ICICI Prudential Regular Savings Fund Regular Growth

Fund Overview

Fund Size

₹3,173 Cr

Expense Ratio

1.67%

ISIN

INF109K01902

Minimum SIP

₹500

Exit Load

1.00%

Inception Date

30 Mar 2004

About this fund

ICICI Prudential Regular Savings Fund Regular Growth is a Conservative Allocation mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 20 years, 9 months and 23 days, having been launched on 30-Mar-04.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹71.92, Assets Under Management (AUM) of 3172.75 Crores, and an expense ratio of 1.67%.

ICICI Prudential Regular Savings Fund Regular Growth has given a CAGR return of 9.94% since inception.
The fund's asset allocation comprises around 22.39% in equities, 61.15% in debts, and 16.17% in cash & cash equivalents.
You can start investing in ICICI Prudential Regular Savings Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+10.42%

+9.07% (Cat Avg.)

3 Years

+8.88%

+8.23% (Cat Avg.)

5 Years

+9.55%

+8.92% (Cat Avg.)

10 Years

+9.03%

+6.83% (Cat Avg.)

Since Inception

+9.94%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2024

Equity	₹710.43 Cr	22.39%
Debt	₹1,940.16 Cr	61.15%
Others	₹522.16 Cr	16.46%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹264.16 Cr	8.33%
7.53% Govt Stock 2034	Bond - Gov't/Treasury	₹192.2 Cr	6.06%
HDFC Bank Limited	Cash - CD/Time Deposit	₹148.12 Cr	4.67%
7.38% Govt Stock 2027	Bond - Gov't/Treasury	₹116.69 Cr	3.68%
State Bank Of India	Bond - Corporate Bond	₹98.04 Cr	3.09%
L&T Metro Rail (Hyderabad) Limited	Bond - Corporate Bond	₹83.61 Cr	2.64%
360 One Prime Limited	Bond - Corporate Bond	₹75.22 Cr	2.37%
Indian Bank	Cash - CD/Time Deposit	₹74 Cr	2.33%
JM Financial Services Limited	Cash - Commercial Paper	₹70.16 Cr	2.21%
Yes Bank Limited	Bond - Corporate Bond	₹63.56 Cr	2.00%
ICICI Bank Ltd	Equity	₹62.78 Cr	1.98%
7.26% Govt Stock 2033	Bond - Gov't/Treasury	₹56.11 Cr	1.77%
Godrej Industries Limited	Bond - Corporate Bond	₹50.36 Cr	1.59%
Eris Lifesciences Limited	Bond - Corporate Bond	₹50.26 Cr	1.58%
Eris Lifesciences Limited	Bond - Corporate Bond	₹50.21 Cr	1.58%
Godrej Properties Limited	Bond - Corporate Bond	₹50.17 Cr	1.58%
Narayana Hrudayalaya Limited	Bond - Corporate Bond	₹50.09 Cr	1.58%
IIFL Home Finance Limited	Bond - Corporate Bond	₹49.77 Cr	1.57%
Indostar Capital Finance Limited	Bond - Corporate Bond	₹49.61 Cr	1.56%
Punjab National Bank	Cash - CD/Time Deposit	₹49.46 Cr	1.56%
Net Current Assets	Cash	₹46.98 Cr	1.48%
Bharti Telecom Limited	Bond - Corporate Bond	₹40.41 Cr	1.27%
Ashiana Housing Limited	Bond - Corporate Bond	₹39.88 Cr	1.26%
Treps	Cash - Repurchase Agreement	₹39.67 Cr	1.25%
Sun Pharmaceuticals Industries Ltd	Equity	₹38.31 Cr	1.21%
JM Financial Products Limited	Bond - Corporate Bond	₹34.91 Cr	1.10%
SBI Life Insurance Co Ltd	Equity	₹32.36 Cr	1.02%
Maruti Suzuki India Ltd	Equity	₹31.81 Cr	1.00%
Prism Cement Limited	Bond - Corporate Bond	₹29.82 Cr	0.94%
Prism Cement Limited	Bond - Corporate Bond	₹29.79 Cr	0.94%
Torrent Power Limited	Bond - Corporate Bond	₹29.67 Cr	0.94%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹28.34 Cr	0.89%
Mindspace Business Parks Reit	Bond - Asset Backed	₹28.13 Cr	0.89%
Vishal Mega Mart Ltd	Equity	₹27.97 Cr	0.88%
Jm Financial Credit Solutions Limited	Bond - Corporate Bond	₹25.25 Cr	0.80%
Aadhar Housing Finance Ltd	Bond - Corporate Bond	₹25.06 Cr	0.79%
Indostar Capital Finance Limited	Bond - Corporate Bond	₹25.01 Cr	0.79%
Shriram Finance Ltd.	Bond - Corporate Bond	₹24.98 Cr	0.79%
Oberoi Realty Ltd.	Bond - Corporate Bond	₹24.94 Cr	0.79%
APtus Value Housing Finance India Limited	Bond - Corporate Bond	₹24.72 Cr	0.78%
Bank Of India	Cash - CD/Time Deposit	₹24.7 Cr	0.78%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹24.68 Cr	0.78%
Gland Pharma Ltd	Equity	₹23.13 Cr	0.73%
HDFC Bank Ltd	Equity	₹22.19 Cr	0.70%
Hindustan Unilever Ltd	Equity	₹21.07 Cr	0.66%
Aurobindo Pharma Ltd	Equity	₹20.25 Cr	0.64%
Aavas Financiers Limited	Bond - Corporate Bond	₹20.1 Cr	0.63%
Axis Bank Ltd	Equity	₹20.01 Cr	0.63%
Chemplast Sanmar Ltd	Equity	₹19.97 Cr	0.63%
Affle India Ltd	Equity	₹19.2 Cr	0.61%
Mankind Pharma Ltd	Bond - Corporate Bond	₹19.05 Cr	0.60%
NTPC Ltd	Equity	₹18.64 Cr	0.59%
ICICI Lombard General Insurance Co Ltd	Equity	₹18.47 Cr	0.58%
IndusInd Bank Ltd	Equity	₹18.42 Cr	0.58%
Embassy Office Parks Reit	Bond - Asset Backed	₹18.24 Cr	0.58%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹17.16 Cr	0.54%
Syngene International Ltd	Equity	₹16.82 Cr	0.53%
Alkem Laboratories Ltd	Equity	₹16.5 Cr	0.52%
Avenue Supermarts Ltd	Equity	₹16.38 Cr	0.52%
Bharti Airtel Ltd	Equity	₹16.03 Cr	0.51%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹16.01 Cr	0.50%
PVR INOX Ltd	Equity	₹15.97 Cr	0.50%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹15.73 Cr	0.50%
Avanse Financial Services Limited	Bond - Corporate Bond	₹14.96 Cr	0.47%
Kotak Mahindra Bank Ltd	Equity	₹14.94 Cr	0.47%
Dabur India Ltd	Equity	₹14.36 Cr	0.45%
Macrotech Developers Ltd.	Bond - Corporate Bond	₹14.04 Cr	0.44%
Dme Development Limited	Bond - Corporate Bond	₹13.43 Cr	0.42%
PSP Projects Ltd	Equity	₹13.4 Cr	0.42%
Infosys Ltd	Equity	₹12.51 Cr	0.39%
Nuvoco Vista Corp Ltd	Equity	₹12.22 Cr	0.39%
Yatra Online Ltd	Equity	₹12.13 Cr	0.38%
Godrej Industries Limited	Bond - Corporate Bond	₹11.95 Cr	0.38%
Apollo Tyres Ltd	Equity	₹10.52 Cr	0.33%
Bharti Telecom Limited	Bond - Corporate Bond	₹10.07 Cr	0.32%
Yes Bank Limited	Bond - Corporate Bond	₹9.99 Cr	0.31%
Kogta Financial (India) Limited	Bond - Corporate Bond	₹9.94 Cr	0.31%
Ambuja Cements Ltd	Equity	₹9.32 Cr	0.29%
Corporate Debt Market Development Fund (Class A2)	Mutual Fund - Open End	₹9.1 Cr	0.29%
Bharat Forge Ltd	Equity	₹8.85 Cr	0.28%
Hyundai Motor India Ltd	Equity	₹7.26 Cr	0.23%
Gujarat Gas Ltd	Equity	₹7.12 Cr	0.22%
Navin Fluorine International Ltd	Equity	₹6.95 Cr	0.22%
Gujarat State Fertilizers & Chemicals Ltd	Equity	₹6.89 Cr	0.22%
Shree Cement Ltd	Equity	₹6.84 Cr	0.22%
Mold-tek Packaging Ltd	Equity	₹6.65 Cr	0.21%
Dme Development Limited	Bond - Corporate Bond	₹6.38 Cr	0.20%
Dme Development Limited	Bond - Corporate Bond	₹6.38 Cr	0.20%
Dme Development Limited	Bond - Corporate Bond	₹6.33 Cr	0.20%
Dme Development Limited	Bond - Corporate Bond	₹6.31 Cr	0.20%
Dme Development Limited	Bond - Corporate Bond	₹6.28 Cr	0.20%
Dme Development Limited	Bond - Corporate Bond	₹6.24 Cr	0.20%
Dme Development Limited	Bond - Corporate Bond	₹6.21 Cr	0.20%
Divgi TorqTransfer Systems Ltd	Equity	₹6.2 Cr	0.20%
Zydus Lifesciences Ltd	Equity	₹6.05 Cr	0.19%
CIE Automotive India Ltd	Equity	₹6 Cr	0.19%
HDFC Life Insurance Co Ltd	Equity	₹5.93 Cr	0.19%
Tata Motors Ltd	Equity	₹5.92 Cr	0.19%
CE Info Systems Ltd	Equity	₹5.81 Cr	0.18%
Indian Energy Exchange Ltd	Equity	₹5.78 Cr	0.18%
Gujarat Alkalies & Chemicals Ltd	Equity	₹5.66 Cr	0.18%
Dme Development Limited	Bond - Corporate Bond	₹5.36 Cr	0.17%
Barbeque-Nation Hospitality Ltd	Equity	₹5.29 Cr	0.17%
Sheela Foam Limited	Bond - Corporate Bond	₹5.01 Cr	0.16%
Sheela Foam Limited	Bond - Corporate Bond	₹5.01 Cr	0.16%
Sheela Foam Limited	Bond - Corporate Bond	₹5 Cr	0.16%
Sheela Foam Limited	Bond - Corporate Bond	₹5 Cr	0.16%
UPL Ltd	Equity	₹4.67 Cr	0.15%
Orient Electric Ltd Ordinary Shares	Equity	₹4.42 Cr	0.14%
Mankind Pharma Ltd	Bond - Corporate Bond	₹4.01 Cr	0.13%
GNA Axles Ltd	Equity	₹3.92 Cr	0.12%
Chennai Petroleum Corp Ltd	Equity	₹3.36 Cr	0.11%
TeamLease Services Ltd	Equity	₹3.27 Cr	0.10%
Rategain Travel Technologies Ltd	Equity	₹3.12 Cr	0.10%
PNC Infratech Ltd	Equity	₹2.84 Cr	0.09%
Sai Silks (Kalamandir) Ltd	Equity	₹2.79 Cr	0.09%
Sagar Cements Ltd	Equity	₹1.87 Cr	0.06%
Bata India Ltd	Equity	₹1.3 Cr	0.04%
Cash Margin - Derivatives	Cash	₹0.3 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹200.88 Cr	6.33%
Consumer Cyclical	₹141.01 Cr	4.44%
Healthcare	₹121.07 Cr	3.82%
Basic Materials	₹74.38 Cr	2.34%
Consumer Defensive	₹51.81 Cr	1.63%
Communication Services	₹51.2 Cr	1.61%
Utilities	₹25.76 Cr	0.81%
Technology	₹21.43 Cr	0.68%
Industrials	₹19.52 Cr	0.62%
Energy	₹3.36 Cr	0.11%

Risk & Performance Ratios

Fund Managers

Manish Banthia

Since September 2013

Akhil Kakkar

Since January 2024

Roshan Chutkey

Since May 2022

Sharmila D’mello

Since July 2022

Additional Scheme Detailsas of 31st December 2024

ISIN

INF109K01902

Expense Ratio

1.67%

Exit Load

1.00%

Fund Size

₹3,173 Cr

Age

20 years 9 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY 50 Hybrid Composite 15:85 PR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Conservative Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Regular Savings Fund Regular Growth Moderately High risk	2.0%	0.0%	₹117.97 Cr	7.4%
Sundaram Debt Oriented Hybrid Fund Regular Growth Moderately High risk	2.1%	0.0%	₹27.60 Cr	6.9%
Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk	0.3%	1.0%	₹2347.16 Cr	12.2%
Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk	0.7%	1.0%	₹2347.16 Cr	11.8%
UTI Regular Savings Fund Regular Growth Moderately High risk	1.8%	1.0%	₹1641.94 Cr	10.8%
ICICI Prudential Regular Savings Fund Regular Growth High Risk	1.7%	1.0%	₹3172.75 Cr	10.4%
Nippon India Hybrid Bond Fund Regular Growth High Risk	1.9%	1.0%	₹827.24 Cr	7.6%
SBI Conservative Hybrid Fund Regular Growth High Risk	1.5%	1.0%	₹9914.72 Cr	9.3%
Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk	1.9%	1.0%	₹951.54 Cr	8.7%
DSP Regular Saving Fund Regular Growth Moderately High risk	1.1%	0.0%	₹178.78 Cr	10.0%

About the AMC

ICICI Prudential Mutual Fund

+91 22 26428000

https://www.icicipruamc.com/

Total AUM

₹8,91,403 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹87.54 Cr	-
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth Low to Moderate Risk	-	-	₹128.85 Cr	7.9%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	1.0%	0.0%	₹41.30 Cr	19.0%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth Moderately High risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth Low to Moderate Risk	-	0.0%	₹61.98 Cr	8.3%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth Very High Risk	1.2%	1.0%	₹2198.75 Cr	20.8%
ICICI Prudential Floating Interest Fund Direct Growth Moderate Risk	0.6%	0.0%	₹7776.88 Cr	8.8%
ICICI Prudential Gilt Fund Direct Growth Moderate Risk	0.6%	0.0%	₹6810.77 Cr	8.8%
ICICI Prudential All Seasons Bond Fund Direct Growth Moderate Risk	0.6%	0.0%	₹13407.28 Cr	9.1%
ICICI Prudential Long Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹1033.69 Cr	10.7%
ICICI Prudential Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹49652.96 Cr	7.4%
ICICI Prudential Innovation Fund Direct Growth Very High Risk	0.7%	1.0%	₹6392.08 Cr	24.3%
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth Very High Risk	1.7%	1.0%	₹116.57 Cr	9.4%
ICICI Prudential Bond Fund Direct Growth Moderate Risk	0.6%	0.0%	₹3085.06 Cr	9.1%
ICICI Prudential Smallcap Fund Direct Growth Very High Risk	0.8%	1.0%	₹8257.98 Cr	10.0%
ICICI Prudential Midcap Fund Direct Growth Very High Risk	1.1%	1.0%	₹6339.07 Cr	16.6%
ICICI Prudential Infrastructure Fund Direct Growth Very High Risk	1.2%	1.0%	₹6910.52 Cr	19.3%
ICICI Prudential Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹11875.12 Cr	7.5%
ICICI Prudential Regular Savings Fund Direct Growth High Risk	0.9%	1.0%	₹3172.75 Cr	11.3%
ICICI Prudential Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹25286.22 Cr	7.8%
ICICI Prudential Nifty Next 50 Index Direct Growth Very High Risk	0.3%	0.0%	₹6893.99 Cr	16.0%
ICICI Prudential Regular Gold Savings (FOF) Direct Growth High Risk	0.6%	1.0%	₹1385.31 Cr	26.7%
ICICI Prudential Credit Risk Fund Direct Growth High Risk	0.8%	1.0%	₹6287.09 Cr	9.0%
ICICI Prudential Large & Mid Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹17679.54 Cr	18.7%
ICICI Pru Multicap Fund Direct Growth Very High Risk	1.0%	1.0%	₹14019.22 Cr	15.7%
ICICI Prudential Short Term Fund Direct Growth Moderate Risk	0.5%	0.0%	₹19700.32 Cr	8.5%
ICICI Prudential US Bluechip Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹3228.15 Cr	16.7%
ICICI Prudential Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹29117.59 Cr	8.3%
ICICI Prudential Exports and Services Fund Direct Growth Very High Risk	1.7%	1.0%	₹1433.05 Cr	20.1%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth Very High Risk	1.1%	0.0%	₹13846.63 Cr	12.7%
ICICI Prudential Technology Direct Growth Very High Risk	1.0%	1.0%	₹14274.58 Cr	18.4%
ICICI Prudential Income Optimizer Fund (FOF) Direct Growth Moderate Risk	1.1%	1.0%	₹268.83 Cr	12.4%
ICICI Prudential Flexicap Fund Direct Growth Very High Risk	0.8%	1.0%	₹16716.76 Cr	15.9%
ICICI Prudential Equity Savings Fund Direct Growth Moderate Risk	0.5%	0.0%	₹12554.90 Cr	8.2%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth Very High Risk	0.6%	0.0%	₹747.48 Cr	16.0%
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth Very High Risk	0.7%	0.0%	₹1063.22 Cr	17.1%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth Moderately High risk	0.9%	0.0%	₹78.10 Cr	8.5%
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth Moderate Risk	1.2%	0.0%	₹107.46 Cr	8.5%
ICICI Prudential India Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹24552.50 Cr	18.5%
ICICI Prudential Passive Multi-Asset Fund of Funds Direct Growth High Risk	0.5%	1.0%	₹1094.57 Cr	12.4%
ICICI Prudential Banking and PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹9859.55 Cr	8.3%

Risk Level

Your principal amount will be at High Risk

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What is the current NAV of ICICI Prudential Regular Savings Fund Regular Growth?

The NAV of ICICI Prudential Regular Savings Fund Regular Growth, as of 21-Jan-2025, is ₹71.92.

What are the returns of ICICI Prudential Regular Savings Fund Regular Growth?

The fund has generated 10.42% over the last 1 year and 8.88% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of ICICI Prudential Regular Savings Fund Regular Growth?

The fund's allocation of assets is distributed as 22.39% in equities, 61.15% in bonds, and 16.17% in cash and cash equivalents.

Who manages the ICICI Prudential Regular Savings Fund Regular Growth?

The fund managers responsible for ICICI Prudential Regular Savings Fund Regular Growth are:-

Manish Banthia
Akhil Kakkar
Roshan Chutkey
Sharmila D’mello

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹3,173 Cr

Expense Ratio

1.67%

ISIN

INF109K01902

Minimum SIP

₹500

Exit Load

1.00%

Inception Date

30 Mar 2004

Risk Level

Your principal amount will be at High Risk