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Franklin India Pension Plan Direct Growth
HybridRetirementModerately High risk
Direct
NAV (21-Nov-24)
₹227.43-0.10%1D
Returns (Since Inception)
10.64%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹511 Cr
Expense Ratio
1.50%
ISIN
INF090I01JZ3
Minimum SIP
₹500
Exit Load
3.00%
Inception Date
01 Jan 2013
About this fund
Franklin India Pension Plan Direct Growth is a Retirement mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 11 years, 10 months and 21 days, having been launched on 01-Jan-13.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹227.43, Assets Under Management (AUM) of 511.17 Crores, and an expense ratio of 1.5%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹227.43, Assets Under Management (AUM) of 511.17 Crores, and an expense ratio of 1.5%.
- Franklin India Pension Plan Direct Growth has given a CAGR return of 10.64% since inception.
- The fund's asset allocation comprises around 37.81% in equities, 61.39% in debts, and 0.80% in cash & cash equivalents.
- You can start investing in Franklin India Pension Plan Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+16.60%
— (Cat Avg.)
3 Years
+9.83%
— (Cat Avg.)
5 Years
+10.29%
— (Cat Avg.)
10 Years
+9.38%
— (Cat Avg.)
Since Inception
+10.64%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Equity | ₹193.28 Cr | 37.81% |
| Debt | ₹313.79 Cr | 61.39% |
| Others | ₹4.11 Cr | 0.80% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹52.56 Cr | 10.19% |
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹34.6 Cr | 6.71% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹27.15 Cr | 5.26% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹26.19 Cr | 5.08% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹25.98 Cr | 5.04% |
| Ongc Petro Additions Limited | Bond - Corporate Bond | ₹25.98 Cr | 5.03% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.72 Cr | 4.98% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.28 Cr | 4.90% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹25.1 Cr | 4.87% |
| HDFC Bank Ltd | Equity | ₹19.18 Cr | 3.72% |
| ICICI Bank Ltd | Equity | ₹14.96 Cr | 2.90% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹13.66 Cr | 2.65% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹10.39 Cr | 2.01% |
| Larsen & Toubro Ltd | Equity | ₹9.82 Cr | 1.90% |
| Infosys Ltd | Equity | ₹9.59 Cr | 1.86% |
| Call, Cash & Other Assets | Cash - Collateral | ₹8.01 Cr | 1.55% |
| Bharti Airtel Ltd | Equity | ₹7.74 Cr | 1.50% |
| Axis Bank Ltd | Equity | ₹6.96 Cr | 1.35% |
| Reliance Industries Ltd | Equity | ₹6.47 Cr | 1.25% |
| HCL Technologies Ltd | Equity | ₹5.83 Cr | 1.13% |
| NTPC Ltd | Equity | ₹5.39 Cr | 1.04% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹5.23 Cr | 1.01% |
| Kotak Mahindra Investments Limited 8.3774% | Bond - Corporate Bond | ₹5.21 Cr | 1.01% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹5.05 Cr | 0.98% |
| United Spirits Ltd | Equity | ₹5 Cr | 0.97% |
| Zomato Ltd | Equity | ₹4.59 Cr | 0.89% |
| State Bank of India | Equity | ₹4.35 Cr | 0.84% |
| Tata Motors Ltd | Equity | ₹4.25 Cr | 0.82% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹4.25 Cr | 0.82% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹4.21 Cr | 0.82% |
| PB Fintech Ltd | Equity | ₹3.91 Cr | 0.76% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹3.91 Cr | 0.76% |
| Jubilant Foodworks Ltd | Equity | ₹3.47 Cr | 0.67% |
| HDFC Life Insurance Co Ltd | Equity | ₹3.46 Cr | 0.67% |
| Maruti Suzuki India Ltd | Equity | ₹3.32 Cr | 0.64% |
| Pearl Global Industries Ltd | Equity | ₹3.31 Cr | 0.64% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹3.11 Cr | 0.60% |
| Tech Mahindra Ltd | Equity | ₹3.01 Cr | 0.58% |
| Amara Raja Energy & Mobility Ltd | Equity | ₹2.92 Cr | 0.57% |
| Hindustan Unilever Ltd | Equity | ₹2.91 Cr | 0.56% |
| IndusInd Bank Ltd | Equity | ₹2.9 Cr | 0.56% |
| GAIL (India) Ltd | Equity | ₹2.88 Cr | 0.56% |
| Kirloskar Oil Engines Ltd | Equity | ₹2.7 Cr | 0.52% |
| Sapphire Foods India Ltd | Equity | ₹2.7 Cr | 0.52% |
| Bharti Hexacom Ltd | Equity | ₹2.54 Cr | 0.49% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹2.38 Cr | 0.46% |
| Bharat Electronics Ltd | Equity | ₹2.28 Cr | 0.44% |
| Oil & Natural Gas Corp Ltd | Equity | ₹2.26 Cr | 0.44% |
| TeamLease Services Ltd | Equity | ₹2.25 Cr | 0.44% |
| UltraTech Cement Ltd | Equity | ₹2.1 Cr | 0.41% |
| Marico Ltd | Equity | ₹2.04 Cr | 0.39% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹2.03 Cr | 0.39% |
| Dalmia Bharat Ltd | Equity | ₹2.02 Cr | 0.39% |
| Lemon Tree Hotels Ltd | Equity | ₹2 Cr | 0.39% |
| Tata Steel Ltd | Equity | ₹1.89 Cr | 0.37% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹1.86 Cr | 0.36% |
| Intellect Design Arena Ltd. | Equity | ₹1.84 Cr | 0.36% |
| Prestige Estates Projects Ltd | Equity | ₹1.83 Cr | 0.36% |
| 360 One Wam Ltd Ordinary Shares | Equity | ₹1.63 Cr | 0.32% |
| JK Lakshmi Cement Ltd | Equity | ₹1.56 Cr | 0.30% |
| SKF India Ltd | Equity | ₹1.55 Cr | 0.30% |
| PNB Housing Finance Ltd | Equity | ₹1.55 Cr | 0.30% |
| Chemplast Sanmar Ltd | Equity | ₹1.53 Cr | 0.30% |
| Apeejay Surrendra Park Hotels Ltd | Equity | ₹1.4 Cr | 0.27% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹1.2 Cr | 0.23% |
| SRF Ltd | Equity | ₹1.12 Cr | 0.22% |
| Piramal Pharma Ltd | Equity | ₹0.97 Cr | 0.19% |
| Metropolis Healthcare Ltd | Equity | ₹0.93 Cr | 0.18% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹60.76 Cr | 11.78% |
| Consumer Cyclical | ₹31 Cr | 6.01% |
| Industrials | ₹23.89 Cr | 4.63% |
| Technology | ₹18.43 Cr | 3.57% |
| Healthcare | ₹13.47 Cr | 2.61% |
| Communication Services | ₹11.47 Cr | 2.22% |
| Basic Materials | ₹10.22 Cr | 1.98% |
| Consumer Defensive | ₹9.94 Cr | 1.93% |
| Energy | ₹8.74 Cr | 1.69% |
| Utilities | ₹8.27 Cr | 1.60% |
| Real Estate | ₹1.83 Cr | 0.36% |
Risk & Performance Ratios
Standard Deviation
This fund
5.58%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.72
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Ajay Argal
Since October 2024
PR
Pallab Roy
Since March 2024
Anuj Tagra
Since April 2024
RK
Rajasa Kakulavarapu
Since September 2021
Additional Scheme Detailsas of 31st October 2024
ISIN INF090I01JZ3 | Expense Ratio 1.50% | Exit Load 3.00% | Fund Size ₹511 Cr | Age 11 years 10 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Composite Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2161.97 Cr | 21.4% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹174.39 Cr | 11.1% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2088.63 Cr | 23.4% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹922.37 Cr | 25.4% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹73.62 Cr | 16.4% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹922.37 Cr | 27.0% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹385.46 Cr | 30.4% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.1% | 0.0% | ₹385.46 Cr | 32.1% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹73.62 Cr | 14.8% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹511.17 Cr | 15.7% |
About the AMC
Franklin Templeton Mutual Fund
Total AUM
₹1,12,237 Cr
Address
Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013
Other Funds by Franklin Templeton Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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We're here to help.
What is the current NAV of Franklin India Pension Plan Direct Growth?
The NAV of Franklin India Pension Plan Direct Growth, as of 21-Nov-2024, is ₹227.43.
What are the returns of Franklin India Pension Plan Direct Growth?
The fund has generated 16.60% over the last 1 year and 9.83% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Franklin India Pension Plan Direct Growth?
The fund's allocation of assets is distributed as 37.81% in equities, 61.39% in bonds, and 0.80% in cash and cash equivalents.
Who manages the Franklin India Pension Plan Direct Growth?
The fund managers responsible for Franklin India Pension Plan Direct Growth are:-
- Ajay Argal
- Pallab Roy
- Anuj Tagra
- Rajasa Kakulavarapu
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.