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ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth
HybridRetirementModerately High risk
Direct
NAV (20-Dec-24)
₹17.78-0.61%1D
Returns (Since Inception)
10.40%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹79 Cr
Expense Ratio
1.04%
ISIN
INF109KC1UA8
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
28 Feb 2019
About this fund
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth is a Retirement mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 5 years, 9 months and 24 days, having been launched on 28-Feb-19.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹17.78, Assets Under Management (AUM) of 78.79 Crores, and an expense ratio of 1.04%.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹17.78, Assets Under Management (AUM) of 78.79 Crores, and an expense ratio of 1.04%.
- ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth has given a CAGR return of 10.40% since inception.
- The fund's asset allocation comprises around 26.31% in equities, 67.45% in debts, and 6.24% in cash & cash equivalents.
- You can start investing in ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+12.40%
— (Cat Avg.)
3 Years
+10.02%
— (Cat Avg.)
5 Years
+10.36%
— (Cat Avg.)
Since Inception
+10.40%
— (Cat Avg.)
Portfolio Summaryas of 15th December 2024
| Equity | ₹20.73 Cr | 26.31% |
| Debt | ₹53.14 Cr | 67.45% |
| Others | ₹4.92 Cr | 6.24% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹8.71 Cr | 11.06% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹7.16 Cr | 9.08% |
| 7.53% Govt Stock 2034 | Bond - Gov't/Treasury | ₹6.68 Cr | 8.47% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹4.98 Cr | 6.32% |
| Summit Digitel Infrastructure Limited | Bond - Corporate Bond | ₹4.93 Cr | 6.26% |
| Treps | Cash - Repurchase Agreement | ₹3.68 Cr | 4.67% |
| Nirma Limited | Bond - Corporate Bond | ₹3.54 Cr | 4.49% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹3.01 Cr | 3.82% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹2.99 Cr | 3.79% |
| Tech Mahindra Ltd | Equity | ₹2.63 Cr | 3.34% |
| Aditya Birla Finance Limited | Bond - Corporate Bond | ₹2.4 Cr | 3.04% |
| UltraTech Cement Ltd | Equity | ₹2.37 Cr | 3.00% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹2 Cr | 2.54% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹2 Cr | 2.53% |
| Yes Bank Limited | Bond - Corporate Bond | ₹1.96 Cr | 2.48% |
| InterGlobe Aviation Ltd | Equity | ₹1.86 Cr | 2.37% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹1.82 Cr | 2.31% |
| National Aluminium Co Ltd | Equity | ₹1.59 Cr | 2.01% |
| Mahindra & Mahindra Ltd | Equity | ₹1.54 Cr | 1.96% |
| Bharti Hexacom Ltd | Equity | ₹1.48 Cr | 1.88% |
| Sagar Cements Ltd | Equity | ₹1.4 Cr | 1.77% |
| Net Current Assets | Cash | ₹1.24 Cr | 1.57% |
| JSW Steel Ltd | Equity | ₹1.13 Cr | 1.43% |
| Muthoot Finance Ltd | Equity | ₹1.05 Cr | 1.33% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹0.99 Cr | 1.25% |
| Larsen & Toubro Ltd | Equity | ₹0.78 Cr | 0.99% |
| Titan Co Ltd | Equity | ₹0.69 Cr | 0.87% |
| Ambuja Cements Ltd | Equity | ₹0.63 Cr | 0.80% |
| Wipro Ltd | Equity | ₹0.62 Cr | 0.79% |
| Bharat Forge Ltd | Equity | ₹0.61 Cr | 0.78% |
| Hindalco Industries Ltd | Equity | ₹0.57 Cr | 0.73% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹0.43 Cr | 0.55% |
| Gland Pharma Ltd | Equity | ₹0.39 Cr | 0.49% |
| Jindal Stainless Ltd | Equity | ₹0.38 Cr | 0.48% |
| Britannia Industries Ltd | Equity | ₹0.31 Cr | 0.40% |
| Rategain Travel Technologies Ltd | Equity | ₹0.13 Cr | 0.17% |
| Siemens Ltd | Equity | ₹0.09 Cr | 0.12% |
| Zee Entertainment Enterprises Ltd | Equity | ₹0.05 Cr | 0.06% |
Allocation By Market Cap (Equity)
Large Cap Stocks
16.79%
Mid Cap Stocks
7.52%
Small Cap Stocks
2.00%
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Basic Materials | ₹8.06 Cr | 10.22% |
| Technology | ₹3.39 Cr | 4.30% |
| Consumer Cyclical | ₹2.84 Cr | 3.61% |
| Industrials | ₹2.73 Cr | 3.47% |
| Communication Services | ₹1.53 Cr | 1.94% |
| Financial Services | ₹1.48 Cr | 1.87% |
| Healthcare | ₹0.39 Cr | 0.49% |
| Consumer Defensive | ₹0.31 Cr | 0.40% |
Risk & Performance Ratios
Standard Deviation
This fund
4.25%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.87
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Lalit Kumar
Since May 2022
SD
Sharmila D’mello
Since July 2022
Darshil Dedhia
Since January 2024
RL
Rohit Lakhotia
Since June 2023
Additional Scheme Detailsas of 15th December 2024
ISIN INF109KC1UA8 | Expense Ratio 1.04% | Exit Load No Charges | Fund Size ₹79 Cr | Age 5 years 9 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 Hybrid Com Debt 15:85 Co TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2176.80 Cr | 22.7% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹176.48 Cr | 11.1% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2108.21 Cr | 25.8% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹921.99 Cr | 22.2% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹74.56 Cr | 14.7% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹921.99 Cr | 23.8% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹387.54 Cr | 27.3% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.1% | 0.0% | ₹387.54 Cr | 29.0% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹74.56 Cr | 13.2% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹524.09 Cr | 13.7% |
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹8,87,010 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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We're here to help.
What is the current NAV of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth?
The NAV of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth, as of 20-Dec-2024, is ₹17.78.
What are the returns of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth?
The fund has generated 12.40% over the last 1 year and 10.02% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth?
The fund's allocation of assets is distributed as 26.31% in equities, 67.45% in bonds, and 6.24% in cash and cash equivalents.
Who manages the ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth?
The fund managers responsible for ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth are:-
- Lalit Kumar
- Sharmila D’mello
- Darshil Dedhia
- Rohit Lakhotia
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.