Kotak Debt Hybrid Fund Regular Growth
HybridConservative AllocationModerately High risk
Regular
NAV (06-Sep-24)
₹56.48-0.34%1D
Returns (Since Inception)
8.70%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,687 Cr
Expense Ratio
1.69%
ISIN
INF174K01393
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
02 Dec 2003
About this fund
Kotak Debt Hybrid Fund Regular Growth is a Conservative Allocation mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 20 years, 9 months and 5 days, having been launched on 02-Dec-03.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹56.48, Assets Under Management (AUM) of 2687.20 Crores, and an expense ratio of 1.69%.
As of 06-Sep-24, it has a Net Asset Value (NAV) of ₹56.48, Assets Under Management (AUM) of 2687.20 Crores, and an expense ratio of 1.69%.
- Kotak Debt Hybrid Fund Regular Growth has given a CAGR return of 8.70% since inception.
- The fund's asset allocation comprises around 24.34% in equities, 57.63% in debts, and 17.78% in cash & cash equivalents.
- You can start investing in Kotak Debt Hybrid Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+17.72%
+13.08% (Cat Avg.)
3 Years
+10.48%
+8.61% (Cat Avg.)
5 Years
+12.32%
+9.49% (Cat Avg.)
10 Years
+10.17%
+7.48% (Cat Avg.)
Since Inception
+8.70%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Equity | ₹654.16 Cr | 24.34% |
| Debt | ₹1,548.68 Cr | 57.63% |
| Others | ₹484.36 Cr | 18.02% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Triparty Repo | Cash - Repurchase Agreement | ₹440.7 Cr | 16.40% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹268.5 Cr | 9.99% |
| 7.25% Govt Stock 2063 | Bond - Gov't/Treasury | ₹215.57 Cr | 8.02% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹211.52 Cr | 7.87% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹117.8 Cr | 4.38% |
| 7.46% Govt Stock 2073 | Bond - Gov't/Treasury | ₹110.92 Cr | 4.13% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹77.93 Cr | 2.90% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹70.7 Cr | 2.63% |
| 8.34% Govt Stock 2033 | Bond - Gov't/Treasury | ₹59.97 Cr | 2.23% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹58.94 Cr | 2.19% |
| Maruti Suzuki India Ltd | Equity | ₹41.32 Cr | 1.54% |
| Hero MotoCorp Ltd | Equity | ₹35.51 Cr | 1.32% |
| Hindustan Unilever Ltd | Equity | ₹35.39 Cr | 1.32% |
| Net Current Assets/(Liabilities) | Cash - Collateral | ₹35.09 Cr | 1.31% |
| Power Finance Corp Ltd | Equity | ₹34.53 Cr | 1.29% |
| NTPC Ltd | Equity | ₹32.17 Cr | 1.20% |
| GAIL (India) Ltd | Equity | ₹27.2 Cr | 1.01% |
| HDFC Bank Ltd | Equity | ₹25.72 Cr | 0.96% |
| Bharti Airtel Ltd | Equity | ₹25.56 Cr | 0.95% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.28 Cr | 0.94% |
| Hindustan Petroleum Corp Ltd | Equity | ₹25.18 Cr | 0.94% |
| REC Ltd. 0.0747% | Bond - Corporate Bond | ₹25.05 Cr | 0.93% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹25 Cr | 0.93% |
| Tech Mahindra Ltd | Equity | ₹24.39 Cr | 0.91% |
| State Bank of India 0.0834% | Bond - Corporate Bond | ₹24.34 Cr | 0.91% |
| Ntpc Limited | Bond - Corporate Bond | ₹24.08 Cr | 0.90% |
| Bank of Baroda | Equity | ₹23.95 Cr | 0.89% |
| Reliance Industries Ltd | Equity | ₹20.67 Cr | 0.77% |
| Maharashtra (Government of) 0.0745% | Bond - Sub-sovereign Government Debt | ₹20.35 Cr | 0.76% |
| Maharashtra (Government of) 0.0745% | Bond - Sub-sovereign Government Debt | ₹20.33 Cr | 0.76% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹20.01 Cr | 0.74% |
| Axis Bank Ltd | Equity | ₹19.89 Cr | 0.74% |
| Ola Electric Mobility Ltd | Equity | ₹18.77 Cr | 0.70% |
| Samvardhana Motherson International Ltd | Equity | ₹18.46 Cr | 0.69% |
| Life Insurance Corporation of India | Equity | ₹18 Cr | 0.67% |
| State Bank of India | Equity | ₹16.06 Cr | 0.60% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹15.16 Cr | 0.56% |
| Punjab National Bank 0.0847% | Bond - Gov't Agency Debt | ₹14.94 Cr | 0.56% |
| Subros Ltd | Equity | ₹14.03 Cr | 0.52% |
| Pokarna Ltd | Equity | ₹14.03 Cr | 0.52% |
| Radico Khaitan Ltd | Equity | ₹13.03 Cr | 0.48% |
| Brainbees Solutions Ltd | Equity | ₹12.87 Cr | 0.48% |
| Ambuja Cements Ltd | Equity | ₹12.46 Cr | 0.46% |
| Jyoti CNC Automation Ltd | Equity | ₹10.89 Cr | 0.41% |
| ITC Ltd | Equity | ₹10.83 Cr | 0.40% |
| Fortis Healthcare Ltd | Equity | ₹10.25 Cr | 0.38% |
| Aditya Birla Finance Limited | Bond - Corporate Bond | ₹10.16 Cr | 0.38% |
| Prataap Snacks Ltd | Equity | ₹10.13 Cr | 0.38% |
| 07.95 FERT BND 2026 | Bond - Gov't Agency Debt | ₹10.13 Cr | 0.38% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹9.92 Cr | 0.37% |
| Indian Bank | Equity | ₹9.6 Cr | 0.36% |
| Infosys Ltd | Equity | ₹9.3 Cr | 0.35% |
| Britannia Industries Ltd | Equity | ₹8.49 Cr | 0.32% |
| United Spirits Ltd | Equity | ₹8.15 Cr | 0.30% |
| VST Tillers Tractors Ltd | Equity | ₹7.59 Cr | 0.28% |
| Dabur India Ltd | Equity | ₹7.25 Cr | 0.27% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹7.17 Cr | 0.27% |
| Mphasis Ltd | Equity | ₹7.01 Cr | 0.26% |
| JNK India Ltd | Equity | ₹6.96 Cr | 0.26% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹6.8 Cr | 0.25% |
| SBI ALTERNATIVE INVESTMENT FUND | Mutual Fund - Open End | ₹6.55 Cr | 0.24% |
| Century Plyboards (India) Ltd | Equity | ₹6.41 Cr | 0.24% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹6.28 Cr | 0.23% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹6.21 Cr | 0.23% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹6.16 Cr | 0.23% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹6.12 Cr | 0.23% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹6.1 Cr | 0.23% |
| Zee Entertainment Enterprises Ltd | Equity | ₹5.36 Cr | 0.20% |
| Colgate-Palmolive (India) Ltd | Equity | ₹5.2 Cr | 0.19% |
| 07.65 MP Sdl 2027 | Bond - Gov't/Treasury | ₹5.08 Cr | 0.19% |
| 06.57 AP Sdl 2030 | Bond - Gov't/Treasury | ₹4.86 Cr | 0.18% |
| Jubilant Foodworks Ltd | Equity | ₹4.78 Cr | 0.18% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹4.75 Cr | 0.18% |
| Mahindra Lifespace Developers Ltd | Equity | ₹4.48 Cr | 0.17% |
| Goi 12.04.2026 Gov | Bond - Gov't/Treasury | ₹4.47 Cr | 0.17% |
| 7.72% Govt Stock 2028 | Bond - Gov't/Treasury | ₹4.29 Cr | 0.16% |
| DEE Development Engineers Ltd | Equity | ₹4.25 Cr | 0.16% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹4.21 Cr | 0.16% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹4 Cr | 0.15% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹3.33 Cr | 0.12% |
| Jio Financial Services Ltd | Equity | ₹3.22 Cr | 0.12% |
| 07.96 PN Sdl 2026 | Bond - Gov't/Treasury | ₹3.04 Cr | 0.11% |
| 07.84 MH Sdl 2026 | Bond - Gov't/Treasury | ₹3.04 Cr | 0.11% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹2.55 Cr | 0.09% |
| 07.96 MH Sdl 2026 | Bond - Gov't/Treasury | ₹2.54 Cr | 0.09% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹2.09 Cr | 0.08% |
| 08.05 Tn Sdl 2028apr | Bond - Gov't/Treasury | ₹2.06 Cr | 0.08% |
| Barbeque-Nation Hospitality Ltd | Equity | ₹2.05 Cr | 0.08% |
| 9.15% Govt Stock 2024 | Bond - Gov't/Treasury | ₹2.01 Cr | 0.07% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹2.01 Cr | 0.07% |
| 08.29 AP Sdl 2026 | Bond - Gov't/Treasury | ₹1.9 Cr | 0.07% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹1.84 Cr | 0.07% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹1.75 Cr | 0.07% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹1.69 Cr | 0.06% |
| 07.98 KL Sdl 2026may | Bond - Gov't/Treasury | ₹1.52 Cr | 0.06% |
| 0% GOI- 22082026 STRIPS | Bond - Gov't/Treasury | ₹1.48 Cr | 0.06% |
| Bharat Highways InvIT Unit | Equity | ₹1.41 Cr | 0.05% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹1.36 Cr | 0.05% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹1.14 Cr | 0.04% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.1 Cr | 0.04% |
| GS CG 23/12/2025 - (STRIPS) TB | Bond - Gov't/Treasury | ₹0.91 Cr | 0.03% |
| GS CG 22/2/2027 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹0.88 Cr | 0.03% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹0.7 Cr | 0.03% |
| 6.67% Govt Stock 2035 | Bond - Gov't/Treasury | ₹0 Cr | 0.00% |
| 07.91 UP Sgs 2037 | Bond - Gov't/Treasury | ₹0 Cr | 0.00% |
| 6.67% Govt Stock 2050 | Bond - Gov't/Treasury | ₹0 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹152.39 Cr | 5.67% |
| Consumer Cyclical | ₹147.78 Cr | 5.50% |
| Consumer Defensive | ₹98.47 Cr | 3.66% |
| Utilities | ₹59.37 Cr | 2.21% |
| Energy | ₹45.85 Cr | 1.71% |
| Industrials | ₹43.72 Cr | 1.63% |
| Technology | ₹40.7 Cr | 1.51% |
| Communication Services | ₹32.28 Cr | 1.20% |
| Basic Materials | ₹18.87 Cr | 0.70% |
| Healthcare | ₹10.25 Cr | 0.38% |
| Real Estate | ₹4.48 Cr | 0.17% |
Risk & Performance Ratios
Standard Deviation
This fund
4.32%
Cat. avg.
4.23%
Lower the better
Sharpe Ratio
This fund
1.12
Cat. avg.
0.64
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.37
Higher the better
Fund Managers
Additional Scheme Detailsas of 15th August 2024
ISIN | INF174K01393 | Expense Ratio | 1.69% | Exit Load | 1.00% | Fund Size | ₹2,687 Cr | Age | 02 Dec 2003 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹116.26 Cr | 13.3% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.1% | 0.0% | ₹26.73 Cr | 11.1% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2148.47 Cr | 17.1% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2148.47 Cr | 16.8% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1637.97 Cr | 16.1% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3357.10 Cr | 15.3% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹825.74 Cr | 9.8% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹10006.83 Cr | 14.3% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹968.86 Cr | 13.0% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.2% | 0.0% | ₹176.94 Cr | 15.4% |
About the AMC
Total AUM
₹4,96,460 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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What is the current NAV of Kotak Debt Hybrid Fund Regular Growth?
The NAV of Kotak Debt Hybrid Fund Regular Growth, as of 06-Sep-2024, is ₹56.48.
What are the returns of Kotak Debt Hybrid Fund Regular Growth?
The fund has generated 17.72% over the last 1 year and 10.48% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Kotak Debt Hybrid Fund Regular Growth?
The fund's allocation of assets is distributed as 24.34% in equities, 57.63% in bonds, and 17.78% in cash and cash equivalents.
Who manages the Kotak Debt Hybrid Fund Regular Growth?
The fund managers responsible for Kotak Debt Hybrid Fund Regular Growth are:-
- Abhishek Bisen
- Shibani Kurian
- Palha Khanna
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.