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ICICI Prudential Savings Fund Direct Growth
DebtLow DurationLow to Moderate Risk
Direct
NAV (21-Nov-24)
₹525.310.02%1D
Returns (Since Inception)
7.83%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹21,132 Cr
Expense Ratio
0.42%
ISIN
INF109K01O82
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
ICICI Prudential Savings Fund Direct Growth is a Low Duration mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 11 years, 10 months and 21 days, having been launched on 01-Jan-13.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹525.31, Assets Under Management (AUM) of 21132.05 Crores, and an expense ratio of 0.42%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹525.31, Assets Under Management (AUM) of 21132.05 Crores, and an expense ratio of 0.42%.
- ICICI Prudential Savings Fund Direct Growth has given a CAGR return of 7.83% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 62.83% in debts, and 36.91% in cash & cash equivalents.
- You can start investing in ICICI Prudential Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.16%
+6.86% (Cat Avg.)
3 Years
+6.58%
+5.82% (Cat Avg.)
5 Years
+6.58%
+5.80% (Cat Avg.)
10 Years
+7.48%
+5.68% (Cat Avg.)
Since Inception
+7.83%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Debt | ₹13,277.54 Cr | 62.83% |
| Others | ₹7,854.51 Cr | 37.17% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.93% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1,376.35 Cr | 6.51% |
| Punjab National Bank ** | Cash | ₹1,039.06 Cr | 4.92% |
| Canara Bank ** | Cash | ₹984.13 Cr | 4.66% |
| Small Industries Development Bank Of India. ** | Cash | ₹870.85 Cr | 4.12% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹650.45 Cr | 3.08% |
| Hdfc Bank Ltd. ** | Cash | ₹600.96 Cr | 2.84% |
| Union Bank Of India ** | Cash | ₹511.52 Cr | 2.42% |
| 7.53% Govt Stock 2034 | Bond - Gov't/Treasury | ₹471.39 Cr | 2.23% |
| Bank Of India ** | Cash | ₹390.68 Cr | 1.85% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹351.3 Cr | 1.66% |
| Axis Bank Ltd. ** | Cash | ₹339.14 Cr | 1.60% |
| Net Current Assets | Cash | ₹335.82 Cr | 1.59% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹332.79 Cr | 1.57% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹325.26 Cr | 1.54% |
| Treps | Cash - Repurchase Agreement | ₹313.01 Cr | 1.48% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹300.44 Cr | 1.42% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹299.19 Cr | 1.42% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹294.37 Cr | 1.39% |
| Nirma Limited | Bond - Corporate Bond | ₹275.33 Cr | 1.30% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹274.86 Cr | 1.30% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹251.05 Cr | 1.19% |
| Nirma Limited | Bond - Corporate Bond | ₹250.15 Cr | 1.18% |
| Indian Bank ** | Cash | ₹243.57 Cr | 1.15% |
| Export-Import Bank Of India ** | Cash | ₹243.05 Cr | 1.15% |
| 7.3% Govt Stock 2028 | Bond - Gov't/Treasury | ₹229.17 Cr | 1.08% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹226.27 Cr | 1.07% |
| Canara Bank | Cash | ₹220.59 Cr | 1.04% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹210.36 Cr | 1.00% |
| SANSAR AUG 2024 VII TRUST | Bond - Asset Backed | ₹201.24 Cr | 0.95% |
| SANSAR JUNE 2024 TRUST | Bond - Asset Backed | ₹201.18 Cr | 0.95% |
| Embassy Office Parks REIT | Bond - Corporate Bond | ₹200.58 Cr | 0.95% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹199.84 Cr | 0.95% |
| Oberoi Realty Ltd. | Bond - Corporate Bond | ₹199.8 Cr | 0.95% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹199.69 Cr | 0.94% |
| 182 DTB 20022025 | Bond - Gov't/Treasury | ₹196.09 Cr | 0.93% |
| 182 DTB 27022025 | Bond - Gov't/Treasury | ₹195.85 Cr | 0.93% |
| Bajaj Housing Finance Ltd. | Bond - Corporate Bond | ₹195.5 Cr | 0.93% |
| Nabard | Cash | ₹194.88 Cr | 0.92% |
| Kotak Mahindra Bank Ltd. | Cash | ₹191.6 Cr | 0.91% |
| IDFC First Bank Limited | Bond - Corporate Bond | ₹175.04 Cr | 0.83% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹169.51 Cr | 0.80% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹163.79 Cr | 0.78% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹158.08 Cr | 0.75% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹155.51 Cr | 0.74% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹154.53 Cr | 0.73% |
| Sharekhan Ltd ** | Cash | ₹153.29 Cr | 0.73% |
| 7.52% GJ Sdl 08/03/2025 | Bond - Gov't/Treasury | ₹150.44 Cr | 0.71% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹149.81 Cr | 0.71% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹149.74 Cr | 0.71% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹149.55 Cr | 0.71% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹149.42 Cr | 0.71% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹139.94 Cr | 0.66% |
| Torrent Power Limited | Bond - Corporate Bond | ₹136.38 Cr | 0.65% |
| Torrent Power Limited | Bond - Corporate Bond | ₹125.47 Cr | 0.59% |
| Titan Company Limited | Bond - Corporate Bond | ₹120.21 Cr | 0.57% |
| Titan Company Limited | Bond - Corporate Bond | ₹120.12 Cr | 0.57% |
| Indusind Bank Ltd. ** | Cash | ₹117.99 Cr | 0.56% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹109.59 Cr | 0.52% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹109.32 Cr | 0.52% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹100.3 Cr | 0.47% |
| Sundaram Home Finance Limited | Bond - Corporate Bond | ₹100.27 Cr | 0.47% |
| Smfg India Credit Company Limited | Bond - Corporate Bond | ₹100.23 Cr | 0.47% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹100.22 Cr | 0.47% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹100.07 Cr | 0.47% |
| 6.89% Govt Stock 2025 | Bond - Gov't/Treasury | ₹100.05 Cr | 0.47% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹100.02 Cr | 0.47% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹99.56 Cr | 0.47% |
| Jm Financial Services Ltd. ** | Cash | ₹99.53 Cr | 0.47% |
| Punjab National Bank | Cash | ₹97.75 Cr | 0.46% |
| Nabard ** | Cash | ₹97.73 Cr | 0.46% |
| Indian Bank | Cash | ₹97.48 Cr | 0.46% |
| Pipeline Infrastructure Pvt Ltd. | Bond - Corporate Bond | ₹90.86 Cr | 0.43% |
| Altius Telecom Infrastructure Trust | Bond - Corporate Bond | ₹85.19 Cr | 0.40% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹85.04 Cr | 0.40% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹80.28 Cr | 0.38% |
| 08.36 MH Sdl 2026 | Bond - Gov't/Treasury | ₹76.33 Cr | 0.36% |
| Nirma Limited | Bond - Corporate Bond | ₹75.59 Cr | 0.36% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹75.47 Cr | 0.36% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹75.17 Cr | 0.36% |
| Sundaram Bnp Paribas Home Finance Limited | Bond - Corporate Bond | ₹75.01 Cr | 0.35% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹74.96 Cr | 0.35% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹74.78 Cr | 0.35% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹68.3 Cr | 0.32% |
| Citicorp Finance (India) Limited | Bond - Corporate Bond | ₹64.96 Cr | 0.31% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹64.83 Cr | 0.31% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹64.74 Cr | 0.31% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹60.91 Cr | 0.29% |
| Smfg India Credit Company Limited | Bond - Corporate Bond | ₹60.33 Cr | 0.29% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Open End | ₹53.87 Cr | 0.25% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.24 Cr | 0.24% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹50.24 Cr | 0.24% |
| Citicorp Finance (India) Ltd. | Bond - Corporate Bond | ₹50.02 Cr | 0.24% |
| Goi 06.11.2024 Gov | Bond - Gov't/Treasury | ₹49.95 Cr | 0.24% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.92 Cr | 0.24% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.82 Cr | 0.24% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.71 Cr | 0.24% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹49.69 Cr | 0.24% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.69 Cr | 0.24% |
| Toyota Financial Services India ** | Cash | ₹49.11 Cr | 0.23% |
| Birla Group Holdings Pvt. Ltd. ** | Cash | ₹49 Cr | 0.23% |
| Tmf Holdings Ltd. ** | Cash | ₹48.71 Cr | 0.23% |
| Axis Bank Ltd. | Cash | ₹47.51 Cr | 0.22% |
| Dme Development Limited | Bond - Corporate Bond | ₹44.04 Cr | 0.21% |
| Dme Development Limited | Bond - Corporate Bond | ₹43.99 Cr | 0.21% |
| Dme Development Limited | Bond - Corporate Bond | ₹43.8 Cr | 0.21% |
| Dme Development Limited | Bond - Corporate Bond | ₹43.78 Cr | 0.21% |
| Dme Development Limited | Bond - Corporate Bond | ₹43.74 Cr | 0.21% |
| Dme Development Limited | Bond - Corporate Bond | ₹43.49 Cr | 0.21% |
| Dme Development Limited | Bond - Corporate Bond | ₹43.33 Cr | 0.21% |
| Dme Development Limited | Bond - Corporate Bond | ₹43.01 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹42.81 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹42.56 Cr | 0.20% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹39.05 Cr | 0.18% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹29.97 Cr | 0.14% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹29.13 Cr | 0.14% |
| Rec Limited | Bond - Corporate Bond | ₹25.44 Cr | 0.12% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.02 Cr | 0.12% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹25.01 Cr | 0.12% |
| Godrej Industries Ltd. | Cash | ₹24.99 Cr | 0.12% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹24.95 Cr | 0.12% |
| FIRST BUSINESS RECEIVABLES TRUST | Bond - Asset Backed | ₹24.69 Cr | 0.12% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹19.89 Cr | 0.09% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹15.04 Cr | 0.07% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹10.04 Cr | 0.05% |
| Mahindra And Mahindra Financial Services Limited | Bond - Corporate Bond | ₹9.99 Cr | 0.05% |
| Ntpc Limited | Bond - Corporate Bond | ₹5.04 Cr | 0.02% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹0.31 Cr | 0.00% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹0.24 Cr | 0.00% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹0.18 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹9,637.95 Cr | 45.61% |
| Cash | ₹7,048.94 Cr | 33.36% |
| Bond - Gov't/Treasury | ₹2,865.93 Cr | 13.56% |
| Bond - Asset Backed | ₹1,212.35 Cr | 5.74% |
| Cash - Repurchase Agreement | ₹313.01 Cr | 1.48% |
| Mutual Fund - Open End | ₹53.87 Cr | 0.25% |
| Cash - Commercial Paper | ₹0 Cr | - |
| Cash - CD/Time Deposit | ₹0 Cr | - |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.94%
Cat. avg.
0.75%
Lower the better
Sharpe Ratio
This fund
0.48
Cat. avg.
-0.47
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.37
Higher the better
Fund Managers
Nikhil Kabra
Since September 2024
Darshil Dedhia
Since June 2023
Additional Scheme Detailsas of 31st October 2024
ISIN INF109K01O82 | Expense Ratio 0.42% | Exit Load No Charges | Fund Size ₹21,132 Cr | Age 11 years 10 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark NIFTY Low Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Low Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹578.67 Cr | 8.0% |
| Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹578.67 Cr | 7.2% |
| Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹2587.66 Cr | 7.5% |
| Kotak Low Duration Fund Regular Growth Low to Moderate Risk | 1.2% | 0.0% | ₹11241.26 Cr | 7.3% |
| Mirae Asset Savings Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1248.72 Cr | 7.1% |
| HDFC Low Duration Fund Regular Growth Low to Moderate Risk | 1.0% | 0.0% | ₹17570.32 Cr | 7.5% |
| Bandhan Low Duration Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹5529.40 Cr | 7.4% |
| Canara Robeco Savings Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹912.42 Cr | 7.4% |
| ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹21132.05 Cr | 8.0% |
| Sundaram Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹395.54 Cr | 7.3% |
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹8,99,267 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of ICICI Prudential Savings Fund Direct Growth?
The NAV of ICICI Prudential Savings Fund Direct Growth, as of 21-Nov-2024, is ₹525.31.
What are the returns of ICICI Prudential Savings Fund Direct Growth?
The fund has generated 8.16% over the last 1 year and 6.58% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 62.83% in bonds, and 36.91% in cash and cash equivalents.
Who manages the ICICI Prudential Savings Fund Direct Growth?
The fund managers responsible for ICICI Prudential Savings Fund Direct Growth are:-
- Nikhil Kabra
- Darshil Dedhia
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.