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ICICI Prudential Credit Risk Fund Direct Growth
DebtCredit RiskHigh Risk
Direct
NAV (21-Nov-24)
₹33.05-0.07%1D
Returns (Since Inception)
8.90%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹6,387 Cr
Expense Ratio
0.76%
ISIN
INF109K01V00
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
ICICI Prudential Credit Risk Fund Direct Growth is a Credit Risk mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 11 years, 10 months and 21 days, having been launched on 01-Jan-13.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹33.05, Assets Under Management (AUM) of 6387.09 Crores, and an expense ratio of 0.76%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹33.05, Assets Under Management (AUM) of 6387.09 Crores, and an expense ratio of 0.76%.
- ICICI Prudential Credit Risk Fund Direct Growth has given a CAGR return of 8.90% since inception.
- The fund's asset allocation comprises around 1.89% in equities, 83.62% in debts, and 14.17% in cash & cash equivalents.
- You can start investing in ICICI Prudential Credit Risk Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.34%
+7.85% (Cat Avg.)
3 Years
+7.51%
+9.04% (Cat Avg.)
5 Years
+8.13%
+6.55% (Cat Avg.)
10 Years
+8.65%
+6.10% (Cat Avg.)
Since Inception
+8.90%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Equity | ₹120.48 Cr | 1.89% |
| Debt | ₹5,341.12 Cr | 83.62% |
| Others | ₹925.5 Cr | 14.49% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹317.24 Cr | 4.97% |
| Embassy Office Parks Reit | Bond - Asset Backed | ₹299.2 Cr | 4.68% |
| Hdfc Bank Ltd. ** | Cash | ₹253.77 Cr | 3.97% |
| Varroc Engineering Limited | Bond - Corporate Bond | ₹248.35 Cr | 3.89% |
| Millennia Realtors Private Limited | Bond - Corporate Bond | ₹210.38 Cr | 3.29% |
| Aadhar Housing Finance Ltd | Bond - Corporate Bond | ₹175.51 Cr | 2.75% |
| Treps | Cash - Repurchase Agreement | ₹175.43 Cr | 2.75% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹152.5 Cr | 2.39% |
| Nirma Limited | Bond - Corporate Bond | ₹151.17 Cr | 2.37% |
| Dlf Home Developers Limited | Bond - Corporate Bond | ₹150.1 Cr | 2.35% |
| Punjab National Bank ** | Cash | ₹146.58 Cr | 2.29% |
| Net Current Assets | Cash | ₹140.87 Cr | 2.21% |
| Yes Bank Limited | Bond - Corporate Bond | ₹104.74 Cr | 1.64% |
| JM Financial Home Loans Limited | Bond - Corporate Bond | ₹100.52 Cr | 1.57% |
| Macrotech Developers Ltd. | Bond - Corporate Bond | ₹100.02 Cr | 1.57% |
| TVS Credit Services Limited | Bond - Corporate Bond | ₹99.27 Cr | 1.55% |
| TVS Credit Services Limited | Bond - Corporate Bond | ₹96.26 Cr | 1.51% |
| Aspire Home Finance Corporation Limited | Bond - Corporate Bond | ₹94.11 Cr | 1.47% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹93.22 Cr | 1.46% |
| Aadharshila Infratech Pvt Ltd. | Bond - Corporate Bond | ₹91.58 Cr | 1.43% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹89.55 Cr | 1.40% |
| Ashiana Housing Limited | Bond - Corporate Bond | ₹85 Cr | 1.33% |
| IIFL Housing Finance Limited | Bond - Corporate Bond | ₹79.74 Cr | 1.25% |
| JM Financial Asset Reconstruction Company Limited | Bond - Corporate Bond | ₹75.24 Cr | 1.18% |
| JM Financial Asset Reconstruction Company Limited | Bond - Corporate Bond | ₹75.15 Cr | 1.18% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹75.11 Cr | 1.18% |
| Tata Projects Limited | Bond - Corporate Bond | ₹75 Cr | 1.17% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹74.98 Cr | 1.17% |
| Aditya Birla Housing Finance Limited | Bond - Corporate Bond | ₹74.83 Cr | 1.17% |
| IIFL Home Finance Limited | Bond - Corporate Bond | ₹74.62 Cr | 1.17% |
| State Bank Of India | Bond - Corporate Bond | ₹73.68 Cr | 1.15% |
| Motherson Sumi Systems Limited | Bond - Corporate Bond | ₹70.17 Cr | 1.10% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹70.14 Cr | 1.10% |
| Prism Cement Limited | Bond - Corporate Bond | ₹69.64 Cr | 1.09% |
| Prism Cement Limited | Bond - Corporate Bond | ₹69.5 Cr | 1.09% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹65.44 Cr | 1.02% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹65.33 Cr | 1.02% |
| Macrotech Developers Ltd. | Bond - Corporate Bond | ₹65.18 Cr | 1.02% |
| SK Finance Limited | Bond - Corporate Bond | ₹64.6 Cr | 1.01% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹59.81 Cr | 0.94% |
| Mindspace Business Parks Reit | Bond - Asset Backed | ₹58.28 Cr | 0.91% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹57.53 Cr | 0.90% |
| Bharat Highways InvIT Unit | Equity | ₹56.92 Cr | 0.89% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹50.12 Cr | 0.78% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹50.11 Cr | 0.78% |
| Creamline Dairy Products Limited | Bond - Corporate Bond | ₹50.05 Cr | 0.78% |
| G R Infraprojects Limited | Bond - Corporate Bond | ₹50 Cr | 0.78% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹49.94 Cr | 0.78% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹49.85 Cr | 0.78% |
| Oberoi Realty Ltd. | Bond - Corporate Bond | ₹49.8 Cr | 0.78% |
| Hampi Expressways Private Limited | Bond - Corporate Bond | ₹49.72 Cr | 0.78% |
| Aptus Value Housing Finance India Limited | Bond - Corporate Bond | ₹49.52 Cr | 0.78% |
| Canara Bank | Cash | ₹49.09 Cr | 0.77% |
| Creamline Dairy Products Limited | Bond - Corporate Bond | ₹49.01 Cr | 0.77% |
| Astec Lifesciences Limited | Bond - Corporate Bond | ₹49 Cr | 0.77% |
| Axis Bank Ltd. ** | Cash | ₹48.86 Cr | 0.76% |
| Bank Of India ** | Cash | ₹48.8 Cr | 0.76% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹44.74 Cr | 0.70% |
| Yes Bank Limited | Bond - Corporate Bond | ₹43.97 Cr | 0.69% |
| Land Kart Builders Private Limited | Bond - Corporate Bond | ₹41.6 Cr | 0.65% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹38.92 Cr | 0.61% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹34.87 Cr | 0.55% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹34.78 Cr | 0.54% |
| Altius Telecom Infrastructure Trust Unit | Equity | ₹34.76 Cr | 0.54% |
| Dme Development Limited | Bond - Corporate Bond | ₹33.1 Cr | 0.52% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹29.9 Cr | 0.47% |
| India Infrastructure Trust | Equity | ₹28.8 Cr | 0.45% |
| Tyger Capital Pvt Ltd. | Bond - Corporate Bond | ₹27.45 Cr | 0.43% |
| Tyger Capital Pvt Ltd. | Bond - Corporate Bond | ₹27.44 Cr | 0.43% |
| 08.06 KA Sdl 2025feb | Bond - Gov't/Treasury | ₹25.08 Cr | 0.39% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹25 Cr | 0.39% |
| Jhajjar Power Limited | Bond - Corporate Bond | ₹24.91 Cr | 0.39% |
| Jhajjar Power Limited | Bond - Corporate Bond | ₹24.81 Cr | 0.39% |
| State Bank Of India | Bond - Corporate Bond | ₹24.43 Cr | 0.38% |
| Dme Development Limited | Bond - Corporate Bond | ₹21.9 Cr | 0.34% |
| Dme Development Limited | Bond - Corporate Bond | ₹21.87 Cr | 0.34% |
| Dme Development Limited | Bond - Corporate Bond | ₹21.74 Cr | 0.34% |
| Dme Development Limited | Bond - Corporate Bond | ₹21.67 Cr | 0.34% |
| Dme Development Limited | Bond - Corporate Bond | ₹21.5 Cr | 0.34% |
| Dme Development Limited | Bond - Corporate Bond | ₹21.41 Cr | 0.34% |
| Dme Development Limited | Bond - Corporate Bond | ₹21.28 Cr | 0.33% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Open End | ₹20.51 Cr | 0.32% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹20.06 Cr | 0.31% |
| TVS Credit Services Limited | Bond - Corporate Bond | ₹20.05 Cr | 0.31% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹20.05 Cr | 0.31% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹20.02 Cr | 0.31% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹20.01 Cr | 0.31% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.26 Cr | 0.29% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.24 Cr | 0.29% |
| The Great Eastern Shipping Company Limited | Bond - Corporate Bond | ₹12.97 Cr | 0.20% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹0.9 Cr | 0.01% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹85.72 Cr | 1.34% |
| Real Estate | ₹34.76 Cr | 0.54% |
Risk & Performance Ratios
Standard Deviation
This fund
1.06%
Cat. avg.
6.91%
Lower the better
Sharpe Ratio
This fund
1.51
Cat. avg.
0.22
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
5.53
Higher the better
Fund Managers
Manish Banthia
Since November 2016
AK
Akhil Kakkar
Since January 2024
Additional Scheme Detailsas of 31st October 2024
ISIN INF109K01V00 | Expense Ratio 0.76% | Exit Load 1.00% | Fund Size ₹6,387 Cr | Age 11 years 10 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Credit Risk Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Credit Risk Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Credit Risk Fund Regular Growth Moderately High risk | 1.7% | 1.0% | ₹305.41 Cr | 7.4% |
| Bandhan Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹305.41 Cr | 8.5% |
| Aditya BSL Credit Risk Fund Regular Growth Moderately High risk | 1.5% | 3.0% | ₹935.68 Cr | 11.9% |
| Aditya BSL Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 3.0% | ₹935.68 Cr | 12.9% |
| Baroda BNP Paribas Credit Risk Fund Regular Growth Moderately High risk | 1.6% | 1.0% | ₹165.00 Cr | 8.3% |
| Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk | 0.8% | 1.0% | ₹165.00 Cr | 9.2% |
| UTI Credit Risk Fund Regular Growth Moderately High risk | 1.6% | 1.0% | ₹324.65 Cr | 8.0% |
| Nippon India Credit Risk Fund Regular Growth High Risk | 1.5% | 1.0% | ₹991.65 Cr | 8.2% |
| SBI Credit Risk Fund Regular Growth High Risk | 1.6% | 3.0% | ₹2303.51 Cr | 8.0% |
| DSP Credit Risk Fund Regular Growth Moderately High risk | 1.1% | 1.0% | ₹188.14 Cr | 7.8% |
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹8,99,267 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at High Risk
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Still got questions?
We're here to help.
What is the current NAV of ICICI Prudential Credit Risk Fund Direct Growth?
The NAV of ICICI Prudential Credit Risk Fund Direct Growth, as of 21-Nov-2024, is ₹33.05.
What are the returns of ICICI Prudential Credit Risk Fund Direct Growth?
The fund has generated 9.34% over the last 1 year and 7.51% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Credit Risk Fund Direct Growth?
The fund's allocation of assets is distributed as 1.89% in equities, 83.62% in bonds, and 14.17% in cash and cash equivalents.
Who manages the ICICI Prudential Credit Risk Fund Direct Growth?
The fund managers responsible for ICICI Prudential Credit Risk Fund Direct Growth are:-
- Manish Banthia
- Akhil Kakkar
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.