Kotak Low Duration Fund Regular Growth

Fund Overview

Fund Size

₹11,266 Cr

Expense Ratio

1.17%

ISIN

INF178L01202

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

06 Mar 2008

About this fund

Kotak Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 17 years, 1 months and 13 days, having been launched on 06-Mar-08.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹3299.16, Assets Under Management (AUM) of 11266.23 Crores, and an expense ratio of 1.17%.

Kotak Low Duration Fund Regular Growth has given a CAGR return of 7.22% since inception.
The fund's asset allocation comprises around 0.00% in equities, 88.21% in debts, and 11.50% in cash & cash equivalents.
You can start investing in Kotak Low Duration Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.70%

+7.16% (Cat Avg.)

3 Years

+6.57%

+6.53% (Cat Avg.)

5 Years

+5.99%

+6.13% (Cat Avg.)

10 Years

+6.99%

+5.78% (Cat Avg.)

Since Inception

+7.22%

— (Cat Avg.)

Portfolio Summaryas of 31st March 2025

Debt	₹9,937.87 Cr	88.21%
Others	₹1,328.35 Cr	11.79%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.81% Govt Stock 2033	Bond - Gov't/Treasury	₹677.78 Cr	6.02%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹675.81 Cr	6.00%
HDFC Bank Limited	Cash - CD/Time Deposit	₹659.78 Cr	5.86%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹631.16 Cr	5.60%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹475.69 Cr	4.22%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹401.2 Cr	3.56%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹316.68 Cr	2.81%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹275.61 Cr	2.45%
Net Current Assets/(Liabilities)	Cash	₹-260.69 Cr	2.31%
Triparty Repo	Cash - Repurchase Agreement	₹238.96 Cr	2.12%
364 DTB 19mar2026	Bond - Gov't/Treasury	₹235.49 Cr	2.09%
SANSAR AUG 2024 V TRUST	Bond - Asset Backed	₹223.9 Cr	1.99%
Bharti Telecom Limited	Bond - Corporate Bond	₹202.23 Cr	1.80%
Mankind Pharma Ltd	Bond - Corporate Bond	₹201.06 Cr	1.78%
Aditya Birla Housing Finance Limited	Bond - Corporate Bond	₹200.97 Cr	1.78%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹200.54 Cr	1.78%
Sikka Ports & Terminals Limited	Bond - Corporate Bond	₹195.23 Cr	1.73%
HDFC Bank Limited	Cash - CD/Time Deposit	₹188.36 Cr	1.67%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹185.51 Cr	1.65%
Rec Limited	Bond - Corporate Bond	₹175.68 Cr	1.56%
PNb Housing Finance Limited	Bond - Corporate Bond	₹175.64 Cr	1.56%
Embassy Office Parks REIT 0.0817%	Bond - Corporate Bond	₹160.44 Cr	1.42%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹150.22 Cr	1.33%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹149.86 Cr	1.33%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹147.59 Cr	1.31%
Jamnagar Utilities & Power Private Limited	Bond - Corporate Bond	₹147.36 Cr	1.31%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹146.18 Cr	1.30%
Indinfravit Trust	Bond - Corporate Bond	₹143.25 Cr	1.27%
L&T Metro Rail (Hyderabad) Limited	Bond - Corporate Bond	₹123.71 Cr	1.10%
The Federal Bank Limited	Cash - CD/Time Deposit	₹119.22 Cr	1.06%
Mindspace Business Parks Reit	Bond - Corporate Bond	₹110.09 Cr	0.98%
Tata Projects Limited	Bond - Corporate Bond	₹100.99 Cr	0.90%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹100.96 Cr	0.90%
Bajaj Finance Limited	Bond - Corporate Bond	₹100.87 Cr	0.90%
Mankind Pharma Ltd	Bond - Corporate Bond	₹100.84 Cr	0.90%
Bharti Telecom Limited 8.65%	Bond - Corporate Bond	₹100.83 Cr	0.89%
Can Fin Homes Limited	Bond - Corporate Bond	₹100.68 Cr	0.89%
Aditya Birla Renewables Limited	Bond - Corporate Bond	₹100.64 Cr	0.89%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹100.64 Cr	0.89%
FIRST BUSINESS RECEIVABLES TRUST	Bond - Asset Backed	₹100.6 Cr	0.89%
Vedanta Limited	Bond - Corporate Bond	₹100.48 Cr	0.89%
Nexus Select Trust 7.672679%	Bond - Corporate Bond	₹100.25 Cr	0.89%
Vedanta Limited	Bond - Corporate Bond	₹100.21 Cr	0.89%
Bajaj Housing Finance Ltd. 0.0778%	Bond - Corporate Bond	₹100.21 Cr	0.89%
LIC Housing Finance Limited	Bond - Corporate Bond	₹100.2 Cr	0.89%
Poonawalla Housing Finance Limited	Bond - Corporate Bond	₹100.06 Cr	0.89%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹100.02 Cr	0.89%
Embassy Office Parks Reit	Bond - Corporate Bond	₹99.18 Cr	0.88%
364 DTB 29012026	Bond - Gov't/Treasury	₹94.96 Cr	0.84%
Canara Bank (12/03/2026)	Cash - CD/Time Deposit	₹93.67 Cr	0.83%
Sikka Ports & Terminals Limited	Bond - Corporate Bond	₹90.34 Cr	0.80%
SANSAR JUNE 2024 TRUST	Bond - Asset Backed	₹90.06 Cr	0.80%
DHRUVA XXII	Bond - Asset Backed	₹82.31 Cr	0.73%
Aadhar Housing Finance Limited	Bond - Corporate Bond	₹74.98 Cr	0.67%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹66.45 Cr	0.59%
Can Fin Homes Limited	Bond - Corporate Bond	₹65.41 Cr	0.58%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹50.56 Cr	0.45%
Embassy Office Parks Reit	Bond - Corporate Bond	₹50.47 Cr	0.45%
Muthoot Finance Limited	Bond - Corporate Bond	₹50.36 Cr	0.45%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹50.32 Cr	0.45%
Bajaj Housing Finance Ltd. 0.08%	Bond - Corporate Bond	₹50.2 Cr	0.45%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹50.17 Cr	0.45%
FIRST BUSINESS RECEIVABLES TRUST	Bond - Asset Backed	₹50.14 Cr	0.45%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹50.12 Cr	0.44%
Nirma Limited	Bond - Corporate Bond	₹50.08 Cr	0.44%
Indigrid Infrastructure Trust	Bond - Corporate Bond	₹50.06 Cr	0.44%
Indigrid Infrastructure Trust	Bond - Corporate Bond	₹49.96 Cr	0.44%
Embassy Office Parks Reit	Cash - Commercial Paper	₹46.99 Cr	0.42%
FIRST BUSINESS RECEIVABLES TRUST	Bond - Asset Backed	₹45.4 Cr	0.40%
SANSAR TRUST NOV 2023 IV	Bond - Asset Backed	₹43.72 Cr	0.39%
Bajaj Finance Limited	Bond - Corporate Bond	₹42.09 Cr	0.37%
Jm Financial Credit Solutions Limited 0.09%	Bond - Corporate Bond	₹41.88 Cr	0.37%
SANSAR TRUST JULY 2023	Bond - Asset Backed	₹39.69 Cr	0.35%
Embassy Office Parks Reit	Bond - Corporate Bond	₹39.56 Cr	0.35%
Cholamandalam Securities Limited	Cash - Commercial Paper	₹39.43 Cr	0.35%
Aadhar Housing Finance Ltd. 0.0865%	Bond - Corporate Bond	₹35.23 Cr	0.31%
Sundaram Home Finance Ltd. 0.0815%	Bond - Corporate Bond	₹35.12 Cr	0.31%
SBI ALTERNATIVE INVESTMENT FUND	Mutual Fund - Open End	₹32.54 Cr	0.29%
Sundaram Home Finance Limited	Bond - Corporate Bond	₹30.12 Cr	0.27%
SANSAR TRUST SEP 2023 IX	Bond - Asset Backed	₹29.58 Cr	0.26%
Mindspace Business Parks Reit	Bond - Corporate Bond	₹25.14 Cr	0.22%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹24.98 Cr	0.22%
Indigrid Infrastructure Trust	Bond - Corporate Bond	₹24.72 Cr	0.22%
Embassy Office Parks Reit	Bond - Corporate Bond	₹23.9 Cr	0.21%
Nomura Capital India Private Limited	Bond - Corporate Bond	₹20.12 Cr	0.18%
08.33 RJ UDAY 2025	Bond - Gov't Agency Debt	₹15.05 Cr	0.13%
Nirma Limited	Bond - Corporate Bond	₹10.07 Cr	0.09%
Godrej Properties Limited	Bond - Corporate Bond	₹10.04 Cr	0.09%
7.53% Govt Stock 2034	Bond - Gov't/Treasury	₹5.05 Cr	0.04%
Godrej Industries Limited	Bond - Corporate Bond	₹5 Cr	0.04%
07.84 Tn SDL 2026	Bond - Gov't/Treasury	₹2.03 Cr	0.02%
Godrej Industries Limited	Bond - Corporate Bond	₹2.01 Cr	0.02%
Mindspace Business Parks Reit	Bond - Corporate Bond	₹2.01 Cr	0.02%
Motherson Sumi Systems Limited	Bond - Corporate Bond	₹2.01 Cr	0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹7,657.38 Cr	67.97%
Bond - Gov't/Treasury	₹1,331.97 Cr	11.82%
Bond - Asset Backed	₹1,103.54 Cr	9.80%
Cash - CD/Time Deposit	₹1,061.04 Cr	9.42%
Cash	₹-260.69 Cr	2.31%
Cash - Repurchase Agreement	₹238.96 Cr	2.12%
Cash - Commercial Paper	₹86.43 Cr	0.77%
Mutual Fund - Open End	₹32.54 Cr	0.29%
Bond - Gov't Agency Debt	₹15.05 Cr	0.13%

Risk & Performance Ratios

Fund Managers

Deepak Agrawal

Since January 2015

Manu Sharma

Since November 2022

Additional Scheme Detailsas of 31st March 2025

ISIN

INF178L01202

Expense Ratio

1.17%

Exit Load

No Charges

Fund Size

₹11,266 Cr

Age

17 years 1 month

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Low Duration Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Edelweiss Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹642.19 Cr	-
Edelweiss Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹642.19 Cr	-
Franklin India Low Duration Fund Regular Growth Moderate Risk	0.9%	0.0%	₹364.14 Cr	-
Franklin India Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹364.14 Cr	-
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹531.31 Cr	8.4%
LIC MF Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1449.53 Cr	8.3%
Mirae Asset Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1414.58 Cr	8.4%
Invesco India Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1430.75 Cr	8.1%
Kotak Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹11266.23 Cr	8.5%
Sundaram Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹342.03 Cr	8.5%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹4,85,992 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.8%	0.0%	₹411.54 Cr	16.3%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1171.54 Cr	18.7%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹19.60 Cr	12.3%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.5%	1.0%	₹7642.88 Cr	8.5%
Kotak S&P BSE Housing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹16.01 Cr	4.2%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk	-	0.0%	₹94.00 Cr	9.2%
Kotak Yearly Interval Plan Series 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 304 Direct Growth Moderate Risk	-	-	₹109.38 Cr	13.4%
Kotak Fixed Maturity Plan Series 262 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 291 - 1826 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 264 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 310 - 1131 Days Direct Growth Moderate Risk	-	0.0%	₹125.59 Cr	8.2%
Kotak FMP Series 306 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 249 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 295 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 258 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 298 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 290 - 1180 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Monthly Interval Series 4 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 293 - 1826 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak India Growth Fund Series IV Direct Growth Very High Risk	0.3%	0.0%	₹132.94 Cr	50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 287 - 1188 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 272 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak Fixed Maturity Plan Series 273 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 305 Direct Growth Low to Moderate Risk	-	0.0%	₹33.56 Cr	8.1%
Kotak FMP Series 300 - 1223 days Direct Growth Low to Moderate Risk	-	0.0%	₹241.41 Cr	8.2%
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 292 - 1735 Days Direct Growth Low to Moderate Risk	-	0.0%	₹452.72 Cr	8.4%
Kotak FMP Series 289 -1179 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 288 -1177 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Small Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹15706.46 Cr	6.6%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹49130.00 Cr	9.5%
Kotak Equity Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹24912.67 Cr	7.8%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.7%	0.0%	₹5862.55 Cr	6.1%
Kotak Nifty 200 Momentum 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹350.73 Cr	-9.0%
Kotak Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹808.02 Cr	8.5%
Kotak Infrastructure and Economic Reform Fund Direct Growth Very High Risk	0.7%	0.0%	₹2132.65 Cr	0.7%
Kotak Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹11266.23 Cr	8.5%
Kotak Bluechip Fund Direct Growth Very High Risk	0.6%	1.0%	₹9424.03 Cr	11.1%
Kotak Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹2031.27 Cr	11.1%
Kotak Bond Fund Short Term Plan Direct Growth Low to Moderate Risk	0.4%	0.0%	₹16681.43 Cr	10.0%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Kotak Low Duration Fund Regular Growth?

The NAV of Kotak Low Duration Fund Regular Growth, as of 17-Apr-2025, is ₹3299.16.

What are the returns of Kotak Low Duration Fund Regular Growth?

The fund has generated 7.70% over the last 1 year and 6.57% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Kotak Low Duration Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 88.21% in bonds, and 11.50% in cash and cash equivalents.

Who manages the Kotak Low Duration Fund Regular Growth?

The fund managers responsible for Kotak Low Duration Fund Regular Growth are:-

Deepak Agrawal
Manu Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹11,266 Cr

Expense Ratio

1.17%

ISIN

INF178L01202

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

06 Mar 2008

Risk Level

Your principal amount will be at Moderate Risk