HSBC Liquid Fund Direct Growth

Fund Overview

Fund Size

₹23,802 Cr

Expense Ratio

0.12%

ISIN

INF336L01CC8

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

31 Dec 2012

About this fund

HSBC Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 12 years and 22 days, having been launched on 31-Dec-12.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹2548.02, Assets Under Management (AUM) of 23801.63 Crores, and an expense ratio of 0.12%.

HSBC Liquid Fund Direct Growth has given a CAGR return of 6.86% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.81% in cash & cash equivalents.
You can start investing in HSBC Liquid Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.43%

+6.65% (Cat Avg.)

3 Years

+6.57%

+5.97% (Cat Avg.)

5 Years

+5.41%

+4.80% (Cat Avg.)

10 Years

+6.38%

+5.23% (Cat Avg.)

Since Inception

+6.86%

— (Cat Avg.)

Portfolio Summaryas of 15th December 2024

Others

₹23,801.63 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Punjab National Bank Limited	Cash - CD/Time Deposit	₹791.03 Cr	3.97%
Union Bank Of India	Cash - CD/Time Deposit	₹763.92 Cr	3.83%
91 DTB 13032025	Bond - Gov't/Treasury	₹738.66 Cr	3.71%
91 DTB 23012025	Bond - Gov't/Treasury	₹595.94 Cr	2.99%
PNb Housing Finance Limited	Cash - Commercial Paper	₹496.06 Cr	2.49%
91 DTB 13022025	Bond - Gov't/Treasury	₹494.8 Cr	2.48%
91 Days Tbill Red 27-02-2025	Bond - Gov't/Treasury	₹493.61 Cr	2.48%
Reliance Jio Infocomm Limited	Cash - Commercial Paper	₹492.74 Cr	2.47%
National Bank For Agriculture And Rural Development	Cash - Commercial Paper	₹492.4 Cr	2.47%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹492.2 Cr	2.47%
HDFC Bank Limited	Cash - CD/Time Deposit	₹491.78 Cr	2.47%
Bank Of Baroda	Cash - CD/Time Deposit	₹418.41 Cr	2.10%
Punjab National Bank	Cash - CD/Time Deposit	₹398.72 Cr	2.00%
Reliance Retail Ventures Limited	Cash - Commercial Paper	₹395.82 Cr	1.99%
Bank of Baroda	Cash - CD/Time Deposit	₹394.42 Cr	1.98%
Axis Bank Limited	Cash - CD/Time Deposit	₹394.27 Cr	1.98%
Bank Of Maharashtra	Cash - CD/Time Deposit	₹393.2 Cr	1.97%
Treps	Cash - Repurchase Agreement	₹333.31 Cr	1.67%
ICICI Home Finance Company Limited	Cash - Commercial Paper	₹297.84 Cr	1.49%
Bajaj Financial Securities Limited	Cash - Commercial Paper	₹297.76 Cr	1.49%
ICICI Securities Limited	Cash - Commercial Paper	₹296.47 Cr	1.49%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹296.44 Cr	1.49%
Sikka Ports And Terminals Limited 2025	Cash - Commercial Paper	₹296.23 Cr	1.49%
HDFC Securities Limited	Cash - Commercial Paper	₹295.92 Cr	1.49%
Grasim Industries Limited 2025	Cash - Commercial Paper	₹295.65 Cr	1.48%
National Bank For Agriculture And Rural Development	Cash - Commercial Paper	₹295.32 Cr	1.48%
Tata Steel Limited	Cash - Commercial Paper	₹295.25 Cr	1.48%
Export-Import Bank Of India	Cash - Commercial Paper	₹295.05 Cr	1.48%
HDFC Securities Limited	Cash - Commercial Paper	₹294.85 Cr	1.48%
Axis Securities Limited	Cash - Commercial Paper	₹294.84 Cr	1.48%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹294.77 Cr	1.48%
Axis Bank Limited	Cash - CD/Time Deposit	₹274.57 Cr	1.38%
Tata Communications Limited (Vsnl)	Cash - Commercial Paper	₹249.81 Cr	1.25%
HDFC Bank Limited	Cash - CD/Time Deposit	₹246.47 Cr	1.24%
Tata Capital Housing Finance Limited	Cash - Commercial Paper	₹245.81 Cr	1.23%
Canara Bank	Cash - CD/Time Deposit	₹245.78 Cr	1.23%
Union Bank Of India	Cash - CD/Time Deposit	₹223.56 Cr	1.12%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹221.52 Cr	1.11%
HDFC Bank Limited	Bond - Corporate Bond	₹208.73 Cr	1.05%
Ongc Petro Additions Limited	Cash - Commercial Paper	₹198.85 Cr	1.00%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹198.73 Cr	1.00%
Ultratech Cement Limited	Cash - Commercial Paper	₹198.49 Cr	1.00%
Sbicap Securities Limited	Cash - Commercial Paper	₹198.45 Cr	1.00%
ICICI Securities Limited	Cash - Commercial Paper	₹198.37 Cr	1.00%
Punjab National Bank Limited	Cash - CD/Time Deposit	₹198.03 Cr	0.99%
Bank Of Baroda	Cash - CD/Time Deposit	₹198.03 Cr	0.99%
Kotak Securities Limited	Cash - Commercial Paper	₹197.64 Cr	0.99%
91 DTB 06032025	Bond - Gov't/Treasury	₹197.22 Cr	0.99%
Punjab National Bank	Cash - CD/Time Deposit	₹197.21 Cr	0.99%
ICICI Bank Ltd.	Cash - CD/Time Deposit	₹197.14 Cr	0.99%
The Federal Bank Limited	Cash - CD/Time Deposit	₹196.66 Cr	0.99%
Kotak Securities Limited	Cash - Commercial Paper	₹196.49 Cr	0.99%
Bank Of Baroda	Cash - CD/Time Deposit	₹172.73 Cr	0.87%
Bank Of Baroda	Cash - CD/Time Deposit	₹149.71 Cr	0.75%
Nirma Limited	Cash - Commercial Paper	₹148.31 Cr	0.74%
Network18 Media & Investments Limited	Cash - Commercial Paper	₹147.45 Cr	0.74%
HDFC Bank Limited	Bond - Corporate Bond	₹132.59 Cr	0.67%
Aditya Birla Housing Finance Limited	Cash - Commercial Paper	₹123.93 Cr	0.62%
Network18 Media & Investments Limited	Cash - Commercial Paper	₹123.04 Cr	0.62%
Network18 Media & Investments Limited	Cash - Commercial Paper	₹123.02 Cr	0.62%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹99.39 Cr	0.50%
Panatone Finvest Limited	Cash - Commercial Paper	₹99.34 Cr	0.50%
ICICI Home Finance Company Limited	Cash - Commercial Paper	₹99.22 Cr	0.50%
Godrej Housing Finance Limited	Cash - Commercial Paper	₹98.95 Cr	0.50%
Srf Limited	Cash - Commercial Paper	₹98.84 Cr	0.50%
Birla Group Holdings Private Limited 2025	Cash - Commercial Paper	₹98.64 Cr	0.49%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹98.55 Cr	0.49%
Dalmia Cement (Bharat) Limited	Cash - Commercial Paper	₹73.82 Cr	0.37%
Pilani Investment & Industries Corporation Limited	Cash - Commercial Paper	₹73.79 Cr	0.37%
Canara Bank	Cash - CD/Time Deposit	₹73.76 Cr	0.37%
Pilani Investment & Industries Corporation Limited	Cash - Commercial Paper	₹73.66 Cr	0.37%
LIC Housing Finance Ltd.	Cash - Commercial Paper	₹49.34 Cr	0.25%
Small Industries Development Bank of India	Cash - CD/Time Deposit	₹49.29 Cr	0.25%
HDFC Bank Limited	Cash - CD/Time Deposit	₹49.27 Cr	0.25%
Bharti Telecom Limited	Cash - Commercial Paper	₹49.26 Cr	0.25%
Tata Projects Limited 2025	Cash - Commercial Paper	₹49.22 Cr	0.25%
Canara Bank	Cash - CD/Time Deposit	₹49.21 Cr	0.25%
CDMDF CLASS A2	Mutual Fund - Open End	₹38.38 Cr	0.19%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹24.99 Cr	0.13%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹24.74 Cr	0.12%
Canara Bank	Cash - CD/Time Deposit	₹24.58 Cr	0.12%
Net Current Assets (Including Cash & Bank Balances)	Cash - Collateral	₹5.32 Cr	0.03%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Commercial Paper	₹9,749.43 Cr	48.92%
Cash - CD/Time Deposit	₹6,939.6 Cr	34.82%
Bond - Gov't/Treasury	₹2,520.22 Cr	12.65%
Bond - Corporate Bond	₹341.33 Cr	1.71%
Cash - Repurchase Agreement	₹333.31 Cr	1.67%
Mutual Fund - Open End	₹38.38 Cr	0.19%
Cash - Collateral	₹5.32 Cr	0.03%

Risk & Performance Ratios

Fund Managers

Kapil Punjabi

Since March 2014

Shriram Ramanathan

Since November 2022

Additional Scheme Detailsas of 15th December 2024

ISIN

INF336L01CC8

Expense Ratio

0.12%

Exit Load

No Charges

Fund Size

₹23,802 Cr

Age

12 years

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

IISL Nifty Liquid TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Liquid Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹3196.95 Cr	7.3%
Navi Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹72.88 Cr	7.0%
Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹896.13 Cr	6.9%
Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹896.13 Cr	7.1%
Kotak Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹703.94 Cr	5.8%
Invesco India Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹11745.30 Cr	7.4%
TrustMF Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹250.99 Cr	7.4%
360 ONE Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹846.40 Cr	7.3%
360 ONE Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹846.40 Cr	7.2%
TrustMF Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹250.99 Cr	7.2%

About the AMC

HSBC Mutual Fund

+91 22 66145000

https://www.assetmanagement.hsbc.co.in/en/mutual-funds

Total AUM

₹1,23,975 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
HSBC Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹1619.84 Cr	20.2%
HSBC Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	1.0%	₹1528.25 Cr	11.9%
HSBC Infrastructure Fund Direct Growth Very High Risk	1.0%	1.0%	₹2511.19 Cr	18.0%
HSBC Aggressive Hybrid Fund Direct Growth Very High Risk	0.8%	1.0%	₹5728.09 Cr	15.3%
HSBC Value Fund Direct Growth Very High Risk	0.8%	1.0%	₹13565.36 Cr	16.6%
HSBC Credit Risk Fund Direct Growth Moderately High risk	0.9%	3.0%	₹581.95 Cr	8.0%
HSBC Banking & PSU Debt Direct Growth Low to Moderate Risk	0.2%	0.0%	₹4165.78 Cr	7.7%
HSBC Midcap Fund Direct Growth Very High Risk	0.7%	1.0%	₹12416.26 Cr	23.1%
HSBC ELSS Fund Direct Growth Very High Risk	1.1%	0.0%	₹4312.57 Cr	22.4%
HSBC Equity Savings Fund Direct Growth Moderately High risk	0.6%	0.0%	₹645.63 Cr	18.3%
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹481.92 Cr	7.9%
HSBC Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3689.27 Cr	8.1%
HSBC Corporate Bond Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5953.24 Cr	8.5%
HSBC Dynamic Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹159.03 Cr	9.5%
HSBC Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2243.50 Cr	7.7%
HSBC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹262.96 Cr	9.5%
HSBC Medium Duration Direct Growth Moderate Risk	0.4%	0.0%	₹780.39 Cr	9.1%
HSBC Focused Fund Direct Growth Very High Risk	0.9%	1.0%	₹1774.91 Cr	12.4%
HSBC Business Cycles Fund Direct Growth Very High Risk	1.1%	1.0%	₹1035.50 Cr	22.7%
HSBC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹2197.49 Cr	6.7%
HSBC Conservative Hybrid Fund Direct Growth Moderately High risk	1.3%	0.0%	₹148.72 Cr	13.8%
HSBC Large Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹1946.22 Cr	11.2%
HSBC Global Emerging Markets Fund Direct Growth Very High Risk	1.6%	1.0%	₹34.10 Cr	18.3%
HSBC Brazil Fund Direct Growth Very High Risk	1.8%	1.0%	₹42.27 Cr	-17.9%
HSBC Medium to Long Duration Fund Direct Growth Moderate Risk	0.7%	0.0%	₹49.52 Cr	9.0%
HSBC Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹23801.63 Cr	7.4%
HSBC Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹5048.46 Cr	18.5%
HSBC Tax Saver Equity Fund Direct Growth Very High Risk	1.6%	0.0%	₹260.16 Cr	22.1%
HSBC Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2860.65 Cr	7.7%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1890.60 Cr	8.3%
HSBC Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹17385.84 Cr	16.2%
HSBC Global Equity Climate Change Fund of Fund Direct Growth Very High Risk	1.4%	1.0%	₹65.18 Cr	14.6%
HSBC Managed Solutions India Conservative Direct Growth Moderately High risk	0.5%	1.0%	₹22.39 Cr	9.1%
HSBC Managed Solutions India Moderate Direct Growth High Risk	0.9%	1.0%	₹59.11 Cr	12.9%
HSBC Managed Solutions India Growth Direct Growth Very High Risk	1.0%	1.0%	₹42.18 Cr	13.7%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹194.32 Cr	8.0%
HSBC Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹2423.19 Cr	7.9%
HSBC Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	1.0%	₹130.00 Cr	15.9%
HSBC Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	1.0%	₹287.67 Cr	7.5%
HSBC Large & Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹3978.89 Cr	22.7%
HSBC Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹4495.14 Cr	17.2%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth Very High Risk	1.6%	1.0%	₹7.73 Cr	24.5%

Risk Level

Your principal amount will be at Low to Moderate Risk

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

What is the current NAV of HSBC Liquid Fund Direct Growth?

The NAV of HSBC Liquid Fund Direct Growth, as of 21-Jan-2025, is ₹2548.02.

What are the returns of HSBC Liquid Fund Direct Growth?

The fund has generated 7.43% over the last 1 year and 6.57% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of HSBC Liquid Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.81% in cash and cash equivalents.

Who manages the HSBC Liquid Fund Direct Growth?

The fund managers responsible for HSBC Liquid Fund Direct Growth are:-

Kapil Punjabi
Shriram Ramanathan

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

;

Fund Overview

Fund Size

₹23,802 Cr

Expense Ratio

0.12%

ISIN

INF336L01CC8

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

31 Dec 2012

Risk Level

Your principal amount will be at Low to Moderate Risk