Fund Overview
Fund Size
₹20,647 Cr
Expense Ratio
0.22%
ISIN
INF336L01BL1
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
04 Dec 2002
About this fund
HSBC Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 21 years, 9 months and 3 days, having been launched on 04-Dec-02.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹3549.79, Assets Under Management (AUM) of 20646.71 Crores, and an expense ratio of 0.22%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹3549.79, Assets Under Management (AUM) of 20646.71 Crores, and an expense ratio of 0.22%.
- HSBC Liquid Fund Regular Growth has given a CAGR return of 6.00% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.78% in cash & cash equivalents.
- You can start investing in HSBC Liquid Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.33%
+6.09% (Cat Avg.)
3 Years
+5.64%
+5.29% (Cat Avg.)
5 Years
+4.65%
+4.44% (Cat Avg.)
10 Years
+5.62%
+5.13% (Cat Avg.)
Since Inception
+6.00%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Others | ₹20,646.71 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Current Assets (Including Cash & Bank Balances) | Cash | ₹-1,464.28 Cr | 8.47% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹694.5 Cr | 4.02% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹496.75 Cr | 2.87% |
| Canara Bank | Cash - CD/Time Deposit | ₹496.29 Cr | 2.87% |
| National Housing Bank | Cash - Commercial Paper | ₹496.17 Cr | 2.87% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹496.09 Cr | 2.87% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹495.91 Cr | 2.87% |
| Canara Bank | Cash - CD/Time Deposit | ₹495.35 Cr | 2.86% |
| Ntpc Limited | Cash - Commercial Paper | ₹491.78 Cr | 2.84% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹491.72 Cr | 2.84% |
| Tata Power Renewable Energy Limited | Cash - Commercial Paper | ₹491.59 Cr | 2.84% |
| India (Republic of) | Bond - Short-term Government Bills | ₹424 Cr | 2.45% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹396.87 Cr | 2.30% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹396.79 Cr | 2.29% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹396.73 Cr | 2.29% |
| Bank Of Maharashtra | Cash - CD/Time Deposit | ₹396.32 Cr | 2.29% |
| 91 DTB 26092024 | Bond - Gov't/Treasury | ₹396.01 Cr | 2.29% |
| India (Republic of) | Bond - Short-term Government Bills | ₹393.97 Cr | 2.28% |
| 182 DTB 22082024 | Bond - Gov't/Treasury | ₹303.86 Cr | 1.76% |
| Sikka Ports And Terminals Limited | Cash - Commercial Paper | ₹299.59 Cr | 1.73% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹298.05 Cr | 1.72% |
| Tata Steel Limited | Cash - Commercial Paper | ₹297.95 Cr | 1.72% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹297.65 Cr | 1.72% |
| Aditya Birla Housing Finance Limited | Cash - Commercial Paper | ₹297.51 Cr | 1.72% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹297.24 Cr | 1.72% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹297.18 Cr | 1.72% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹296.8 Cr | 1.72% |
| Indian Bank | Cash - CD/Time Deposit | ₹296.46 Cr | 1.71% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹296.45 Cr | 1.71% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹295.02 Cr | 1.71% |
| Jamnagar Utilities & Power Pvt. Ltd. | Cash - Commercial Paper | ₹295.01 Cr | 1.71% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹294.84 Cr | 1.71% |
| 91 DTB 15082024 | Bond - Gov't/Treasury | ₹249.41 Cr | 1.44% |
| 91 DTB 19092024 | Bond - Gov't/Treasury | ₹230.75 Cr | 1.33% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹224.64 Cr | 1.30% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹199.19 Cr | 1.15% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹199.12 Cr | 1.15% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹199.11 Cr | 1.15% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹198.98 Cr | 1.15% |
| Tata Steel Ltd. | Cash - Commercial Paper | ₹198.98 Cr | 1.15% |
| Tata Motors Finance Solutions Limited | Cash - Commercial Paper | ₹198.91 Cr | 1.15% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹198.7 Cr | 1.15% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹198.53 Cr | 1.15% |
| Tata Consumer Products Limited | Cash - Commercial Paper | ₹198.41 Cr | 1.15% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹198.39 Cr | 1.15% |
| Axis Securities Limited | Cash - Commercial Paper | ₹198.33 Cr | 1.15% |
| Larsen And Toubro Limited | Cash - Commercial Paper | ₹197.97 Cr | 1.14% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹197.09 Cr | 1.14% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹196.5 Cr | 1.14% |
| L&T Finance Ltd. | Cash - Commercial Paper | ₹196.39 Cr | 1.14% |
| Tata Motors Finance Limited | Cash - Commercial Paper | ₹196.21 Cr | 1.13% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹173.32 Cr | 1.00% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹172.26 Cr | 1.00% |
| India (Republic of) | Bond - Short-term Government Bills | ₹154.03 Cr | 0.89% |
| Srf Limited | Cash - Commercial Paper | ₹149.79 Cr | 0.87% |
| National Housing Bank | Cash - Commercial Paper | ₹149.23 Cr | 0.86% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹149.16 Cr | 0.86% |
| Tv18 Broadcast Limited | Cash - Commercial Paper | ₹149.04 Cr | 0.86% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹148.71 Cr | 0.86% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹124.16 Cr | 0.72% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹108.34 Cr | 0.63% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹99.54 Cr | 0.58% |
| Aditya Birla Housing Finance Limited | Cash - Commercial Paper | ₹99.46 Cr | 0.58% |
| Pilani Investment & Industries Corporation Limited | Cash - Commercial Paper | ₹99.28 Cr | 0.57% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹99.25 Cr | 0.57% |
| India (Republic of) | Bond - Short-term Government Bills | ₹99.13 Cr | 0.57% |
| Sbicap Securities Limited | Cash - Commercial Paper | ₹99.11 Cr | 0.57% |
| Tata Consumer Products Limited | Cash - Commercial Paper | ₹99.09 Cr | 0.57% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹99.08 Cr | 0.57% |
| Sbicap Securities Limited | Cash - Commercial Paper | ₹99.03 Cr | 0.57% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹98.4 Cr | 0.57% |
| Icici Securities Limited | Cash - Commercial Paper | ₹98.24 Cr | 0.57% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹49.68 Cr | 0.29% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.53 Cr | 0.29% |
| Alternative Investment Funds (AIF) | Mutual Fund - Open End | ₹37.82 Cr | 0.22% |
| India (Republic of) | Bond - Short-term Government Bills | ₹29.78 Cr | 0.17% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹24.85 Cr | 0.14% |
| 91 DTB 08082024 | Bond - Gov't/Treasury | ₹9.99 Cr | 0.06% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹12,041.52 Cr | 69.64% |
| Cash - CD/Time Deposit | ₹4,385.09 Cr | 25.36% |
| Cash | ₹-1,464.28 Cr | 8.47% |
| Bond - Gov't/Treasury | ₹1,190.02 Cr | 6.88% |
| Bond - Short-term Government Bills | ₹1,100.9 Cr | 6.37% |
| Mutual Fund - Open End | ₹37.82 Cr | 0.22% |
Risk & Performance Ratios
Standard Deviation
This fund
0.56%
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
-1.45
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
Kapil Punjabi
Since March 2014
SR
Shriram Ramanathan
Since November 2022
Additional Scheme Detailsas of 31st July 2024
ISIN | INF336L01BL1 | Expense Ratio | 0.22% | Exit Load | No Charges | Fund Size | ₹20,647 Cr | Age | 04 Dec 2002 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | IISL Nifty Liquid TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3763.16 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹82.09 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹752.34 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹752.34 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 6.0% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11274.94 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹235.85 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1071.55 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1071.55 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹235.85 Cr | 7.2% |
About the AMC
Total AUM
₹1,21,564 Cr
Address
16, V N Road, Mumbai, 400 001
Other Funds by HSBC Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of HSBC Liquid Fund Regular Growth?
The NAV of HSBC Liquid Fund Regular Growth, as of 05-Sep-2024, is ₹3549.79.
What are the returns of HSBC Liquid Fund Regular Growth?
The fund has generated 7.33% over the last 1 year and 5.64% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of HSBC Liquid Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.78% in cash and cash equivalents.
Who manages the HSBC Liquid Fund Regular Growth?
The fund managers responsible for HSBC Liquid Fund Regular Growth are:-
- Kapil Punjabi
- Shriram Ramanathan
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.