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Kotak Low Duration Fund Direct Growth
DebtLow DurationLow to Moderate Risk
Direct
NAV (20-Dec-24)
₹3487.270.00%1D
Returns (Since Inception)
7.96%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹12,490 Cr
Expense Ratio
0.42%
ISIN
INF178L01AX4
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Kotak Low Duration Fund Direct Growth is a Low Duration mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 11 years, 11 months and 21 days, having been launched on 01-Jan-13.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹3487.27, Assets Under Management (AUM) of 12490.29 Crores, and an expense ratio of 0.42%.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹3487.27, Assets Under Management (AUM) of 12490.29 Crores, and an expense ratio of 0.42%.
- Kotak Low Duration Fund Direct Growth has given a CAGR return of 7.96% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 75.65% in debts, and 24.14% in cash & cash equivalents.
- You can start investing in Kotak Low Duration Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.20%
+7.19% (Cat Avg.)
3 Years
+6.73%
+6.06% (Cat Avg.)
5 Years
+6.64%
+5.96% (Cat Avg.)
10 Years
+7.85%
+5.75% (Cat Avg.)
Since Inception
+7.96%
— (Cat Avg.)
Portfolio Summaryas of 15th December 2024
| Debt | ₹9,448.35 Cr | 75.65% |
| Others | ₹3,041.93 Cr | 24.35% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.93% Govt Stock 2033 | Bond - Gov't/Treasury | ₹676.43 Cr | 5.42% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹481.14 Cr | 3.85% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹465.68 Cr | 3.73% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹423.97 Cr | 3.39% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹308.64 Cr | 2.47% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹304.7 Cr | 2.44% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹299.76 Cr | 2.40% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹290.57 Cr | 2.33% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹245.47 Cr | 1.97% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹233.02 Cr | 1.87% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹204.98 Cr | 1.64% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹201.79 Cr | 1.62% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹201.01 Cr | 1.61% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹200.92 Cr | 1.61% |
| Aditya Birla Housing Finance Limited | Bond - Corporate Bond | ₹200.78 Cr | 1.61% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹195.7 Cr | 1.57% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹194.88 Cr | 1.56% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹194.55 Cr | 1.56% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹187.82 Cr | 1.50% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹182.09 Cr | 1.46% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹180.43 Cr | 1.44% |
| PNb Housing Finance Limited | Bond - Corporate Bond | ₹175.09 Cr | 1.40% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹174.96 Cr | 1.40% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹172.55 Cr | 1.38% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹172.3 Cr | 1.38% |
| SANSAR AUG 2024 V TRUST | Bond - Asset Backed | ₹165 Cr | 1.32% |
| Embassy Office Parks REIT 0.0817% | Bond - Corporate Bond | ₹160.41 Cr | 1.28% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹149.9 Cr | 1.20% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹149.74 Cr | 1.20% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹149.37 Cr | 1.20% |
| 182 D Tbill Mat - 14/02/2025 | Bond - Gov't/Treasury | ₹148.41 Cr | 1.19% |
| Cholamandalam Investment & Finance Co. Ltd. | Cash - Commercial Paper | ₹148.15 Cr | 1.19% |
| Indinfravit Trust | Bond - Corporate Bond | ₹145.14 Cr | 1.16% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹139.93 Cr | 1.12% |
| SANSAR TRUST JULY 2023 | Bond - Asset Backed | ₹134.43 Cr | 1.08% |
| Net Current Assets/(Liabilities) | Cash - Collateral | ₹133.71 Cr | 1.07% |
| Triparty Repo | Cash - Repurchase Agreement | ₹132 Cr | 1.06% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹122.76 Cr | 0.98% |
| Jamnagar Utilities & Power Private Limited | Bond - Corporate Bond | ₹122.39 Cr | 0.98% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹120.42 Cr | 0.96% |
| SANSAR JUNE 2024 TRUST | Bond - Asset Backed | ₹110.3 Cr | 0.88% |
| Tata Projects Limited | Bond - Corporate Bond | ₹100.87 Cr | 0.81% |
| FIRST BUSINESS RECEIVABLES TRUST | Bond - Asset Backed | ₹100.8 Cr | 0.81% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹100.77 Cr | 0.81% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹100.61 Cr | 0.81% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹100.58 Cr | 0.81% |
| Bharti Telecom Limited 8.65% | Bond - Corporate Bond | ₹100.55 Cr | 0.81% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹100.49 Cr | 0.80% |
| Aditya Birla Renewables Limited | Bond - Corporate Bond | ₹100.42 Cr | 0.80% |
| Nexus Select Trust 7.672679% | Bond - Corporate Bond | ₹100.13 Cr | 0.80% |
| Bajaj Housing Finance Ltd. 0.0778% | Bond - Corporate Bond | ₹100.03 Cr | 0.80% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹99.95 Cr | 0.80% |
| Poonawalla Housing Finance Limited | Bond - Corporate Bond | ₹99.88 Cr | 0.80% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹99.67 Cr | 0.80% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹98.91 Cr | 0.79% |
| 182 DTB 27022025 | Bond - Gov't/Treasury | ₹98.72 Cr | 0.79% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹98.41 Cr | 0.79% |
| Indian Bank | Cash - CD/Time Deposit | ₹98.31 Cr | 0.79% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹96.22 Cr | 0.77% |
| DHRUVA XXII | Bond - Asset Backed | ₹90.46 Cr | 0.72% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹84.53 Cr | 0.68% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹75.05 Cr | 0.60% |
| Mindspace Business Parks Reit | Bond - Corporate Bond | ₹74.87 Cr | 0.60% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹72.11 Cr | 0.58% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹65.46 Cr | 0.52% |
| SANSAR TRUST NOV 2023 IV | Bond - Asset Backed | ₹63.25 Cr | 0.51% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹59.91 Cr | 0.48% |
| Nirma Limited | Bond - Corporate Bond | ₹55.22 Cr | 0.44% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹50.45 Cr | 0.40% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹50.43 Cr | 0.40% |
| FIRST BUSINESS RECEIVABLES TRUST | Bond - Asset Backed | ₹50.27 Cr | 0.40% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.14 Cr | 0.40% |
| Bajaj Housing Finance Ltd. 0.08% | Bond - Corporate Bond | ₹50.13 Cr | 0.40% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹50.08 Cr | 0.40% |
| SANSAR TRUST SEP 2023 IX | Bond - Asset Backed | ₹50.08 Cr | 0.40% |
| India Grid TRust | Bond - Corporate Bond | ₹49.97 Cr | 0.40% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹49.93 Cr | 0.40% |
| India Grid TRust | Bond - Corporate Bond | ₹49.87 Cr | 0.40% |
| John Deere Financial India Private Limited | Bond - Corporate Bond | ₹49.57 Cr | 0.40% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹49.16 Cr | 0.39% |
| FIRST BUSINESS RECEIVABLES TRUST | Bond - Asset Backed | ₹45.51 Cr | 0.36% |
| Jm Financial Credit Solutions Limited 0.09% | Bond - Corporate Bond | ₹41.94 Cr | 0.34% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹41.12 Cr | 0.33% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹39.41 Cr | 0.32% |
| Cholamandalam Securities Limited | Cash - Commercial Paper | ₹38.5 Cr | 0.31% |
| Aadhar Housing Finance Ltd. 0.0865% | Bond - Corporate Bond | ₹35.33 Cr | 0.28% |
| Sundaram Home Finance Limited 0.0815% | Bond - Corporate Bond | ₹35.1 Cr | 0.28% |
| India (Republic of) | Bond - Gov't/Treasury | ₹34.66 Cr | 0.28% |
| Sundaram Home Finance Limited | Bond - Corporate Bond | ₹30.06 Cr | 0.24% |
| SBI ALTERNATIVE INVESTMENT FUND | Mutual Fund - Open End | ₹26.79 Cr | 0.21% |
| Mindspace Business Parks Reit | Bond - Corporate Bond | ₹25.08 Cr | 0.20% |
| TATA Projects Limited | Bond - Corporate Bond | ₹25 Cr | 0.20% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹25 Cr | 0.20% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹24.91 Cr | 0.20% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.89 Cr | 0.20% |
| India Grid TRust | Bond - Corporate Bond | ₹24.62 Cr | 0.20% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹23.85 Cr | 0.19% |
| Nomura Capital India Private Limited | Bond - Corporate Bond | ₹20.1 Cr | 0.16% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹19.92 Cr | 0.16% |
| 08.33 RJ UDAY 2025 | Bond - Gov't Agency Debt | ₹15.11 Cr | 0.12% |
| PNb Housing Finance Limited | Bond - Corporate Bond | ₹12.51 Cr | 0.10% |
| Nirma Limited | Bond - Corporate Bond | ₹10.1 Cr | 0.08% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹10.03 Cr | 0.08% |
| 7.53% Govt Stock 2034 | Bond - Gov't/Treasury | ₹5.04 Cr | 0.04% |
| Tata Capital Financial Services Limited | Bond - Corporate Bond | ₹5 Cr | 0.04% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹4.98 Cr | 0.04% |
| 07.84 Tn SDL 2026 | Bond - Gov't/Treasury | ₹2.03 Cr | 0.02% |
| Motherson Sumi Systems Limited | Bond - Corporate Bond | ₹2.01 Cr | 0.02% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹2 Cr | 0.02% |
| Mindspace Business Parks Reit | Bond - Corporate Bond | ₹2 Cr | 0.02% |
| IDFC First Bank Limited | Bond - Corporate Bond | ₹0.1 Cr | 0.00% |
| 0% Goi- 19122024 Strips | Bond - Gov't/Treasury | ₹0 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹7,012.34 Cr | 56.14% |
| Cash - CD/Time Deposit | ₹2,132.66 Cr | 17.07% |
| Bond - Gov't/Treasury | ₹1,446.48 Cr | 11.58% |
| Bond - Asset Backed | ₹1,259.16 Cr | 10.08% |
| Cash - Commercial Paper | ₹332.03 Cr | 2.66% |
| Cash - Collateral | ₹133.71 Cr | 1.07% |
| Cash - Repurchase Agreement | ₹132 Cr | 1.06% |
| Mutual Fund - Open End | ₹26.79 Cr | 0.21% |
| Bond - Gov't Agency Debt | ₹15.11 Cr | 0.12% |
Risk & Performance Ratios
Standard Deviation
This fund
0.69%
Cat. avg.
0.74%
Lower the better
Sharpe Ratio
This fund
0.82
Cat. avg.
-0.31
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.14
Higher the better
Fund Managers
DA
Deepak Agrawal
Since January 2015
Manu Sharma
Since November 2022
Additional Scheme Detailsas of 15th December 2024
ISIN INF178L01AX4 | Expense Ratio 0.42% | Exit Load No Charges | Fund Size ₹12,490 Cr | Age 11 years 11 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark NIFTY Low Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Low Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹572.72 Cr | 8.0% |
| Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹572.72 Cr | 7.2% |
| Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹2460.46 Cr | 7.4% |
| Kotak Low Duration Fund Regular Growth Low to Moderate Risk | 1.2% | 0.0% | ₹12490.29 Cr | 7.4% |
| Mirae Asset Savings Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1163.73 Cr | 7.1% |
| HDFC Low Duration Fund Regular Growth Low to Moderate Risk | 1.0% | 0.0% | ₹18344.37 Cr | 7.4% |
| Bandhan Low Duration Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹5621.81 Cr | 7.3% |
| Canara Robeco Savings Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹982.80 Cr | 7.3% |
| ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹23231.75 Cr | 8.0% |
| Sundaram Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹440.68 Cr | 7.3% |
About the AMC
Kotak Mahindra Mutual Fund
Total AUM
₹5,10,238 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of Kotak Low Duration Fund Direct Growth?
The NAV of Kotak Low Duration Fund Direct Growth, as of 20-Dec-2024, is ₹3487.27.
What are the returns of Kotak Low Duration Fund Direct Growth?
The fund has generated 8.20% over the last 1 year and 6.73% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Kotak Low Duration Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 75.65% in bonds, and 24.14% in cash and cash equivalents.
Who manages the Kotak Low Duration Fund Direct Growth?
The fund managers responsible for Kotak Low Duration Fund Direct Growth are:-
- Deepak Agrawal
- Manu Sharma
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.