Franklin India Balanced Advantage Fund Regular Growth
HybridDynamic Asset AllocationVery High Risk
Regular
NAV (05-Sep-24)
₹13.94-0.07%1D
Returns (Since Inception)
18.07%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,171 Cr
Expense Ratio
1.98%
ISIN
INF090I01WN2
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
06 Sep 2022
About this fund
Franklin India Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 2 years and 1 days, having been launched on 06-Sep-22.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹13.94, Assets Under Management (AUM) of 2171.08 Crores, and an expense ratio of 1.98%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹13.94, Assets Under Management (AUM) of 2171.08 Crores, and an expense ratio of 1.98%.
- Franklin India Balanced Advantage Fund Regular Growth has given a CAGR return of 18.07% since inception.
- The fund's asset allocation comprises around 41.53% in equities, 16.30% in debts, and 42.17% in cash & cash equivalents.
- You can start investing in Franklin India Balanced Advantage Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+23.49%
+25.13% (Cat Avg.)
Since Inception
+18.07%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹901.65 Cr | 41.53% |
| Debt | ₹353.98 Cr | 16.30% |
| Others | ₹915.45 Cr | 42.17% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹533.84 Cr | 24.59% |
| Call, Cash & Other Assets | Cash - Collateral | ₹312.9 Cr | 14.41% |
| Nifty Index Future | Equity Index - Future | ₹-263.39 Cr | 12.13% |
| HDFC Bank Ltd | Equity | ₹119.73 Cr | 5.51% |
| ICICI Bank Ltd | Equity | ₹94.4 Cr | 4.35% |
| Infosys Ltd | Equity | ₹77.53 Cr | 3.57% |
| Larsen & Toubro Ltd | Equity | ₹70.73 Cr | 3.26% |
| Reliance Industries Ltd | Equity | ₹67.74 Cr | 3.12% |
| Bharti Airtel Ltd | Equity | ₹58.86 Cr | 2.71% |
| State Bank of India | Equity | ₹57.77 Cr | 2.66% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹51.75 Cr | 2.38% |
| LIC Housing Finance Ltd. 7.835% | Bond - Corporate Bond | ₹50.89 Cr | 2.34% |
| Axis Bank Ltd | Equity | ₹50.62 Cr | 2.33% |
| HCL Technologies Ltd | Equity | ₹47.31 Cr | 2.18% |
| Margin On Derivatives | Cash - Collateral | ₹44.02 Cr | 2.03% |
| Tata Motors Ltd | Equity | ₹38.52 Cr | 1.77% |
| NTPC Ltd | Equity | ₹37.69 Cr | 1.74% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹36.79 Cr | 1.69% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹35.53 Cr | 1.64% |
| Zomato Ltd | Equity | ₹32.35 Cr | 1.49% |
| Bharat Electronics Ltd | Equity | ₹28.44 Cr | 1.31% |
| Marico Ltd | Equity | ₹28.31 Cr | 1.30% |
| IndusInd Bank Ltd | Equity | ₹27.78 Cr | 1.28% |
| GAIL (India) Ltd | Equity | ₹27.71 Cr | 1.28% |
| United Spirits Ltd | Equity | ₹27.7 Cr | 1.28% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹27.65 Cr | 1.27% |
| PB Fintech Ltd | Equity | ₹27.61 Cr | 1.27% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹26.56 Cr | 1.22% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹26.47 Cr | 1.22% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹25.86 Cr | 1.19% |
| Pipeline Infrastructure Ltd. 7.96% | Bond - Corporate Bond | ₹25.47 Cr | 1.17% |
| Ongc Petro Additions Limited | Bond - Corporate Bond | ₹25.38 Cr | 1.17% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.35 Cr | 1.17% |
| 91 DTB 10102024 | Bond - Gov't/Treasury | ₹24.69 Cr | 1.14% |
| 182 DTB 14112024 | Bond - Gov't/Treasury | ₹24.53 Cr | 1.13% |
| HDFC Life Insurance Company Limited | Equity | ₹23.83 Cr | 1.10% |
| Future on State Bank of India | Equity - Future | ₹-23.66 Cr | 1.09% |
| Maruti Suzuki India Ltd | Equity | ₹23.61 Cr | 1.09% |
| Tata Steel Ltd | Equity | ₹22.56 Cr | 1.04% |
| Tech Mahindra Ltd | Equity | ₹22.54 Cr | 1.04% |
| Jubilant Foodworks Ltd | Equity | ₹22.36 Cr | 1.03% |
| TeamLease Services Ltd | Equity | ₹22.16 Cr | 1.02% |
| Oil & Natural Gas Corp Ltd | Equity | ₹22.06 Cr | 1.02% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹20.57 Cr | 0.95% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹20.4 Cr | 0.94% |
| Sapphire Foods India Ltd | Equity | ₹18.25 Cr | 0.84% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-17.59 Cr | 0.81% |
| Future on HCL Technologies Ltd | Equity - Future | ₹-16.91 Cr | 0.78% |
| Kirloskar Oil Engines Ltd | Equity | ₹16.79 Cr | 0.77% |
| Amara Raja Energy & Mobility Ltd | Equity | ₹16.26 Cr | 0.75% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-15.38 Cr | 0.71% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹15.23 Cr | 0.70% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹15.17 Cr | 0.70% |
| Future on Bharat Electronics Ltd | Equity - Future | ₹-14.93 Cr | 0.69% |
| Future on Infosys Ltd | Equity - Future | ₹-14.89 Cr | 0.69% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹14.07 Cr | 0.65% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-13.88 Cr | 0.64% |
| UltraTech Cement Ltd | Equity | ₹13.79 Cr | 0.64% |
| Metropolis Healthcare Ltd | Equity | ₹13.56 Cr | 0.62% |
| Future on Tata Motors Ltd | Equity - Future | ₹-13.29 Cr | 0.61% |
| SRF Ltd | Equity | ₹13.22 Cr | 0.61% |
| Future on Axis Bank Ltd | Equity - Future | ₹-13.21 Cr | 0.61% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹12.8 Cr | 0.59% |
| Bharti Hexacom Ltd | Equity | ₹12.51 Cr | 0.58% |
| Dalmia Bharat Ltd | Equity | ₹12.21 Cr | 0.56% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-12.01 Cr | 0.55% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹11.85 Cr | 0.55% |
| Future on Tata Steel Ltd | Equity - Future | ₹-11.34 Cr | 0.52% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹10.62 Cr | 0.49% |
| Lemon Tree Hotels Ltd | Equity | ₹10.59 Cr | 0.49% |
| Pearl Global Industries Ltd | Equity | ₹10.43 Cr | 0.48% |
| Intellect Design Arena Ltd. | Equity | ₹10.07 Cr | 0.46% |
| Future on Marico Ltd | Equity - Future | ₹-10 Cr | 0.46% |
| Future on ICICI Bank Ltd | Equity - Future | ₹-9.85 Cr | 0.45% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-9.48 Cr | 0.44% |
| Apeejay Surrendra Park Hotels Ltd | Equity | ₹9.3 Cr | 0.43% |
| Future on United Spirits Ltd | Equity - Future | ₹-9.25 Cr | 0.43% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-9.13 Cr | 0.42% |
| Prestige Estates Projects Ltd | Equity | ₹9.08 Cr | 0.42% |
| JK Lakshmi Cement Ltd | Equity | ₹8.78 Cr | 0.40% |
| Affle India Ltd | Equity | ₹8.31 Cr | 0.38% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹7.36 Cr | 0.34% |
| Future on NTPC Ltd | Equity - Future | ₹-7.15 Cr | 0.33% |
| Future on Apollo Hospitals Enterprise Ltd | Equity - Future | ₹-6.98 Cr | 0.32% |
| Future on Jubilant Foodworks Ltd | Equity - Future | ₹-6.29 Cr | 0.29% |
| Future on HDFC Life Insurance Company Limited | Equity - Future | ₹-6.02 Cr | 0.28% |
| Future on IndusInd Bank Ltd | Equity - Future | ₹-5.82 Cr | 0.27% |
| Future on Metropolis Healthcare Ltd | Equity - Future | ₹-5.7 Cr | 0.26% |
| Chemplast Sanmar Ltd | Equity | ₹5.49 Cr | 0.25% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹4.91 Cr | 0.23% |
| Voltas Ltd | Equity | ₹4.61 Cr | 0.21% |
| Future on Dalmia Bharat Ltd | Equity - Future | ₹-4.04 Cr | 0.19% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-4 Cr | 0.18% |
| Future on SBI Cards and Payment Services Ltd Ordinary Shares | Equity - Future | ₹-3.52 Cr | 0.16% |
| Future on Tech Mahindra Ltd | Equity - Future | ₹-3.09 Cr | 0.14% |
| Future on Oil & Natural Gas Corp Ltd | Equity - Future | ₹-2.06 Cr | 0.09% |
| Akums Drugs And Pharmaceuticals Ltd # | Equity | ₹1.09 Cr | 0.05% |
| Future on UltraTech Cement Ltd | Equity - Future | ₹-0.95 Cr | 0.04% |
Allocation By Market Cap (Equity)
Large Cap Stocks
40.27%
Mid Cap Stocks
4.01%
Small Cap Stocks
7.87%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹413.59 Cr | 19.05% |
| Consumer Cyclical | ₹216.1 Cr | 9.95% |
| Industrials | ₹173.06 Cr | 7.97% |
| Technology | ₹147.38 Cr | 6.79% |
| Healthcare | ₹90.81 Cr | 4.18% |
| Energy | ₹89.8 Cr | 4.14% |
| Communication Services | ₹87.04 Cr | 4.01% |
| Basic Materials | ₹76.06 Cr | 3.50% |
| Utilities | ₹65.4 Cr | 3.01% |
| Consumer Defensive | ₹56.01 Cr | 2.58% |
| Real Estate | ₹9.08 Cr | 0.42% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
7.43%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.99
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.99
Higher the better
Fund Managers
RG
Rahul Goswami
Since November 2023
Anuj Tagra
Since March 2024
Chandni Gupta
Since March 2024
Varun Sharma
Since September 2023
SM
Sandeep Manam
Since September 2022
RK
Rajasa Kakulavarapu
Since September 2022
Additional Scheme Detailsas of 31st July 2024
ISIN | INF090I01WN2 | Expense Ratio | 1.98% | Exit Load | 1.00% | Fund Size | ₹2,171 Cr | Age | 06 Sep 2022 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 50 Hybrid Composite Debt 50:50 |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Motilal Oswal Balance Advantage Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1270.57 Cr | 25.3% |
| Motilal Oswal Balance Advantage Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹1270.57 Cr | 26.9% |
| Quant Dynamic Asset Allocation Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1334.25 Cr | 52.1% |
| Quant Dynamic Asset Allocation Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1334.25 Cr | 49.8% |
| Bandhan Balanced Advantage Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹2302.17 Cr | 22.1% |
| Bandhan Balanced Advantage Fund Regular Growth Moderately High risk | 2.0% | 1.0% | ₹2302.17 Cr | 20.5% |
| Mahindra Manulife Balanced Advantage Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹886.22 Cr | 26.4% |
| Mahindra Manulife Balanced Advantage Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹886.22 Cr | 28.6% |
| Mirae Asset Balanced Advantage Fund Direct Growth High Risk | 0.7% | 1.0% | ₹1691.93 Cr | 22.5% |
| Mirae Asset Balanced Advantage Fund Regular Growth High Risk | 2.1% | 1.0% | ₹1691.93 Cr | 20.8% |
About the AMC
Total AUM
₹1,09,365 Cr
Address
Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013
Other Funds by Franklin Templeton Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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Still got questions?
We're here to help.
What is the current NAV of Franklin India Balanced Advantage Fund Regular Growth?
The NAV of Franklin India Balanced Advantage Fund Regular Growth, as of 05-Sep-2024, is ₹13.94.
What is the portfolio composition of Franklin India Balanced Advantage Fund Regular Growth?
The fund's allocation of assets is distributed as 41.53% in equities, 16.30% in bonds, and 42.17% in cash and cash equivalents.
Who manages the Franklin India Balanced Advantage Fund Regular Growth?
The fund managers responsible for Franklin India Balanced Advantage Fund Regular Growth are:-
- Rahul Goswami
- Anuj Tagra
- Chandni Gupta
- Varun Sharma
- Sandeep Manam
- Rajasa Kakulavarapu
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.