DSP Regular Saving Fund Regular Growth
HybridConservative AllocationModerately High risk
Regular
NAV (21-Jan-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹179 Cr
Expense Ratio
1.11%
ISIN
INF740K01441
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
11 Jun 2004
About this fund
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹55.74, Assets Under Management (AUM) of 178.78 Crores, and an expense ratio of 1.11%.
- DSP Regular Saving Fund Regular Growth has given a CAGR return of 8.69% since inception.
- The fund's asset allocation comprises around 24.49% in equities, 53.70% in debts, and 21.48% in cash & cash equivalents.
- You can start investing in DSP Regular Saving Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.99%
+9.07% (Cat Avg.)
3 Years
+8.36%
+8.23% (Cat Avg.)
5 Years
+8.35%
+8.92% (Cat Avg.)
10 Years
+6.78%
+6.83% (Cat Avg.)
Since Inception
+8.69%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Equity | ₹43.78 Cr | 24.49% |
| Debt | ₹96 Cr | 53.70% |
| Others | ₹39 Cr | 21.81% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹20.74 Cr | 12.64% |
| Rec Limited | Bond - Corporate Bond | ₹10.6 Cr | 6.46% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹10.54 Cr | 6.42% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹10.29 Cr | 6.27% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹10.28 Cr | 6.26% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹10.11 Cr | 6.16% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹7.71 Cr | 4.70% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹5.38 Cr | 3.28% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹5.34 Cr | 3.25% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5.34 Cr | 3.25% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.18 Cr | 3.16% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹5.18 Cr | 3.16% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹5.08 Cr | 3.09% |
| 5.74% Govt Stock 2026 | Bond - Gov't/Treasury | ₹4.96 Cr | 3.03% |
| HDFC Bank Ltd | Equity | ₹4.58 Cr | 2.79% |
| ICICI Bank Ltd | Equity | ₹3.35 Cr | 2.04% |
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹2.96 Cr | 1.80% |
| Kotak Mahindra Bank Ltd | Equity | ₹2.46 Cr | 1.50% |
| Bajaj Finance Ltd | Equity | ₹2.1 Cr | 1.28% |
| Mahindra & Mahindra Ltd | Equity | ₹2.04 Cr | 1.24% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹2.03 Cr | 1.24% |
| Cipla Ltd | Equity | ₹2.03 Cr | 1.24% |
| ITC Ltd | Equity | ₹1.99 Cr | 1.21% |
| SBI Life Insurance Co Ltd | Equity | ₹1.82 Cr | 1.11% |
| Samvardhana Motherson International Ltd | Equity | ₹1.73 Cr | 1.05% |
| NTPC Ltd | Equity | ₹1.7 Cr | 1.03% |
| Jubilant Ingrevia Ltd Ordinary Shares | Equity | ₹1.64 Cr | 1.00% |
| Axis Bank Ltd | Equity | ₹1.47 Cr | 0.89% |
| Hero MotoCorp Ltd | Equity | ₹1.32 Cr | 0.81% |
| Alembic Pharmaceuticals Ltd | Equity | ₹1.14 Cr | 0.69% |
| Oil & Natural Gas Corp Ltd | Equity | ₹1.08 Cr | 0.66% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹1 Cr | 0.61% |
| Ntpc Limited | Bond - Corporate Bond | ₹0.93 Cr | 0.57% |
| La Opala RG Ltd | Equity | ₹0.83 Cr | 0.50% |
| HCL Technologies Ltd | Equity | ₹0.8 Cr | 0.49% |
| Power Finance Corp Ltd | Equity | ₹0.77 Cr | 0.47% |
| TeamLease Services Ltd | Equity | ₹0.74 Cr | 0.45% |
| Infosys Ltd | Equity | ₹0.72 Cr | 0.44% |
| Suven Pharmaceuticals Ltd | Equity | ₹0.67 Cr | 0.41% |
| GAIL (India) Ltd | Equity | ₹0.67 Cr | 0.41% |
| Indigo Paints Ltd Ordinary Shares | Equity | ₹0.64 Cr | 0.39% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹0.55 Cr | 0.33% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹0.5 Cr | 0.31% |
| Godrej Industries Ltd | Equity | ₹0.48 Cr | 0.29% |
| Net Receivables/Payables | Cash - Collateral | ₹0.43 Cr | 0.26% |
| Petronet LNG Ltd | Equity | ₹0.41 Cr | 0.25% |
| Cyient Ltd | Equity | ₹0.39 Cr | 0.24% |
| Tech Mahindra Ltd | Equity | ₹0.37 Cr | 0.22% |
| Ipca Laboratories Ltd | Equity | ₹0.33 Cr | 0.20% |
| 07.83 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹0.3 Cr | 0.19% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹0.29 Cr | 0.18% |
| ITC Hotels Limited^ | Equity | ₹0.12 Cr | 0.07% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹0.03 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
18.16%
Mid Cap Stocks
1.48%
Small Cap Stocks
3.49%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹17.34 Cr | 10.57% |
| Consumer Cyclical | ₹5.92 Cr | 3.61% |
| Healthcare | ₹4.2 Cr | 2.56% |
| Utilities | ₹2.36 Cr | 1.44% |
| Basic Materials | ₹2.28 Cr | 1.39% |
| Consumer Defensive | ₹1.99 Cr | 1.21% |
| Technology | ₹1.89 Cr | 1.15% |
| Industrials | ₹1.6 Cr | 0.98% |
| Energy | ₹1.49 Cr | 0.91% |
| Communication Services | ₹1 Cr | 0.61% |
Risk & Performance Ratios
Standard Deviation
This fund
3.62%
Cat. avg.
4.25%
Lower the better
Sharpe Ratio
This fund
0.67
Cat. avg.
0.53
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.06
Higher the better
Fund Managers
Abhishek Singh
Since May 2021
Shantanu Godambe
Since August 2024
Additional Scheme Detailsas of 31st December 2024
ISIN INF740K01441 | Expense Ratio 1.11% | Exit Load No Charges | Fund Size ₹179 Cr | Age 20 years 7 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹117.97 Cr | 7.4% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderately High risk | 2.1% | 0.0% | ₹27.60 Cr | 6.9% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2347.16 Cr | 12.2% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.7% | 1.0% | ₹2347.16 Cr | 11.8% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1641.94 Cr | 10.8% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3172.75 Cr | 10.4% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹827.24 Cr | 7.6% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.5% | 1.0% | ₹9914.72 Cr | 9.3% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.9% | 1.0% | ₹951.54 Cr | 8.7% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹178.78 Cr | 10.0% |
About the AMC
DSP Mutual Fund
Total AUM
₹1,88,053 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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Still got questions?
We're here to help.
What is the current NAV of DSP Regular Saving Fund Regular Growth?
What are the returns of DSP Regular Saving Fund Regular Growth?
What is the portfolio composition of DSP Regular Saving Fund Regular Growth?
Who manages the DSP Regular Saving Fund Regular Growth?
- Abhishek Singh
- Shantanu Godambe
DSP Regular Saving Fund Regular Growth
HybridConservative AllocationModerately High risk
Regular
NAV (21-Jan-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹179 Cr
Expense Ratio
1.11%
ISIN
INF740K01441
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
11 Jun 2004
Risk Level
Your principal amount will be at Moderately High risk
About this fund
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹55.74, Assets Under Management (AUM) of 178.78 Crores, and an expense ratio of 1.11%.
- DSP Regular Saving Fund Regular Growth has given a CAGR return of 8.69% since inception.
- The fund's asset allocation comprises around 24.49% in equities, 53.70% in debts, and 21.48% in cash & cash equivalents.
- You can start investing in DSP Regular Saving Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.99%
+9.07% (Cat Avg.)
3 Years
+8.36%
+8.23% (Cat Avg.)
5 Years
+8.35%
+8.92% (Cat Avg.)
10 Years
+6.78%
+6.83% (Cat Avg.)
Since Inception
+8.69%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Equity | ₹43.78 Cr | 24.49% |
| Debt | ₹96 Cr | 53.70% |
| Others | ₹39 Cr | 21.81% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹20.74 Cr | 12.64% |
| Rec Limited | Bond - Corporate Bond | ₹10.6 Cr | 6.46% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹10.54 Cr | 6.42% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹10.29 Cr | 6.27% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹10.28 Cr | 6.26% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹10.11 Cr | 6.16% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹7.71 Cr | 4.70% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹5.38 Cr | 3.28% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹5.34 Cr | 3.25% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5.34 Cr | 3.25% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.18 Cr | 3.16% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹5.18 Cr | 3.16% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹5.08 Cr | 3.09% |
| 5.74% Govt Stock 2026 | Bond - Gov't/Treasury | ₹4.96 Cr | 3.03% |
| HDFC Bank Ltd | Equity | ₹4.58 Cr | 2.79% |
| ICICI Bank Ltd | Equity | ₹3.35 Cr | 2.04% |
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹2.96 Cr | 1.80% |
| Kotak Mahindra Bank Ltd | Equity | ₹2.46 Cr | 1.50% |
| Bajaj Finance Ltd | Equity | ₹2.1 Cr | 1.28% |
| Mahindra & Mahindra Ltd | Equity | ₹2.04 Cr | 1.24% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹2.03 Cr | 1.24% |
| Cipla Ltd | Equity | ₹2.03 Cr | 1.24% |
| ITC Ltd | Equity | ₹1.99 Cr | 1.21% |
| SBI Life Insurance Co Ltd | Equity | ₹1.82 Cr | 1.11% |
| Samvardhana Motherson International Ltd | Equity | ₹1.73 Cr | 1.05% |
| NTPC Ltd | Equity | ₹1.7 Cr | 1.03% |
| Jubilant Ingrevia Ltd Ordinary Shares | Equity | ₹1.64 Cr | 1.00% |
| Axis Bank Ltd | Equity | ₹1.47 Cr | 0.89% |
| Hero MotoCorp Ltd | Equity | ₹1.32 Cr | 0.81% |
| Alembic Pharmaceuticals Ltd | Equity | ₹1.14 Cr | 0.69% |
| Oil & Natural Gas Corp Ltd | Equity | ₹1.08 Cr | 0.66% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹1 Cr | 0.61% |
| Ntpc Limited | Bond - Corporate Bond | ₹0.93 Cr | 0.57% |
| La Opala RG Ltd | Equity | ₹0.83 Cr | 0.50% |
| HCL Technologies Ltd | Equity | ₹0.8 Cr | 0.49% |
| Power Finance Corp Ltd | Equity | ₹0.77 Cr | 0.47% |
| TeamLease Services Ltd | Equity | ₹0.74 Cr | 0.45% |
| Infosys Ltd | Equity | ₹0.72 Cr | 0.44% |
| Suven Pharmaceuticals Ltd | Equity | ₹0.67 Cr | 0.41% |
| GAIL (India) Ltd | Equity | ₹0.67 Cr | 0.41% |
| Indigo Paints Ltd Ordinary Shares | Equity | ₹0.64 Cr | 0.39% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹0.55 Cr | 0.33% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹0.5 Cr | 0.31% |
| Godrej Industries Ltd | Equity | ₹0.48 Cr | 0.29% |
| Net Receivables/Payables | Cash - Collateral | ₹0.43 Cr | 0.26% |
| Petronet LNG Ltd | Equity | ₹0.41 Cr | 0.25% |
| Cyient Ltd | Equity | ₹0.39 Cr | 0.24% |
| Tech Mahindra Ltd | Equity | ₹0.37 Cr | 0.22% |
| Ipca Laboratories Ltd | Equity | ₹0.33 Cr | 0.20% |
| 07.83 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹0.3 Cr | 0.19% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹0.29 Cr | 0.18% |
| ITC Hotels Limited^ | Equity | ₹0.12 Cr | 0.07% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹0.03 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
18.16%
Mid Cap Stocks
1.48%
Small Cap Stocks
3.49%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹17.34 Cr | 10.57% |
| Consumer Cyclical | ₹5.92 Cr | 3.61% |
| Healthcare | ₹4.2 Cr | 2.56% |
| Utilities | ₹2.36 Cr | 1.44% |
| Basic Materials | ₹2.28 Cr | 1.39% |
| Consumer Defensive | ₹1.99 Cr | 1.21% |
| Technology | ₹1.89 Cr | 1.15% |
| Industrials | ₹1.6 Cr | 0.98% |
| Energy | ₹1.49 Cr | 0.91% |
| Communication Services | ₹1 Cr | 0.61% |
Risk & Performance Ratios
Standard Deviation
This fund
3.62%
Cat. avg.
4.25%
Lower the better
Sharpe Ratio
This fund
0.67
Cat. avg.
0.53
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.06
Higher the better
Fund Managers
Abhishek Singh
Since May 2021
Shantanu Godambe
Since August 2024
Additional Scheme Detailsas of 31st December 2024
ISIN INF740K01441 | Expense Ratio 1.11% | Exit Load No Charges | Fund Size ₹179 Cr | Age 20 years 7 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹117.97 Cr | 7.4% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderately High risk | 2.1% | 0.0% | ₹27.60 Cr | 6.9% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2347.16 Cr | 12.2% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.7% | 1.0% | ₹2347.16 Cr | 11.8% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1641.94 Cr | 10.8% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3172.75 Cr | 10.4% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹827.24 Cr | 7.6% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.5% | 1.0% | ₹9914.72 Cr | 9.3% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.9% | 1.0% | ₹951.54 Cr | 8.7% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹178.78 Cr | 10.0% |
About the AMC
DSP Mutual Fund
Total AUM
₹1,88,053 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of DSP Regular Saving Fund Regular Growth?
What are the returns of DSP Regular Saving Fund Regular Growth?
What is the portfolio composition of DSP Regular Saving Fund Regular Growth?
Who manages the DSP Regular Saving Fund Regular Growth?
- Abhishek Singh
- Shantanu Godambe
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