HSBC Low Duration Fund Regular Growth
DebtLow DurationLow to Moderate Risk
Regular
NAV (05-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹427 Cr
Expense Ratio
0.64%
ISIN
INF677K01452
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
04 Dec 2010
About this fund
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹26.64, Assets Under Management (AUM) of 427.18 Crores, and an expense ratio of 0.64%.
- HSBC Low Duration Fund Regular Growth has given a CAGR return of 7.38% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 75.05% in debts, and 24.64% in cash & cash equivalents.
- You can start investing in HSBC Low Duration Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.29%
+6.56% (Cat Avg.)
3 Years
+5.67%
+5.57% (Cat Avg.)
5 Years
+5.68%
+5.68% (Cat Avg.)
10 Years
+6.84%
+5.68% (Cat Avg.)
Since Inception
+7.38%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Debt | ₹320.6 Cr | 75.05% |
| Others | ₹106.58 Cr | 24.95% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹53.68 Cr | 12.57% |
| Net Current Assets (Including Cash & Bank Balances) | Cash | ₹-50.83 Cr | 11.90% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹27.46 Cr | 6.43% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹26.61 Cr | 6.23% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹26.49 Cr | 6.20% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹26.42 Cr | 6.18% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹26.27 Cr | 6.15% |
| Ongc Petro Additions Limited | Bond - Corporate Bond | ₹25.92 Cr | 6.07% |
| National Housing Bank | Bond - Corporate Bond | ₹25.77 Cr | 6.03% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹25.74 Cr | 6.02% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.65 Cr | 6.00% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.94 Cr | 5.84% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹24.08 Cr | 5.64% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.01 Cr | 5.62% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹23.27 Cr | 5.45% |
| 7.72% Govt Stock 2028 | Bond - Gov't/Treasury | ₹15.45 Cr | 3.62% |
| India (Republic of) | Bond - Short-term Government Bills | ₹14.89 Cr | 3.49% |
| Hinduja Leyland Finance Limited | Bond - Corporate Bond | ₹13.9 Cr | 3.25% |
| Phoenix Arc Private Limited | Bond - Corporate Bond | ₹13.02 Cr | 3.05% |
| 8.34% Govt Stock 2033 | Bond - Gov't/Treasury | ₹10.57 Cr | 2.48% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹10.23 Cr | 2.39% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.14 Cr | 1.20% |
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹4.99 Cr | 1.17% |
| Andhra Pradesh Expressway Limited | Bond - Corporate Bond | ₹2.25 Cr | 0.53% |
| CDMDF CLASS A2 | Mutual Fund - Open End | ₹1.33 Cr | 0.31% |
| Pay Fixed/Receive Float_05/07/2026 | Interest Rate Swap | ₹-0.07 Cr | 0.02% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹290.43 Cr | 67.99% |
| Cash - CD/Time Deposit | ₹71.36 Cr | 16.71% |
| Cash - Repurchase Agreement | ₹53.68 Cr | 12.57% |
| Cash | ₹-50.83 Cr | 11.90% |
| Bond - Gov't/Treasury | ₹46.38 Cr | 10.86% |
| Bond - Short-term Government Bills | ₹14.89 Cr | 3.48% |
| Mutual Fund - Open End | ₹1.33 Cr | 0.31% |
| Interest Rate Swap | ₹-0.07 Cr | 0.02% |
| Cash - Commercial Paper | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.68%
Cat. avg.
0.86%
Lower the better
Sharpe Ratio
This fund
-0.61
Cat. avg.
-0.65
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.35
Higher the better
Fund Managers
Shriram Ramanathan
Since November 2012
Mohd Asif Rizwi
Since January 2024
Additional Scheme Detailsas of 31st July 2024
ISIN | INF677K01452 | Expense Ratio | 0.64% | Exit Load | No Charges | Fund Size | ₹427 Cr | Age | 04 Dec 2010 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY Low Duration Debt Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Low Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹555.40 Cr | 7.8% |
| Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹555.40 Cr | 6.9% |
| Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹2719.06 Cr | 7.1% |
| Kotak Low Duration Fund Regular Growth Low to Moderate Risk | 1.2% | 0.0% | ₹9391.43 Cr | 6.9% |
| Mirae Asset Savings Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹1021.27 Cr | 7.1% |
| HDFC Low Duration Fund Regular Growth Low to Moderate Risk | 1.0% | 0.0% | ₹17983.36 Cr | 7.2% |
| Bandhan Low Duration Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹5879.14 Cr | 7.1% |
| Canara Robeco Savings Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹1002.41 Cr | 7.2% |
| ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹19193.04 Cr | 7.7% |
| Sundaram Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹379.61 Cr | 6.9% |
About the AMC
Total AUM
₹1,21,564 Cr
Address
16, V N Road, Mumbai, 400 001
Other Funds by HSBC Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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Who manages the HSBC Low Duration Fund Regular Growth?
- Shriram Ramanathan
- Mohd Asif Rizwi
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