Franklin India Banking & PSU Debt Fund Regular Growth
DebtBanking & PSUModerate Risk
Regular
NAV (21-Nov-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹586 Cr
Expense Ratio
0.52%
ISIN
INF090I01KO5
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
25 Apr 2014
About this fund
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹21.34, Assets Under Management (AUM) of 586.11 Crores, and an expense ratio of 0.52%.
- Franklin India Banking & PSU Debt Fund Regular Growth has given a CAGR return of 7.43% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 90.32% in debts, and 9.37% in cash & cash equivalents.
- You can start investing in Franklin India Banking & PSU Debt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.75%
+7.13% (Cat Avg.)
3 Years
+5.78%
+5.49% (Cat Avg.)
5 Years
+6.03%
+5.92% (Cat Avg.)
10 Years
+7.18%
+6.27% (Cat Avg.)
Since Inception
+7.43%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Debt | ₹529.36 Cr | 90.32% |
| Others | ₹56.75 Cr | 9.68% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| National Housing Bank | Bond - Corporate Bond | ₹51.29 Cr | 8.88% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹35.27 Cr | 6.10% |
| ICICI Bank Limited | Bond - Corporate Bond | ₹34.66 Cr | 6.00% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹32.78 Cr | 5.67% |
| Ongc Petro Additions Ltd. | Bond - Corporate Bond | ₹32.11 Cr | 5.56% |
| Call, Cash & Other Assets | Cash - Collateral | ₹27.61 Cr | 4.78% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹26.86 Cr | 4.65% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹26.57 Cr | 4.60% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹26.38 Cr | 4.57% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹26.34 Cr | 4.56% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹26.01 Cr | 4.50% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.57 Cr | 4.43% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.47 Cr | 4.41% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.33 Cr | 4.38% |
| State Bank Of India | Bond - Corporate Bond | ₹24.73 Cr | 4.28% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹20.94 Cr | 3.62% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.74 Cr | 3.59% |
| 7.53% Govt Stock 2034 | Bond - Gov't/Treasury | ₹20.22 Cr | 3.50% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹15.52 Cr | 2.69% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹15.14 Cr | 2.62% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹10.51 Cr | 1.82% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.41 Cr | 1.80% |
| Nuclear Power Corporation Of India Limited | Bond - Corporate Bond | ₹10.18 Cr | 1.76% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹5.23 Cr | 0.91% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹1.84 Cr | 0.32% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹492.77 Cr | 85.30% |
| Bond - Gov't/Treasury | ₹55.49 Cr | 9.61% |
| Cash - Collateral | ₹27.61 Cr | 4.78% |
| Mutual Fund - Open End | ₹1.84 Cr | 0.32% |
Risk & Performance Ratios
Standard Deviation
This fund
1.12%
Cat. avg.
1.50%
Lower the better
Sharpe Ratio
This fund
-0.35
Cat. avg.
-0.52
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.41
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st October 2024
ISIN INF090I01KO5 | Expense Ratio 0.52% | Exit Load No Charges | Fund Size ₹586 Cr | Age 10 years 6 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY Banking & PSU Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹13429.06 Cr | 7.9% |
| Bandhan Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹13429.06 Cr | 7.6% |
| Franklin India Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹586.11 Cr | 7.7% |
| Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹586.11 Cr | 8.1% |
| PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹45.38 Cr | 6.8% |
| PGIM India Banking and PSU Debt fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹45.38 Cr | 6.6% |
| Canara Robeco Banking and PSU Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹247.92 Cr | 7.7% |
| Canara Robeco Banking and PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹247.92 Cr | 8.1% |
| Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹207.53 Cr | 7.0% |
| Tata Banking & PSU Debt Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹207.53 Cr | 6.5% |
About the AMC
Franklin Templeton Mutual Fund
Total AUM
₹1,12,237 Cr
Address
Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013
Other Funds by Franklin Templeton Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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- Anuj Tagra
- Chandni Gupta
- Sandeep Manam
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