ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth
HybridRetirementModerate Risk
Direct
NAV (21-Nov-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹116 Cr
Expense Ratio
1.19%
ISIN
INF109KC1UE0
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
28 Feb 2019
About this fund
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹15.53, Assets Under Management (AUM) of 115.93 Crores, and an expense ratio of 1.19%.
- ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth has given a CAGR return of 7.97% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 91.76% in debts, and 8.24% in cash & cash equivalents.
- You can start investing in ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.52%
— (Cat Avg.)
3 Years
+6.15%
— (Cat Avg.)
5 Years
+7.15%
— (Cat Avg.)
Since Inception
+7.97%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Debt | ₹106.37 Cr | 91.76% |
| Others | ₹9.55 Cr | 8.24% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹20.36 Cr | 17.56% |
| 7.53% Govt Stock 2034 | Bond - Gov't/Treasury | ₹19.11 Cr | 16.48% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹15.31 Cr | 13.21% |
| Nirma Limited | Bond - Corporate Bond | ₹8.06 Cr | 6.95% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹7.02 Cr | 6.06% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹5.19 Cr | 4.48% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹5 Cr | 4.32% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹4.98 Cr | 4.30% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹4.97 Cr | 4.29% |
| Sharekhan Ltd ** | Cash | ₹4.96 Cr | 4.27% |
| Summit Digitel Infrastructure Limited | Bond - Corporate Bond | ₹4.92 Cr | 4.24% |
| Yes Bank Limited | Bond - Corporate Bond | ₹4.89 Cr | 4.21% |
| Aditya Birla Finance Limited | Bond - Corporate Bond | ₹3.56 Cr | 3.07% |
| Shriram Transport Finance Company Limited | Bond - Corporate Bond | ₹2.99 Cr | 2.58% |
| Treps | Cash - Repurchase Agreement | ₹2.48 Cr | 2.14% |
| Net Current Assets | Cash | ₹2.12 Cr | 1.83% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Gov't/Treasury | ₹54.78 Cr | 47.25% |
| Bond - Corporate Bond | ₹51.59 Cr | 44.51% |
| Cash | ₹7.07 Cr | 6.10% |
| Cash - Repurchase Agreement | ₹2.48 Cr | 2.14% |
| Cash - CD/Time Deposit | ₹0 Cr | - |
| Cash - Commercial Paper | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
1.24%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.05
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st October 2024
ISIN INF109KC1UE0 | Expense Ratio 1.19% | Exit Load No Charges | Fund Size ₹116 Cr | Age 5 years 8 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty Composite Debt Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2161.97 Cr | 21.4% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹174.39 Cr | 11.1% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2088.63 Cr | 23.4% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹922.37 Cr | 25.4% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹73.62 Cr | 16.4% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹922.37 Cr | 27.0% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹385.46 Cr | 30.4% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.1% | 0.0% | ₹385.46 Cr | 32.1% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹73.62 Cr | 14.8% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹511.17 Cr | 15.7% |
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹8,99,267 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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Who manages the ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth?
- Sharmila D’mello
- Darshil Dedhia
- Rohit Lakhotia
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