper139.96 Cr0.56%
Birla Group Holdings Private LimitedCash - Commercial Paper116.62 Cr0.47%
08.59 KA Sdl 2025Bond - Gov't/Treasury106.19 Cr0.42%
Sharekhan LimitedCash - Commercial Paper98.8 Cr0.40%
JSW Energy LtdCash - Commercial Paper98.78 Cr0.39%
The Federal Bank LimitedCash - CD/Time Deposit97.55 Cr0.39%
Indusind Bank LimitedCash - CD/Time Deposit97.25 Cr0.39%
Sharekhan LimitedCash - Commercial Paper96.67 Cr0.39%
Sharekhan LimitedCash - Commercial Paper96.39 Cr0.39%
Standard Chartered Capital LimitedCash - Commercial Paper95.43 Cr0.38%
Hero Fincorp LimitedCash - Commercial Paper95.18 Cr0.38%
Tata Projects LimitedCash - Commercial Paper95.17 Cr0.38%
Canara BankCash - CD/Time Deposit95.12 Cr0.38%
Julius Baer Capital (India) Private LimitedBond - Corporate Bond94.51 Cr0.38%
Godrej Housing Finance LimitedCash - Commercial Paper93.92 Cr0.38%
Hero Fincorp LimitedCash - Commercial Paper93.87 Cr0.38%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit93.85 Cr0.38%
Export Import Bank Of India**Cash - CD/Time Deposit93.82 Cr0.38%
Union Bank Of India**Cash - CD/Time Deposit93.76 Cr0.37%
Muthoot Finance LimitedCash - Commercial Paper93.7 Cr0.37%
Bank of BarodaBond - Corporate Bond93.66 Cr0.37%
National Bank For Agriculture & Rural Development**Cash - CD/Time Deposit93.63 Cr0.37%
Muthoot Finance Ltd.Cash - Commercial Paper93.36 Cr0.37%
360 One Prime Ltd.Cash - Commercial Paper92.5 Cr0.37%
364 DTB 21112025Bond - Gov't/Treasury91.24 Cr0.36%
08.39 MP Sdl 2026Bond - Gov't/Treasury76.07 Cr0.30%
08.15 GJ Sdl 2025Bond - Gov't/Treasury72.94 Cr0.29%
SBI ALTERNATIVE INVESTMENT FUNDMutual Fund - Open End72.79 Cr0.29%
Muthoot Finance LimitedCash - Commercial Paper70.65 Cr0.28%
07.96 GJ Sdl 2025Bond - Gov't/Treasury55.39 Cr0.22%
08.38 HR Sdl 2026Bond - Gov't/Treasury50.7 Cr0.20%
Mankind Pharma LimitedCash - Commercial Paper49.84 Cr0.20%
Sharekhan LimitedCash - Commercial Paper49.29 Cr0.20%
Nuvama Wealth And Investment LimitedCash - Commercial Paper49.07 Cr0.20%
Aditya Birla Finance LimitedCash - Commercial Paper48.33 Cr0.19%
08.27 MP Sdl 2025Bond - Gov't/Treasury48.28 Cr0.19%
Union Bank Of IndiaCash - CD/Time Deposit47.31 Cr0.19%
Bahadur Chand Investments Private LimitedCash - Commercial Paper46.93 Cr0.19%
06.90 Tn SDL 2025Bond - Gov't/Treasury35.06 Cr0.14%
08.16 MH Sdl 2025Bond - Gov't/Treasury15.1 Cr0.06%
07.97 Tn SDL 2025Bond - Gov't/Treasury5.04 Cr0.02%
08.29 Tn SDL 2025augBond - Gov't/Treasury4.68 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit16,108.77 Cr64.41%
Cash - Commercial Paper6,440.11 Cr25.75%
Bond - Gov't/Treasury4,085.24 Cr16.34%
Cash-3,479.48 Cr13.91%
Bond - Gov't Agency Debt865.93 Cr3.46%
Cash - Repurchase Agreement726.37 Cr2.90%
Bond - Corporate Bond188.17 Cr0.75%
Mutual Fund - Open End72.79 Cr0.29%
Bond - Short-term Government Bills0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

0.46%

Cat. avg.

0.66%

Lower the better

Sharpe Ratio

This fund

1.46

Cat. avg.

0.03

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.41

Higher the better

Fund Managers

DA

Deepak Agrawal

Since November 2006

Manu Sharma

Manu Sharma

Since November 2022

Additional Scheme Detailsas of 31st March 2025

ISIN
INF174K01MW2
Expense Ratio
0.24%
Exit Load
No Charges
Fund Size
₹25,008 Cr
Age
12 years 3 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Money Market TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Money Market Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹158.60 Cr-
Bank of India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹158.60 Cr-
Zerodha Nifty 1D Rate Liquid ETF

Low Risk

0.3%-₹3981.34 Cr6.3%
Mirae Asset Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹2196.81 Cr8.2%
Mirae Asset Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹2196.81 Cr7.8%
HSBC Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2536.19 Cr8.0%
ICICI Prudential Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹24183.52 Cr8.1%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹10048.45 Cr8.1%
Nippon India Money Market Fund Direct Growth

Moderate Risk

0.3%0.0%₹15229.55 Cr8.1%
Invesco India Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹5445.54 Cr7.9%

About the AMC

Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund

Total AUM

₹4,85,992 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Kotak FMP Series 327 Direct Growth

Moderately High risk

-0.0%₹206.03 Cr-
Kotak FMP Series 326 - 175 Days Direct Growth

Moderate Risk

----
Kotak FMP Series 325 - 90 Days Direct Growth

Moderate Risk

-0.0%--
Kotak FMP Series 324 - 109 Days Direct Growth

Moderately High risk

-0.0%--
Kotak Healthcare Fund Direct Growth

Very High Risk

0.8%0.0%₹411.54 Cr16.3%
Kotak FMP Series 323 Direct Growth

Low Risk

-0.0%--
Kotak Consumption Fund Direct Growth

Very High Risk

0.6%0.0%₹1171.54 Cr18.7%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹19.60 Cr12.3%
Kotak Multi Asset Allocation Fund Direct Growth

High Risk

0.5%1.0%₹7642.88 Cr8.5%
Kotak S&P BSE Housing Index Fund Direct Growth

Very High Risk

0.2%0.0%₹16.01 Cr4.2%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 308 - 1125 Days Direct Growth

Moderately High risk

-0.0%₹94.00 Cr9.2%
Kotak Yearly Interval Plan Series 1 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth

Low to Moderate Risk

----
Kotak FMP Series 304 Direct Growth

Moderate Risk

--₹109.38 Cr13.4%
Kotak Fixed Maturity Plan Series 262 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 291 - 1826 Days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 264 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 310 - 1131 Days Direct Growth

Moderate Risk

-0.0%₹125.59 Cr8.2%
Kotak FMP Series 306 Direct Growth

Moderate Risk

-0.0%--
Kotak Quarterly Interval Series 12 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 249 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 295 Direct Growth

Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 258 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 298 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 290 - 1180 Days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Monthly Interval Series 4 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 293 - 1826 Days Direct Growth

Moderate Risk

-0.0%--
Kotak India Growth Fund Series IV Direct Growth

Very High Risk

0.3%0.0%₹132.94 Cr50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 287 - 1188 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 272 Direct Growth

Low to Moderate Risk

----
Kotak Fixed Maturity Plan Series 273 Direct Growth

Low to Moderate Risk

----
Kotak FMP Series 305 Direct Growth

Low to Moderate Risk

-0.0%₹33.56 Cr8.1%
Kotak FMP Series 300 - 1223 days Direct Growth

Low to Moderate Risk

-0.0%₹241.41 Cr8.2%
Kotak Quarterly Interval Series 13 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 292 - 1735 Days Direct Growth

Low to Moderate Risk

-0.0%₹452.72 Cr8.4%
Kotak FMP Series 289 -1179 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 288 -1177 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Small Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹15706.46 Cr6.6%
Kotak Flexicap Fund Direct Growth

Very High Risk

0.6%1.0%₹49130.00 Cr9.5%
Kotak Equity Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹24912.67 Cr7.8%
Kotak Taxsaver Fund Direct Growth

Very High Risk

0.7%0.0%₹5862.55 Cr6.1%
Kotak Nifty 200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹350.73 Cr-9.0%
Kotak Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹808.02 Cr8.5%
Kotak Infrastructure and Economic Reform Fund Direct Growth

Very High Risk

0.7%0.0%₹2132.65 Cr0.7%
Kotak Low Duration Fund Direct Growth

Moderate Risk

0.4%0.0%₹11266.23 Cr8.5%
Kotak Bluechip Fund Direct Growth

Very High Risk

0.6%1.0%₹9424.03 Cr11.1%
Kotak Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹2031.27 Cr11.1%
Kotak Bond Fund Short Term Plan Direct Growth

Low to Moderate Risk

0.4%0.0%₹16681.43 Cr10.0%

Still got questions?
We're here to help.

The NAV of Kotak Money Market Scheme Direct Growth, as of 17-Apr-2025, is ₹4472.67.
The fund has generated 8.06% over the last 1 year and 7.27% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 20.55% in bonds, and 79.16% in cash and cash equivalents.
The fund managers responsible for Kotak Money Market Scheme Direct Growth are:-
  1. Deepak Agrawal
  2. Manu Sharma
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