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ICICI Prudential Regular Savings Fund Direct Growth
HybridConservative AllocationHigh Risk
Direct
NAV (21-Nov-24)
₹78.10-0.20%1D
Returns (Since Inception)
10.86%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹3,220 Cr
Expense Ratio
0.91%
ISIN
INF109K01S39
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
ICICI Prudential Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 11 years, 10 months and 21 days, having been launched on 01-Jan-13.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹78.10, Assets Under Management (AUM) of 3220.38 Crores, and an expense ratio of 0.91%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹78.10, Assets Under Management (AUM) of 3220.38 Crores, and an expense ratio of 0.91%.
- ICICI Prudential Regular Savings Fund Direct Growth has given a CAGR return of 10.86% since inception.
- The fund's asset allocation comprises around 21.46% in equities, 60.65% in debts, and 17.62% in cash & cash equivalents.
- You can start investing in ICICI Prudential Regular Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+13.70%
+12.21% (Cat Avg.)
3 Years
+9.64%
+8.27% (Cat Avg.)
5 Years
+10.53%
+8.97% (Cat Avg.)
10 Years
+10.30%
+7.13% (Cat Avg.)
Since Inception
+10.86%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Equity | ₹691 Cr | 21.46% |
| Debt | ₹1,953.1 Cr | 60.65% |
| Others | ₹576.28 Cr | 17.89% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.53% Govt Stock 2034 | Bond - Gov't/Treasury | ₹312.45 Cr | 9.70% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹263.57 Cr | 8.18% |
| Hdfc Bank Ltd. ** | Cash | ₹146.34 Cr | 4.54% |
| Treps | Cash - Repurchase Agreement | ₹129.36 Cr | 4.02% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹116.73 Cr | 3.62% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹83.62 Cr | 2.60% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹75.32 Cr | 2.34% |
| ICICI Bank Ltd | Equity | ₹69.37 Cr | 2.15% |
| Jm Financial Services Ltd. ** | Cash | ₹69.2 Cr | 2.15% |
| Yes Bank Limited | Bond - Corporate Bond | ₹63.52 Cr | 1.97% |
| Prestige Estates Projects Limited | Bond - Corporate Bond | ₹59.89 Cr | 1.86% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹55.97 Cr | 1.74% |
| HDFC Bank Ltd | Equity | ₹54.77 Cr | 1.70% |
| Net Current Assets | Cash | ₹51.68 Cr | 1.60% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹50.39 Cr | 1.56% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹50.33 Cr | 1.56% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹50.27 Cr | 1.56% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹50.25 Cr | 1.56% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹50.12 Cr | 1.56% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹50.01 Cr | 1.55% |
| IIFL Home Finance Limited | Bond - Corporate Bond | ₹49.75 Cr | 1.54% |
| Union Bank Of India ** | Cash | ₹48.66 Cr | 1.51% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹46.8 Cr | 1.45% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹40.29 Cr | 1.25% |
| Ashiana Housing Limited | Bond - Corporate Bond | ₹40 Cr | 1.24% |
| SBI Life Insurance Co Ltd | Equity | ₹37.75 Cr | 1.17% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹34.93 Cr | 1.08% |
| Prism Cement Limited | Bond - Corporate Bond | ₹29.84 Cr | 0.93% |
| Prism Cement Limited | Bond - Corporate Bond | ₹29.79 Cr | 0.92% |
| Torrent Power Limited | Bond - Corporate Bond | ₹29.69 Cr | 0.92% |
| Mindspace Business Parks Reit | Bond - Asset Backed | ₹29 Cr | 0.90% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹28.25 Cr | 0.88% |
| Gland Pharma Ltd | Equity | ₹25.97 Cr | 0.81% |
| Jm Financial Credit Solutions Limited | Bond - Corporate Bond | ₹25.28 Cr | 0.78% |
| Aadhar Housing Finance Ltd | Bond - Corporate Bond | ₹25.07 Cr | 0.78% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹25.04 Cr | 0.78% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹25 Cr | 0.78% |
| Shriram Finance Ltd. | Bond - Corporate Bond | ₹24.94 Cr | 0.77% |
| Oberoi Realty Ltd. | Bond - Corporate Bond | ₹24.94 Cr | 0.77% |
| Bank Of India ** | Cash | ₹24.4 Cr | 0.76% |
| Kotak Mahindra Bank Ltd. ** | Cash | ₹24.39 Cr | 0.76% |
| Maruti Suzuki India Ltd | Equity | ₹24.36 Cr | 0.76% |
| Hindustan Unilever Ltd | Equity | ₹22.9 Cr | 0.71% |
| NTPC Ltd | Equity | ₹22.82 Cr | 0.71% |
| Affle India Ltd | Equity | ₹21.93 Cr | 0.68% |
| Syngene International Ltd | Equity | ₹21.4 Cr | 0.66% |
| Aurobindo Pharma Ltd | Equity | ₹21.19 Cr | 0.66% |
| Aavas Financiers Limited | Bond - Corporate Bond | ₹20.11 Cr | 0.62% |
| Axis Bank Ltd | Equity | ₹20.04 Cr | 0.62% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹19.81 Cr | 0.62% |
| Embassy Office Parks Reit | Bond - Asset Backed | ₹19.52 Cr | 0.61% |
| PVR INOX Ltd | Equity | ₹19.22 Cr | 0.60% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹19.06 Cr | 0.59% |
| Infosys Ltd | Equity | ₹18.4 Cr | 0.57% |
| Alkem Laboratories Ltd | Equity | ₹16.93 Cr | 0.53% |
| Chemplast Sanmar Ltd | Equity | ₹16.06 Cr | 0.50% |
| Macrotech Developers Ltd. | Bond - Corporate Bond | ₹16.05 Cr | 0.50% |
| Dabur India Ltd | Equity | ₹15.29 Cr | 0.47% |
| Kotak Mahindra Bank Ltd | Equity | ₹15.04 Cr | 0.47% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹14.95 Cr | 0.46% |
| PSP Projects Ltd | Equity | ₹13.47 Cr | 0.42% |
| Dme Development Limited | Bond - Corporate Bond | ₹13.43 Cr | 0.42% |
| Land Kart Builders Private Limited | Bond - Corporate Bond | ₹13.31 Cr | 0.41% |
| Nuvoco Vista Corp Ltd | Equity | ₹12.3 Cr | 0.38% |
| Yatra Online Ltd | Equity | ₹12.11 Cr | 0.38% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹11.93 Cr | 0.37% |
| IndusInd Bank Ltd | Equity | ₹11.49 Cr | 0.36% |
| Hyundai Motor India Ltd | Equity | ₹11.14 Cr | 0.35% |
| CIE Automotive India Ltd | Equity | ₹10.68 Cr | 0.33% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹10.04 Cr | 0.31% |
| Yes Bank Limited | Bond - Corporate Bond | ₹9.98 Cr | 0.31% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹9.95 Cr | 0.31% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Open End | ₹8.75 Cr | 0.27% |
| Barbeque-Nation Hospitality Ltd | Equity | ₹7.84 Cr | 0.24% |
| Gujarat State Fertilizers & Chemicals Ltd | Equity | ₹7.29 Cr | 0.23% |
| Mold-tek Packaging Ltd | Equity | ₹6.95 Cr | 0.22% |
| HDFC Life Insurance Co Ltd | Equity | ₹6.92 Cr | 0.21% |
| Shree Cement Ltd | Equity | ₹6.9 Cr | 0.21% |
| Divgi TorqTransfer Systems Ltd | Equity | ₹6.44 Cr | 0.20% |
| Gujarat Alkalies & Chemicals Ltd | Equity | ₹6.43 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.41 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.4 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.36 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.34 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.29 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.27 Cr | 0.19% |
| Zydus Lifesciences Ltd | Equity | ₹6.23 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.23 Cr | 0.19% |
| India Shelter Finance Corporation Ltd | Equity | ₹6.21 Cr | 0.19% |
| Apollo Tyres Ltd | Equity | ₹6.12 Cr | 0.19% |
| EPL Ltd Ordinary Shares | Equity | ₹5.81 Cr | 0.18% |
| Indian Energy Exchange Ltd | Equity | ₹5.65 Cr | 0.18% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.36 Cr | 0.17% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.16% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.16% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5 Cr | 0.16% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5 Cr | 0.16% |
| Jindal Stainless Ltd | Equity | ₹4.98 Cr | 0.15% |
| Orient Electric Ltd Ordinary Shares | Equity | ₹4.69 Cr | 0.15% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹4.02 Cr | 0.12% |
| GNA Axles Ltd | Equity | ₹3.88 Cr | 0.12% |
| Rategain Travel Technologies Ltd | Equity | ₹3.39 Cr | 0.11% |
| Newgen Software Technologies Ltd | Equity | ₹3.31 Cr | 0.10% |
| Sai Silks (Kalamandir) Ltd | Equity | ₹2.87 Cr | 0.09% |
| PNC Infratech Ltd | Equity | ₹2.71 Cr | 0.08% |
| Ramco Cements Ltd | Equity | ₹2.16 Cr | 0.07% |
| Bata India Ltd | Equity | ₹1.29 Cr | 0.04% |
| Sagar Cements Ltd | Equity | ₹0.76 Cr | 0.02% |
| Ceat Ltd | Equity | ₹0.46 Cr | 0.01% |
| Birla Corp Ltd | Equity | ₹0.44 Cr | 0.01% |
| Cash Margin - Derivatives | Cash - Collateral | ₹0.3 Cr | 0.01% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹247.06 Cr | 7.67% |
| Healthcare | ₹138.53 Cr | 4.30% |
| Consumer Cyclical | ₹104.65 Cr | 3.25% |
| Basic Materials | ₹57.33 Cr | 1.78% |
| Communication Services | ₹41.15 Cr | 1.28% |
| Consumer Defensive | ₹38.19 Cr | 1.19% |
| Technology | ₹25.1 Cr | 0.78% |
| Utilities | ₹22.82 Cr | 0.71% |
| Industrials | ₹16.18 Cr | 0.50% |
Risk & Performance Ratios
Standard Deviation
This fund
3.20%
Cat. avg.
4.16%
Lower the better
Sharpe Ratio
This fund
1.18
Cat. avg.
0.58
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.15
Higher the better
Fund Managers
Manish Banthia
Since September 2013
AK
Akhil Kakkar
Since January 2024
RC
Roshan Chutkey
Since May 2022
SD
Sharmila D’mello
Since July 2022
Additional Scheme Detailsas of 31st October 2024
ISIN INF109K01S39 | Expense Ratio 0.91% | Exit Load 1.00% | Fund Size ₹3,220 Cr | Age 11 years 10 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY 50 Hybrid Composite 15:85 PR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹119.55 Cr | 10.2% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.2% | 0.0% | ₹27.57 Cr | 10.1% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2296.30 Cr | 14.9% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2296.30 Cr | 14.6% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1645.46 Cr | 13.9% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3220.38 Cr | 12.8% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹829.03 Cr | 8.9% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹9999.24 Cr | 12.7% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹951.77 Cr | 11.9% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹184.82 Cr | 13.1% |
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹8,99,267 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at High Risk
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Still got questions?
We're here to help.
What is the current NAV of ICICI Prudential Regular Savings Fund Direct Growth?
The NAV of ICICI Prudential Regular Savings Fund Direct Growth, as of 21-Nov-2024, is ₹78.10.
What are the returns of ICICI Prudential Regular Savings Fund Direct Growth?
The fund has generated 13.70% over the last 1 year and 9.64% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Regular Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 21.46% in equities, 60.65% in bonds, and 17.62% in cash and cash equivalents.
Who manages the ICICI Prudential Regular Savings Fund Direct Growth?
The fund managers responsible for ICICI Prudential Regular Savings Fund Direct Growth are:-
- Manish Banthia
- Akhil Kakkar
- Roshan Chutkey
- Sharmila D’mello
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.