Loading...

Fund Overview

Fund Size

Fund Size

₹5,460 Cr

Expense Ratio

Expense Ratio

0.88%

ISIN

ISIN

INF179K01XT4

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

01 Jan 2013

About this fund

HDFC Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 12 years, 2 months and 27 days, having been launched on 01-Jan-13.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹70.69, Assets Under Management (AUM) of 5460.36 Crores, and an expense ratio of 0.88%.
  • HDFC Equity Savings Fund Direct Growth has given a CAGR return of 10.41% since inception.
  • The fund's asset allocation comprises around 30.77% in equities, 25.41% in debts, and 43.81% in cash & cash equivalents.
  • You can start investing in HDFC Equity Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.20%

+6.29% (Cat Avg.)

3 Years

+10.70%

+8.51% (Cat Avg.)

5 Years

+15.05%

+12.34% (Cat Avg.)

10 Years

+10.54%

+7.99% (Cat Avg.)

Since Inception

+10.41%

(Cat Avg.)

Portfolio Summaryas of 28th February 2025

Equity1,680.41 Cr30.77%
Debt1,387.67 Cr25.41%
Others2,392.29 Cr43.81%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset1,952.62 Cr35.76%
HDFC Bank LtdEquity449.29 Cr8.23%
Future on HDFC Bank LtdEquity - Future-285.58 Cr5.23%
Reliance Industries LtdEquity274.64 Cr5.03%
ICICI Bank LtdEquity249.48 Cr4.57%
Treps - Tri-Party RepoCash - Repurchase Agreement247.45 Cr4.53%
Future on Reliance Industries LtdEquity - Future-203.67 Cr3.73%
Infosys LtdEquity190.64 Cr3.49%
United Spirits LtdEquity157.44 Cr2.88%
Future on Titan Co LtdEquity - Future-148.52 Cr2.72%
Titan Co LtdEquity147.5 Cr2.70%
Future on United Spirits LtdEquity - Future-139.24 Cr2.55%
7.18% Govt Stock 2033Bond - Gov't/Treasury134.22 Cr2.46%
Infosys LimitedEquity - Future-123.95 Cr2.27%
Sun Pharmaceuticals Industries LtdEquity114.45 Cr2.10%
Future on ICICI Bank LtdEquity - Future-111.94 Cr2.05%
7.1% Govt Stock 2029Bond - Gov't/Treasury111.84 Cr2.05%
Larsen & Toubro LtdEquity106.07 Cr1.94%
Maruti Suzuki India LtdEquity103.03 Cr1.89%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-99.38 Cr1.82%
Adani Ports & Special Economic Zone LtdEquity99.15 Cr1.82%
Net Current AssetsCash97.96 Cr1.79%
Punjab National BankCash - CD/Time Deposit94.25 Cr1.73%
State Bank of IndiaEquity90.39 Cr1.66%
Bharti Airtel LtdEquity89.64 Cr1.64%
Future on Bajaj Finance LtdEquity - Future-87.37 Cr1.60%
Future on Mahindra & Mahindra LtdEquity - Future-87.37 Cr1.60%
Mahindra & Mahindra LtdEquity86.9 Cr1.59%
Bajaj Finance LtdEquity86.8 Cr1.59%
Future on Sun Pharmaceuticals Industries LtdEquity - Future-83 Cr1.52%
State Bank Of IndiaBond - Corporate Bond79.31 Cr1.45%
Tata Motors LtdEquity79.17 Cr1.45%
Tata Consultancy Services LtdEquity73.13 Cr1.34%
Tata Steel LtdEquity72.38 Cr1.33%
Axis Bank LtdEquity71.09 Cr1.30%
Future on Tata Motors LtdEquity - Future-68.25 Cr1.25%
Hindustan Unilever LtdEquity61.31 Cr1.12%
7.17% Govt Stock 2030Bond - Gov't/Treasury61.26 Cr1.12%
Hindalco Industries LtdEquity60.81 Cr1.11%
Future on Larsen & Toubro LtdEquity - Future-58.97 Cr1.08%
Future on Tata Steel Ltd.Equity - Future-56.24 Cr1.03%
Tata Power Co LtdEquity53.62 Cr0.98%
The Tata Power Company Ltd.Equity - Future-53.51 Cr0.98%
7.38% Govt Stock 2027Bond - Gov't/Treasury53.39 Cr0.98%
Hyundai Motor India LtdEquity51.9 Cr0.95%
LIC Housing Finance LimitedBond - Corporate Bond50.32 Cr0.92%
Smfg India Credit Company LimitedBond - Corporate Bond50.32 Cr0.92%
LIC Housing Finance Ltd.Bond - Corporate Bond49.78 Cr0.91%
Hdb Financial Services LimitedBond - Corporate Bond49.71 Cr0.91%
Future on Maruti Suzuki India LtdEquity - Future-49.69 Cr0.91%
NTPC LtdEquity48.21 Cr0.88%
Future on Hindalco Industries LtdEquity - Future-46.41 Cr0.85%
7.23% Government Of India (15/04/2039)Bond - Gov't/Treasury46.27 Cr0.85%
Future on Hindustan Unilever LtdEquity - Future-45.32 Cr0.83%
Kotak Mahindra Bank LtdEquity44.95 Cr0.82%
HCL Technologies LtdEquity44.1 Cr0.81%
Embassy Office Parks ReitBond - Asset Backed43.71 Cr0.80%
Brookfield India Real Estate TrustBond - Asset Backed38.89 Cr0.71%
ITC LtdEquity35.55 Cr0.65%
Cholamandalam Investment & Finance Co Ltd.Bond - Corporate Bond35.5 Cr0.65%
Bajaj Housing Finance LimitedBond - Corporate Bond34.94 Cr0.64%
Future on Bharti Airtel LtdEquity - Future-33.31 Cr0.61%
Cipla LtdEquity32.91 Cr0.60%
Future on Tata Consultancy Services LtdEquity - Future-31.67 Cr0.58%
Future on UltraTech Cement LtdEquity - Future-31.12 Cr0.57%
UltraTech Cement LtdEquity31.09 Cr0.57%
Bajaj Auto LtdEquity30.88 Cr0.57%
7.1% Govt Stock 2034Bond - Gov't/Treasury30.64 Cr0.56%
Apollo Hospitals Enterprise LtdEquity30.41 Cr0.56%
Pipeline Infrastructure Ltd.Bond - Corporate Bond30.27 Cr0.55%
Bharti Telecom LimitedBond - Corporate Bond30.24 Cr0.55%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt30.17 Cr0.55%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond30.06 Cr0.55%
POWERGRID Infrastructure Investment Trust UnitsEquity30.01 Cr0.55%
Future on HDFC Life Insurance Co LtdEquity - Future-29.49 Cr0.54%
HDFC Life Insurance Co LtdEquity29.25 Cr0.54%
Lupin LtdEquity28.57 Cr0.52%
Power Finance Corporation LimitedBond - Corporate Bond25.31 Cr0.46%
Muthoot Finance LimitedBond - Corporate Bond25.2 Cr0.46%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.14 Cr0.46%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.11 Cr0.46%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.99 Cr0.46%
Bajaj Finance LimitedBond - Corporate Bond24.97 Cr0.46%
Power Finance Corporation LimitedBond - Corporate Bond24.95 Cr0.46%
HDFC Bank LimitedBond - Corporate Bond24.94 Cr0.46%
HDFC Ergo General Insurance Company LimitedBond - Corporate Bond24.51 Cr0.45%
Power Grid Corp Of India LtdEquity23.41 Cr0.43%
Coal India LtdEquity22.16 Cr0.41%
SBI Life Insurance Co LtdEquity21.46 Cr0.39%
Chhattisgarh (Government of) 7.65%Bond - Sub-sovereign Government Debt20.53 Cr0.38%
Max Financial Services LtdEquity19.96 Cr0.37%
Goi Strips 19092028Bond - Gov't/Treasury19.89 Cr0.36%
IndusInd Bank LtdEquity19.8 Cr0.36%
Eicher Motors LtdEquity19.09 Cr0.35%
Oil & Natural Gas Corp LtdEquity18.02 Cr0.33%
Aurobindo Pharma LtdEquity18 Cr0.33%
Kalpataru Projects International LtdEquity17.58 Cr0.32%
Hindustan Aeronautics Ltd Ordinary SharesEquity15.44 Cr0.28%
Future on Ambuja Cements LtdEquity - Future-15.29 Cr0.28%
Ambuja Cements LtdEquity15.27 Cr0.28%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond15.01 Cr0.27%
Gujarat Pipavav Port LtdEquity14.99 Cr0.27%
Small Industries Development Bank Of IndiaBond - Corporate Bond14.99 Cr0.27%
Paradeep Phosphates LtdEquity14.77 Cr0.27%
Future on State Bank of IndiaEquity - Future-14.74 Cr0.27%
GS CG 22/2/2028 - (STRIPS) StripsBond - Gov't/Treasury13.88 Cr0.25%
Wipro LtdEquity13.88 Cr0.25%
Rec LimitedBond - Corporate Bond13.77 Cr0.25%
Ipca Laboratories LtdEquity13.55 Cr0.25%
Mahindra & Mahindra Financial Services LtdEquity13.53 Cr0.25%
Bharat Petroleum Corp LtdEquity13.05 Cr0.24%
Future on Apollo Hospitals Enterprise LtdEquity - Future-12.56 Cr0.23%
Greenply Industries LtdEquity12.54 Cr0.23%
Suprajit Engineering LtdEquity11.92 Cr0.22%
Hindustan Petroleum Corp LtdEquity11.75 Cr0.22%
CIE Automotive India LtdEquity11.28 Cr0.21%
Future on NTPC LtdEquity - Future-10.92 Cr0.20%
Gland Pharma LtdEquity10.87 Cr0.20%
Symphony LtdEquity10.45 Cr0.19%
Finolex Industries LtdEquity10.25 Cr0.19%
7.34% Govt Stock 2064Bond - Gov't/Treasury10.24 Cr0.19%
7.06% Govt Stock 2028Bond - Gov't/Treasury10.13 Cr0.19%
JK Paper LtdEquity10.06 Cr0.18%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond10.04 Cr0.18%
Biocon LtdEquity9.91 Cr0.18%
Future on Biocon LtdEquity - Future-9.83 Cr0.18%
BEML LtdEquity9.82 Cr0.18%
Bayer CropScience LtdEquity9.46 Cr0.17%
Star Health and Allied Insurance Co LtdEquity9.38 Cr0.17%
Gujarat Gas LtdEquity9.26 Cr0.17%
Ashoka Buildcon LtdEquity8.61 Cr0.16%
Goodyear India LtdEquity8.37 Cr0.15%
Chemplast Sanmar LtdEquity8.34 Cr0.15%
7.18% Govt Stock 2037Bond - Gov't/Treasury8.17 Cr0.15%
Vardhman Textiles LtdEquity7.59 Cr0.14%
Future on Bajaj Auto LtdEquity - Future-7.1 Cr0.13%
PVR INOX LtdEquity6.33 Cr0.12%
7.26% Govt Stock 2033Bond - Gov't/Treasury5.15 Cr0.09%
7.3% Govt Stock 2028Bond - Gov't/Treasury5.03 Cr0.09%
Muthoot Finance LimitedBond - Corporate Bond5.01 Cr0.09%
Tata Capital Financial Services LimitedBond - Corporate Bond4.99 Cr0.09%
Bank Of BarodaBond - Corporate Bond4.98 Cr0.09%
Small Industries Development Bank Of IndiaBond - Corporate Bond4.97 Cr0.09%
6.54% Govt Stock 2032Bond - Gov't/Treasury4.94 Cr0.09%
Ola Electric Mobility LtdEquity4.55 Cr0.08%
Future on Cipla LtdEquity - Future-3.82 Cr0.07%
Coforge LtdEquity2.21 Cr0.04%
Future on Coforge LtdEquity - Future-2.18 Cr0.04%
Future on Kotak Mahindra Bank LtdEquity - Future-2.18 Cr0.04%
ITC Hotels LtdEquity1.31 Cr0.02%
Tata Consumer Products LtdEquity0.03 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

28.08%

Mid Cap Stocks

2.87%

Small Cap Stocks

3.53%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services1,105.37 Cr20.24%
Consumer Cyclical573.95 Cr10.51%
Energy339.63 Cr6.22%
Technology323.97 Cr5.93%
Industrials281.91 Cr5.16%
Healthcare258.67 Cr4.74%
Consumer Defensive254.32 Cr4.66%
Basic Materials234.73 Cr4.30%
Utilities134.51 Cr2.46%
Communication Services95.97 Cr1.76%

Risk & Performance Ratios

Standard Deviation

This fund

4.95%

Cat. avg.

5.04%

Lower the better

Sharpe Ratio

This fund

0.71

Cat. avg.

0.37

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.61

Higher the better

Fund Managers

AB

Anil Bamboli

Since September 2004

AA

Arun Agarwal

Since September 2004

SR

Srinivasan Ramamurthy

Since December 2021

NM

Nirman Morakhia

Since February 2023

DM

Dhruv Muchhal

Since June 2023

Additional Scheme Detailsas of 28th February 2025

ISIN
INF179K01XT4
Expense Ratio
0.88%
Exit Load
1.00%
Fund Size
₹5,460 Cr
Age
12 years 2 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Equity Savings TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹7897.27 Cr7.8%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.8%1.0%₹7897.27 Cr6.6%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.6%0.0%₹568.54 Cr9.7%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹568.54 Cr10.8%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹677.47 Cr7.1%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹677.47 Cr8.4%
Tata Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹249.88 Cr9.3%
Bandhan Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹254.67 Cr6.9%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹68.41 Cr6.5%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

2.2%0.0%₹1032.94 Cr9.0%

About the AMC

HDFC Mutual Fund

HDFC Mutual Fund

Total AUM

₹7,38,172 Cr

Address

“HUL House”, 2nd Floor, Mumbai, 400 020

Other Funds by HDFC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HDFC Pharma and Healthcare Fund Direct Growth

Very High Risk

0.9%1.0%₹1468.68 Cr32.8%
HDFC Technology Fund Direct Growth

Very High Risk

1.0%1.0%₹1298.21 Cr17.4%
HDFC Fixed Maturity Plan 1162 Days March 2022 Series 46 Direct Growth

Low Risk

-0.0%₹32.81 Cr7.3%
HDFC FMP 1204D December 2022 (47) Direct Growth

Low to Moderate Risk

--₹51.24 Cr7.6%
HDFC Fixed Maturity Plans 1269 Days March 2023 Series 47 Direct Growth

Low to Moderate Risk

-0.0%₹76.38 Cr7.9%
HDFC Fixed Maturity Plans 1359 Days September 2022 Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹316.54 Cr7.8%
HDFC Fixed Maturity Plan 1406 Days August 2022 Series 46 Direct Growth

Moderate Risk

-0.0%₹246.30 Cr8.0%
HDFC Fixed Maturity Plans 1113 Days March 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

-0.0%--
HDFC Fixed Maturity Plan 1876 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹32.24 Cr8.3%
HDFC Fixed Maturity Plans Series 46 1158D July 2022 Direct Growth

Low Risk

-0.0%₹161.40 Cr7.4%
HDFC Fixed Maturity Plan 1861 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹460.64 Cr8.4%
HDFC FMP 2638D February 2023 (47) Direct Growth

Moderate Risk

-0.0%₹151.02 Cr10.0%
HDFC Fixed Maturity Plans 1127 Days April 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

----
HDFC Balanced Advantage Fund Direct Growth

Very High Risk

0.8%1.0%₹90374.53 Cr10.1%
HDFC Hybrid Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹22130.68 Cr8.5%
HDFC Dynamic PE Ratio Fund of Funds Plan A Direct Growth

High Risk

0.2%0.0%₹46.78 Cr7.0%
HDFC Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹28119.87 Cr4.5%
HDFC Housing Opportunities Fund Direct Growth

Very High Risk

1.3%1.0%₹1165.41 Cr3.6%
HDFC Large and Mid Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹21526.58 Cr9.8%
HDFC Nifty G-Sec July 2031 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹686.96 Cr10.0%
HDFC Nifty G-sec Dec 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1343.35 Cr7.9%
HDFC Business Cycle Fund Direct Growth

Very High Risk

0.9%1.0%₹2639.70 Cr5.6%
HDFC NIFTY Smallcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹349.89 Cr5.6%
HDFC Credit Risk Debt Fund Direct Growth

High Risk

1.0%1.0%₹7231.28 Cr8.6%
HDFC Nifty SDL Oct 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹196.41 Cr8.1%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹5806.86 Cr8.5%
HDFC Banking & Financial Services Fund Direct Growth

Very High Risk

1.0%1.0%₹3478.38 Cr13.3%
HDFC Non-Cyclical Consumer Fund Direct Growth

Very High Risk

1.1%1.0%₹824.61 Cr12.3%
HDFC Asset Allocator Fund of Funds Direct Growth

High Risk

0.1%1.0%₹3524.91 Cr13.2%
HDFC Gold Fund Direct Growth

High Risk

0.2%1.0%₹3303.23 Cr30.5%
HDFC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹2961.38 Cr9.8%
HDFC Dynamic Debt Fund Direct Growth

Moderate Risk

0.8%0.0%₹779.54 Cr9.2%
HDFC Medium Term Debt Fund Direct Growth

Moderately High risk

0.7%0.0%₹3912.37 Cr8.9%
HDFC Income Fund Direct Growth

Moderate Risk

0.8%0.0%₹875.07 Cr9.3%
HDFC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2104.89 Cr6.5%
HDFC Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹68215.48 Cr7.3%
HDFC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹31898.00 Cr8.9%
HDFC Mid-Cap Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹67578.59 Cr12.6%
HDFC Hybrid Debt Fund Direct Growth

Moderately High risk

1.1%1.0%₹3255.97 Cr8.8%
HDFC TaxSaver Direct Growth

Very High Risk

1.1%0.0%₹14671.37 Cr14.3%
HDFC Multi - Asset Fund Direct Growth

High Risk

0.8%1.0%₹3837.22 Cr11.6%
HDFC Equity Savings Fund Direct Growth

Moderately High risk

0.9%1.0%₹5460.36 Cr7.2%
HDFC Short Term Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹14390.68 Cr8.7%
HDFC Top 100 Fund Direct Growth

Very High Risk

1.0%1.0%₹33913.31 Cr6.6%
HDFC S&P BSE 500 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹189.63 Cr6.5%
HDFC Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹260.49 Cr8.4%
HDFC Dividend Yield Fund Direct Growth

Very High Risk

0.8%1.0%₹5511.70 Cr6.6%
HDFC Low Duration Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹18611.34 Cr8.1%
HDFC Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹18053.77 Cr7.8%
HDFC Capital Builder Value Fund Direct Growth

Very High Risk

1.1%1.0%₹6400.46 Cr11.3%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk

Take control of your wealth

Track and Analyse all your investments with Wealth Monitor

qr

Rated ★ 4.3+ on

playstoreappstore

Still got questions?
We're here to help.

The NAV of HDFC Equity Savings Fund Direct Growth, as of 27-Mar-2025, is ₹70.69.
The fund has generated 7.20% over the last 1 year and 10.70% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 30.77% in equities, 25.41% in bonds, and 43.81% in cash and cash equivalents.
The fund managers responsible for HDFC Equity Savings Fund Direct Growth are:-
  1. Anil Bamboli
  2. Arun Agarwal
  3. Srinivasan Ramamurthy
  4. Nirman Morakhia
  5. Dhruv Muchhal

Fund Overview

Fund Size

Fund Size

₹5,460 Cr

Expense Ratio

Expense Ratio

0.88%

ISIN

ISIN

INF179K01XT4

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk

About this fund

HDFC Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 12 years, 2 months and 27 days, having been launched on 01-Jan-13.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹70.69, Assets Under Management (AUM) of 5460.36 Crores, and an expense ratio of 0.88%.
  • HDFC Equity Savings Fund Direct Growth has given a CAGR return of 10.41% since inception.
  • The fund's asset allocation comprises around 30.77% in equities, 25.41% in debts, and 43.81% in cash & cash equivalents.
  • You can start investing in HDFC Equity Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.20%

+6.29% (Cat Avg.)

3 Years

+10.70%

+8.51% (Cat Avg.)

5 Years

+15.05%

+12.34% (Cat Avg.)

10 Years

+10.54%

+7.99% (Cat Avg.)

Since Inception

+10.41%

(Cat Avg.)

Portfolio Summaryas of 28th February 2025

Equity1,680.41 Cr30.77%
Debt1,387.67 Cr25.41%
Others2,392.29 Cr43.81%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset1,952.62 Cr35.76%
HDFC Bank LtdEquity449.29 Cr8.23%
Future on HDFC Bank LtdEquity - Future-285.58 Cr5.23%
Reliance Industries LtdEquity274.64 Cr5.03%
ICICI Bank LtdEquity249.48 Cr4.57%
Treps - Tri-Party RepoCash - Repurchase Agreement247.45 Cr4.53%
Future on Reliance Industries LtdEquity - Future-203.67 Cr3.73%
Infosys LtdEquity190.64 Cr3.49%
United Spirits LtdEquity157.44 Cr2.88%
Future on Titan Co LtdEquity - Future-148.52 Cr2.72%
Titan Co LtdEquity147.5 Cr2.70%
Future on United Spirits LtdEquity - Future-139.24 Cr2.55%
7.18% Govt Stock 2033Bond - Gov't/Treasury134.22 Cr2.46%
Infosys LimitedEquity - Future-123.95 Cr2.27%
Sun Pharmaceuticals Industries LtdEquity114.45 Cr2.10%
Future on ICICI Bank LtdEquity - Future-111.94 Cr2.05%
7.1% Govt Stock 2029Bond - Gov't/Treasury111.84 Cr2.05%
Larsen & Toubro LtdEquity106.07 Cr1.94%
Maruti Suzuki India LtdEquity103.03 Cr1.89%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-99.38 Cr1.82%
Adani Ports & Special Economic Zone LtdEquity99.15 Cr1.82%
Net Current AssetsCash97.96 Cr1.79%
Punjab National BankCash - CD/Time Deposit94.25 Cr1.73%
State Bank of IndiaEquity90.39 Cr1.66%
Bharti Airtel LtdEquity89.64 Cr1.64%
Future on Bajaj Finance LtdEquity - Future-87.37 Cr1.60%
Future on Mahindra & Mahindra LtdEquity - Future-87.37 Cr1.60%
Mahindra & Mahindra LtdEquity86.9 Cr1.59%
Bajaj Finance LtdEquity86.8 Cr1.59%
Future on Sun Pharmaceuticals Industries LtdEquity - Future-83 Cr1.52%
State Bank Of IndiaBond - Corporate Bond79.31 Cr1.45%
Tata Motors LtdEquity79.17 Cr1.45%
Tata Consultancy Services LtdEquity73.13 Cr1.34%
Tata Steel LtdEquity72.38 Cr1.33%
Axis Bank LtdEquity71.09 Cr1.30%
Future on Tata Motors LtdEquity - Future-68.25 Cr1.25%
Hindustan Unilever LtdEquity61.31 Cr1.12%
7.17% Govt Stock 2030Bond - Gov't/Treasury61.26 Cr1.12%
Hindalco Industries LtdEquity60.81 Cr1.11%
Future on Larsen & Toubro LtdEquity - Future-58.97 Cr1.08%
Future on Tata Steel Ltd.Equity - Future-56.24 Cr1.03%
Tata Power Co LtdEquity53.62 Cr0.98%
The Tata Power Company Ltd.Equity - Future-53.51 Cr0.98%
7.38% Govt Stock 2027Bond - Gov't/Treasury53.39 Cr0.98%
Hyundai Motor India LtdEquity51.9 Cr0.95%
LIC Housing Finance LimitedBond - Corporate Bond50.32 Cr0.92%
Smfg India Credit Company LimitedBond - Corporate Bond50.32 Cr0.92%
LIC Housing Finance Ltd.Bond - Corporate Bond49.78 Cr0.91%
Hdb Financial Services LimitedBond - Corporate Bond49.71 Cr0.91%
Future on Maruti Suzuki India LtdEquity - Future-49.69 Cr0.91%
NTPC LtdEquity48.21 Cr0.88%
Future on Hindalco Industries LtdEquity - Future-46.41 Cr0.85%
7.23% Government Of India (15/04/2039)Bond - Gov't/Treasury46.27 Cr0.85%
Future on Hindustan Unilever LtdEquity - Future-45.32 Cr0.83%
Kotak Mahindra Bank LtdEquity44.95 Cr0.82%
HCL Technologies LtdEquity44.1 Cr0.81%
Embassy Office Parks ReitBond - Asset Backed43.71 Cr0.80%
Brookfield India Real Estate TrustBond - Asset Backed38.89 Cr0.71%
ITC LtdEquity35.55 Cr0.65%
Cholamandalam Investment & Finance Co Ltd.Bond - Corporate Bond35.5 Cr0.65%
Bajaj Housing Finance LimitedBond - Corporate Bond34.94 Cr0.64%
Future on Bharti Airtel LtdEquity - Future-33.31 Cr0.61%
Cipla LtdEquity32.91 Cr0.60%
Future on Tata Consultancy Services LtdEquity - Future-31.67 Cr0.58%
Future on UltraTech Cement LtdEquity - Future-31.12 Cr0.57%
UltraTech Cement LtdEquity31.09 Cr0.57%
Bajaj Auto LtdEquity30.88 Cr0.57%
7.1% Govt Stock 2034Bond - Gov't/Treasury30.64 Cr0.56%
Apollo Hospitals Enterprise LtdEquity30.41 Cr0.56%
Pipeline Infrastructure Ltd.Bond - Corporate Bond30.27 Cr0.55%
Bharti Telecom LimitedBond - Corporate Bond30.24 Cr0.55%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt30.17 Cr0.55%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond30.06 Cr0.55%
POWERGRID Infrastructure Investment Trust UnitsEquity30.01 Cr0.55%
Future on HDFC Life Insurance Co LtdEquity - Future-29.49 Cr0.54%
HDFC Life Insurance Co LtdEquity29.25 Cr0.54%
Lupin LtdEquity28.57 Cr0.52%
Power Finance Corporation LimitedBond - Corporate Bond25.31 Cr0.46%
Muthoot Finance LimitedBond - Corporate Bond25.2 Cr0.46%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.14 Cr0.46%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.11 Cr0.46%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.99 Cr0.46%
Bajaj Finance LimitedBond - Corporate Bond24.97 Cr0.46%
Power Finance Corporation LimitedBond - Corporate Bond24.95 Cr0.46%
HDFC Bank LimitedBond - Corporate Bond24.94 Cr0.46%
HDFC Ergo General Insurance Company LimitedBond - Corporate Bond24.51 Cr0.45%
Power Grid Corp Of India LtdEquity23.41 Cr0.43%
Coal India LtdEquity22.16 Cr0.41%
SBI Life Insurance Co LtdEquity21.46 Cr0.39%
Chhattisgarh (Government of) 7.65%Bond - Sub-sovereign Government Debt20.53 Cr0.38%
Max Financial Services LtdEquity19.96 Cr0.37%
Goi Strips 19092028Bond - Gov't/Treasury19.89 Cr0.36%
IndusInd Bank LtdEquity19.8 Cr0.36%
Eicher Motors LtdEquity19.09 Cr0.35%
Oil & Natural Gas Corp LtdEquity18.02 Cr0.33%
Aurobindo Pharma LtdEquity18 Cr0.33%
Kalpataru Projects International LtdEquity17.58 Cr0.32%
Hindustan Aeronautics Ltd Ordinary SharesEquity15.44 Cr0.28%
Future on Ambuja Cements LtdEquity - Future-15.29 Cr0.28%
Ambuja Cements LtdEquity15.27 Cr0.28%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond15.01 Cr0.27%
Gujarat Pipavav Port LtdEquity14.99 Cr0.27%
Small Industries Development Bank Of IndiaBond - Corporate Bond14.99 Cr0.27%
Paradeep Phosphates LtdEquity14.77 Cr0.27%
Future on State Bank of IndiaEquity - Future-14.74 Cr0.27%
GS CG 22/2/2028 - (STRIPS) StripsBond - Gov't/Treasury13.88 Cr0.25%
Wipro LtdEquity13.88 Cr0.25%
Rec LimitedBond - Corporate Bond13.77 Cr0.25%
Ipca Laboratories LtdEquity13.55 Cr0.25%
Mahindra & Mahindra Financial Services LtdEquity13.53 Cr0.25%
Bharat Petroleum Corp LtdEquity13.05 Cr0.24%
Future on Apollo Hospitals Enterprise LtdEquity - Future-12.56 Cr0.23%
Greenply Industries LtdEquity12.54 Cr0.23%
Suprajit Engineering LtdEquity11.92 Cr0.22%
Hindustan Petroleum Corp LtdEquity11.75 Cr0.22%
CIE Automotive India LtdEquity11.28 Cr0.21%
Future on NTPC LtdEquity - Future-10.92 Cr0.20%
Gland Pharma LtdEquity10.87 Cr0.20%
Symphony LtdEquity10.45 Cr0.19%
Finolex Industries LtdEquity10.25 Cr0.19%
7.34% Govt Stock 2064Bond - Gov't/Treasury10.24 Cr0.19%
7.06% Govt Stock 2028Bond - Gov't/Treasury10.13 Cr0.19%
JK Paper LtdEquity10.06 Cr0.18%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond10.04 Cr0.18%
Biocon LtdEquity9.91 Cr0.18%
Future on Biocon LtdEquity - Future-9.83 Cr0.18%
BEML LtdEquity9.82 Cr0.18%
Bayer CropScience LtdEquity9.46 Cr0.17%
Star Health and Allied Insurance Co LtdEquity9.38 Cr0.17%
Gujarat Gas LtdEquity9.26 Cr0.17%
Ashoka Buildcon LtdEquity8.61 Cr0.16%
Goodyear India LtdEquity8.37 Cr0.15%
Chemplast Sanmar LtdEquity8.34 Cr0.15%
7.18% Govt Stock 2037Bond - Gov't/Treasury8.17 Cr0.15%
Vardhman Textiles LtdEquity7.59 Cr0.14%
Future on Bajaj Auto LtdEquity - Future-7.1 Cr0.13%
PVR INOX LtdEquity6.33 Cr0.12%
7.26% Govt Stock 2033Bond - Gov't/Treasury5.15 Cr0.09%
7.3% Govt Stock 2028Bond - Gov't/Treasury5.03 Cr0.09%
Muthoot Finance LimitedBond - Corporate Bond5.01 Cr0.09%
Tata Capital Financial Services LimitedBond - Corporate Bond4.99 Cr0.09%
Bank Of BarodaBond - Corporate Bond4.98 Cr0.09%
Small Industries Development Bank Of IndiaBond - Corporate Bond4.97 Cr0.09%
6.54% Govt Stock 2032Bond - Gov't/Treasury4.94 Cr0.09%
Ola Electric Mobility LtdEquity4.55 Cr0.08%
Future on Cipla LtdEquity - Future-3.82 Cr0.07%
Coforge LtdEquity2.21 Cr0.04%
Future on Coforge LtdEquity - Future-2.18 Cr0.04%
Future on Kotak Mahindra Bank LtdEquity - Future-2.18 Cr0.04%
ITC Hotels LtdEquity1.31 Cr0.02%
Tata Consumer Products LtdEquity0.03 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

28.08%

Mid Cap Stocks

2.87%

Small Cap Stocks

3.53%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services1,105.37 Cr20.24%
Consumer Cyclical573.95 Cr10.51%
Energy339.63 Cr6.22%
Technology323.97 Cr5.93%
Industrials281.91 Cr5.16%
Healthcare258.67 Cr4.74%
Consumer Defensive254.32 Cr4.66%
Basic Materials234.73 Cr4.30%
Utilities134.51 Cr2.46%
Communication Services95.97 Cr1.76%

Risk & Performance Ratios

Standard Deviation

This fund

4.95%

Cat. avg.

5.04%

Lower the better

Sharpe Ratio

This fund

0.71

Cat. avg.

0.37

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.61

Higher the better

Fund Managers

AB

Anil Bamboli

Since September 2004

AA

Arun Agarwal

Since September 2004

SR

Srinivasan Ramamurthy

Since December 2021

NM

Nirman Morakhia

Since February 2023

DM

Dhruv Muchhal

Since June 2023

Additional Scheme Detailsas of 28th February 2025

ISIN
INF179K01XT4
Expense Ratio
0.88%
Exit Load
1.00%
Fund Size
₹5,460 Cr
Age
12 years 2 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Equity Savings TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹7897.27 Cr7.8%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.8%1.0%₹7897.27 Cr6.6%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.6%0.0%₹568.54 Cr9.7%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹568.54 Cr10.8%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹677.47 Cr7.1%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹677.47 Cr8.4%
Tata Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹249.88 Cr9.3%
Bandhan Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹254.67 Cr6.9%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹68.41 Cr6.5%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

2.2%0.0%₹1032.94 Cr9.0%

About the AMC

HDFC Mutual Fund

HDFC Mutual Fund

Total AUM

₹7,38,172 Cr

Address

“HUL House”, 2nd Floor, Mumbai, 400 020

Other Funds by HDFC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HDFC Pharma and Healthcare Fund Direct Growth

Very High Risk

0.9%1.0%₹1468.68 Cr32.8%
HDFC Technology Fund Direct Growth

Very High Risk

1.0%1.0%₹1298.21 Cr17.4%
HDFC Fixed Maturity Plan 1162 Days March 2022 Series 46 Direct Growth

Low Risk

-0.0%₹32.81 Cr7.3%
HDFC FMP 1204D December 2022 (47) Direct Growth

Low to Moderate Risk

--₹51.24 Cr7.6%
HDFC Fixed Maturity Plans 1269 Days March 2023 Series 47 Direct Growth

Low to Moderate Risk

-0.0%₹76.38 Cr7.9%
HDFC Fixed Maturity Plans 1359 Days September 2022 Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹316.54 Cr7.8%
HDFC Fixed Maturity Plan 1406 Days August 2022 Series 46 Direct Growth

Moderate Risk

-0.0%₹246.30 Cr8.0%
HDFC Fixed Maturity Plans 1113 Days March 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

-0.0%--
HDFC Fixed Maturity Plan 1876 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹32.24 Cr8.3%
HDFC Fixed Maturity Plans Series 46 1158D July 2022 Direct Growth

Low Risk

-0.0%₹161.40 Cr7.4%
HDFC Fixed Maturity Plan 1861 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹460.64 Cr8.4%
HDFC FMP 2638D February 2023 (47) Direct Growth

Moderate Risk

-0.0%₹151.02 Cr10.0%
HDFC Fixed Maturity Plans 1127 Days April 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

----
HDFC Balanced Advantage Fund Direct Growth

Very High Risk

0.8%1.0%₹90374.53 Cr10.1%
HDFC Hybrid Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹22130.68 Cr8.5%
HDFC Dynamic PE Ratio Fund of Funds Plan A Direct Growth

High Risk

0.2%0.0%₹46.78 Cr7.0%
HDFC Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹28119.87 Cr4.5%
HDFC Housing Opportunities Fund Direct Growth

Very High Risk

1.3%1.0%₹1165.41 Cr3.6%
HDFC Large and Mid Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹21526.58 Cr9.8%
HDFC Nifty G-Sec July 2031 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹686.96 Cr10.0%
HDFC Nifty G-sec Dec 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1343.35 Cr7.9%
HDFC Business Cycle Fund Direct Growth

Very High Risk

0.9%1.0%₹2639.70 Cr5.6%
HDFC NIFTY Smallcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹349.89 Cr5.6%
HDFC Credit Risk Debt Fund Direct Growth

High Risk

1.0%1.0%₹7231.28 Cr8.6%
HDFC Nifty SDL Oct 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹196.41 Cr8.1%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹5806.86 Cr8.5%
HDFC Banking & Financial Services Fund Direct Growth

Very High Risk

1.0%1.0%₹3478.38 Cr13.3%
HDFC Non-Cyclical Consumer Fund Direct Growth

Very High Risk

1.1%1.0%₹824.61 Cr12.3%
HDFC Asset Allocator Fund of Funds Direct Growth

High Risk

0.1%1.0%₹3524.91 Cr13.2%
HDFC Gold Fund Direct Growth

High Risk

0.2%1.0%₹3303.23 Cr30.5%
HDFC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹2961.38 Cr9.8%
HDFC Dynamic Debt Fund Direct Growth

Moderate Risk

0.8%0.0%₹779.54 Cr9.2%
HDFC Medium Term Debt Fund Direct Growth

Moderately High risk

0.7%0.0%₹3912.37 Cr8.9%
HDFC Income Fund Direct Growth

Moderate Risk

0.8%0.0%₹875.07 Cr9.3%
HDFC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2104.89 Cr6.5%
HDFC Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹68215.48 Cr7.3%
HDFC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹31898.00 Cr8.9%
HDFC Mid-Cap Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹67578.59 Cr12.6%
HDFC Hybrid Debt Fund Direct Growth

Moderately High risk

1.1%1.0%₹3255.97 Cr8.8%
HDFC TaxSaver Direct Growth

Very High Risk

1.1%0.0%₹14671.37 Cr14.3%
HDFC Multi - Asset Fund Direct Growth

High Risk

0.8%1.0%₹3837.22 Cr11.6%
HDFC Equity Savings Fund Direct Growth

Moderately High risk

0.9%1.0%₹5460.36 Cr7.2%
HDFC Short Term Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹14390.68 Cr8.7%
HDFC Top 100 Fund Direct Growth

Very High Risk

1.0%1.0%₹33913.31 Cr6.6%
HDFC S&P BSE 500 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹189.63 Cr6.5%
HDFC Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹260.49 Cr8.4%
HDFC Dividend Yield Fund Direct Growth

Very High Risk

0.8%1.0%₹5511.70 Cr6.6%
HDFC Low Duration Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹18611.34 Cr8.1%
HDFC Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹18053.77 Cr7.8%
HDFC Capital Builder Value Fund Direct Growth

Very High Risk

1.1%1.0%₹6400.46 Cr11.3%

Still got questions?
We're here to help.

The NAV of HDFC Equity Savings Fund Direct Growth, as of 27-Mar-2025, is ₹70.69.
The fund has generated 7.20% over the last 1 year and 10.70% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 30.77% in equities, 25.41% in bonds, and 43.81% in cash and cash equivalents.
The fund managers responsible for HDFC Equity Savings Fund Direct Growth are:-
  1. Anil Bamboli
  2. Arun Agarwal
  3. Srinivasan Ramamurthy
  4. Nirman Morakhia
  5. Dhruv Muchhal
close

Get your portfolio reviewed by experts

qr

Track all your investments in one place

Download Wealth Monitor App

cross
wm logo

Track and monitor all
your investments