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DSP Short Term Fund Direct Growth
DebtShort DurationLow to Moderate Risk
Direct
NAV (21-Nov-24)
₹47.960.02%1D
Returns (Since Inception)
7.83%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,845 Cr
Expense Ratio
0.34%
ISIN
INF740K01NJ5
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
DSP Short Term Fund Direct Growth is a Short Duration mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 11 years, 10 months and 21 days, having been launched on 01-Jan-13.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹47.96, Assets Under Management (AUM) of 2844.74 Crores, and an expense ratio of 0.34%.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹47.96, Assets Under Management (AUM) of 2844.74 Crores, and an expense ratio of 0.34%.
- DSP Short Term Fund Direct Growth has given a CAGR return of 7.83% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 94.32% in debts, and 5.40% in cash & cash equivalents.
- You can start investing in DSP Short Term Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.45%
+7.59% (Cat Avg.)
3 Years
+6.22%
+5.93% (Cat Avg.)
5 Years
+6.44%
+6.12% (Cat Avg.)
10 Years
+7.48%
+6.13% (Cat Avg.)
Since Inception
+7.83%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Debt | ₹2,683.22 Cr | 94.32% |
| Others | ₹161.51 Cr | 5.68% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹205.99 Cr | 7.28% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹175.4 Cr | 6.20% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹154.92 Cr | 5.48% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹150.57 Cr | 5.32% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹131.55 Cr | 4.65% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹121.06 Cr | 4.28% |
| Titan Company Limited | Bond - Corporate Bond | ₹107.8 Cr | 3.81% |
| 364 DTB 15082025 | Bond - Gov't/Treasury | ₹95.07 Cr | 3.36% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹87.97 Cr | 3.11% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹80.23 Cr | 2.84% |
| Jamnagar Utilities And Power Private Limited | Bond - Corporate Bond | ₹77.13 Cr | 2.73% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹76.67 Cr | 2.71% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹76.23 Cr | 2.69% |
| 07.10 MH Sdl 2036 | Bond - Gov't/Treasury | ₹76.13 Cr | 2.69% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹75.99 Cr | 2.69% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹75.5 Cr | 2.67% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹70.76 Cr | 2.50% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹67.68 Cr | 2.39% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹53.72 Cr | 1.90% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹53.45 Cr | 1.89% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹52.14 Cr | 1.84% |
| National Housing Bank | Bond - Corporate Bond | ₹51.92 Cr | 1.84% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹51.06 Cr | 1.81% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹50.57 Cr | 1.79% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.44 Cr | 1.78% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹47.03 Cr | 1.66% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹43.39 Cr | 1.53% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹42.86 Cr | 1.52% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹36.98 Cr | 1.31% |
| Cholamandalam Investment And Fin. Co. Ltd | Bond - Corporate Bond | ₹36.31 Cr | 1.28% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹30.53 Cr | 1.08% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹26.61 Cr | 0.94% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹26.44 Cr | 0.93% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹25.94 Cr | 0.92% |
| Muthoot Finance Ltd. | Bond - Corporate Bond | ₹25.92 Cr | 0.92% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.87 Cr | 0.91% |
| Bajaj Housing Finance Ltd. | Bond - Corporate Bond | ₹25.85 Cr | 0.91% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹25.67 Cr | 0.91% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.33 Cr | 0.90% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹25.15 Cr | 0.89% |
| Jamnagar Utilities & Power Private Limited | Bond - Corporate Bond | ₹24.58 Cr | 0.87% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹24.34 Cr | 0.86% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹15.36 Cr | 0.54% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹7.94 Cr | 0.28% |
| Hindustan Petroleum Corporation Limited | Bond - Corporate Bond | ₹4.79 Cr | 0.17% |
| Net Receivables/Payables | Cash | ₹4.4 Cr | 0.16% |
| 364 DTB 09012025 | Bond - Gov't/Treasury | ₹3.21 Cr | 0.11% |
| 364 DTB 04092025 | Bond - Gov't/Treasury | ₹2.13 Cr | 0.08% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹2.08 Cr | 0.07% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹1,998.25 Cr | 70.64% |
| Bond - Gov't/Treasury | ₹531.62 Cr | 18.79% |
| Bond - Asset Backed | ₹154.92 Cr | 5.48% |
| Cash - Repurchase Agreement | ₹131.55 Cr | 4.65% |
| Mutual Fund - Open End | ₹7.94 Cr | 0.28% |
| Cash | ₹4.4 Cr | 0.16% |
| Cash - CD/Time Deposit | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
1.10%
Cat. avg.
1.68%
Lower the better
Sharpe Ratio
This fund
0.06
Cat. avg.
-0.34
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.10
Higher the better
Fund Managers
LB
Laukik Bagwe
Since July 2016
Karan Mundhra
Since August 2024
Additional Scheme Detailsas of 31st October 2024
ISIN INF740K01NJ5 | Expense Ratio 0.34% | Exit Load No Charges | Fund Size ₹2,845 Cr | Age 11 years 10 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Axis Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹9301.38 Cr | 8.1% |
| Mirae Asset Short Term Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹365.74 Cr | 7.7% |
| Tata Short Term Bond Fund Regular Growth Moderate Risk | 1.2% | 0.0% | ₹2904.29 Cr | 7.5% |
| Bandhan Bond Fund - Short Term Plan Regular Growth Moderate Risk | 0.8% | 0.0% | ₹9724.53 Cr | 8.1% |
| Mirae Asset Short Term Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹365.74 Cr | 8.6% |
| ICICI Prudential Short Term Fund Regular Growth Moderate Risk | 1.0% | 0.0% | ₹19922.45 Cr | 8.0% |
| Mahindra Manulife Short Duration Fund Regular Growth Moderate Risk | 1.3% | 0.0% | ₹66.75 Cr | 7.9% |
| Mahindra Manulife Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹66.75 Cr | 8.9% |
| Nippon India Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹7665.31 Cr | 8.1% |
| HDFC Short Term Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹14972.01 Cr | 8.5% |
About the AMC
DSP Mutual Fund
Total AUM
₹1,91,740 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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Still got questions?
We're here to help.
What is the current NAV of DSP Short Term Fund Direct Growth?
The NAV of DSP Short Term Fund Direct Growth, as of 21-Nov-2024, is ₹47.96.
What are the returns of DSP Short Term Fund Direct Growth?
The fund has generated 8.45% over the last 1 year and 6.22% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of DSP Short Term Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 94.32% in bonds, and 5.40% in cash and cash equivalents.
Who manages the DSP Short Term Fund Direct Growth?
The fund managers responsible for DSP Short Term Fund Direct Growth are:-
- Laukik Bagwe
- Karan Mundhra
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.