Kotak Gilt Investment Fund Direct Growth

Fund Overview

Fund Size

₹3,934 Cr

Expense Ratio

0.47%

ISIN

INF174K01KE4

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Kotak Gilt Investment Fund Direct Growth is a Government Bond mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 12 years, 3 months and 18 days, having been launched on 01-Jan-13.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹109.62, Assets Under Management (AUM) of 3934.15 Crores, and an expense ratio of 0.47%.

Kotak Gilt Investment Fund Direct Growth has given a CAGR return of 8.57% since inception.
The fund's asset allocation comprises around 0.00% in equities, 98.06% in debts, and 1.94% in cash & cash equivalents.
You can start investing in Kotak Gilt Investment Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+11.97%

+10.70% (Cat Avg.)

3 Years

+8.78%

+7.59% (Cat Avg.)

5 Years

+7.51%

+6.42% (Cat Avg.)

10 Years

+8.46%

+6.80% (Cat Avg.)

Since Inception

+8.57%

— (Cat Avg.)

Portfolio Summaryas of 31st March 2025

Debt	₹3,857.74 Cr	98.06%
Others	₹76.41 Cr	1.94%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.3% Govt Stock 2053	Bond - Gov't/Treasury	₹1,583.51 Cr	40.25%
7.34% Govt Stock 2064	Bond - Gov't/Treasury	₹937.8 Cr	23.84%
7.09% Govt Stock 2054	Bond - Gov't/Treasury	₹648.95 Cr	16.50%
6.8% Govt Stock 2060	Bond - Gov't/Treasury	₹196 Cr	4.98%
6.79% Govt Stock 2034	Bond - Gov't/Treasury	₹147.14 Cr	3.74%
Net Current Assets/(Liabilities)	Cash	₹61.09 Cr	1.55%
India (Republic of)	Bond - Gov't/Treasury	₹22.19 Cr	0.56%
Gs CG 06/05/2037 - (Strips) Strips	Bond - Gov't/Treasury	₹20.54 Cr	0.52%
India (Republic of)	Bond - Gov't/Treasury	₹18.73 Cr	0.48%
Gs CG 25/05/2034 - (Strips) Strips	Bond - Gov't/Treasury	₹17.02 Cr	0.43%
Gs CG 25/11/2034 - (Strips) Strips	Bond - Gov't/Treasury	₹16.49 Cr	0.42%
Gs CG 22/04/2037 - (Strips) Strips	Bond - Gov't/Treasury	₹15.96 Cr	0.41%
India (Republic of)	Bond - Gov't/Treasury	₹15.94 Cr	0.41%
7.25% Govt Stock 2063	Bond - Gov't/Treasury	₹15.61 Cr	0.40%
Gs CG 22/10/2037 - (Strips) Strips	Bond - Gov't/Treasury	₹15.44 Cr	0.39%
Triparty Repo	Cash - Repurchase Agreement	₹15.32 Cr	0.39%
India (Republic of)	Bond - Gov't/Treasury	₹15.19 Cr	0.39%
India (Republic of)	Bond - Gov't/Treasury	₹14.24 Cr	0.36%
India (Republic of)	Bond - Gov't/Treasury	₹14.16 Cr	0.36%
07.95 FERT BND 2026	Bond - Gov't Agency Debt	₹11.88 Cr	0.30%
India (Republic of)	Bond - Gov't/Treasury	₹11.57 Cr	0.29%
07.70 MH Sgs 2031	Bond - Gov't/Treasury	₹11.4 Cr	0.29%
India (Republic of)	Bond - Gov't/Treasury	₹11.16 Cr	0.28%
Gs CG 06/05/2038 - (Strips) Strips	Bond - Gov't/Treasury	₹10.57 Cr	0.27%
08.28 Tn Sdl 2028mar	Bond - Gov't/Treasury	₹7.27 Cr	0.18%
India (Republic of)	Bond - Gov't/Treasury	₹6.88 Cr	0.17%
India (Republic of)	Bond - Gov't/Treasury	₹6.65 Cr	0.17%
Gs CG 22/04/2038 - (Strips) Strips	Bond - Gov't/Treasury	₹6.4 Cr	0.16%
Gs CG 06/11/2037 - (Strips) Strips	Bond - Gov't/Treasury	₹5.78 Cr	0.15%
08.37 Tn SDL 2028	Bond - Gov't/Treasury	₹5.21 Cr	0.13%
07.70 MH Sgs 2030	Bond - Gov't/Treasury	₹5.18 Cr	0.13%
07.18 Tn SDL 2027	Bond - Gov't/Treasury	₹5.04 Cr	0.13%
Tamil Nadu (Government of) 0.0738%	Bond - Sub-sovereign Government Debt	₹3.28 Cr	0.08%
7.26% Govt Stock 2032	Bond - Gov't/Treasury	₹3.12 Cr	0.08%
0% GOI- 22082026 STRIPS	Bond - Gov't/Treasury	₹3.11 Cr	0.08%
07.84 Tn SDL 2026	Bond - Gov't/Treasury	₹3.04 Cr	0.08%
GS CG 23/12/2025 - (STRIPS) TB	Bond - Gov't/Treasury	₹2.86 Cr	0.07%
07.91 UP Sgs 2037	Bond - Gov't/Treasury	₹2.75 Cr	0.07%
06.57 AP Sdl 2030	Bond - Gov't/Treasury	₹2.46 Cr	0.06%
India (Republic of)	Bond - Gov't/Treasury	₹2.12 Cr	0.05%
08.39 Up SDL 2028	Bond - Gov't/Treasury	₹2.08 Cr	0.05%
08.08 MH Sdl 2028	Bond - Gov't/Treasury	₹2.08 Cr	0.05%
Gs CG 22/10/2038 - (Strips) Strips	Bond - Gov't/Treasury	₹2.06 Cr	0.05%
Gs CG 25/11/2041 - (Strips) Strips	Bond - Gov't/Treasury	₹1.84 Cr	0.05%
Gs CG 25/05/2042 - (Strips) Strips	Bond - Gov't/Treasury	₹1.78 Cr	0.05%
07.80 Tn SDL 2032 27 Jul	Bond - Gov't/Treasury	₹1.57 Cr	0.04%
7.02% Govt Stock 2031	Bond - Gov't/Treasury	₹1.41 Cr	0.04%
07.68 KA Sgs 2031	Bond - Gov't/Treasury	₹1.04 Cr	0.03%
06.78 KA Sdl 2032	Bond - Gov't/Treasury	₹0.96 Cr	0.02%
08.16 GJ Sdl 2028	Bond - Gov't/Treasury	₹0.26 Cr	0.01%
6.67% Govt Stock 2035	Bond - Gov't/Treasury	₹0 Cr	0.00%
6.67% Govt Stock 2050	Bond - Gov't/Treasury	₹0 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Gov't/Treasury	₹3,842.58 Cr	97.67%
Cash	₹61.09 Cr	1.55%
Cash - Repurchase Agreement	₹15.32 Cr	0.39%
Bond - Gov't Agency Debt	₹11.88 Cr	0.30%
Bond - Sub-sovereign Government Debt	₹3.28 Cr	0.08%

Risk & Performance Ratios

Fund Managers

Abhishek Bisen

Since April 2008

Additional Scheme Detailsas of 31st March 2025

ISIN

INF174K01KE4

Expense Ratio

0.47%

Exit Load

No Charges

Fund Size

₹3,934 Cr

Age

12 years 3 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

NIFTY All Duration G-Sec TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Government Bond Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹40.38 Cr	-
Bajaj Finserv Gilt Fund Regular Growth Moderate Risk	1.0%	0.0%	₹40.38 Cr	-
UTI Nifty 5 Yr Benchmark G-Sec ETF Moderate Risk	0.2%	-	₹23.96 Cr	11.0%
LIC MF Gilt Fund Direct Growth Moderate Risk	0.8%	0.0%	₹89.76 Cr	11.2%
ICICI Prudential Gilt Fund Direct Growth Low to Moderate Risk	0.6%	0.0%	₹7132.60 Cr	11.4%
HSBC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹250.66 Cr	11.6%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹3542.43 Cr	12.3%
Nippon India Gilt Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹2059.91 Cr	11.9%
Invesco India Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹953.14 Cr	12.3%
Kotak Gilt Investment Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹3934.15 Cr	12.0%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹4,85,992 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.8%	0.0%	₹411.54 Cr	16.3%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1171.54 Cr	18.7%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹19.60 Cr	12.3%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.5%	1.0%	₹7642.88 Cr	8.5%
Kotak S&P BSE Housing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹16.01 Cr	4.2%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk	-	0.0%	₹94.00 Cr	9.2%
Kotak Yearly Interval Plan Series 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 304 Direct Growth Moderate Risk	-	-	₹109.38 Cr	13.4%
Kotak Fixed Maturity Plan Series 262 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 291 - 1826 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 264 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 310 - 1131 Days Direct Growth Moderate Risk	-	0.0%	₹125.59 Cr	8.2%
Kotak FMP Series 306 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 249 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 295 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 258 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 298 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 290 - 1180 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Monthly Interval Series 4 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 293 - 1826 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak India Growth Fund Series IV Direct Growth Very High Risk	0.3%	0.0%	₹132.94 Cr	50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 287 - 1188 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 272 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak Fixed Maturity Plan Series 273 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 305 Direct Growth Low to Moderate Risk	-	0.0%	₹33.56 Cr	8.1%
Kotak FMP Series 300 - 1223 days Direct Growth Low to Moderate Risk	-	0.0%	₹241.41 Cr	8.2%
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 292 - 1735 Days Direct Growth Low to Moderate Risk	-	0.0%	₹452.72 Cr	8.4%
Kotak FMP Series 289 -1179 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 288 -1177 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Small Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹15706.46 Cr	6.6%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹49130.00 Cr	9.5%
Kotak Equity Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹24912.67 Cr	7.8%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.7%	0.0%	₹5862.55 Cr	6.1%
Kotak Nifty 200 Momentum 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹350.73 Cr	-9.0%
Kotak Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹808.02 Cr	8.5%
Kotak Infrastructure and Economic Reform Fund Direct Growth Very High Risk	0.7%	0.0%	₹2132.65 Cr	0.7%
Kotak Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹11266.23 Cr	8.5%
Kotak Bluechip Fund Direct Growth Very High Risk	0.6%	1.0%	₹9424.03 Cr	11.1%
Kotak Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹2031.27 Cr	11.1%
Kotak Bond Fund Short Term Plan Direct Growth Low to Moderate Risk	0.4%	0.0%	₹16681.43 Cr	10.0%

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Kotak Gilt Investment Fund Direct Growth?

The NAV of Kotak Gilt Investment Fund Direct Growth, as of 17-Apr-2025, is ₹109.62.

What are the returns of Kotak Gilt Investment Fund Direct Growth?

The fund has generated 11.97% over the last 1 year and 8.78% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Kotak Gilt Investment Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 98.06% in bonds, and 1.94% in cash and cash equivalents.

Who manages the Kotak Gilt Investment Fund Direct Growth?

The fund managers responsible for Kotak Gilt Investment Fund Direct Growth are:-

Abhishek Bisen

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹3,934 Cr

Expense Ratio

0.47%

ISIN

INF174K01KE4

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Low to Moderate Risk