DSP Tax Saver Fund Regular Growth
EquityELSS (Tax Savings)Very High Risk
Regular
NAV (05-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹17,268 Cr
Expense Ratio
1.63%
ISIN
INF740K01185
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
18 Jan 2007
About this fund
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹142.46, Assets Under Management (AUM) of 17267.83 Crores, and an expense ratio of 1.63%.
- DSP Tax Saver Fund Regular Growth has given a CAGR return of 16.26% since inception.
- The fund's asset allocation comprises around 98.96% in equities, 0.00% in debts, and 1.04% in cash & cash equivalents.
- You can start investing in DSP Tax Saver Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+47.82%
+39.82% (Cat Avg.)
3 Years
+20.68%
+18.95% (Cat Avg.)
5 Years
+25.32%
+23.15% (Cat Avg.)
10 Years
+17.30%
+15.31% (Cat Avg.)
Since Inception
+16.26%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹17,088.19 Cr | 98.96% |
| Others | ₹179.65 Cr | 1.04% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹1,279.57 Cr | 7.41% |
| ICICI Bank Ltd | Equity | ₹1,097.93 Cr | 6.36% |
| State Bank of India | Equity | ₹696.56 Cr | 4.03% |
| Infosys Ltd | Equity | ₹600.82 Cr | 3.48% |
| Axis Bank Ltd | Equity | ₹549.94 Cr | 3.18% |
| Power Finance Corp Ltd | Equity | ₹486.6 Cr | 2.82% |
| Samvardhana Motherson International Ltd | Equity | ₹408.34 Cr | 2.36% |
| Bharti Airtel Ltd | Equity | ₹400.85 Cr | 2.32% |
| Hindustan Unilever Ltd | Equity | ₹387.3 Cr | 2.24% |
| Mahindra & Mahindra Ltd | Equity | ₹376.31 Cr | 2.18% |
| NTPC Ltd | Equity | ₹370.55 Cr | 2.15% |
| Kotak Mahindra Bank Ltd | Equity | ₹368.67 Cr | 2.13% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹343.07 Cr | 1.99% |
| HCL Technologies Ltd | Equity | ₹330.7 Cr | 1.92% |
| Coforge Ltd | Equity | ₹325.74 Cr | 1.89% |
| Emami Ltd | Equity | ₹324.78 Cr | 1.88% |
| Larsen & Toubro Ltd | Equity | ₹316.15 Cr | 1.83% |
| Suven Pharmaceuticals Ltd | Equity | ₹314.68 Cr | 1.82% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹298.22 Cr | 1.73% |
| Tata Motors Ltd | Equity | ₹291.86 Cr | 1.69% |
| Bharat Petroleum Corp Ltd | Equity | ₹283.51 Cr | 1.64% |
| Hindalco Industries Ltd | Equity | ₹262.31 Cr | 1.52% |
| Oil India Ltd | Equity | ₹258.47 Cr | 1.50% |
| Bajaj Finance Ltd | Equity | ₹253.45 Cr | 1.47% |
| SBI Life Insurance Company Limited | Equity | ₹248.09 Cr | 1.44% |
| Bharat Electronics Ltd | Equity | ₹246.7 Cr | 1.43% |
| Tech Mahindra Ltd | Equity | ₹232.25 Cr | 1.34% |
| Hindustan Petroleum Corp Ltd | Equity | ₹230.82 Cr | 1.34% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹230.68 Cr | 1.34% |
| GAIL (India) Ltd | Equity | ₹228.54 Cr | 1.32% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹225.67 Cr | 1.31% |
| Bharat Forge Ltd | Equity | ₹224.98 Cr | 1.30% |
| Ipca Laboratories Ltd | Equity | ₹219.87 Cr | 1.27% |
| ITC Ltd | Equity | ₹218.9 Cr | 1.27% |
| Oil & Natural Gas Corp Ltd | Equity | ₹207.85 Cr | 1.20% |
| Cipla Ltd | Equity | ₹195.78 Cr | 1.13% |
| Max Financial Services Ltd | Equity | ₹179.01 Cr | 1.04% |
| Vardhman Textiles Ltd | Equity | ₹176.24 Cr | 1.02% |
| ACC Ltd | Equity | ₹172.14 Cr | 1.00% |
| Ahluwalia Contracts (India) Ltd | Equity | ₹162.25 Cr | 0.94% |
| UltraTech Cement Ltd | Equity | ₹160.43 Cr | 0.93% |
| Coromandel International Ltd | Equity | ₹159.81 Cr | 0.93% |
| KEC International Ltd | Equity | ₹158.3 Cr | 0.92% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹157.89 Cr | 0.91% |
| Container Corporation of India Ltd | Equity | ₹155.33 Cr | 0.90% |
| Alembic Pharmaceuticals Ltd | Equity | ₹147.76 Cr | 0.86% |
| Gujarat Fluorochemicals Ltd Ordinary Shares | Equity | ₹147.48 Cr | 0.85% |
| Exide Industries Ltd | Equity | ₹143.61 Cr | 0.83% |
| Century Plyboards (India) Ltd | Equity | ₹139.27 Cr | 0.81% |
| Whirlpool of India Ltd | Equity | ₹137.35 Cr | 0.80% |
| Shriram Finance Ltd | Equity | ₹135.71 Cr | 0.79% |
| Atul Ltd | Equity | ₹134.61 Cr | 0.78% |
| PNB Housing Finance Ltd | Equity | ₹132.81 Cr | 0.77% |
| Finolex Cables Ltd | Equity | ₹123.9 Cr | 0.72% |
| Jindal Steel & Power Ltd | Equity | ₹117.97 Cr | 0.68% |
| Godrej Industries Ltd | Equity | ₹116.93 Cr | 0.68% |
| AU Small Finance Bank Ltd | Equity | ₹107.94 Cr | 0.63% |
| G R Infraprojects Ltd | Equity | ₹106.06 Cr | 0.61% |
| KNR Constructions Ltd | Equity | ₹102.94 Cr | 0.60% |
| Gujarat State Petronet Ltd | Equity | ₹101.22 Cr | 0.59% |
| Alkem Laboratories Ltd | Equity | ₹100.49 Cr | 0.58% |
| REC Ltd | Equity | ₹97.45 Cr | 0.56% |
| Sansera Engineering Ltd | Equity | ₹90.71 Cr | 0.53% |
| Polycab India Ltd | Equity | ₹79.62 Cr | 0.46% |
| GHCL Ltd | Equity | ₹73.84 Cr | 0.43% |
| Pfizer Ltd | Equity | ₹63.35 Cr | 0.37% |
| IIFL Finance Ltd | Equity | ₹62.6 Cr | 0.36% |
| Net Receivables/Payables | Cash | ₹-46.02 Cr | 0.27% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹32.31 Cr | 0.19% |
Allocation By Market Cap (Equity)
Large Cap Stocks
63.77%
Mid Cap Stocks
18.76%
Small Cap Stocks
16.43%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹5,854.23 Cr | 33.90% |
| Consumer Cyclical | ₹2,080.08 Cr | 12.05% |
| Industrials | ₹1,568.19 Cr | 9.08% |
| Technology | ₹1,489.5 Cr | 8.63% |
| Basic Materials | ₹1,367.88 Cr | 7.92% |
| Healthcare | ₹1,340.15 Cr | 7.76% |
| Energy | ₹980.65 Cr | 5.68% |
| Consumer Defensive | ₹930.98 Cr | 5.39% |
| Communication Services | ₹776.22 Cr | 4.50% |
| Utilities | ₹700.31 Cr | 4.06% |
Risk & Performance Ratios
Standard Deviation
This fund
13.14%
Cat. avg.
12.72%
Lower the better
Sharpe Ratio
This fund
1.09
Cat. avg.
1.02
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.94
Higher the better
Fund Managers
Rohit Singhania
Since July 2015
Additional Scheme Detailsas of 31st July 2024
ISIN | INF740K01185 | Expense Ratio | 1.63% | Exit Load | No Charges | Fund Size | ₹17,268 Cr | Age | 18 Jan 2007 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar ELSS (Tax Savings) Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata India Tax Savings Fund Direct Growth Very High Risk | 0.7% | 0.0% | ₹4722.04 Cr | 37.4% |
| Tata India Tax Savings Fund Regular Growth Very High Risk | 1.8% | 0.0% | ₹4722.04 Cr | 35.8% |
| Axis Long Term Equity Fund Regular Growth Very High Risk | 1.5% | 0.0% | ₹38278.40 Cr | 35.7% |
| Parag Parikh Tax Saver Fund Direct Growth Very High Risk | 0.6% | 0.0% | ₹4016.58 Cr | 36.0% |
| Parag Parikh Tax Saver Fund Regular Growth Very High Risk | 1.7% | 0.0% | ₹4016.58 Cr | 34.5% |
| Shriram Long Term Equity Fund Direct Growth Very High Risk | 0.8% | 0.0% | ₹56.80 Cr | 39.5% |
| Shriram Long Term Equity Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹56.80 Cr | 37.3% |
| ITI Long Term Equity Fund Direct Growth Very High Risk | 0.5% | 0.0% | ₹385.94 Cr | 55.9% |
| ITI Long Term Equity Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹385.94 Cr | 53.1% |
| Sundaram Diversified Equity Regular Growth Very High Risk | 2.2% | 0.0% | ₹1677.93 Cr | 25.8% |
About the AMC
Total AUM
₹1,79,723 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Rohit Singhania
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