DSP Savings Fund Regular Growth
DebtMoney MarketModerate Risk
Regular
NAV (21-Nov-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹4,112 Cr
Expense Ratio
0.47%
ISIN
INF740K01714
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
30 Sep 1999
About this fund
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹50.38, Assets Under Management (AUM) of 4111.96 Crores, and an expense ratio of 0.47%.
- DSP Savings Fund Regular Growth has given a CAGR return of 6.64% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 12.64% in debts, and 87.06% in cash & cash equivalents.
- You can start investing in DSP Savings Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.41%
— (Cat Avg.)
3 Years
+6.05%
— (Cat Avg.)
5 Years
+5.52%
— (Cat Avg.)
10 Years
+6.29%
— (Cat Avg.)
Since Inception
+6.64%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Debt | ₹519.77 Cr | 12.64% |
| Others | ₹3,592.19 Cr | 87.36% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Axis Bank Ltd. | Bond - Corporate Bond | ₹373.66 Cr | 9.67% |
| Small Industries Development Bank Of India** | Cash | ₹373.47 Cr | 9.66% |
| 364 DTB 06032025 | Bond - Gov't/Treasury | ₹195.61 Cr | 5.06% |
| Bajaj Housing Finance Limited** | Cash | ₹195.38 Cr | 5.06% |
| Hero Fincorp Limited** | Cash | ₹194.79 Cr | 5.04% |
| Bharti Telecom Limited** | Cash | ₹185.25 Cr | 4.79% |
| Bank Of Baroda** | Cash | ₹144.59 Cr | 3.74% |
| Idfc First Bank Limited** | Cash | ₹143.86 Cr | 3.72% |
| Hdfc Bank Limited** | Cash | ₹141.48 Cr | 3.66% |
| Hdfc Bank Limited | Cash | ₹140.71 Cr | 3.64% |
| India (Republic of) | Bond - Short-term Government Bills | ₹121.95 Cr | 3.16% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹119.26 Cr | 3.09% |
| Lic Housing Finance Limited** | Cash | ₹97.77 Cr | 2.53% |
| National Bank For Agriculture And Rural Development** | Cash | ₹97.73 Cr | 2.53% |
| The Federal Bank Limited** | Cash | ₹97.44 Cr | 2.52% |
| Indusind Bank Limited** | Cash | ₹94.3 Cr | 2.44% |
| Canara Bank | Cash | ₹94.14 Cr | 2.44% |
| Tata Capital Housing Finance Limited** | Cash | ₹93.32 Cr | 2.41% |
| 364 DTB 13022025 | Bond - Gov't/Treasury | ₹93.26 Cr | 2.41% |
| Indian Bank** | Cash | ₹73.07 Cr | 1.89% |
| Icici Securities Limited** | Cash | ₹72.85 Cr | 1.88% |
| Muthoot Finance Limited** | Cash | ₹49.09 Cr | 1.27% |
| Indusind Bank Limited** | Cash | ₹48.87 Cr | 1.26% |
| Mahindra & Mahindra Financial Services Limited** | Cash | ₹48.66 Cr | 1.26% |
| Hsbc Investdirect Financial Services (India) Limited** | Cash | ₹48.64 Cr | 1.26% |
| India (Republic of) | Bond - Short-term Government Bills | ₹48.47 Cr | 1.25% |
| Kotak Mahindra Bank Limited | Cash | ₹47.9 Cr | 1.24% |
| Deutsche Investments India Private Limited** | Cash | ₹47.72 Cr | 1.23% |
| Hdfc Bank Limited** | Cash | ₹47.55 Cr | 1.23% |
| Indusind Bank Limited** | Cash | ₹47.2 Cr | 1.22% |
| Hdfc Bank Limited** | Cash | ₹46.94 Cr | 1.21% |
| 08.32 MH Sdl 2025 | Bond - Gov't/Treasury | ₹41.4 Cr | 1.07% |
| 08.25 MP Sdl 2025sep | Bond - Gov't/Treasury | ₹35.84 Cr | 0.93% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹24.58 Cr | 0.64% |
| Bank Of Baroda | Cash | ₹24.46 Cr | 0.63% |
| Aditya Birla Finance Limited** | Cash | ₹24.41 Cr | 0.63% |
| Lic Housing Finance Limited** | Cash | ₹24.32 Cr | 0.63% |
| 364 DTB 15082025 | Bond - Gov't/Treasury | ₹23.77 Cr | 0.61% |
| Aditya Birla Finance Limited** | Cash | ₹23.4 Cr | 0.61% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹12.41 Cr | 0.32% |
| 364 DTB 13032025 | Bond - Gov't/Treasury | ₹4.35 Cr | 0.11% |
| Net Receivables/Payables | Cash | ₹0.97 Cr | 0.03% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash | ₹2,770.3 Cr | 71.68% |
| Bond - Corporate Bond | ₹492.92 Cr | 12.75% |
| Bond - Gov't/Treasury | ₹394.22 Cr | 10.20% |
| Bond - Short-term Government Bills | ₹170.42 Cr | 4.41% |
| Cash - Repurchase Agreement | ₹24.58 Cr | 0.64% |
| Mutual Fund - Open End | ₹12.41 Cr | 0.32% |
| Cash - Commercial Paper | ₹0 Cr | - |
| Cash - CD/Time Deposit | ₹0 Cr | - |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.68%
Cat. avg.
0.69%
Lower the better
Sharpe Ratio
This fund
-0.24
Cat. avg.
-0.21
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.05
Higher the better
Fund Managers
Karan Mundhra
Since May 2021
Shalini Vasanta
Since August 2024
Additional Scheme Detailsas of 31st October 2024
ISIN INF740K01714 | Expense Ratio 0.47% | Exit Load No Charges | Fund Size ₹4,112 Cr | Age 25 years 1 month | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1033.79 Cr | 7.0% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹173.97 Cr | 7.4% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹173.97 Cr | 6.6% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹101.63 Cr | 7.5% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹101.63 Cr | 7.4% |
| LIC MF Money Market Fund Direct Growth Low Risk | 0.6% | 0.0% | ₹23.97 Cr | 6.5% |
| LIC MF Money Market Fund Regular Growth Low Risk | 1.0% | 0.0% | ₹23.97 Cr | 6.1% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹26782.99 Cr | 7.7% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹2458.17 Cr | 7.6% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹27674.69 Cr | 7.7% |
About the AMC
DSP Mutual Fund
Total AUM
₹1,91,740 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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- Karan Mundhra
- Shalini Vasanta
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