Franklin India Equity Savings Fund Regular Growth
HybridEquity SavingsLow to Moderate Risk
Regular
NAV (05-Sep-24)
₹15.70-0.01%1D
Returns (Since Inception)
7.73%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹632 Cr
Expense Ratio
1.12%
ISIN
INF090I01PA3
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
27 Aug 2018
About this fund
Franklin India Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 6 years and 11 days, having been launched on 27-Aug-18.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹15.70, Assets Under Management (AUM) of 631.84 Crores, and an expense ratio of 1.12%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹15.70, Assets Under Management (AUM) of 631.84 Crores, and an expense ratio of 1.12%.
- Franklin India Equity Savings Fund Regular Growth has given a CAGR return of 7.73% since inception.
- The fund's asset allocation comprises around 17.36% in equities, 25.80% in debts, and 56.83% in cash & cash equivalents.
- You can start investing in Franklin India Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+11.80%
+16.07% (Cat Avg.)
3 Years
+7.80%
+9.53% (Cat Avg.)
5 Years
+9.38%
+10.96% (Cat Avg.)
Since Inception
+7.73%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹109.71 Cr | 17.36% |
| Debt | ₹163.04 Cr | 25.80% |
| Others | ₹359.09 Cr | 56.83% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹308.88 Cr | 48.89% |
| HDFC Bank Ltd | Equity | ₹43.7 Cr | 6.92% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹31.05 Cr | 4.91% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-30.95 Cr | 4.90% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-30.88 Cr | 4.89% |
| Mahindra & Mahindra Ltd | Equity | ₹30.74 Cr | 4.86% |
| ICICI Bank Ltd | Equity | ₹28.15 Cr | 4.46% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹25.98 Cr | 4.11% |
| Call, Cash & Other Assets | Cash - Collateral | ₹25.5 Cr | 4.04% |
| LIC Housing Finance Ltd. 7.835% | Bond - Corporate Bond | ₹25.45 Cr | 4.03% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.35 Cr | 4.01% |
| Margin On Derivatives | Cash - Collateral | ₹24.7 Cr | 3.91% |
| 182 DTB 14112024 | Bond - Gov't/Treasury | ₹24.53 Cr | 3.88% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-24.1 Cr | 3.81% |
| Tata Power Co Ltd | Equity | ₹23.94 Cr | 3.79% |
| Maruti Suzuki India Ltd | Equity | ₹22.82 Cr | 3.61% |
| Future on ICICI Bank Ltd | Equity - Future | ₹-22.67 Cr | 3.59% |
| Future on Maruti Suzuki India Ltd | Equity - Future | ₹-20.53 Cr | 3.25% |
| Future on Axis Bank Ltd | Equity - Future | ₹-17.54 Cr | 2.78% |
| Axis Bank Ltd | Equity | ₹17.42 Cr | 2.76% |
| Future on Bharat Petroleum Corp Ltd | Equity - Future | ₹-15.38 Cr | 2.43% |
| Bharat Petroleum Corp Ltd | Equity | ₹15.31 Cr | 2.42% |
| Larsen & Toubro Ltd | Equity | ₹14.73 Cr | 2.33% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-12.93 Cr | 2.05% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹12.88 Cr | 2.04% |
| Tech Mahindra Ltd | Equity | ₹12.62 Cr | 2.00% |
| HCL Technologies Ltd | Equity | ₹12.48 Cr | 1.97% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹10.72 Cr | 1.70% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-10.71 Cr | 1.69% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-10.68 Cr | 1.69% |
| Bajaj Finance Ltd | Equity | ₹10.64 Cr | 1.68% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹10.63 Cr | 1.68% |
| Future on ITC Ltd | Equity - Future | ₹-10.53 Cr | 1.67% |
| ITC Ltd | Equity | ₹10.46 Cr | 1.66% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹10.29 Cr | 1.63% |
| Infosys Ltd | Equity | ₹9.85 Cr | 1.56% |
| India (Republic of) | Bond - Short-term Government Bills | ₹9.69 Cr | 1.53% |
| Future on Tech Mahindra Ltd | Equity - Future | ₹-9.36 Cr | 1.48% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-8.15 Cr | 1.29% |
| Hindustan Unilever Ltd | Equity | ₹8.12 Cr | 1.28% |
| Future on Trent Ltd | Equity - Future | ₹-7.99 Cr | 1.26% |
| Trent Ltd | Equity | ₹7.94 Cr | 1.26% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-7.83 Cr | 1.24% |
| Hindustan Petroleum Corp Ltd | Equity | ₹7.78 Cr | 1.23% |
| NTPC Ltd | Equity | ₹7.7 Cr | 1.22% |
| Future on HCL Technologies Ltd | Equity - Future | ₹-6.98 Cr | 1.11% |
| Future on Bank of Baroda | Equity - Future | ₹-6.72 Cr | 1.06% |
| Bank of Baroda | Equity | ₹6.68 Cr | 1.06% |
| HDFC Life Insurance Company Limited | Equity | ₹5.74 Cr | 0.91% |
| Bharti Airtel Ltd | Equity | ₹5.35 Cr | 0.85% |
| IndusInd Bank Ltd | Equity | ₹5.31 Cr | 0.84% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-5.23 Cr | 0.83% |
| PB Fintech Ltd | Equity | ₹5.23 Cr | 0.83% |
| Ambuja Cements Ltd | Equity | ₹5.2 Cr | 0.82% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹4.97 Cr | 0.79% |
| Zomato Ltd | Equity | ₹4.93 Cr | 0.78% |
| Power Grid Corp Of India Ltd | Equity | ₹4.64 Cr | 0.73% |
| Future on Power Grid Corp Of India Ltd | Equity - Future | ₹-4.62 Cr | 0.73% |
| Havells India Ltd | Equity | ₹4.62 Cr | 0.73% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹4.61 Cr | 0.73% |
| Future on Havells India Ltd | Equity - Future | ₹-4.55 Cr | 0.72% |
| Cipla Ltd | Equity | ₹4.52 Cr | 0.71% |
| Future on Cipla Ltd | Equity - Future | ₹-4.51 Cr | 0.71% |
| State Bank of India | Equity | ₹4.2 Cr | 0.67% |
| Kotak Mahindra Bank Ltd | Equity | ₹3.92 Cr | 0.62% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-3.85 Cr | 0.61% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-3.79 Cr | 0.60% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-3.55 Cr | 0.56% |
| Tata Consultancy Services Ltd | Equity | ₹3.53 Cr | 0.56% |
| Future on HDFC Life Insurance Company Limited | Equity - Future | ₹-3.4 Cr | 0.54% |
| Future on Indian Oil Corp Ltd | Equity - Future | ₹-3.03 Cr | 0.48% |
| Indian Oil Corp Ltd | Equity | ₹3.01 Cr | 0.48% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-2.99 Cr | 0.47% |
| Bandhan Bank Ltd | Equity | ₹2.99 Cr | 0.47% |
| Future on Titan Co Ltd | Equity - Future | ₹-2.87 Cr | 0.45% |
| Titan Co Ltd | Equity | ₹2.84 Cr | 0.45% |
| Tata Motors Ltd | Equity | ₹2.81 Cr | 0.44% |
| Bharat Electronics Ltd | Equity | ₹2.59 Cr | 0.41% |
| Future on Canara Bank | Equity - Future | ₹-2.57 Cr | 0.41% |
| Canara Bank | Equity | ₹2.56 Cr | 0.40% |
| United Spirits Ltd | Equity | ₹2.26 Cr | 0.36% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹2.17 Cr | 0.34% |
| Marico Ltd | Equity | ₹2.11 Cr | 0.33% |
| Future on Biocon Ltd | Equity - Future | ₹-2.01 Cr | 0.32% |
| Biocon Ltd | Equity | ₹1.99 Cr | 0.32% |
| Future on Hero MotoCorp Ltd | Equity - Future | ₹-1.81 Cr | 0.29% |
| Hero MotoCorp Ltd | Equity | ₹1.81 Cr | 0.29% |
| Future on Apollo Hospitals Enterprise Ltd | Equity - Future | ₹-1.25 Cr | 0.20% |
| Future on ACC Ltd | Equity - Future | ₹-1.17 Cr | 0.19% |
| ACC Ltd | Equity | ₹1.17 Cr | 0.18% |
| UltraTech Cement Ltd | Equity | ₹1.13 Cr | 0.18% |
| TeamLease Services Ltd | Equity | ₹1.13 Cr | 0.18% |
| Oil & Natural Gas Corp Ltd | Equity | ₹1.07 Cr | 0.17% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-1.06 Cr | 0.17% |
| Future on Marico Ltd | Equity - Future | ₹-1.06 Cr | 0.17% |
| Reliance Industries Ltd | Equity | ₹1.05 Cr | 0.17% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-1.01 Cr | 0.16% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹1 Cr | 0.16% |
| Dalmia Bharat Ltd | Equity | ₹0.93 Cr | 0.15% |
| Sapphire Foods India Ltd | Equity | ₹0.91 Cr | 0.14% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹0.87 Cr | 0.14% |
| Jubilant Foodworks Ltd | Equity | ₹0.84 Cr | 0.13% |
| Future on Tata Motors Ltd | Equity - Future | ₹-0.64 Cr | 0.10% |
Allocation By Market Cap (Equity)
Large Cap Stocks
59.15%
Mid Cap Stocks
2.41%
Small Cap Stocks
5.01%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹137.41 Cr | 21.75% |
| Consumer Cyclical | ₹80.61 Cr | 12.76% |
| Technology | ₹38.47 Cr | 6.09% |
| Utilities | ₹36.28 Cr | 5.74% |
| Industrials | ₹34.71 Cr | 5.49% |
| Energy | ₹28.23 Cr | 4.47% |
| Healthcare | ₹24 Cr | 3.80% |
| Consumer Defensive | ₹22.95 Cr | 3.63% |
| Basic Materials | ₹8.42 Cr | 1.33% |
| Communication Services | ₹7.52 Cr | 1.19% |
Risk & Performance Ratios
Standard Deviation
This fund
4.07%
Cat. avg.
4.43%
Lower the better
Sharpe Ratio
This fund
0.49
Cat. avg.
0.83
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.59
Higher the better
Fund Managers
PR
Pallab Roy
Since March 2024
Anuj Tagra
Since April 2024
Varun Sharma
Since September 2023
SM
Sandeep Manam
Since October 2021
RK
Rajasa Kakulavarapu
Since September 2021
Additional Scheme Detailsas of 31st July 2024
ISIN | INF090I01PA3 | Expense Ratio | 1.12% | Exit Load | No Charges | Fund Size | ₹632 Cr | Age | 27 Aug 2018 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY Equity Savings TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Kotak Equity Savings Fund Direct Growth Moderate Risk | 0.7% | 1.0% | ₹6540.74 Cr | 22.0% |
| Kotak Equity Savings Fund Regular Growth Moderate Risk | 1.8% | 1.0% | ₹6540.74 Cr | 20.7% |
| Edelweiss Equity Savings Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹450.33 Cr | 17.5% |
| Edelweiss Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹450.33 Cr | 18.6% |
| Baroda BNP Paribas Equity Savings Fund Regular Growth Moderate Risk | 2.5% | 1.0% | ₹610.16 Cr | 17.0% |
| Baroda BNP Paribas Equity Savings Fund Direct Growth Moderate Risk | 1.5% | 1.0% | ₹610.16 Cr | 18.2% |
| Tata Equity Savings Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹157.95 Cr | 16.1% |
| Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk | 1.4% | 0.0% | ₹136.00 Cr | 10.3% |
| PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk | 1.3% | 0.0% | ₹94.20 Cr | 9.6% |
| Sundaram Equity Savings Fund Regular Growth Moderate Risk | 2.2% | 0.0% | ₹881.56 Cr | 18.1% |
About the AMC
Total AUM
₹1,09,365 Cr
Address
Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013
Other Funds by Franklin Templeton Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of Franklin India Equity Savings Fund Regular Growth?
The NAV of Franklin India Equity Savings Fund Regular Growth, as of 05-Sep-2024, is ₹15.70.
What are the returns of Franklin India Equity Savings Fund Regular Growth?
The fund has generated 11.80% over the last 1 year and 7.80% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Franklin India Equity Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 17.36% in equities, 25.80% in bonds, and 56.83% in cash and cash equivalents.
Who manages the Franklin India Equity Savings Fund Regular Growth?
The fund managers responsible for Franklin India Equity Savings Fund Regular Growth are:-
- Pallab Roy
- Anuj Tagra
- Varun Sharma
- Sandeep Manam
- Rajasa Kakulavarapu
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.