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Fund Overview

Fund Size

Fund Size

₹29,295 Cr

Expense Ratio

Expense Ratio

0.23%

ISIN

ISIN

INF174K01MW2

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Kotak Money Market Scheme Direct Growth is a Money Market mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 11 years, 11 months and 21 days, having been launched on 01-Jan-13.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹4345.98, Assets Under Management (AUM) of 29295.12 Crores, and an expense ratio of 0.23%.
  • Kotak Money Market Scheme Direct Growth has given a CAGR return of 7.24% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 13.68% in debts, and 86.12% in cash & cash equivalents.
  • You can start investing in Kotak Money Market Scheme Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.82%

+6.80% (Cat Avg.)

3 Years

+6.70%

+6.06% (Cat Avg.)

5 Years

+5.93%

+5.46% (Cat Avg.)

10 Years

+6.85%

+5.74% (Cat Avg.)

Since Inception

+7.24%

(Cat Avg.)

Portfolio Summaryas of 15th December 2024

Debt4,008.39 Cr13.68%
Others25,286.73 Cr86.32%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank LimitedCash - CD/Time Deposit1,397.05 Cr4.77%
Net Current Assets/(Liabilities)Cash - Collateral-1,098.76 Cr3.75%
Indian BankCash - CD/Time Deposit1,087 Cr3.71%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit931.27 Cr3.18%
Bank Of BarodaCash - CD/Time Deposit717.41 Cr2.45%
HDFC Bank LimitedCash - CD/Time Deposit590 Cr2.01%
Punjab National BankCash - CD/Time Deposit544.37 Cr1.86%
182 DTB 01052025Bond - Gov't/Treasury512.48 Cr1.75%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit506.55 Cr1.73%
182 DTB 18102024Bond - Gov't/Treasury493.05 Cr1.68%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit491.66 Cr1.68%
Union Bank Of IndiaCash - CD/Time Deposit490.94 Cr1.68%
182 DTB 15052025Bond - Gov't/Treasury486.88 Cr1.66%
National Bank For Agriculture And Rural DevelopmentCash - Commercial Paper481.1 Cr1.64%
Union Bank Of IndiaCash - CD/Time Deposit465.93 Cr1.59%
Union Bank Of IndiaCash - CD/Time Deposit465.84 Cr1.59%
HDFC Bank LimitedCash - CD/Time Deposit420.9 Cr1.44%
Indusind Bank Ltd.Cash - CD/Time Deposit396.97 Cr1.36%
Axis Bank Ltd.Cash - CD/Time Deposit396.35 Cr1.35%
Bank Of BarodaCash - CD/Time Deposit393.48 Cr1.34%
Bharti Telecom LimitedCash - Commercial Paper376.53 Cr1.29%
364 DTB 04122025Bond - Gov't/Treasury376.14 Cr1.28%
5.22% Govt Stock 2025Bond - Gov't/Treasury347.6 Cr1.19%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit346.35 Cr1.18%
Punjab National BankCash - CD/Time Deposit344.21 Cr1.17%
182 DTB 27022025Bond - Gov't/Treasury296.16 Cr1.01%
Dbs Bank India LimitedCash - CD/Time Deposit295.27 Cr1.01%
The Federal Bank LimitedCash - CD/Time Deposit286.12 Cr0.98%
Bharti Telecom LimitedCash - Commercial Paper280.71 Cr0.96%
ICICI Bank Ltd.Bond - Corporate Bond280.67 Cr0.96%
Axis Bank Ltd.Bond - Corporate Bond280.55 Cr0.96%
Cp Mankind Pharma LtdCash - Commercial Paper272.03 Cr0.93%
05.80 MH Sdl 2025Bond - Gov't/Treasury249.66 Cr0.85%
Icici Securities LimitedCash - Commercial Paper247.71 Cr0.85%
Indusind Bank Ltd.Cash - CD/Time Deposit246.74 Cr0.84%
IDFC First Bank Ltd.Cash - CD/Time Deposit246.45 Cr0.84%
Small Industries Development Bank of IndiaCash - CD/Time Deposit246.43 Cr0.84%
Rbl Bank LimitedCash - CD/Time Deposit246.04 Cr0.84%
Canara BankCash - CD/Time Deposit245.87 Cr0.84%
Cd - Union Bank Of India - 02/04/25Bond - Corporate Bond244.63 Cr0.84%
The Federal Bank LimitedCash - CD/Time Deposit242.42 Cr0.83%
Axis Bank LimitedCash - CD/Time Deposit241.42 Cr0.82%
Indusind Bank Ltd.Cash - CD/Time Deposit241.39 Cr0.82%
Canara BankCash - CD/Time Deposit237.18 Cr0.81%
Axis Bank LimitedCash - CD/Time Deposit236.83 Cr0.81%
Axis Bank LimitedCash - CD/Time Deposit235.4 Cr0.80%
Axis Bank LimitedCash - CD/Time Deposit235.36 Cr0.80%
HDFC Bank LimitedCash - CD/Time Deposit235.36 Cr0.80%
The Federal Bank LimitedCash - CD/Time Deposit235.24 Cr0.80%
Indusind Bank LimitedCash - CD/Time Deposit232.96 Cr0.80%
Punjab National BankCash - CD/Time Deposit232.87 Cr0.79%
Standard Chartered Capital Ltd.Cash - Commercial Paper231.63 Cr0.79%
08.29 MH Sdl 2025Bond - Gov't/Treasury210.03 Cr0.72%
Muthoot Finance LimitedCash - Commercial Paper208.3 Cr0.71%
08.23 GJ Sdl 2025Bond - Gov't/Treasury202 Cr0.69%
Au Small Finance Bank LimitedCash - CD/Time Deposit198.43 Cr0.68%
Punjab & Sind BankCash - CD/Time Deposit198.05 Cr0.68%
Piramal Capital & Housing Finance Ltd.Cash - Commercial Paper197.4 Cr0.67%
Tata Motors Finance Solutions LimitedCash - Commercial Paper197.27 Cr0.67%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit197.18 Cr0.67%
Bank Of IndiaCash - CD/Time Deposit197 Cr0.67%
Piramal Housing Finance LimitedCash - Commercial Paper196.57 Cr0.67%
HDFC Credila Financial Services Private LimitedCash - Commercial Paper196.42 Cr0.67%
Piramal Capital & Housing Finance LimitedCash - Commercial Paper195.77 Cr0.67%
182 DTB 08052025Bond - Gov't/Treasury194.99 Cr0.67%
Bank Of BarodaCash - CD/Time Deposit194.02 Cr0.66%
08.24 Tn SDL 2025sepBond - Gov't/Treasury191.88 Cr0.65%
Muthoot Fincorp LimitedCash - Commercial Paper191.03 Cr0.65%
364 DTB 06112025Bond - Gov't/Treasury188.95 Cr0.64%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit149.08 Cr0.51%
The Federal Bank LimitedCash - CD/Time Deposit148.51 Cr0.51%
Motilal Oswal Financial Services LtdCash - Commercial Paper148.33 Cr0.51%
HDFC Bank Ltd.Cash - CD/Time Deposit148.05 Cr0.51%
The Federal Bank LimitedCash - CD/Time Deposit148.04 Cr0.51%
Axis Bank LimitedCash - CD/Time Deposit148.02 Cr0.51%
Union Bank Of IndiaCash - CD/Time Deposit147.91 Cr0.50%
Axis Securities LimitedCash - Commercial Paper147.66 Cr0.50%
Indusind Bank LimitedCash - CD/Time Deposit147.66 Cr0.50%
Iifl Finance LimitedCash - Commercial Paper146.86 Cr0.50%
Axis Bank LimitedCash - CD/Time Deposit142.6 Cr0.49%
Hero Fincorp LimitedCash - Commercial Paper139.46 Cr0.48%
Muthoot Finance LimitedCash - Commercial Paper139.44 Cr0.48%
08.06 MH Sdl 2025Bond - Gov't/Treasury125.21 Cr0.43%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit124.21 Cr0.42%
National Bank for Agriculture and Rural DevelopmentCash - CD/Time Deposit124.06 Cr0.42%
364 Days T - Bill- 06/02/2025Bond - Gov't/Treasury123.86 Cr0.42%
08.59 KA Sdl 2025Bond - Gov't/Treasury106.63 Cr0.36%
Nuvama Wealth Finance LimitedCash - Commercial Paper99.14 Cr0.34%
Au Small Finance Bank LimitedCash - CD/Time Deposit99.11 Cr0.34%
Hinduja Leyland Finance LimitedCash - Commercial Paper99.11 Cr0.34%
Tata Capital Housing Finance Ltd.Cash - Commercial Paper99.1 Cr0.34%
Axis Securities LimitedCash - Commercial Paper99.1 Cr0.34%
Birla Group Holdings Private LimitedCash - Commercial Paper98.95 Cr0.34%
Tata Capital Housing Finance LimitedCash - Commercial Paper98.7 Cr0.34%
Indusind Bank Ltd.Cash - CD/Time Deposit98.68 Cr0.34%
Barclays Investments & Loans (India) Private LimitedCash - Commercial Paper98.65 Cr0.34%
Punjab National BankCash - CD/Time Deposit98.61 Cr0.34%
Aditya Birla Finance LimitedCash - Commercial Paper98.57 Cr0.34%
ICICI Securities LimitedCash - Commercial Paper98.56 Cr0.34%
360 One Wam LimitedCash - Commercial Paper98.54 Cr0.34%
Godrej Finance Ltd.Cash - Commercial Paper98.51 Cr0.34%
Au Small Finance Bank LimitedCash - CD/Time Deposit98.4 Cr0.34%
Birla Group Holdings Private LimitedCash - Commercial Paper98.22 Cr0.34%
National Bank for Agriculture and Rural DevelopmentCash - CD/Time Deposit98.21 Cr0.34%
Motilal Oswal Financial Services LtdCash - Commercial Paper98.05 Cr0.33%
Cp Mankind Pharma LtdCash - Commercial Paper97.48 Cr0.33%
Sharekhan LimitedCash - Commercial Paper96.32 Cr0.33%
Standard Chartered Investments And Loans (India) LimitedCash - Commercial Paper96.29 Cr0.33%
Sharekhan LimitedCash - Commercial Paper96.11 Cr0.33%
Indusind Bank LimitedCash - CD/Time Deposit95.09 Cr0.32%
Aditya Birla Finance LimitedCash - Commercial Paper94.45 Cr0.32%
Sharekhan LimitedCash - Commercial Paper94.24 Cr0.32%
Sharekhan LimitedCash - Commercial Paper93.96 Cr0.32%
Standard Chartered Capital LimitedCash - Commercial Paper93.05 Cr0.32%
Hero Fincorp LimitedCash - Commercial Paper92.7 Cr0.32%
364 DTB 21112025Bond - Gov't/Treasury89.52 Cr0.31%
08.05 KA Sdl 2025Bond - Gov't/Treasury85.19 Cr0.29%
08.05 GJ Sdl 2025febBond - Gov't/Treasury75.17 Cr0.26%
Motilal Oswal Finvest LimitedCash - Commercial Paper74.09 Cr0.25%
Icici Securities LimitedCash - Commercial Paper73.98 Cr0.25%
HDFC Bank LimitedCash - CD/Time Deposit73.83 Cr0.25%
Icici Securities LimitedCash - Commercial Paper73.73 Cr0.25%
08.15 GJ Sdl 2025Bond - Gov't/Treasury73.17 Cr0.25%
Muthoot Finance LimitedCash - Commercial Paper72.2 Cr0.25%
08.21 HR UDAY 2025Bond - Gov't Agency Debt67.64 Cr0.23%
SBI ALTERNATIVE INVESTMENT FUNDMutual Fund - Open End56.52 Cr0.19%
08.07 GJ Sdl 2025Bond - Gov't/Treasury51.17 Cr0.17%
07.96 GJ Sdl 2025Bond - Gov't/Treasury50.46 Cr0.17%
Bahadur Chand Investments Private LimitedCash - Commercial Paper49.65 Cr0.17%
Pilani Investment And Industries Corporation Ltd.Cash - Commercial Paper49.62 Cr0.17%
Nuvama Wealth Management LimitedCash - Commercial Paper49.62 Cr0.17%
Export Import Bank Of IndiaCash - Commercial Paper49.61 Cr0.17%
Barclays Investments & Loans (India) Private LimitedCash - Commercial Paper49.6 Cr0.17%
Bahadur Chand Investments Pvt Limited (21/01/2025)Cash - Commercial Paper49.6 Cr0.17%
Icici Securities LimitedCash - Commercial Paper49.52 Cr0.17%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit49.43 Cr0.17%
India (Republic of)Bond - Short-term Government Bills49.42 Cr0.17%
Indusind Bank LimitedCash - CD/Time Deposit49.31 Cr0.17%
08.27 MP Sdl 2025Bond - Gov't/Treasury49.27 Cr0.17%
AU Small Finance Bank Ltd.Cash - CD/Time Deposit49.25 Cr0.17%
Canara BankCash - CD/Time Deposit49.21 Cr0.17%
Icici Securities LimitedCash - Commercial Paper49.18 Cr0.17%
Aditya Birla Finance LimitedCash - Commercial Paper49.16 Cr0.17%
Motilal Oswal Financial Services LtdCash - Commercial Paper49.08 Cr0.17%
Nuvama Wealth And Invest LimitedCash - Commercial Paper47.74 Cr0.16%
06.90 Tn SDL 2025Bond - Gov't/Treasury35.03 Cr0.12%
Muthoot Finance LimitedCash - Commercial Paper34.95 Cr0.12%
Panatone Finvest Ltd.Cash - Commercial Paper24.83 Cr0.08%
364 Day T-Bill 30.01.25Bond - Gov't/Treasury24.8 Cr0.08%
182 DTB 06022025Bond - Gov't/Treasury24.77 Cr0.08%
Punjab National BankCash - CD/Time Deposit24.77 Cr0.08%
08.16 MH Sdl 2025Bond - Gov't/Treasury15.15 Cr0.05%
08.29 Tn SDL 2025augBond - Gov't/Treasury4.7 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit17,702.33 Cr60.43%
Cash - Commercial Paper7,028.17 Cr23.99%
Bond - Gov't/Treasury4,683.93 Cr15.99%
Cash - Collateral-1,098.76 Cr3.75%
Bond - Corporate Bond805.86 Cr2.75%
Bond - Gov't Agency Debt67.64 Cr0.23%
Mutual Fund - Open End56.52 Cr0.19%
Bond - Short-term Government Bills49.42 Cr0.17%

Risk & Performance Ratios

Standard Deviation

This fund

0.49%

Cat. avg.

0.66%

Lower the better

Sharpe Ratio

This fund

1.43

Cat. avg.

-0.12

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.15

Higher the better

Fund Managers

DA

Deepak Agrawal

Since November 2006

Manu Sharma

Manu Sharma

Since November 2022

Additional Scheme Detailsas of 15th December 2024

ISIN
INF174K01MW2
Expense Ratio
0.23%
Exit Load
No Charges
Fund Size
₹29,295 Cr
Age
11 years 11 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Money Market TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund nameExpense RatioExit LoadFund size
1Y
Edelweiss Money Market Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1186.38 Cr7.0%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹172.67 Cr7.4%
Union Money Market Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹172.67 Cr6.7%
TRUSTMF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹83.42 Cr7.5%
TRUSTMF Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹83.42 Cr7.4%
LIC MF Money Market Fund Direct Growth

Low Risk

0.6%0.0%₹24.38 Cr6.5%
LIC MF Money Market Fund Regular Growth

Low Risk

1.0%0.0%₹24.38 Cr6.1%
Tata Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹26862.79 Cr7.7%
Franklin India Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹2271.47 Cr7.6%
HDFC Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹25011.45 Cr7.7%

About the AMC

Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund

Total AUM

₹5,10,238 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Kotak FMP Series 327 Direct Growth

Moderately High risk

-0.0%--
Kotak FMP Series 326 - 175 Days Direct Growth

Moderate Risk

----
Kotak FMP Series 325 - 90 Days Direct Growth

Moderate Risk

-0.0%--
Kotak FMP Series 324 - 109 Days Direct Growth

Moderately High risk

-0.0%--
Kotak Healthcare Fund Direct Growth

Very High Risk

0.7%1.0%₹418.74 Cr41.4%
Kotak FMP Series 323 Direct Growth

Low Risk

-0.0%--
Kotak Consumption Fund Direct Growth

Very High Risk

0.6%1.0%₹1110.54 Cr33.2%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹18.55 Cr9.3%
Kotak Multi Asset Allocation Fund Direct Growth

High Risk

0.3%1.0%₹7652.91 Cr20.8%
Kotak S&P BSE Housing Index Fund Direct Growth

Very High Risk

0.2%0.0%₹18.54 Cr25.2%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 308 - 1125 Days Direct Growth

Moderately High risk

-0.0%-8.5%
Kotak Yearly Interval Plan Series 1 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth

Low to Moderate Risk

----
Kotak FMP Series 304 Direct Growth

Moderate Risk

---10.0%
Kotak Fixed Maturity Plan Series 262 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 291 - 1826 Days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 264 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 310 - 1131 Days Direct Growth

Moderate Risk

-0.0%-7.8%
Kotak FMP Series 306 Direct Growth

Moderate Risk

-0.0%--
Kotak Quarterly Interval Series 12 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 249 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 295 Direct Growth

Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 258 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 298 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 290 - 1180 Days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Monthly Interval Series 4 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 293 - 1826 Days Direct Growth

Moderate Risk

-0.0%--
Kotak India Growth Fund Series IV Direct Growth

Very High Risk

0.3%0.0%₹132.94 Cr50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 287 - 1188 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 272 Direct Growth

Low to Moderate Risk

----
Kotak Fixed Maturity Plan Series 273 Direct Growth

Low to Moderate Risk

----
Kotak FMP Series 305 Direct Growth

Low to Moderate Risk

-0.0%-7.7%
Kotak FMP Series 300 - 1223 days Direct Growth

Low to Moderate Risk

-0.0%-7.8%
Kotak Quarterly Interval Series 13 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 292 - 1735 Days Direct Growth

Low to Moderate Risk

-0.0%₹443.31 Cr8.1%
Kotak FMP Series 289 -1179 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 288 -1177 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹17732.03 Cr30.9%
Kotak Flexicap Fund Direct Growth

Very High Risk

0.6%1.0%₹51275.67 Cr22.0%
Kotak Equity Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹25648.50 Cr29.6%
Kotak Taxsaver Fund Direct Growth

Very High Risk

0.6%0.0%₹6232.32 Cr26.9%
Kotak Nifty 200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹394.66 Cr25.8%
Kotak Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹772.38 Cr12.4%
Kotak Infrastructure and Economic Reform Fund Direct Growth

Very High Risk

0.6%1.0%₹2395.27 Cr40.0%
Kotak Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹12490.29 Cr8.2%
Kotak Bluechip Fund Direct Growth

Very High Risk

0.6%1.0%₹9497.92 Cr21.0%
Kotak Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹2083.62 Cr9.3%
Kotak Bond Fund Short Term Plan Direct Growth

Moderate Risk

0.4%0.0%₹16980.23 Cr8.6%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of Kotak Money Market Scheme Direct Growth, as of 20-Dec-2024, is ₹4345.98.
The fund has generated 7.82% over the last 1 year and 6.70% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 13.68% in bonds, and 86.12% in cash and cash equivalents.
The fund managers responsible for Kotak Money Market Scheme Direct Growth are:-
  1. Deepak Agrawal
  2. Manu Sharma