DSP Low Duration Fund Regular Growth
DebtLow DurationLow to Moderate Risk
Regular
NAV (05-Sep-24)
₹18.650.02%1D
Returns (Since Inception)
6.79%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹4,734 Cr
Expense Ratio
0.62%
ISIN
INF740K018P2
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
10 Mar 2015
About this fund
DSP Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 9 years, 5 months and 28 days, having been launched on 10-Mar-15.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹18.65, Assets Under Management (AUM) of 4733.77 Crores, and an expense ratio of 0.62%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹18.65, Assets Under Management (AUM) of 4733.77 Crores, and an expense ratio of 0.62%.
- DSP Low Duration Fund Regular Growth has given a CAGR return of 6.79% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 62.41% in debts, and 37.35% in cash & cash equivalents.
- You can start investing in DSP Low Duration Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.13%
+6.56% (Cat Avg.)
3 Years
+5.68%
+5.57% (Cat Avg.)
5 Years
+5.94%
+5.68% (Cat Avg.)
Since Inception
+6.79%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Debt | ₹2,954.35 Cr | 62.41% |
| Others | ₹1,779.43 Cr | 37.59% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹157.64 Cr | 3.33% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹125.14 Cr | 2.64% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹124.49 Cr | 2.63% |
| Icici Securities Limited | Cash - Commercial Paper | ₹119.67 Cr | 2.53% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹118.87 Cr | 2.51% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹104.43 Cr | 2.21% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹103.28 Cr | 2.18% |
| Rec Limited | Bond - Corporate Bond | ₹102.75 Cr | 2.17% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹100.3 Cr | 2.12% |
| Canara Bank | Cash - CD/Time Deposit | ₹97.78 Cr | 2.07% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹97.54 Cr | 2.06% |
| Standard Chartered Capital Limited | Cash - Commercial Paper | ₹96.44 Cr | 2.04% |
| Canara Bank | Bond - Gov't Agency Debt | ₹95.75 Cr | 2.02% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹94.12 Cr | 1.99% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹86.94 Cr | 1.84% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹80 Cr | 1.69% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹78.99 Cr | 1.67% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹76.75 Cr | 1.62% |
| Rec Limited | Bond - Corporate Bond | ₹76.12 Cr | 1.61% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹69.47 Cr | 1.47% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹69.43 Cr | 1.47% |
| 06.18 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹57.24 Cr | 1.21% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹53.37 Cr | 1.13% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹53.26 Cr | 1.13% |
| Titan Company Limited | Bond - Corporate Bond | ₹53.08 Cr | 1.12% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹52.18 Cr | 1.10% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹51.84 Cr | 1.10% |
| 7.72% Govt Stock 2028 | Bond - Gov't/Treasury | ₹51.63 Cr | 1.09% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹50.96 Cr | 1.08% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.9 Cr | 1.08% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹50.72 Cr | 1.07% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.21 Cr | 1.06% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹50.06 Cr | 1.06% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹49.82 Cr | 1.05% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - Commercial Paper | ₹49.74 Cr | 1.05% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹49.71 Cr | 1.05% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.7 Cr | 1.05% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹48.97 Cr | 1.03% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹48.9 Cr | 1.03% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹48.52 Cr | 1.03% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹48.47 Cr | 1.02% |
| Tata Capital Housing Finance Ltd. | Cash - Commercial Paper | ₹48.32 Cr | 1.02% |
| Deutsche Investments India Private Limited | Cash - Commercial Paper | ₹48.28 Cr | 1.02% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹48.27 Cr | 1.02% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹48.15 Cr | 1.02% |
| Bank of Baroda | Bond - Corporate Bond | ₹48.1 Cr | 1.02% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹47.95 Cr | 1.01% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹47.16 Cr | 1.00% |
| Standard Chartered Capital Limited | Cash - Commercial Paper | ₹46.89 Cr | 0.99% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹46.74 Cr | 0.99% |
| Net Receivables/Payables | Cash - Collateral | ₹41.11 Cr | 0.87% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹37.02 Cr | 0.78% |
| Goi Strips 16122024 | Bond - Gov't/Treasury | ₹27.87 Cr | 0.59% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹26.57 Cr | 0.56% |
| Titan Company Limited | Bond - Corporate Bond | ₹26.55 Cr | 0.56% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹26.54 Cr | 0.56% |
| HDB Financial Services | Bond - Corporate Bond | ₹26.52 Cr | 0.56% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹26.42 Cr | 0.56% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹26.38 Cr | 0.56% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹26.24 Cr | 0.55% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹26.21 Cr | 0.55% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹26.07 Cr | 0.55% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.83 Cr | 0.55% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹25.73 Cr | 0.54% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹25.69 Cr | 0.54% |
| 08.30 MP Sdl 2026 | Bond - Gov't/Treasury | ₹25.62 Cr | 0.54% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.59 Cr | 0.54% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹25.47 Cr | 0.54% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.31 Cr | 0.53% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.25 Cr | 0.53% |
| Rec Limited | Bond - Corporate Bond | ₹25.22 Cr | 0.53% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹25.12 Cr | 0.53% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.05 Cr | 0.53% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25 Cr | 0.53% |
| 08.44 MH Sdl 2024 | Bond - Gov't/Treasury | ₹24.98 Cr | 0.53% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹24.94 Cr | 0.53% |
| Goi Strips 12092024 | Bond - Gov't/Treasury | ₹24.9 Cr | 0.53% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹24.78 Cr | 0.52% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹24.2 Cr | 0.51% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹24.17 Cr | 0.51% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.15 Cr | 0.51% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹24.07 Cr | 0.51% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24 Cr | 0.51% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹24 Cr | 0.51% |
| Standard Chartered Capital Limited | Cash - Commercial Paper | ₹23.93 Cr | 0.51% |
| 6.80% Govt Stock 2025 | Bond - Gov't/Treasury | ₹23.81 Cr | 0.50% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹23.69 Cr | 0.50% |
| Goi 15.12.2025 Gov | Bond - Gov't/Treasury | ₹23.28 Cr | 0.49% |
| 08.90 MH Sdl 2024 | Bond - Gov't/Treasury | ₹20.74 Cr | 0.44% |
| Goi Strips 15032048 | Bond - Gov't/Treasury | ₹20.59 Cr | 0.44% |
| 08.73 KA Sdl 2024 | Bond - Gov't/Treasury | ₹20.59 Cr | 0.43% |
| Goi 26.10.2024 Gov | Bond - Gov't/Treasury | ₹20.58 Cr | 0.43% |
| 0% GOI - 12122024 STRIPS | Bond - Gov't/Treasury | ₹19.87 Cr | 0.42% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹15.55 Cr | 0.33% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹15.49 Cr | 0.33% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.23 Cr | 0.32% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.09 Cr | 0.32% |
| Tata Capital Limited | Bond - Corporate Bond | ₹14.92 Cr | 0.32% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹11.48 Cr | 0.24% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹10.8 Cr | 0.23% |
| 0% Goi- 19122024 Strips | Bond - Gov't/Treasury | ₹6.99 Cr | 0.15% |
| Goi 12.10.2024 Gov | Bond - Gov't/Treasury | ₹5.57 Cr | 0.12% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹5.28 Cr | 0.11% |
| Axis Finance Limited | Bond - Corporate Bond | ₹1.65 Cr | 0.03% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹1.04 Cr | 0.02% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹2,429.27 Cr | 51.32% |
| Cash - CD/Time Deposit | ₹917.81 Cr | 19.39% |
| Bond - Gov't/Treasury | ₹623.24 Cr | 13.17% |
| Cash - Commercial Paper | ₹457.47 Cr | 9.66% |
| Cash - Repurchase Agreement | ₹157.64 Cr | 3.33% |
| Bond - Gov't Agency Debt | ₹95.75 Cr | 2.02% |
| Cash - Collateral | ₹41.11 Cr | 0.87% |
| Mutual Fund - Open End | ₹11.48 Cr | 0.24% |
| Bond - Short-term Government Bills | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.63%
Cat. avg.
0.86%
Lower the better
Sharpe Ratio
This fund
-0.64
Cat. avg.
-0.65
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.35
Higher the better
Fund Managers
KM
Karan Mundra
Since March 2022
SV
Shalini Vasanta
Since June 2023
Additional Scheme Detailsas of 15th August 2024
ISIN | INF740K018P2 | Expense Ratio | 0.62% | Exit Load | No Charges | Fund Size | ₹4,734 Cr | Age | 10 Mar 2015 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY Low Duration Debt Idx A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Low Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹555.40 Cr | 7.8% |
| Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹555.40 Cr | 6.9% |
| Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹2719.06 Cr | 7.1% |
| Kotak Low Duration Fund Regular Growth Low to Moderate Risk | 1.2% | 0.0% | ₹9391.43 Cr | 6.9% |
| Mirae Asset Savings Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹1021.27 Cr | 7.1% |
| HDFC Low Duration Fund Regular Growth Low to Moderate Risk | 1.0% | 0.0% | ₹17983.36 Cr | 7.2% |
| Bandhan Low Duration Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹5879.14 Cr | 7.1% |
| Canara Robeco Savings Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹1002.41 Cr | 7.2% |
| ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹19193.04 Cr | 7.7% |
| Sundaram Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹379.61 Cr | 6.9% |
About the AMC
Total AUM
₹1,79,723 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of DSP Low Duration Fund Regular Growth?
The NAV of DSP Low Duration Fund Regular Growth, as of 05-Sep-2024, is ₹18.65.
What are the returns of DSP Low Duration Fund Regular Growth?
The fund has generated 7.13% over the last 1 year and 5.68% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of DSP Low Duration Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 62.41% in bonds, and 37.35% in cash and cash equivalents.
Who manages the DSP Low Duration Fund Regular Growth?
The fund managers responsible for DSP Low Duration Fund Regular Growth are:-
- Karan Mundra
- Shalini Vasanta
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.