HSBC Money Market Fund Regular Growth
DebtMoney MarketLow to Moderate Risk
Regular
NAV (05-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,750 Cr
Expense Ratio
0.40%
ISIN
INF917K01BC9
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
10 Aug 2005
About this fund
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹24.83, Assets Under Management (AUM) of 1749.88 Crores, and an expense ratio of 0.4%.
- HSBC Money Market Fund Regular Growth has given a CAGR return of 7.14% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 25.54% in debts, and 74.20% in cash & cash equivalents.
- You can start investing in HSBC Money Market Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.26%
+6.56% (Cat Avg.)
3 Years
+5.67%
+5.61% (Cat Avg.)
5 Years
+5.64%
+5.29% (Cat Avg.)
10 Years
+6.74%
+5.72% (Cat Avg.)
Since Inception
+7.14%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Debt | ₹446.88 Cr | 25.54% |
| Others | ₹1,303.01 Cr | 74.46% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹121.92 Cr | 6.67% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹96.65 Cr | 5.29% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹94.98 Cr | 5.20% |
| 05.77 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹75.08 Cr | 4.11% |
| Canara Bank | Cash - CD/Time Deposit | ₹72.7 Cr | 3.98% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹72.7 Cr | 3.98% |
| India (Republic of) | Bond - Short-term Government Bills | ₹72.68 Cr | 3.98% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹72.22 Cr | 3.95% |
| Icici Securities Limited | Cash - Commercial Paper | ₹72.05 Cr | 3.94% |
| Treps | Cash - Repurchase Agreement | ₹65.06 Cr | 3.56% |
| 182 DTB 14112024 | Bond - Gov't/Treasury | ₹49.2 Cr | 2.69% |
| Ongc Petro Additions Limited | Cash - Commercial Paper | ₹48.97 Cr | 2.68% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.89 Cr | 2.67% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹48.4 Cr | 2.65% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹48.38 Cr | 2.65% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹48.34 Cr | 2.64% |
| Godrej Housing Finance Limited | Cash - Commercial Paper | ₹48.27 Cr | 2.64% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹48.26 Cr | 2.64% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹48.23 Cr | 2.64% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹48.07 Cr | 2.63% |
| LIC Housing Finance Ltd. | Bond - Corporate Bond | ₹48.01 Cr | 2.63% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹48.01 Cr | 2.63% |
| Indian Bank | Bond - Gov't Agency Debt | ₹47.93 Cr | 2.62% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹47.91 Cr | 2.62% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹47.89 Cr | 2.62% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹47.33 Cr | 2.59% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹46.95 Cr | 2.57% |
| Muthoot Finance Ltd. | Cash - Commercial Paper | ₹46.82 Cr | 2.56% |
| 08.05 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹25.23 Cr | 1.38% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹24.45 Cr | 1.34% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.27 Cr | 1.33% |
| Bajaj Housing Finance Ltd. | Cash - Commercial Paper | ₹24.26 Cr | 1.33% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹24.13 Cr | 1.32% |
| Kotak Mahindra Prime Ltd. | Cash - Commercial Paper | ₹23.97 Cr | 1.31% |
| Net Current Assets (Including Cash & Bank Balances) | Cash - Collateral | ₹-9.71 Cr | 0.53% |
| India (Republic of) | Bond - Short-term Government Bills | ₹4.86 Cr | 0.27% |
| CDMDF CLASS A2 | Mutual Fund - Open End | ₹4.74 Cr | 0.26% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹723.15 Cr | 39.56% |
| Cash - Commercial Paper | ₹528.82 Cr | 28.93% |
| Bond - Gov't Agency Debt | ₹192.66 Cr | 10.54% |
| Bond - Gov't/Treasury | ₹149.51 Cr | 8.18% |
| Bond - Corporate Bond | ₹96.35 Cr | 5.27% |
| Bond - Short-term Government Bills | ₹77.54 Cr | 4.24% |
| Cash - Repurchase Agreement | ₹65.06 Cr | 3.56% |
| Cash - Collateral | ₹-9.71 Cr | 0.53% |
| Mutual Fund - Open End | ₹4.74 Cr | 0.26% |
Risk & Performance Ratios
Standard Deviation
This fund
0.61%
Cat. avg.
0.70%
Lower the better
Sharpe Ratio
This fund
-0.77
Cat. avg.
-0.39
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.19
Higher the better
Fund Managers
Kapil Punjabi
Since November 2022
Shriram Ramanathan
Since March 2020
Additional Scheme Detailsas of 15th August 2024
ISIN | INF917K01BC9 | Expense Ratio | 0.40% | Exit Load | No Charges | Fund Size | ₹1,750 Cr | Age | 10 Aug 2005 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Money Market TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹497.24 Cr | 6.8% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹175.41 Cr | 7.2% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 1.0% | 0.0% | ₹175.41 Cr | 6.5% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹102.05 Cr | 7.4% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹102.05 Cr | 7.2% |
| LIC MF Money Market Fund Direct Growth Low Risk | 0.6% | 0.0% | ₹25.89 Cr | 6.7% |
| LIC MF Money Market Fund Regular Growth Low Risk | 1.0% | 0.0% | ₹25.89 Cr | 6.3% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹27172.45 Cr | 7.6% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1924.84 Cr | 7.5% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹28157.84 Cr | 7.5% |
About the AMC
Total AUM
₹1,21,564 Cr
Address
16, V N Road, Mumbai, 400 001
Other Funds by HSBC Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of HSBC Money Market Fund Regular Growth?
What are the returns of HSBC Money Market Fund Regular Growth?
What is the portfolio composition of HSBC Money Market Fund Regular Growth?
Who manages the HSBC Money Market Fund Regular Growth?
- Kapil Punjabi
- Shriram Ramanathan
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.