HSBC Equity Savings Fund Direct Growth

Fund Overview

Fund Size

₹583 Cr

Expense Ratio

0.61%

ISIN

INF917K01GE4

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

HSBC Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 11 years, 11 months and 17 days, having been launched on 01-Jan-13.
As of 17-Dec-24, it has a Net Asset Value (NAV) of ₹37.93, Assets Under Management (AUM) of 583.31 Crores, and an expense ratio of 0.61%.

HSBC Equity Savings Fund Direct Growth has given a CAGR return of 10.84% since inception.
The fund's asset allocation comprises around 40.05% in equities, 17.62% in debts, and 42.34% in cash & cash equivalents.
You can start investing in HSBC Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+26.25%

+12.03% (Cat Avg.)

3 Years

+15.59%

+9.62% (Cat Avg.)

5 Years

+15.07%

+10.17% (Cat Avg.)

10 Years

+10.69%

+8.61% (Cat Avg.)

Since Inception

+10.84%

— (Cat Avg.)

Portfolio Summaryas of 30th November 2024

Equity	₹233.6 Cr	40.05%
Debt	₹102.77 Cr	17.62%
Others	₹246.95 Cr	42.34%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹205.27 Cr	35.19%
Transformers & Rectifiers (India) Ltd	Equity	₹24.14 Cr	4.14%
Future on HDFC Bank Ltd	Equity - Future	₹-20.47 Cr	3.51%
HDFC Bank Ltd	Equity	₹20.45 Cr	3.51%
City Union Bank Ltd	Equity	₹20.38 Cr	3.49%
Future on City Union Bank Ltd	Equity - Future	₹-20.36 Cr	3.49%
Trent Ltd	Equity	₹19.03 Cr	3.26%
Zomato Ltd	Equity	₹18.18 Cr	3.12%
Future on State Bank of India	Equity - Future	₹-16.57 Cr	2.84%
State Bank of India	Equity	₹16.55 Cr	2.84%
7.38% Govt Stock 2027	Bond - Gov't/Treasury	₹15.74 Cr	2.70%
7.04% Govt Stock 2029	Bond - Gov't/Treasury	₹15.71 Cr	2.69%
Kaynes Technology India Ltd	Equity	₹15.57 Cr	2.67%
5.22% Govt Stock 2025	Bond - Gov't/Treasury	₹15.23 Cr	2.61%
Future on Reliance Industries Ltd	Equity - Future	₹-14.82 Cr	2.54%
Reliance Industries Ltd	Equity	₹14.8 Cr	2.54%
Future on Canara Bank	Equity - Future	₹-14.76 Cr	2.53%
Canara Bank	Equity	₹14.74 Cr	2.53%
CG Power & Industrial Solutions Ltd	Equity	₹14.65 Cr	2.51%
Dixon Technologies (India) Ltd	Equity	₹14.54 Cr	2.49%
HDFC Bank Limited	Cash - CD/Time Deposit	₹14.14 Cr	2.42%
Future on Steel Authority Of India Ltd	Equity - Future	₹-12.89 Cr	2.21%
Steel Authority Of India Ltd	Equity	₹12.88 Cr	2.21%
Suzlon Energy Ltd	Equity	₹12.6 Cr	2.16%
IndusInd Bank Ltd	Equity	₹12.55 Cr	2.15%
Future on IndusInd Bank Ltd	Equity - Future	₹-12.54 Cr	2.15%
Treps	Cash - Repurchase Agreement	₹11.52 Cr	1.97%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹11.31 Cr	1.94%
Sobha Ltd	Equity	₹10.85 Cr	1.86%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹10.51 Cr	1.80%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹10.45 Cr	1.79%
National Housing Bank	Bond - Corporate Bond	₹10.43 Cr	1.79%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹10.32 Cr	1.77%
GE Vernova T&D India Ltd	Equity	₹10.14 Cr	1.74%
BSE Ltd	Equity	₹9.34 Cr	1.60%
Polycab India Ltd	Equity	₹8.48 Cr	1.45%
Future on Polycab India Ltd	Equity - Future	₹-8.46 Cr	1.45%
Future on Kotak Mahindra Bank Ltd	Equity - Future	₹-8.34 Cr	1.43%
Kotak Mahindra Bank Ltd	Equity	₹8.33 Cr	1.43%
Indian Energy Exchange Ltd	Equity	₹8.13 Cr	1.39%
Future on Indian Energy Exchange Ltd	Equity - Future	₹-8.11 Cr	1.39%
ICICI Bank Ltd	Equity	₹8.01 Cr	1.37%
Future on ICICI Bank Ltd	Equity - Future	₹-7.99 Cr	1.37%
Jyoti CNC Automation Ltd	Equity	₹7.94 Cr	1.36%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹7.61 Cr	1.30%
LIC Housing Finance Ltd	Equity	₹7.54 Cr	1.29%
Future on LIC Housing Finance Ltd	Equity - Future	₹-7.52 Cr	1.29%
Future on Dr Reddy's Laboratories Ltd	Equity - Future	₹-7.29 Cr	1.25%
Dr Reddy's Laboratories Ltd	Equity	₹7.29 Cr	1.25%
Future on Havells India Ltd	Equity - Future	₹-7.23 Cr	1.24%
Havells India Ltd	Equity	₹7.22 Cr	1.24%
Blue Star Ltd	Equity	₹6.67 Cr	1.14%
PB Fintech Ltd	Equity	₹6.63 Cr	1.14%
Future on Sun Pharmaceuticals Industries Ltd	Equity - Future	₹-6.07 Cr	1.04%
Sun Pharmaceuticals Industries Ltd	Equity	₹6.05 Cr	1.04%
Safari Industries (India) Ltd	Equity	₹5.82 Cr	1.00%
ABB India Ltd	Equity	₹5.19 Cr	0.89%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹5.15 Cr	0.88%
7.37% Govt Stock 2028	Bond - Gov't/Treasury	₹5.15 Cr	0.88%
Bharat Heavy Electricals Ltd	Equity	₹5.02 Cr	0.86%
ICICI Bank Limited	Cash - CD/Time Deposit	₹4.9 Cr	0.84%
Net Current Assets (Including Cash & Bank Balances)	Cash	₹-4.89 Cr	0.84%
Future on Torrent Pharmaceuticals Ltd	Equity - Future	₹-4.84 Cr	0.83%
Torrent Pharmaceuticals Ltd	Equity	₹4.82 Cr	0.83%
Hitachi Energy India Ltd Ordinary Shares	Equity	₹4.79 Cr	0.82%
Axis Bank Limited	Cash - CD/Time Deposit	₹4.7 Cr	0.80%
Prestige Estates Projects Ltd	Equity	₹4.61 Cr	0.79%
Nippon Life India Asset Management Ltd Ordinary Shares	Equity	₹4.32 Cr	0.74%
7.06% Govt Stock 2028	Bond - Gov't/Treasury	₹4.08 Cr	0.70%
Siemens Ltd	Equity	₹3.4 Cr	0.58%
TARC Ltd Ordinary Shares	Equity	₹3.29 Cr	0.56%
Future on Aditya Birla Fashion and Retail Ltd	Equity - Future	₹-3.27 Cr	0.56%
Aditya Birla Fashion and Retail Ltd	Equity	₹3.26 Cr	0.56%
NTPC Ltd	Equity	₹3.16 Cr	0.54%
Future on NTPC Ltd	Equity - Future	₹-3.15 Cr	0.54%
KEI Industries Ltd	Equity	₹3.11 Cr	0.53%
Hindustan Petroleum Corp Ltd	Equity	₹3.1 Cr	0.53%
Future on Hindustan Petroleum Corp Ltd	Equity - Future	₹-3.09 Cr	0.53%
Bharat Electronics Ltd	Equity	₹3.08 Cr	0.53%
Prudent Corporate Advisory Services Ltd	Equity	₹3.04 Cr	0.52%
Future on Container Corporation of India Ltd	Equity - Future	₹-2.92 Cr	0.50%
Container Corporation of India Ltd	Equity	₹2.9 Cr	0.50%
Godrej Properties Ltd	Equity	₹2.78 Cr	0.48%
Future on Manappuram Finance Ltd	Equity - Future	₹-2.68 Cr	0.46%
Manappuram Finance Ltd	Equity	₹2.67 Cr	0.46%
Future on Bajaj Finance Ltd	Equity - Future	₹-2.39 Cr	0.41%
Bajaj Finance Ltd	Equity	₹2.38 Cr	0.41%
Techno Electric & Engineering Co Ltd	Equity	₹2.21 Cr	0.38%
TD Power Systems Ltd	Equity	₹2.18 Cr	0.37%
Tata Power Co Ltd	Equity	₹2.18 Cr	0.37%
Future on Tata Power Co Ltd	Equity - Future	₹-2.16 Cr	0.37%
Persistent Systems Ltd	Equity	₹1.87 Cr	0.32%
Future on Bandhan Bank Ltd	Equity - Future	₹-1.34 Cr	0.23%
Bandhan Bank Ltd	Equity	₹1.33 Cr	0.23%
Wipro Ltd	Equity	₹1.3 Cr	0.22%
Federal Bank Limited	Equity - Future	₹-1.28 Cr	0.22%
Future on Wipro Ltd	Equity - Future	₹-1.28 Cr	0.22%
The Federal Bank Ltd	Equity	₹1.26 Cr	0.22%
Divi's Laboratories Ltd	Equity	₹1.23 Cr	0.21%
Future on Divi's Laboratories Ltd	Equity - Future	₹-1.22 Cr	0.21%
Muthoot Finance Ltd	Equity	₹1.05 Cr	0.18%
Future on Muthoot Finance Ltd	Equity - Future	₹-1.05 Cr	0.18%
Medi Assist Healthcare Services Ltd	Equity	₹0.69 Cr	0.12%
Future on Abbott India Ltd	Equity - Future	₹-0.35 Cr	0.06%
Abbott India Ltd	Equity	₹0.33 Cr	0.06%
Indian Hotels Co Ltd	Equity	₹0.31 Cr	0.05%
Future on Dixon Technologies (India) Ltd	Equity - Future	₹-0.29 Cr	0.05%
Infosys Ltd	Equity	₹0.24 Cr	0.04%
Infosys Limited	Equity - Future	₹-0.17 Cr	0.03%
Sobha Ltd Ordinary Shares (Partly Paid Rs.5)	Equity	₹0.14 Cr	0.02%
Aurobindo Pharma Ltd	Equity	₹0.14 Cr	0.02%
Cholamandalam Investment and Finance Co Ltd	Equity	₹0.12 Cr	0.02%
Future on Aurobindo Pharma Ltd	Equity - Future	₹-0.12 Cr	0.02%
Future on ICICI Prudential Life Insurance Co Ltd	Equity - Future	₹-0.12 Cr	0.02%
Future on United Spirits Ltd	Equity - Future	₹-0.12 Cr	0.02%
United Spirits Ltd	Equity	₹0.11 Cr	0.02%
ICICI Prudential Life Insurance Co Ltd	Equity	₹0.1 Cr	0.02%
Larsen & Toubro Ltd	Equity	₹0.04 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹148.92 Cr	25.53%
Industrials	₹142.15 Cr	24.37%
Consumer Cyclical	₹46.6 Cr	7.99%
Technology	₹22.74 Cr	3.90%
Real Estate	₹21.66 Cr	3.71%
Healthcare	₹20.56 Cr	3.52%
Energy	₹17.9 Cr	3.07%
Basic Materials	₹12.88 Cr	2.21%
Utilities	₹5.34 Cr	0.92%
Consumer Defensive	₹0.11 Cr	0.02%

Risk & Performance Ratios

Fund Managers

Kapil Punjabi

Since May 2024

Mahesh Chhabria

Since July 2023

Praveen Ayathan

Since October 2023

Cheenu Gupta

Since July 2021

Sonal Gupta

Since October 2023

Abhishek Gupta

Since April 2024

Hitesh Gondhia

Since October 2023

Additional Scheme Detailsas of 30th November 2024

ISIN

INF917K01GE4

Expense Ratio

0.61%

Exit Load

No Charges

Fund Size

₹583 Cr

Age

11 years 11 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Equity Savings TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Equity Savings Fund Direct Growth Moderate Risk	0.6%	1.0%	₹7973.61 Cr	15.3%
Kotak Equity Savings Fund Regular Growth Moderate Risk	1.8%	1.0%	₹7973.61 Cr	14.0%
Edelweiss Equity Savings Fund Regular Growth Moderate Risk	1.6%	0.0%	₹560.91 Cr	13.3%
Edelweiss Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹560.91 Cr	14.4%
Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk	2.5%	1.0%	₹712.61 Cr	12.4%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk	1.4%	1.0%	₹712.61 Cr	13.7%
Tata Equity Savings Fund Regular Growth Moderate Risk	1.1%	0.0%	₹224.14 Cr	12.7%
Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹245.70 Cr	8.2%
PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹83.00 Cr	8.2%
Sundaram Equity Savings Fund Regular Growth Moderate Risk	2.2%	0.0%	₹1004.76 Cr	13.9%

About the AMC

HSBC Mutual Fund

+91 22 66145000

https://www.assetmanagement.hsbc.co.in/en/mutual-funds

Total AUM

₹1,26,476 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
HSBC Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹1601.47 Cr	40.3%
HSBC Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	1.0%	₹1523.23 Cr	19.5%
HSBC Infrastructure Fund Direct Growth Very High Risk	1.0%	1.0%	₹2611.16 Cr	37.9%
HSBC Aggressive Hybrid Fund Direct Growth Very High Risk	0.8%	1.0%	₹5631.02 Cr	29.0%
HSBC Value Fund Direct Growth Very High Risk	0.8%	1.0%	₹13674.90 Cr	31.8%
HSBC Credit Risk Fund Direct Growth Moderately High risk	0.9%	3.0%	₹581.67 Cr	8.1%
HSBC Banking & PSU Debt Direct Growth Low to Moderate Risk	0.2%	0.0%	₹4390.92 Cr	7.7%
HSBC Midcap Fund Direct Growth Very High Risk	0.7%	1.0%	₹11912.40 Cr	47.8%
HSBC ELSS Fund Direct Growth Very High Risk	1.1%	0.0%	₹4302.98 Cr	39.3%
HSBC Equity Savings Fund Direct Growth Moderately High risk	0.6%	0.0%	₹583.31 Cr	26.2%
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹420.18 Cr	8.0%
HSBC Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3785.73 Cr	8.1%
HSBC Corporate Bond Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6116.70 Cr	8.6%
HSBC Dynamic Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹158.88 Cr	9.6%
HSBC Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2653.96 Cr	7.8%
HSBC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹258.89 Cr	9.8%
HSBC Medium Duration Direct Growth Moderate Risk	0.4%	0.0%	₹841.36 Cr	9.1%
HSBC Focused Fund Direct Growth Very High Risk	0.9%	1.0%	₹1773.83 Cr	28.6%
HSBC Business Cycles Fund Direct Growth Very High Risk	1.1%	1.0%	₹1016.25 Cr	42.9%
HSBC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹2387.80 Cr	6.7%
HSBC Conservative Hybrid Fund Direct Growth Moderately High risk	1.3%	0.0%	₹140.91 Cr	17.8%
HSBC Large Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹1928.20 Cr	24.9%
HSBC Global Emerging Markets Fund Direct Growth Very High Risk	1.6%	1.0%	₹36.14 Cr	14.2%
HSBC Brazil Fund Direct Growth Very High Risk	1.9%	1.0%	₹41.35 Cr	-21.3%
HSBC Medium to Long Duration Fund Direct Growth Moderate Risk	0.7%	0.0%	₹49.74 Cr	9.1%
HSBC Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹19204.66 Cr	7.5%
HSBC Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹4942.70 Cr	35.5%
HSBC Tax Saver Equity Fund Direct Growth Very High Risk	1.6%	0.0%	₹258.12 Cr	38.7%
HSBC Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2961.28 Cr	7.7%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1889.34 Cr	8.6%
HSBC Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹16919.61 Cr	33.9%
HSBC Global Equity Climate Change Fund of Fund Direct Growth Very High Risk	1.4%	1.0%	₹74.20 Cr	8.4%
HSBC Managed Solutions India Conservative Direct Growth Moderately High risk	0.5%	1.0%	₹22.74 Cr	10.5%
HSBC Managed Solutions India Moderate Direct Growth High Risk	0.9%	1.0%	₹59.03 Cr	21.0%
HSBC Managed Solutions India Growth Direct Growth Very High Risk	1.0%	1.0%	₹41.88 Cr	23.9%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹194.60 Cr	7.9%
HSBC Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹2447.57 Cr	8.1%
HSBC Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	1.0%	₹134.78 Cr	39.0%
HSBC Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	1.0%	₹292.47 Cr	14.4%
HSBC Large & Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹3608.53 Cr	45.7%
HSBC Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹4361.90 Cr	35.4%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth Very High Risk	1.7%	1.0%	₹7.84 Cr	18.5%

Risk Level

Your principal amount will be at Moderately High risk

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Still got questions?
We're here to help.

What is the current NAV of HSBC Equity Savings Fund Direct Growth?

The NAV of HSBC Equity Savings Fund Direct Growth, as of 17-Dec-2024, is ₹37.93.

What are the returns of HSBC Equity Savings Fund Direct Growth?

The fund has generated 26.25% over the last 1 year and 15.59% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of HSBC Equity Savings Fund Direct Growth?

The fund's allocation of assets is distributed as 40.05% in equities, 17.62% in bonds, and 42.34% in cash and cash equivalents.

Who manages the HSBC Equity Savings Fund Direct Growth?

The fund managers responsible for HSBC Equity Savings Fund Direct Growth are:-

Kapil Punjabi
Mahesh Chhabria
Praveen Ayathan
Cheenu Gupta
Sonal Gupta
Abhishek Gupta
Hitesh Gondhia

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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HSBC Equity Savings Fund Direct Growth

Fund Overview