ICICI Prudential Equity Savings Fund Regular Growth
HybridEquity SavingsModerate Risk
Regular
NAV (05-Sep-24)
₹21.36-0.05%1D
Returns (Since Inception)
8.09%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹10,939 Cr
Expense Ratio
0.97%
ISIN
INF109KA14I5
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
05 Dec 2014
About this fund
ICICI Prudential Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 9 years, 9 months and 2 days, having been launched on 05-Dec-14.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹21.36, Assets Under Management (AUM) of 10938.68 Crores, and an expense ratio of 0.97%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹21.36, Assets Under Management (AUM) of 10938.68 Crores, and an expense ratio of 0.97%.
- ICICI Prudential Equity Savings Fund Regular Growth has given a CAGR return of 8.09% since inception.
- The fund's asset allocation comprises around 16.55% in equities, 9.67% in debts, and 73.78% in cash & cash equivalents.
- You can start investing in ICICI Prudential Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+10.56%
+16.07% (Cat Avg.)
3 Years
+8.79%
+9.53% (Cat Avg.)
5 Years
+8.96%
+10.96% (Cat Avg.)
Since Inception
+8.09%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹1,810.13 Cr | 16.55% |
| Debt | ₹1,057.31 Cr | 9.67% |
| Others | ₹8,071.23 Cr | 73.79% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹6,298.55 Cr | 57.58% |
| HDFC Bank Ltd | Equity | ₹665.53 Cr | 6.08% |
| Treps | Cash - Repurchase Agreement | ₹611.46 Cr | 5.59% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹572.28 Cr | 5.23% |
| Future on Tata Motors Ltd | Equity - Future | ₹-530.3 Cr | 4.85% |
| ICICI Pru Money Market Dir Gr | Mutual Fund - Open End | ₹527.63 Cr | 4.82% |
| Tata Motors Ltd Class A | Equity | ₹519.85 Cr | 4.75% |
| Future on ITC Ltd | Equity - Future | ₹-447.71 Cr | 4.09% |
| ITC Ltd | Equity | ₹444.71 Cr | 4.07% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-404.87 Cr | 3.70% |
| Hindustan Unilever Ltd | Equity | ₹393.46 Cr | 3.60% |
| Reliance Industries Ltd | Equity | ₹388.67 Cr | 3.55% |
| NTPC Ltd | Equity | ₹377.58 Cr | 3.45% |
| Future on NTPC Ltd | Equity - Future | ₹-376.22 Cr | 3.44% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-373.92 Cr | 3.42% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹371.38 Cr | 3.40% |
| Infosys Ltd | Equity | ₹360.82 Cr | 3.30% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-360.58 Cr | 3.30% |
| HDFC Life Insurance Company Limited | Equity | ₹323.87 Cr | 2.96% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-310.3 Cr | 2.84% |
| India (Republic of) | Bond - Short-term Government Bills | ₹299.63 Cr | 2.74% |
| Future on Infosys Ltd | Equity - Future | ₹-287.21 Cr | 2.63% |
| Future on Vodafone Idea Ltd | Equity - Future | ₹-263.54 Cr | 2.41% |
| Vodafone Idea Ltd | Equity | ₹260.97 Cr | 2.39% |
| ICICI Bank Ltd | Equity | ₹258.03 Cr | 2.36% |
| Future on HDFC Life Insurance Company Limited | Equity - Future | ₹-223.77 Cr | 2.05% |
| Nestle India Ltd | Equity | ₹212.83 Cr | 1.95% |
| Maruti Suzuki India Ltd | Equity | ₹195.88 Cr | 1.79% |
| Hero MotoCorp Ltd | Equity | ₹194.46 Cr | 1.78% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-193.12 Cr | 1.77% |
| Tata Consultancy Services Ltd | Equity | ₹192.24 Cr | 1.76% |
| Future on Tata Steel Ltd. | Equity - Future | ₹-189.82 Cr | 1.74% |
| Tata Steel Ltd | Equity | ₹188.68 Cr | 1.72% |
| Bajaj Finance Ltd | Equity | ₹182.43 Cr | 1.67% |
| 8% Govt Stock 2034 | Bond - Gov't/Treasury | ₹177.95 Cr | 1.63% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-170.93 Cr | 1.56% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹162.09 Cr | 1.48% |
| Vedanta Ltd | Equity | ₹156.13 Cr | 1.43% |
| Future on Vedanta Ltd | Equity - Future | ₹-155.89 Cr | 1.43% |
| Cipla Ltd | Equity | ₹155 Cr | 1.42% |
| Future on HCL Technologies Ltd | Equity - Future | ₹-148.85 Cr | 1.36% |
| HCL Technologies Ltd | Equity | ₹148.27 Cr | 1.36% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹144.04 Cr | 1.32% |
| Future on Maruti Suzuki India Ltd | Equity - Future | ₹-141.79 Cr | 1.30% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-137.48 Cr | 1.26% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-133.76 Cr | 1.22% |
| Larsen & Toubro Ltd | Equity | ₹133.16 Cr | 1.22% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹130.91 Cr | 1.20% |
| Axis Bank Ltd | Equity | ₹129 Cr | 1.18% |
| Embassy Office Parks Reit | Bond - Asset Backed | ₹127.21 Cr | 1.16% |
| Cash Margin - Derivatives | Cash - Collateral | ₹118.59 Cr | 1.08% |
| Oil & Natural Gas Corp Ltd | Equity | ₹112.97 Cr | 1.03% |
| Future on Oil & Natural Gas Corp Ltd | Equity - Future | ₹-112.83 Cr | 1.03% |
| Future on Cipla Ltd | Equity - Future | ₹-111.5 Cr | 1.02% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-108.97 Cr | 1.00% |
| Bharti Airtel Ltd | Equity | ₹108.89 Cr | 1.00% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹98.86 Cr | 0.90% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-98.78 Cr | 0.90% |
| Coal India Ltd | Equity | ₹98.59 Cr | 0.90% |
| Future on Coal India Ltd | Equity - Future | ₹-98.37 Cr | 0.90% |
| Mahindra & Mahindra Ltd | Equity | ₹98.11 Cr | 0.90% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-97.58 Cr | 0.89% |
| Ambuja Cements Ltd | Equity | ₹96.99 Cr | 0.89% |
| Bajaj Finserv Ltd | Equity | ₹95.76 Cr | 0.88% |
| Power Grid Corp Of India Ltd | Equity | ₹94.77 Cr | 0.87% |
| Future on Power Grid Corp Of India Ltd | Equity - Future | ₹-94.49 Cr | 0.86% |
| Cigniti Technologies Ltd | Equity | ₹91.98 Cr | 0.84% |
| Future on Hero MotoCorp Ltd | Equity - Future | ₹-82.31 Cr | 0.75% |
| Future on Axis Bank Ltd | Equity - Future | ₹-78.52 Cr | 0.72% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹75.3 Cr | 0.69% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹74.15 Cr | 0.68% |
| Wipro Ltd | Equity | ₹72.89 Cr | 0.67% |
| Future on Bajaj Finserv Ltd | Equity - Future | ₹-67.36 Cr | 0.62% |
| Future on ICICI Bank Ltd | Equity - Future | ₹-63.67 Cr | 0.58% |
| Future on JSW Steel Ltd | Equity - Future | ₹-56.04 Cr | 0.51% |
| JSW Steel Ltd | Equity | ₹55.51 Cr | 0.51% |
| India (Republic of) | Bond - Short-term Government Bills | ₹54.59 Cr | 0.50% |
| Apollo Tyres Ltd | Equity | ₹51.11 Cr | 0.47% |
| Future on Canara Bank | Equity - Future | ₹-50.93 Cr | 0.47% |
| Future on Apollo Tyres Ltd | Equity - Future | ₹-50.93 Cr | 0.47% |
| 364 DTB 02052024 | Bond - Gov't/Treasury | ₹50.81 Cr | 0.46% |
| Canara Bank | Equity | ₹50.64 Cr | 0.46% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹50.01 Cr | 0.46% |
| Future on Indian Oil Corp Ltd | Equity - Future | ₹-49.67 Cr | 0.45% |
| Indian Oil Corp Ltd | Equity | ₹49.42 Cr | 0.45% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-45.42 Cr | 0.42% |
| GAIL (India) Ltd | Equity | ₹45.09 Cr | 0.41% |
| Future on State Bank of India | Equity - Future | ₹-41.19 Cr | 0.38% |
| State Bank of India | Equity | ₹40.89 Cr | 0.37% |
| Indus Towers Ltd. | Equity - Future | ₹-39.28 Cr | 0.36% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹39.03 Cr | 0.36% |
| Net Current Assets | Cash | ₹-30.12 Cr | 0.28% |
| 182 DTB 26102024 | Bond - Gov't/Treasury | ₹30 Cr | 0.27% |
| Future on Jindal Steel & Power Ltd | Equity - Future | ₹-27.86 Cr | 0.25% |
| Jindal Steel & Power Ltd | Equity | ₹27.79 Cr | 0.25% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹25 Cr | 0.23% |
| Shriram Finance Ltd. | Bond - Corporate Bond | ₹24.84 Cr | 0.23% |
| Future on SBI Life Insurance Company Limited | Equity - Future | ₹-19.81 Cr | 0.18% |
| SBI Life Insurance Company Limited | Equity | ₹19.73 Cr | 0.18% |
| Uttar Pradesh (Government of) | Bond - Sub-sovereign Government Debt | ₹19.2 Cr | 0.18% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-11.91 Cr | 0.11% |
| Grasim Industries Ltd | Equity | ₹11.87 Cr | 0.11% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹11.62 Cr | 0.11% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-10.53 Cr | 0.10% |
| Kotak Mahindra Bank Ltd | Equity | ₹10.49 Cr | 0.10% |
| West Bengal (Government of) | Bond - Sub-sovereign Government Debt | ₹10.2 Cr | 0.09% |
| 364 DTB 01082024 | Bond - Gov't/Treasury | ₹10 Cr | 0.09% |
| Future on ICICI Lombard General Insurance Co Ltd | Equity - Future | ₹-8.48 Cr | 0.08% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹8.43 Cr | 0.08% |
| Land Kart Builders Private Limited | Bond - Corporate Bond | ₹8.28 Cr | 0.08% |
| West Bengal (Government of) | Bond - Sub-sovereign Government Debt | ₹7.13 Cr | 0.07% |
| Future on Samvardhana Motherson International Ltd | Equity - Future | ₹-6.16 Cr | 0.06% |
| Samvardhana Motherson International Ltd | Equity | ₹6.14 Cr | 0.06% |
| Future on Apollo Hospitals Enterprise Ltd | Equity - Future | ₹-5.48 Cr | 0.05% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹5.46 Cr | 0.05% |
| 182 DTB 22082024 | Bond - Gov't/Treasury | ₹4.98 Cr | 0.05% |
| India (Republic of) | Bond - Short-term Government Bills | ₹4.95 Cr | 0.05% |
| Future on United Spirits Ltd | Equity - Future | ₹-4.18 Cr | 0.04% |
| United Spirits Ltd | Equity | ₹4.16 Cr | 0.04% |
| Hdfc Bank Ltd. (Covered Call) | Equity - Option (Call) | ₹-3.94 Cr | 0.04% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-3.51 Cr | 0.03% |
| Tata Power Co Ltd | Equity | ₹3.49 Cr | 0.03% |
| Future on Bank of Baroda | Equity - Future | ₹-2.69 Cr | 0.02% |
| Bank of Baroda | Equity | ₹2.67 Cr | 0.02% |
| Sun Pharmaceutical Industries Ltd. (Covered Call) | Equity - Option (Call) | ₹-1.87 Cr | 0.02% |
| Reliance Industries Ltd. (Covered Call) | Equity - Option (Call) | ₹-1.82 Cr | 0.02% |
| Maruti Suzuki India Ltd. (Covered Call) | Equity - Option (Call) | ₹-1.56 Cr | 0.01% |
| Hdfc Life Insurance Company Ltd (Covered Call) | Equity - Option (Call) | ₹-1.42 Cr | 0.01% |
| Hero Motocorp Ltd. (Covered Call) | Equity - Option (Call) | ₹-1.35 Cr | 0.01% |
| Bajaj Finserv Ltd. (Covered Call) | Equity - Option (Call) | ₹-1.23 Cr | 0.01% |
| Hindustan Unilever Ltd. (Covered Call) | Equity - Option (Call) | ₹-1.12 Cr | 0.01% |
| Nestle India Ltd. (Covered Call) | Equity - Option (Call) | ₹-0.96 Cr | 0.01% |
| Cipla Ltd. (Covered Call) | Equity - Option (Call) | ₹-0.81 Cr | 0.01% |
| Icici Bank Ltd. (Covered Call) | Equity - Option (Call) | ₹-0.77 Cr | 0.01% |
| Infosys Ltd. (Covered Call) | Equity - Option (Call) | ₹-0.77 Cr | 0.01% |
| Bajaj Finance Ltd. (Covered Call) | Equity - Option (Call) | ₹-0.74 Cr | 0.01% |
| Axis Bank Ltd. (Covered Call) | Equity - Option (Call) | ₹-0.57 Cr | 0.01% |
| Wipro Ltd. (Covered Call) | Equity - Option (Call) | ₹-0.46 Cr | 0.00% |
| Ntpc Limited | Bond - Corporate Bond | ₹0.38 Cr | 0.00% |
| Uttar Pradesh (Government of) | Bond - Sub-sovereign Government Debt | ₹0.32 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
61.02%
Mid Cap Stocks
0.66%
Small Cap Stocks
--
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹1,787.46 Cr | 16.34% |
| Consumer Cyclical | ₹1,065.55 Cr | 9.74% |
| Consumer Defensive | ₹1,055.14 Cr | 9.65% |
| Technology | ₹866.2 Cr | 7.92% |
| Healthcare | ₹732.73 Cr | 6.70% |
| Energy | ₹649.64 Cr | 5.94% |
| Basic Materials | ₹536.99 Cr | 4.91% |
| Utilities | ₹520.93 Cr | 4.76% |
| Industrials | ₹504.54 Cr | 4.61% |
| Communication Services | ₹408.89 Cr | 3.74% |
Risk & Performance Ratios
Standard Deviation
This fund
2.08%
Cat. avg.
4.43%
Lower the better
Sharpe Ratio
This fund
1.29
Cat. avg.
0.83
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.59
Higher the better
Fund Managers
Manish Banthia
Since December 2014
Ritesh Lunawat
Since December 2020
DK
Dharmesh Kakkad
Since February 2021
Sri Sharma
Since April 2021
SD
Sharmila D’mello
Since July 2022
AS
Ajaykumar Solanki
Since August 2024
AN
Archana Nair
Since February 2024
Additional Scheme Detailsas of 31st July 2024
ISIN | INF109KA14I5 | Expense Ratio | 0.97% | Exit Load | No Charges | Fund Size | ₹10,939 Cr | Age | 05 Dec 2014 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Equity Savings Index TR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Kotak Equity Savings Fund Direct Growth Moderate Risk | 0.7% | 1.0% | ₹6540.74 Cr | 22.0% |
| Kotak Equity Savings Fund Regular Growth Moderate Risk | 1.8% | 1.0% | ₹6540.74 Cr | 20.7% |
| Edelweiss Equity Savings Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹450.33 Cr | 17.5% |
| Edelweiss Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹450.33 Cr | 18.6% |
| Baroda BNP Paribas Equity Savings Fund Regular Growth Moderate Risk | 2.5% | 1.0% | ₹610.16 Cr | 17.0% |
| Baroda BNP Paribas Equity Savings Fund Direct Growth Moderate Risk | 1.5% | 1.0% | ₹610.16 Cr | 18.2% |
| Tata Equity Savings Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹157.95 Cr | 16.1% |
| Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk | 1.4% | 0.0% | ₹136.00 Cr | 10.3% |
| PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk | 1.3% | 0.0% | ₹94.20 Cr | 9.6% |
| Sundaram Equity Savings Fund Regular Growth Moderate Risk | 2.2% | 0.0% | ₹881.56 Cr | 18.1% |
About the AMC
Total AUM
₹8,56,645 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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Still got questions?
We're here to help.
What is the current NAV of ICICI Prudential Equity Savings Fund Regular Growth?
The NAV of ICICI Prudential Equity Savings Fund Regular Growth, as of 05-Sep-2024, is ₹21.36.
What are the returns of ICICI Prudential Equity Savings Fund Regular Growth?
The fund has generated 10.56% over the last 1 year and 8.79% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Equity Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 16.55% in equities, 9.67% in bonds, and 73.78% in cash and cash equivalents.
Who manages the ICICI Prudential Equity Savings Fund Regular Growth?
The fund managers responsible for ICICI Prudential Equity Savings Fund Regular Growth are:-
- Manish Banthia
- Ritesh Lunawat
- Dharmesh Kakkad
- Sri Sharma
- Sharmila D’mello
- Ajaykumar Solanki
- Archana Nair
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.