ITI Balanced Advantage Fund Regular Growth

Fund Overview

Fund Size

₹378 Cr

Expense Ratio

2.25%

ISIN

INF00XX01655

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

31 Dec 2019

About this fund

ITI Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by ITI Mutual Fund. This fund has been in existence for 5 years, 1 months and 22 days, having been launched on 31-Dec-19.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹13.60, Assets Under Management (AUM) of 378.30 Crores, and an expense ratio of 2.25%.

ITI Balanced Advantage Fund Regular Growth has given a CAGR return of 6.16% since inception.
The fund's asset allocation comprises around 49.77% in equities, 6.06% in debts, and 44.17% in cash & cash equivalents.
You can start investing in ITI Balanced Advantage Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.03%

+4.53% (Cat Avg.)

3 Years

+7.96%

+10.71% (Cat Avg.)

5 Years

+5.85%

+11.31% (Cat Avg.)

Since Inception

+6.16%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2025

Equity	₹188.28 Cr	49.77%
Debt	₹22.91 Cr	6.06%
Others	₹167.11 Cr	44.17%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps 03-Feb-2025	Cash - Repurchase Agreement	₹65.83 Cr	17.40%
Cash Offset For Derivatives	Cash - General Offset	₹58.12 Cr	15.36%
Net Receivables / (Payables)	Cash	₹27.26 Cr	7.21%
HDFC Bank Ltd	Equity	₹26.2 Cr	6.93%
Infosys Ltd	Equity	₹17.17 Cr	4.54%
Reliance Industries Ltd	Equity	₹16.69 Cr	4.41%
5.22% Govt Stock 2025	Bond - Gov't/Treasury	₹14.93 Cr	3.95%
Bharti Airtel Ltd	Equity	₹11.13 Cr	2.94%
ICICI Bank Ltd	Equity	₹10.45 Cr	2.76%
Sun Pharmaceuticals Industries Ltd	Equity	₹9.9 Cr	2.62%
Future on Reliance Industries Ltd	Equity - Future	₹-9.84 Cr	2.60%
Garware Hi-Tech Films Ltd	Equity	₹9.45 Cr	2.50%
Bajaj Finance Ltd	Equity	₹8.6 Cr	2.27%
Union Bank Of India	Cash - CD/Time Deposit	₹8.46 Cr	2.24%
ITC Ltd	Equity	₹8.23 Cr	2.18%
Axis Bank Ltd	Equity	₹8.23 Cr	2.17%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹7.99 Cr	2.11%
Future on Tata Consultancy Services Ltd	Equity - Future	₹-7.88 Cr	2.08%
Tata Consultancy Services Ltd	Equity	₹7.84 Cr	2.07%
Titan Company Limited	Equity - Future	₹-7.61 Cr	2.01%
Titan Co Ltd	Equity	₹7.59 Cr	2.01%
Future on State Bank of India	Equity - Future	₹-7.21 Cr	1.91%
State Bank of India	Equity	₹7.19 Cr	1.90%
Mahindra & Mahindra Ltd	Equity	₹6.64 Cr	1.76%
Zomato Ltd	Equity	₹6.46 Cr	1.71%
SBI Life Insurance Co Ltd	Equity	₹6.41 Cr	1.69%
ICICI Lombard General Insurance Co Ltd	Equity	₹6.04 Cr	1.60%
Siemens Ltd	Equity	₹5.61 Cr	1.48%
PB Fintech Ltd	Equity	₹5.23 Cr	1.38%
Larsen & Toubro Ltd	Equity	₹5.17 Cr	1.37%
Future on Bajaj Finance Ltd	Equity - Future	₹-4.26 Cr	1.13%
HDFC Life Insurance Co Ltd	Equity	₹4.04 Cr	1.07%
HCL Technologies Ltd	Equity	₹4.01 Cr	1.06%
ICICI Securities Ltd	Equity	₹3.96 Cr	1.05%
UltraTech Cement Ltd	Equity	₹3.91 Cr	1.03%
Siemens Limited	Equity - Future	₹-3.75 Cr	0.99%
Power Grid Corp Of India Ltd	Equity	₹3.58 Cr	0.95%
Future on Power Grid Corp Of India Ltd	Equity - Future	₹-3.55 Cr	0.94%
NTPC Ltd	Equity	₹3.43 Cr	0.91%
ABB India Ltd	Equity	₹3.3 Cr	0.87%
Bharti Airtel Ltd (Partly Paid Rs.1.25)	Equity	₹3.3 Cr	0.87%
Dam Capital Advisors Ltd	Equity	₹3.26 Cr	0.86%
Future on Adani Enterprises Ltd	Equity - Future	₹-2.97 Cr	0.79%
91 Days Tbill Red 24-04-2025	Bond - Gov't/Treasury	₹2.96 Cr	0.78%
Adani Enterprises Ltd	Equity	₹2.95 Cr	0.78%
One97 Communications Ltd	Equity	₹2.79 Cr	0.74%
Tata Steel Ltd	Equity	₹2.79 Cr	0.74%
Future on Hindalco Industries Ltd	Equity - Future	₹-2.76 Cr	0.73%
Future on Tata Steel Ltd	Equity - Future	₹-2.75 Cr	0.73%
Hindalco Industries Ltd	Equity	₹2.75 Cr	0.73%
Future on SBI Life Insurance Co Ltd	Equity - Future	₹-2.74 Cr	0.72%
HDFC Bank Limited	Cash - CD/Time Deposit	₹2.5 Cr	0.66%
Punjab National Bank	Cash - CD/Time Deposit	₹1.98 Cr	0.52%
Apollo Hospitals Enterprise Ltd	Equity	₹1.96 Cr	0.52%
Sagility India Ltd	Equity	₹1.85 Cr	0.49%
Tata Consumer Products Ltd	Equity	₹1.79 Cr	0.47%
Cummins India Ltd	Equity	₹1.75 Cr	0.46%
Dixon Technologies (India) Ltd	Equity	₹1.69 Cr	0.45%
Future on Tata Motors Ltd	Equity - Future	₹-1.54 Cr	0.41%
Tata Motors Ltd	Equity	₹1.54 Cr	0.41%
Future on DLF Ltd	Equity - Future	₹-1.24 Cr	0.33%
DLF Ltd	Equity	₹1.23 Cr	0.32%
ITC Hotels Ltd	Equity	₹0.3 Cr	0.08%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹89.61 Cr	23.69%
Technology	₹33.5 Cr	8.86%
Consumer Cyclical	₹22.53 Cr	5.96%
Energy	₹19.64 Cr	5.19%
Basic Materials	₹18.89 Cr	4.99%
Industrials	₹15.83 Cr	4.18%
Communication Services	₹14.43 Cr	3.81%
Healthcare	₹13.7 Cr	3.62%
Consumer Defensive	₹10.03 Cr	2.65%
Utilities	₹7.01 Cr	1.85%
Real Estate	₹1.23 Cr	0.33%

Risk & Performance Ratios

Fund Managers

Rohan Korde

Since November 2024

Vishal Jajoo

Since September 2023

Rajesh Bhatia

Since September 2023

Additional Scheme Detailsas of 31st January 2025

ISIN

INF00XX01655

Expense Ratio

2.25%

Exit Load

1.00%

Fund Size

₹378 Cr

Age

5 years 1 month

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 50 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Motilal Oswal Balance Advantage Fund Regular Growth Very High Risk	2.2%	1.0%	₹1011.12 Cr	-7.6%
Motilal Oswal Balance Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1011.12 Cr	-6.4%
Quant Dynamic Asset Allocation Fund Direct Growth Very High Risk	0.7%	1.0%	₹1274.13 Cr	0.1%
Quant Dynamic Asset Allocation Fund Regular Growth Very High Risk	2.1%	1.0%	₹1274.13 Cr	-1.4%
Bandhan Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	0.0%	₹2193.01 Cr	8.5%
Bandhan Balanced Advantage Fund Regular Growth Moderately High risk	2.0%	0.0%	₹2193.01 Cr	7.1%
Mahindra Manulife Balanced Advantage Fund Regular Growth Very High Risk	2.2%	1.0%	₹880.38 Cr	2.6%
Mahindra Manulife Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹880.38 Cr	4.3%
Mirae Asset Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	1.0%	₹1750.90 Cr	7.1%
Mirae Asset Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	1.0%	₹1750.90 Cr	5.6%

About the AMC

ITI Mutual Fund

022-66214999

https://www.itimf.com/

Total AUM

₹9,280 Cr

Address

Mumbai, 400013

Other Funds by ITI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
ITI Focused Equity Fund Direct Growth Very High Risk	0.5%	1.0%	₹482.56 Cr	7.9%
ITI Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹80.55 Cr	7.1%
ITI Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹317.43 Cr	7.4%
ITI Multi Cap Fund Direct Growth Very High Risk	0.2%	1.0%	₹1312.94 Cr	-0.6%
ITI Value Fund Direct Growth Very High Risk	0.5%	1.0%	₹301.03 Cr	-0.4%
ITI Conservative Hybrid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹14.80 Cr	8.9%
ITI Dynamic Bond Fund Direct Growth Moderate Risk	0.1%	0.0%	₹47.38 Cr	8.1%
ITI Balanced Advantage Fund Direct Growth Moderately High risk	0.5%	1.0%	₹378.30 Cr	4.8%
ITI Small Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹2253.76 Cr	6.5%
ITI Large Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹364.35 Cr	1.8%
ITI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹30.73 Cr	7.6%
ITI Banking and Financial Services Fund Direct Growth Very High Risk	0.3%	1.0%	₹265.94 Cr	4.3%
ITI Arbitrage Fund Direct Growth Low Risk	0.2%	0.0%	₹43.18 Cr	7.8%
ITI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹18.29 Cr	6.5%
ITI Mid Cap Fund Direct Growth Very High Risk	0.1%	1.0%	₹1095.38 Cr	4.8%
ITI Long Term Equity Fund Direct Growth Very High Risk	0.5%	0.0%	₹374.22 Cr	4.5%
ITI Pharma and Healthcare Fund Direct Growth Very High Risk	0.4%	1.0%	₹216.51 Cr	11.9%
ITI Flexi Cap Fund Direct Growth Very High Risk	0.1%	1.0%	₹1200.60 Cr	4.4%

Risk Level

Your principal amount will be at Moderately High risk

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Still got questions?
We're here to help.

What is the current NAV of ITI Balanced Advantage Fund Regular Growth?

The NAV of ITI Balanced Advantage Fund Regular Growth, as of 21-Feb-2025, is ₹13.60.

What are the returns of ITI Balanced Advantage Fund Regular Growth?

The fund has generated 3.03% over the last 1 year and 7.96% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of ITI Balanced Advantage Fund Regular Growth?

The fund's allocation of assets is distributed as 49.77% in equities, 6.06% in bonds, and 44.17% in cash and cash equivalents.

Who manages the ITI Balanced Advantage Fund Regular Growth?

The fund managers responsible for ITI Balanced Advantage Fund Regular Growth are:-

Rohan Korde
Vishal Jajoo
Rajesh Bhatia

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹378 Cr

Expense Ratio

2.25%

ISIN

INF00XX01655

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

31 Dec 2019

Risk Level

Your principal amount will be at Moderately High risk