ICICI Prudential Banking and PSU Debt Fund Regular Growth
DebtBanking & PSUModerate Risk
Regular
NAV (05-Sep-24)
₹30.63-0.02%1D
Returns (Since Inception)
7.92%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹9,245 Cr
Expense Ratio
0.74%
ISIN
INF109K01RT3
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2010
About this fund
ICICI Prudential Banking and PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 14 years, 8 months and 6 days, having been launched on 01-Jan-10.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹30.63, Assets Under Management (AUM) of 9244.99 Crores, and an expense ratio of 0.74%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹30.63, Assets Under Management (AUM) of 9244.99 Crores, and an expense ratio of 0.74%.
- ICICI Prudential Banking and PSU Debt Fund Regular Growth has given a CAGR return of 7.92% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 92.08% in debts, and 7.67% in cash & cash equivalents.
- You can start investing in ICICI Prudential Banking and PSU Debt Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.52%
+6.69% (Cat Avg.)
3 Years
+6.05%
+5.15% (Cat Avg.)
5 Years
+6.61%
+5.88% (Cat Avg.)
10 Years
+7.67%
+6.29% (Cat Avg.)
Since Inception
+7.92%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Debt | ₹8,512.44 Cr | 92.08% |
| Others | ₹732.55 Cr | 7.92% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 8.34% Govt Stock 2033 | Bond - Gov't/Treasury | ₹763.87 Cr | 8.26% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹572.88 Cr | 6.20% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹380.6 Cr | 4.12% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹359.57 Cr | 3.89% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹353.49 Cr | 3.82% |
| State Bank Of India | Bond - Corporate Bond | ₹333.13 Cr | 3.60% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹279.57 Cr | 3.02% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹259.3 Cr | 2.80% |
| Housing And Urban Development Corporation Ltd. | Bond - Corporate Bond | ₹225.51 Cr | 2.44% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹224.29 Cr | 2.43% |
| Net Current Assets | Cash | ₹224.24 Cr | 2.43% |
| 8% Govt Stock 2034 | Bond - Gov't/Treasury | ₹221.42 Cr | 2.40% |
| Bharat Petroleum Corporation Limited | Bond - Corporate Bond | ₹200.15 Cr | 2.17% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹199.66 Cr | 2.16% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹199.17 Cr | 2.15% |
| Axis Bank Limited | Bond - Corporate Bond | ₹165.31 Cr | 1.79% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹149.63 Cr | 1.62% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹144.16 Cr | 1.56% |
| National Housing Bank | Bond - Corporate Bond | ₹139.39 Cr | 1.51% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹139.33 Cr | 1.51% |
| Treps | Cash - Repurchase Agreement | ₹132.77 Cr | 1.44% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹125.47 Cr | 1.36% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹124.64 Cr | 1.35% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹124.45 Cr | 1.35% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹119.37 Cr | 1.29% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹112.79 Cr | 1.22% |
| DME Development Ltd. | Bond - Corporate Bond | ₹101.55 Cr | 1.10% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹99.88 Cr | 1.08% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹99.55 Cr | 1.08% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹96.68 Cr | 1.05% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹95.91 Cr | 1.04% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹89.91 Cr | 0.97% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹81.03 Cr | 0.88% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹77.25 Cr | 0.84% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹74.93 Cr | 0.81% |
| Bank Of Baroda | Bond - Corporate Bond | ₹74.92 Cr | 0.81% |
| Rec Limited | Bond - Corporate Bond | ₹73.24 Cr | 0.79% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹72.63 Cr | 0.79% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹64.9 Cr | 0.70% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹63.57 Cr | 0.69% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹60.05 Cr | 0.65% |
| Axis Bank Limited | Bond - Corporate Bond | ₹60.01 Cr | 0.65% |
| State Bank Of India | Bond - Corporate Bond | ₹58.37 Cr | 0.63% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.77 Cr | 0.55% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹50.03 Cr | 0.54% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹50.03 Cr | 0.54% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.02 Cr | 0.54% |
| Housing And Urban Development Corporation Ltd. | Bond - Corporate Bond | ₹49.96 Cr | 0.54% |
| Bharat Sanchar Nigam Limited | Bond - Corporate Bond | ₹49.87 Cr | 0.54% |
| Rec Limited | Bond - Corporate Bond | ₹48.78 Cr | 0.53% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹48.45 Cr | 0.52% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹48.36 Cr | 0.52% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹48.07 Cr | 0.52% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹48.06 Cr | 0.52% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹40.79 Cr | 0.44% |
| Kotak Mahindra Bank Limited | Bond - Corporate Bond | ₹40.34 Cr | 0.44% |
| Fullerton India Credit Company Ltd | Bond - Corporate Bond | ₹39.99 Cr | 0.43% |
| Uttar Pradesh (Government of) | Bond - Sub-sovereign Government Debt | ₹34.93 Cr | 0.38% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.86 Cr | 0.36% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.84 Cr | 0.36% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.82 Cr | 0.36% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.75 Cr | 0.35% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.68 Cr | 0.35% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.52 Cr | 0.35% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.42 Cr | 0.35% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.3 Cr | 0.35% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.11 Cr | 0.35% |
| Dme Development Limited | Bond - Corporate Bond | ₹32.04 Cr | 0.35% |
| West Bengal (Government of) | Bond - Sub-sovereign Government Debt | ₹30.75 Cr | 0.33% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹30.08 Cr | 0.33% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹30.03 Cr | 0.32% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.25 Cr | 0.27% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹25.21 Cr | 0.27% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.14 Cr | 0.27% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹25.08 Cr | 0.27% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.07 Cr | 0.27% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.95 Cr | 0.27% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.94 Cr | 0.27% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.93 Cr | 0.27% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.92 Cr | 0.27% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.55 Cr | 0.27% |
| Rec Limited | Bond - Corporate Bond | ₹24.42 Cr | 0.26% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.35 Cr | 0.26% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹24.07 Cr | 0.26% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Open End | ₹23.24 Cr | 0.25% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹22.38 Cr | 0.24% |
| West Bengal (Government of) | Bond - Sub-sovereign Government Debt | ₹21.5 Cr | 0.23% |
| Rajasthan (Government of ) | Bond - Sub-sovereign Government Debt | ₹20.47 Cr | 0.22% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹19.94 Cr | 0.22% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹15.01 Cr | 0.16% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹14.98 Cr | 0.16% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹12.55 Cr | 0.14% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹12.48 Cr | 0.13% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹9.94 Cr | 0.11% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹9.88 Cr | 0.11% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹5.04 Cr | 0.05% |
| Uttar Pradesh (Government of) | Bond - Sub-sovereign Government Debt | ₹0.96 Cr | 0.01% |
| 08.05 RJ Sdl 2025feb | Bond - Gov't/Treasury | ₹0.55 Cr | 0.01% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹6,704.93 Cr | 72.53% |
| Bond - Gov't/Treasury | ₹1,698.9 Cr | 18.38% |
| Cash - CD/Time Deposit | ₹288.73 Cr | 3.12% |
| Cash | ₹224.24 Cr | 2.43% |
| Cash - Repurchase Agreement | ₹132.77 Cr | 1.44% |
| Bond - Sub-sovereign Government Debt | ₹108.62 Cr | 1.17% |
| Cash - Commercial Paper | ₹63.57 Cr | 0.69% |
| Mutual Fund - Open End | ₹23.24 Cr | 0.25% |
Risk & Performance Ratios
Standard Deviation
This fund
0.97%
Cat. avg.
1.51%
Lower the better
Sharpe Ratio
This fund
0.18
Cat. avg.
-0.61
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.54
Higher the better
Fund Managers
RM
Rohan Maru
Since January 2024
RL
Rohit Lakhotia
Since June 2023
Additional Scheme Detailsas of 15th August 2024
ISIN | INF109K01RT3 | Expense Ratio | 0.74% | Exit Load | No Charges | Fund Size | ₹9,245 Cr | Age | 01 Jan 2010 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Banking & PSU Debt Idx A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹14211.17 Cr | 7.6% |
| Bandhan Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹14211.17 Cr | 7.3% |
| Franklin India Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹602.43 Cr | 7.4% |
| Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹602.43 Cr | 7.7% |
| PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹45.38 Cr | 6.8% |
| PGIM India Banking and PSU Debt fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹45.38 Cr | 6.6% |
| Canara Robeco Banking and PSU Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹296.08 Cr | 7.2% |
| Canara Robeco Banking and PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹296.08 Cr | 7.6% |
| Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹207.53 Cr | 7.0% |
| Tata Banking & PSU Debt Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹207.53 Cr | 6.5% |
About the AMC
Total AUM
₹8,56,645 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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What is the current NAV of ICICI Prudential Banking and PSU Debt Fund Regular Growth?
The NAV of ICICI Prudential Banking and PSU Debt Fund Regular Growth, as of 05-Sep-2024, is ₹30.63.
What are the returns of ICICI Prudential Banking and PSU Debt Fund Regular Growth?
The fund has generated 7.52% over the last 1 year and 6.05% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Banking and PSU Debt Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 92.08% in bonds, and 7.67% in cash and cash equivalents.
Who manages the ICICI Prudential Banking and PSU Debt Fund Regular Growth?
The fund managers responsible for ICICI Prudential Banking and PSU Debt Fund Regular Growth are:-
- Rohan Maru
- Rohit Lakhotia
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.