Kotak Banking & Financial Services Fund Regular Growth
EquitySector - Financial ServicesVery High Risk
Regular
NAV (27-Mar-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,007 Cr
Expense Ratio
2.20%
ISIN
INF174KA1MA7
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
27 Feb 2023
About this fund
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹14.29, Assets Under Management (AUM) of 1007.47 Crores, and an expense ratio of 2.2%.
- Kotak Banking & Financial Services Fund Regular Growth has given a CAGR return of 18.73% since inception.
- The fund's asset allocation comprises around 96.37% in equities, 0.00% in debts, and 3.63% in cash & cash equivalents.
- You can start investing in Kotak Banking & Financial Services Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+15.03%
+9.18% (Cat Avg.)
Since Inception
+18.73%
— (Cat Avg.)
Portfolio Summaryas of 28th February 2025
| Equity | ₹970.91 Cr | 96.37% |
| Others | ₹36.55 Cr | 3.63% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹190.62 Cr | 18.92% |
| ICICI Bank Ltd | Equity | ₹182.37 Cr | 18.10% |
| Axis Bank Ltd | Equity | ₹71.14 Cr | 7.06% |
| State Bank of India | Equity | ₹69.23 Cr | 6.87% |
| Bajaj Finance Ltd | Equity | ₹67.1 Cr | 6.66% |
| Kotak Mahindra Bank Ltd | Equity | ₹48.22 Cr | 4.79% |
| Triparty Repo | Cash - Repurchase Agreement | ₹40.19 Cr | 3.99% |
| Power Finance Corp Ltd | Equity | ₹37.35 Cr | 3.71% |
| Shriram Finance Ltd | Equity | ₹35.17 Cr | 3.49% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹22.66 Cr | 2.25% |
| India Shelter Finance Corporation Ltd | Equity | ₹20.27 Cr | 2.01% |
| 360 One Wam Ltd Ordinary Shares | Equity | ₹19.35 Cr | 1.92% |
| Indian Bank | Equity | ₹18.68 Cr | 1.85% |
| Poonawalla Fincorp Ltd | Equity | ₹18.28 Cr | 1.81% |
| Nuvama Wealth Management Ltd | Equity | ₹16.27 Cr | 1.61% |
| Aditya Birla Sun Life AMC Ltd | Equity | ₹15.56 Cr | 1.54% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹15.13 Cr | 1.50% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹14.89 Cr | 1.48% |
| City Union Bank Ltd | Equity | ₹13.52 Cr | 1.34% |
| LIC Housing Finance Ltd | Equity | ₹13.07 Cr | 1.30% |
| Bank of Baroda | Equity | ₹11.04 Cr | 1.10% |
| Karur Vysya Bank Ltd | Equity | ₹10.66 Cr | 1.06% |
| Can Fin Homes Ltd | Equity | ₹10.11 Cr | 1.00% |
| The Federal Bank Ltd | Equity | ₹9.53 Cr | 0.95% |
| BSE Ltd | Equity | ₹8.85 Cr | 0.88% |
| The South Indian Bank Ltd | Equity | ₹7.32 Cr | 0.73% |
| HDFC Life Insurance Co Ltd | Equity | ₹6.88 Cr | 0.68% |
| ICICI Securities Ltd | Equity | ₹6.81 Cr | 0.68% |
| Dam Capital Advisors Ltd | Equity | ₹5.94 Cr | 0.59% |
| Mahindra & Mahindra Financial Services Ltd | Equity | ₹4.93 Cr | 0.49% |
| Net Current Assets/(Liabilities) | Cash | ₹-3.63 Cr | 0.36% |
Allocation By Market Cap (Equity)
Large Cap Stocks
72.88%
Mid Cap Stocks
11.11%
Small Cap Stocks
12.38%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹970.91 Cr | 96.37% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
15.23%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.48
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.91
Higher the better
Fund Managers
Abhishek Bisen
Since February 2023
Shibani Kurian
Since February 2023
Additional Scheme Detailsas of 28th February 2025
ISIN INF174KA1MA7 | Expense Ratio 2.20% | Exit Load No Charges | Fund Size ₹1,007 Cr | Age 2 years 1 month | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark Nifty Financial Services TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Sector - Financial Services Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Nifty Private Bank ETF Very High Risk | 0.1% | - | ₹10.86 Cr | 10.1% |
| Aditya Birla Sun Life Nifty Financial Services ETF Very High Risk | - | - | - | - |
| Nippon India ETF Nifty PSU Bank BeES Very High Risk | 0.5% | - | ₹2307.54 Cr | -7.6% |
| Kotak Nifty PSU Bank ETF Very High Risk | 0.5% | - | ₹1246.88 Cr | -7.6% |
| HDFC Nifty Bank ETF Very High Risk | 0.2% | - | ₹2818.24 Cr | 13.8% |
| ICICI Prudential Nifty Private Banks ETF Very High Risk | 0.1% | - | ₹1911.12 Cr | 14.1% |
| Axis NIFTY Bank ETF Very High Risk | 0.2% | - | ₹282.92 Cr | 11.0% |
| ICICI Prudential Banking and Financial Services Regular Growth Very High Risk | 1.8% | 1.0% | ₹8843.33 Cr | 14.8% |
| UTI Banking and Financial Services Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1106.91 Cr | 15.5% |
| Nippon India Banking & Financial Services Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹6129.15 Cr | 13.5% |
About the AMC
Kotak Mahindra Mutual Fund
Total AUM
₹5,09,747 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
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What is the current NAV of Kotak Banking & Financial Services Fund Regular Growth?
What is the portfolio composition of Kotak Banking & Financial Services Fund Regular Growth?
Who manages the Kotak Banking & Financial Services Fund Regular Growth?
- Abhishek Bisen
- Shibani Kurian
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Kotak Banking & Financial Services Fund Regular Growth
EquitySector - Financial ServicesVery High Risk
Regular
NAV (27-Mar-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,007 Cr
Expense Ratio
2.20%
ISIN
INF174KA1MA7
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
27 Feb 2023
Risk Level
Your principal amount will be at Very High Risk
About this fund
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹14.29, Assets Under Management (AUM) of 1007.47 Crores, and an expense ratio of 2.2%.
- Kotak Banking & Financial Services Fund Regular Growth has given a CAGR return of 18.73% since inception.
- The fund's asset allocation comprises around 96.37% in equities, 0.00% in debts, and 3.63% in cash & cash equivalents.
- You can start investing in Kotak Banking & Financial Services Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+15.03%
+9.18% (Cat Avg.)
Since Inception
+18.73%
— (Cat Avg.)
Portfolio Summaryas of 28th February 2025
| Equity | ₹970.91 Cr | 96.37% |
| Others | ₹36.55 Cr | 3.63% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹190.62 Cr | 18.92% |
| ICICI Bank Ltd | Equity | ₹182.37 Cr | 18.10% |
| Axis Bank Ltd | Equity | ₹71.14 Cr | 7.06% |
| State Bank of India | Equity | ₹69.23 Cr | 6.87% |
| Bajaj Finance Ltd | Equity | ₹67.1 Cr | 6.66% |
| Kotak Mahindra Bank Ltd | Equity | ₹48.22 Cr | 4.79% |
| Triparty Repo | Cash - Repurchase Agreement | ₹40.19 Cr | 3.99% |
| Power Finance Corp Ltd | Equity | ₹37.35 Cr | 3.71% |
| Shriram Finance Ltd | Equity | ₹35.17 Cr | 3.49% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹22.66 Cr | 2.25% |
| India Shelter Finance Corporation Ltd | Equity | ₹20.27 Cr | 2.01% |
| 360 One Wam Ltd Ordinary Shares | Equity | ₹19.35 Cr | 1.92% |
| Indian Bank | Equity | ₹18.68 Cr | 1.85% |
| Poonawalla Fincorp Ltd | Equity | ₹18.28 Cr | 1.81% |
| Nuvama Wealth Management Ltd | Equity | ₹16.27 Cr | 1.61% |
| Aditya Birla Sun Life AMC Ltd | Equity | ₹15.56 Cr | 1.54% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹15.13 Cr | 1.50% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹14.89 Cr | 1.48% |
| City Union Bank Ltd | Equity | ₹13.52 Cr | 1.34% |
| LIC Housing Finance Ltd | Equity | ₹13.07 Cr | 1.30% |
| Bank of Baroda | Equity | ₹11.04 Cr | 1.10% |
| Karur Vysya Bank Ltd | Equity | ₹10.66 Cr | 1.06% |
| Can Fin Homes Ltd | Equity | ₹10.11 Cr | 1.00% |
| The Federal Bank Ltd | Equity | ₹9.53 Cr | 0.95% |
| BSE Ltd | Equity | ₹8.85 Cr | 0.88% |
| The South Indian Bank Ltd | Equity | ₹7.32 Cr | 0.73% |
| HDFC Life Insurance Co Ltd | Equity | ₹6.88 Cr | 0.68% |
| ICICI Securities Ltd | Equity | ₹6.81 Cr | 0.68% |
| Dam Capital Advisors Ltd | Equity | ₹5.94 Cr | 0.59% |
| Mahindra & Mahindra Financial Services Ltd | Equity | ₹4.93 Cr | 0.49% |
| Net Current Assets/(Liabilities) | Cash | ₹-3.63 Cr | 0.36% |
Allocation By Market Cap (Equity)
Large Cap Stocks
72.88%
Mid Cap Stocks
11.11%
Small Cap Stocks
12.38%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹970.91 Cr | 96.37% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
15.23%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.48
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.91
Higher the better
Fund Managers
Abhishek Bisen
Since February 2023
Shibani Kurian
Since February 2023
Additional Scheme Detailsas of 28th February 2025
ISIN INF174KA1MA7 | Expense Ratio 2.20% | Exit Load No Charges | Fund Size ₹1,007 Cr | Age 2 years 1 month | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark Nifty Financial Services TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Sector - Financial Services Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Tata Nifty Private Bank ETF Very High Risk | 0.1% | - | ₹10.86 Cr | 10.1% |
| Aditya Birla Sun Life Nifty Financial Services ETF Very High Risk | - | - | - | - |
| Nippon India ETF Nifty PSU Bank BeES Very High Risk | 0.5% | - | ₹2307.54 Cr | -7.6% |
| Kotak Nifty PSU Bank ETF Very High Risk | 0.5% | - | ₹1246.88 Cr | -7.6% |
| HDFC Nifty Bank ETF Very High Risk | 0.2% | - | ₹2818.24 Cr | 13.8% |
| ICICI Prudential Nifty Private Banks ETF Very High Risk | 0.1% | - | ₹1911.12 Cr | 14.1% |
| Axis NIFTY Bank ETF Very High Risk | 0.2% | - | ₹282.92 Cr | 11.0% |
| ICICI Prudential Banking and Financial Services Regular Growth Very High Risk | 1.8% | 1.0% | ₹8843.33 Cr | 14.8% |
| UTI Banking and Financial Services Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1106.91 Cr | 15.5% |
| Nippon India Banking & Financial Services Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹6129.15 Cr | 13.5% |
About the AMC
Kotak Mahindra Mutual Fund
Total AUM
₹5,09,747 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Kotak Banking & Financial Services Fund Regular Growth?
What is the portfolio composition of Kotak Banking & Financial Services Fund Regular Growth?
Who manages the Kotak Banking & Financial Services Fund Regular Growth?
- Abhishek Bisen
- Shibani Kurian
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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