Fund Overview
Fund Size
₹43,235 Cr
Expense Ratio
0.31%
ISIN
INF174K01NI9
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
04 Nov 2003
About this fund
Kotak Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 20 years, 10 months and 3 days, having been launched on 04-Nov-03.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹4989.68, Assets Under Management (AUM) of 43235.03 Crores, and an expense ratio of 0.31%.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹4989.68, Assets Under Management (AUM) of 43235.03 Crores, and an expense ratio of 0.31%.
- Kotak Liquid Fund Regular Growth has given a CAGR return of 6.88% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 3.41% in debts, and 96.42% in cash & cash equivalents.
- You can start investing in Kotak Liquid Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.28%
+6.09% (Cat Avg.)
3 Years
+5.92%
+5.29% (Cat Avg.)
5 Years
+5.15%
+4.44% (Cat Avg.)
10 Years
+6.33%
+5.13% (Cat Avg.)
Since Inception
+6.88%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Debt | ₹1,475.87 Cr | 3.41% |
| Others | ₹41,759.16 Cr | 96.59% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Triparty Repo | Cash - Repurchase Agreement | ₹4,370.44 Cr | 10.11% |
| 6.18% Govt Stock 2024 | Bond - Gov't/Treasury | ₹2,351.47 Cr | 5.44% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹1,486.6 Cr | 3.44% |
| 91 DTB 15112024 | Bond - Gov't/Treasury | ₹1,475.87 Cr | 3.41% |
| Net Current Assets/(Liabilities) | Cash - Collateral | ₹-1,381.94 Cr | 3.20% |
| The Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹1,310.47 Cr | 3.03% |
| 91 DTB 24102024 | Bond - Gov't/Treasury | ₹1,086.44 Cr | 2.51% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹996.6 Cr | 2.31% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹996.58 Cr | 2.31% |
| Indian Bank | Cash - CD/Time Deposit | ₹996.57 Cr | 2.31% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹995.49 Cr | 2.30% |
| Canara Bank | Cash - CD/Time Deposit | ₹995.1 Cr | 2.30% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹995.1 Cr | 2.30% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹991.07 Cr | 2.29% |
| Indian Bank | Cash - CD/Time Deposit | ₹991.06 Cr | 2.29% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹973.69 Cr | 2.25% |
| 91 DTB 05092024 | Bond - Gov't/Treasury | ₹792.18 Cr | 1.83% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹748.59 Cr | 1.73% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹740.21 Cr | 1.71% |
| 91 DTB 12092024 | Bond - Gov't/Treasury | ₹739.04 Cr | 1.71% |
| IDBI Bank Ltd | Bond - Gov't Agency Debt | ₹738.08 Cr | 1.71% |
| Indian Overseas Bank | Bond - Corporate Bond | ₹688.5 Cr | 1.59% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹598.7 Cr | 1.38% |
| 182 DTB 01112024 | Bond - Gov't/Treasury | ₹535.59 Cr | 1.24% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹499.42 Cr | 1.16% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹499.3 Cr | 1.15% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹499.3 Cr | 1.15% |
| Tata Steel Ltd. | Cash - Commercial Paper | ₹498.93 Cr | 1.15% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹498.87 Cr | 1.15% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹497.47 Cr | 1.15% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹496.63 Cr | 1.15% |
| Larsen And Toubro Limited | Cash - Commercial Paper | ₹496.33 Cr | 1.15% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹496.3 Cr | 1.15% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹493.31 Cr | 1.14% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹492.25 Cr | 1.14% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹492.17 Cr | 1.14% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹492.11 Cr | 1.14% |
| Karur Vysya Bank | Bond - Corporate Bond | ₹491.8 Cr | 1.14% |
| Punjab And Sind Bank | Cash - CD/Time Deposit | ₹491.39 Cr | 1.14% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹449.55 Cr | 1.04% |
| Ntpc Limited | Cash - Commercial Paper | ₹443.87 Cr | 1.03% |
| Indian Bank | Cash - CD/Time Deposit | ₹322.56 Cr | 0.75% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹320.85 Cr | 0.74% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹300 Cr | 0.69% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹299.74 Cr | 0.69% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹298.84 Cr | 0.69% |
| Shriram Transport Finance Company Limited | Cash - Commercial Paper | ₹298.41 Cr | 0.69% |
| Uco Bank | Cash - CD/Time Deposit | ₹297.28 Cr | 0.69% |
| Indian Overseas Bank | Cash - CD/Time Deposit | ₹275 Cr | 0.64% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹273.59 Cr | 0.63% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹249.65 Cr | 0.58% |
| Rbl Bank Limited | Cash - CD/Time Deposit | ₹249.14 Cr | 0.58% |
| Rbl Bank Limited | Cash - CD/Time Deposit | ₹249.09 Cr | 0.58% |
| The Jammu & Kashmir Bank Ltd. | Cash - CD/Time Deposit | ₹249.04 Cr | 0.58% |
| Axis Securities Limited | Cash - Commercial Paper | ₹248.93 Cr | 0.58% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹248.58 Cr | 0.57% |
| IDFC Bank Limited | Cash - CD/Time Deposit | ₹247.31 Cr | 0.57% |
| Punjab & Sind Bank | Bond - Corporate Bond | ₹245.99 Cr | 0.57% |
| L & T Finance Holdings Limited | Cash - Commercial Paper | ₹221.81 Cr | 0.51% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹199.87 Cr | 0.46% |
| Hinduja Leyland Finance Limited | Cash - Commercial Paper | ₹199.71 Cr | 0.46% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹199.71 Cr | 0.46% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹199.36 Cr | 0.46% |
| Icici Securities Limited | Cash - Commercial Paper | ₹199.26 Cr | 0.46% |
| Kisetsu Saison Financial India Private Limited | Cash - Commercial Paper | ₹198.95 Cr | 0.46% |
| State Bank Of India | Cash - CD/Time Deposit | ₹197.08 Cr | 0.46% |
| Sikka Ports And Terminals Limited | Cash - Commercial Paper | ₹196.74 Cr | 0.46% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹149.85 Cr | 0.35% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹149.7 Cr | 0.35% |
| Axis Securities Limited | Cash - Commercial Paper | ₹149.67 Cr | 0.35% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹149.48 Cr | 0.35% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹149.45 Cr | 0.35% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹149.45 Cr | 0.35% |
| ASeem Infrastructure Finance Limited | Cash - Commercial Paper | ₹149.43 Cr | 0.35% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹149.21 Cr | 0.35% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹125 Cr | 0.29% |
| Piramal Capital & Housing Finance Ltd. | Cash - Commercial Paper | ₹122.42 Cr | 0.28% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹99.78 Cr | 0.23% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹99.65 Cr | 0.23% |
| Godrej Housing Finance Limited | Cash - Commercial Paper | ₹99.64 Cr | 0.23% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹99.63 Cr | 0.23% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹99.59 Cr | 0.23% |
| Tata Capital Limited | Cash - Commercial Paper | ₹99.57 Cr | 0.23% |
| Sbicap Securities Limited | Cash - Commercial Paper | ₹99.57 Cr | 0.23% |
| 360 One Wam Limited | Cash - Commercial Paper | ₹99.55 Cr | 0.23% |
| Bob Financial Solutions Limited | Cash - Commercial Paper | ₹99.48 Cr | 0.23% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹99.45 Cr | 0.23% |
| Ultratech Cement Ltd. | Cash - Commercial Paper | ₹98.44 Cr | 0.23% |
| 360 One Prime Limited | Cash - Commercial Paper | ₹89.59 Cr | 0.21% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹74.9 Cr | 0.17% |
| India (Republic of) | Bond - Short-term Government Bills | ₹74.73 Cr | 0.17% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.62 Cr | 0.17% |
| NTPC Ltd. | Cash - Commercial Paper | ₹74.5 Cr | 0.17% |
| Piramal Enterprises Ltd. | Cash - Commercial Paper | ₹73.47 Cr | 0.17% |
| SBI ALTERNATIVE INVESTMENT FUND | Mutual Fund - Open End | ₹73.45 Cr | 0.17% |
| Aditya Birla Money Limited | Cash - Commercial Paper | ₹49.81 Cr | 0.12% |
| National Housing Bank | Cash - Commercial Paper | ₹49.61 Cr | 0.11% |
| 91 DTB 07112024 | Bond - Gov't/Treasury | ₹35.39 Cr | 0.08% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹17,527.42 Cr | 40.54% |
| Cash - CD/Time Deposit | ₹11,380.84 Cr | 26.32% |
| Bond - Gov't/Treasury | ₹7,015.98 Cr | 16.23% |
| Cash - Repurchase Agreement | ₹5,680.91 Cr | 13.14% |
| Bond - Corporate Bond | ₹2,125.57 Cr | 4.92% |
| Cash - Collateral | ₹-1,381.94 Cr | 3.20% |
| Bond - Gov't Agency Debt | ₹738.08 Cr | 1.71% |
| Bond - Short-term Government Bills | ₹74.73 Cr | 0.17% |
| Mutual Fund - Open End | ₹73.45 Cr | 0.17% |
Risk & Performance Ratios
Standard Deviation
This fund
0.46%
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
-0.20
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
DA
Deepak Agrawal
Since May 2007
PK
Palha Khanna
Since July 2023
Additional Scheme Detailsas of 15th August 2024
ISIN | INF174K01NI9 | Expense Ratio | 0.31% | Exit Load | No Charges | Fund Size | ₹43,235 Cr | Age | 04 Nov 2003 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Liquid Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3763.16 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹82.09 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹752.34 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹752.34 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 6.0% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11274.94 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹235.85 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1071.55 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1071.55 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹235.85 Cr | 7.2% |
About the AMC
Total AUM
₹4,96,460 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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We're here to help.
What is the current NAV of Kotak Liquid Fund Regular Growth?
The NAV of Kotak Liquid Fund Regular Growth, as of 06-Sep-2024, is ₹4989.68.
What are the returns of Kotak Liquid Fund Regular Growth?
The fund has generated 7.28% over the last 1 year and 5.92% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Kotak Liquid Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 3.41% in bonds, and 96.42% in cash and cash equivalents.
Who manages the Kotak Liquid Fund Regular Growth?
The fund managers responsible for Kotak Liquid Fund Regular Growth are:-
- Deepak Agrawal
- Palha Khanna
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.