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Fund Overview

Fund Size

Fund Size

₹17,017 Cr

Expense Ratio

Expense Ratio

0.10%

ISIN

ISIN

INF740K01QL4

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

DSP Liquidity Fund Direct Growth is a Liquid mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 12 years and 21 days, having been launched on 01-Jan-13.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹3656.21, Assets Under Management (AUM) of 17016.59 Crores, and an expense ratio of 0.1%.
  • DSP Liquidity Fund Direct Growth has given a CAGR return of 6.86% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 1.39% in debts, and 98.40% in cash & cash equivalents.
  • You can start investing in DSP Liquidity Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.46%

+6.65% (Cat Avg.)

3 Years

+6.56%

+5.97% (Cat Avg.)

5 Years

+5.43%

+4.80% (Cat Avg.)

10 Years

+6.38%

+5.23% (Cat Avg.)

Since Inception

+6.86%

(Cat Avg.)

Portfolio Summaryas of 31st December 2024

Debt237.18 Cr1.39%
Others16,779.41 Cr98.61%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement2,031.97 Cr9.60%
91 DTB 13032025Bond - Gov't/Treasury742.66 Cr3.51%
Union Bank Of IndiaCash - CD/Time Deposit694.5 Cr3.28%
Indian BankCash - CD/Time Deposit593.4 Cr2.80%
Bank Of BarodaCash - CD/Time Deposit498.53 Cr2.35%
Net Receivables/PayablesCash - Collateral-439.36 Cr2.07%
Bank of BarodaCash - CD/Time Deposit396.85 Cr1.87%
Small Industries Development Bank of IndiaCash - CD/Time Deposit396.7 Cr1.87%
HDFC Bank LimitedCash - CD/Time Deposit395.68 Cr1.87%
91 DTB 10042025Bond - Gov't/Treasury394.05 Cr1.86%
HDFC Bank LimitedCash - CD/Time Deposit322.4 Cr1.52%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond314.75 Cr1.49%
364 DTB 02052024Bond - Gov't/Treasury314.61 Cr1.49%
191 DTB 30012025Bond - Gov't/Treasury299.25 Cr1.41%
91 DTB 13022025Bond - Gov't/Treasury298.52 Cr1.41%
Indusind Bank LimitedCash - CD/Time Deposit297.09 Cr1.40%
Tata Steel LimitedCash - Commercial Paper297.02 Cr1.40%
Small Industries Development Bank Of IndiaCash - Commercial Paper296.76 Cr1.40%
Reliance Retail Ventures LimitedCash - Commercial Paper296.44 Cr1.40%
91 DTB 17042025Bond - Gov't/Treasury295.15 Cr1.39%
HDFC Bank LimitedCash - CD/Time Deposit274.02 Cr1.29%
Bank Of BarodaCash - CD/Time Deposit273.81 Cr1.29%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit272.79 Cr1.29%
Union Bank Of IndiaCash - CD/Time Deposit272.73 Cr1.29%
HDFC Securities LimitedCash - Commercial Paper248.69 Cr1.17%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit248.04 Cr1.17%
Indian BankCash - CD/Time Deposit247.59 Cr1.17%
HDFC Bank LimitedCash - CD/Time Deposit247.59 Cr1.17%
HDFC Securities LimitedCash - Commercial Paper247.45 Cr1.17%
Punjab National BankCash - CD/Time Deposit247.35 Cr1.17%
182 D Tbill Mat - 14/02/2025Bond - Gov't/Treasury233.8 Cr1.10%
Canara BankCash - CD/Time Deposit222.79 Cr1.05%
Reliance Retail Ventures LimitedCash - Commercial Paper199.41 Cr0.94%
Reliance Industries LimitedCash - Commercial Paper199.29 Cr0.94%
Punjab National Bank LimitedCash - CD/Time Deposit198.98 Cr0.94%
Kotak Securities LimitedCash - Commercial Paper198.87 Cr0.94%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper198.8 Cr0.94%
Cp ICICI Securities Ltd.Cash - Commercial Paper198.78 Cr0.94%
91 Days Tbill Red 27-02-2025Bond - Gov't/Treasury198.52 Cr0.94%
Axis Securities LimitedCash - Commercial Paper198.38 Cr0.94%
Kotak Securities LtdCash - Commercial Paper198.38 Cr0.94%
Motilal Oswal Finvest LimitedCash - Commercial Paper198.18 Cr0.94%
LIC Housing Finance LimitedCash - Commercial Paper198.14 Cr0.94%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit198.12 Cr0.94%
National Bank For Agriculture And Rural DevelopmentCash - Commercial Paper198.07 Cr0.94%
HDFC Bank LimitedCash - CD/Time Deposit197.88 Cr0.93%
HDFC Securities LimitedCash - Commercial Paper197.71 Cr0.93%
Kotak Securities LimitedCash - Commercial Paper197.68 Cr0.93%
Small Industries Development Bank Of IndiaCash - Commercial Paper197.49 Cr0.93%
ICICI Securities LimitedCash - Commercial Paper197.42 Cr0.93%
Icici Securities LimitedCash - Commercial Paper197.38 Cr0.93%
182 DTB 06022025Bond - Gov't/Treasury174.35 Cr0.82%
Motilal Oswal Financial Services LimitedCash - Commercial Paper173.2 Cr0.82%
Aditya Birla Housing Finance LimitedCash - Commercial Paper149.97 Cr0.71%
Canara BankCash - CD/Time Deposit149.47 Cr0.71%
Julius Baer Capital India Pvt LtdCash - Commercial Paper149.33 Cr0.71%
Sikka Ports And Terminals Limited 2025Cash - Commercial Paper149.02 Cr0.70%
Motilal Oswal Financial Services LtdCash - Commercial Paper148.97 Cr0.70%
Punjab National BankCash - CD/Time Deposit148.96 Cr0.70%
ICICI Securities LimitedCash - Commercial Paper148.53 Cr0.70%
Bank Of IndiaCash - CD/Time Deposit148.38 Cr0.70%
Redington (India) LimitedCash - Commercial Paper148.33 Cr0.70%
Sbicap Securities LimitedCash - Commercial Paper148.31 Cr0.70%
Godrej Properties LimitedCash - Commercial Paper144.42 Cr0.68%
HDFC Bank LimitedBond - Corporate Bond128.08 Cr0.60%
Tata Capital Housing Finance Ltd.Cash - Commercial Paper99.72 Cr0.47%
HDFC Bank Ltd.Cash - CD/Time Deposit99.31 Cr0.47%
The Federal Bank LimitedCash - CD/Time Deposit99.3 Cr0.47%
Union Bank of IndiaBond - Gov't Agency Debt99.29 Cr0.47%
Punjab National BankCash - CD/Time Deposit99.21 Cr0.47%
Axis Bank LimitedCash - CD/Time Deposit99.17 Cr0.47%
Aditya Birla Money LimitedCash - Commercial Paper99.01 Cr0.47%
Godrej Properties LimitedCash - Commercial Paper98.94 Cr0.47%
Sbicap Securities LimitedCash - Commercial Paper98.89 Cr0.47%
Kotak Securities LimitedCash - Commercial Paper98.88 Cr0.47%
ICICI Bank LimitedCash - CD/Time Deposit98.83 Cr0.47%
Canara BankCash - CD/Time Deposit98.77 Cr0.47%
Punjab National BankCash - CD/Time Deposit98.63 Cr0.47%
India (Republic of)Bond - Short-term Government Bills79.7 Cr0.38%
Rural Electrification Corporation LimitedBond - Corporate Bond79.2 Cr0.37%
HDFC Bank Ltd.Cash - CD/Time Deposit74.82 Cr0.35%
ICICI Bank Ltd.Cash - CD/Time Deposit74.78 Cr0.35%
Birla Group Holdings Private LimitedCash - Commercial Paper74.68 Cr0.35%
91 DTB 21022025Bond - Gov't/Treasury74.53 Cr0.35%
Axis Bank LimitedCash - CD/Time Deposit74.47 Cr0.35%
ICICI Bank - 25/02/2025Cash - CD/Time Deposit74.41 Cr0.35%
HDFC Bank LimitedCash - CD/Time Deposit74.36 Cr0.35%
Bank Of BarodaCash - CD/Time Deposit74.32 Cr0.35%
Export-Import Bank Of IndiaCash - CD/Time Deposit74.02 Cr0.35%
Godrej Industries LimitedCash - Commercial Paper73.72 Cr0.35%
Godrej Industries LimitedCash - Commercial Paper73.69 Cr0.35%
Godrej Industries LimitedCash - Commercial Paper73.66 Cr0.35%
Hdb Financial Services LimitedBond - Corporate Bond69.75 Cr0.33%
Power Finance Corporation LimitedBond - Corporate Bond64.21 Cr0.30%
Small Industries Development Bank Of IndiaBond - Corporate Bond52.41 Cr0.25%
182 DTB 23012025Bond - Gov't/Treasury49.94 Cr0.24%
Punjab National BankCash - CD/Time Deposit49.85 Cr0.24%
364 Days T - Bill- 06/02/2025Bond - Gov't/Treasury49.81 Cr0.24%
Export-Import Bank Of IndiaCash - Commercial Paper49.74 Cr0.23%
Axis Bank LimitedCash - CD/Time Deposit49.58 Cr0.23%
Indusind Bank LimitedCash - CD/Time Deposit49.51 Cr0.23%
Canara BankCash - CD/Time Deposit49.47 Cr0.23%
Indusind Bank LimitedCash - CD/Time Deposit49.45 Cr0.23%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper49.41 Cr0.23%
Union Bank Of IndiaCash - CD/Time Deposit49.4 Cr0.23%
Motilal Oswal Financial Services LtdCash - Commercial Paper49.4 Cr0.23%
SBI Funds Management Pvt Ltd/Fund ParentMutual Fund - Open End43.31 Cr0.20%
Kotak Mahindra Prime LimitedBond - Corporate Bond41.99 Cr0.20%
364 DTBBond - Gov't/Treasury34.74 Cr0.16%
182 DTB 27022025Bond - Gov't/Treasury29.78 Cr0.14%
LIC Housing Finance LtdBond - Corporate Bond26.56 Cr0.13%
Sbicap Securities LimitedCash - Commercial Paper24.99 Cr0.12%
Kotak Mahindra Bank Ltd.Cash - CD/Time Deposit24.94 Cr0.12%
Union Bank of IndiaCash - CD/Time Deposit24.93 Cr0.12%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.89 Cr0.12%
Birla Group Holdings Private LimitedCash - Commercial Paper24.88 Cr0.12%
Bank Of BarodaCash - CD/Time Deposit24.83 Cr0.12%
ICICI Securities LimitedCash - Commercial Paper24.79 Cr0.12%
Canara BankCash - CD/Time Deposit24.76 Cr0.12%
Cd - Union Bank Of India - 02/04/25Bond - Corporate Bond24.61 Cr0.12%
Punjab National BankCash - CD/Time Deposit24.61 Cr0.12%
182 DTB 17012025Bond - Gov't/Treasury20 Cr0.09%
Axis Bank LimitedCash - CD/Time Deposit9.97 Cr0.05%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit8,614.2 Cr40.68%
Cash - Commercial Paper6,734.82 Cr31.81%
Bond - Gov't/Treasury3,209.7 Cr15.16%
Cash - Repurchase Agreement2,031.97 Cr9.60%
Bond - Corporate Bond801.55 Cr3.79%
Cash - Collateral-439.36 Cr2.07%
Bond - Gov't Agency Debt99.29 Cr0.47%
Bond - Short-term Government Bills79.7 Cr0.38%
Mutual Fund - Open End43.31 Cr0.20%

Risk & Performance Ratios

Standard Deviation

This fund

0.38%

Cat. avg.

0.56%

Lower the better

Sharpe Ratio

This fund

1.55

Cat. avg.

-1.23

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.05

Higher the better

Fund Managers

Karan Mundhra

Karan Mundhra

Since May 2021

SV

Shalini Vasanta

Since August 2024

Additional Scheme Detailsas of 31st December 2024

ISIN
INF740K01QL4
Expense Ratio
0.10%
Exit Load
No Charges
Fund Size
₹17,017 Cr
Age
12 years
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Liquid Debt A-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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About the AMC

DSP Mutual Fund

DSP Mutual Fund

Total AUM

₹1,88,053 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.5%1.0%₹1939.59 Cr-
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹172.49 Cr14.8%
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹1022.82 Cr15.0%
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.7%0.0%₹50.07 Cr26.5%
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%1.0%₹2444.65 Cr18.3%
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹49.38 Cr8.3%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹664.13 Cr7.9%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%₹179.39 Cr7.8%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

--₹121.96 Cr8.1%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2906.21 Cr9.0%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderate Risk

0.7%1.0%₹3178.88 Cr12.7%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2614.05 Cr6.8%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹645.72 Cr7.5%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹907.17 Cr16.0%
DSP Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹3339.79 Cr36.0%
DSP Global Allocation Fund Direct Growth

Very High Risk

1.4%0.0%₹53.97 Cr16.8%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5440.81 Cr7.8%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹910.79 Cr19.0%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹2204.08 Cr8.3%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹375.43 Cr8.2%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹11569.47 Cr14.9%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹1781.58 Cr10.7%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.7%1.0%₹10379.44 Cr16.5%
DSP Focus Fund Direct Growth

Very High Risk

1.0%1.0%₹2482.07 Cr14.1%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹189.17 Cr8.6%
DSP India TIGER Fund Direct Growth

Very High Risk

0.8%1.0%₹5454.11 Cr21.2%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹17016.59 Cr7.5%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.5%0.0%₹178.78 Cr10.7%
DSP Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹16633.53 Cr16.3%
DSP Ultra Short Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2961.10 Cr7.7%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2758.34 Cr8.4%
DSP Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹19296.70 Cr15.5%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.0%0.0%₹1212.05 Cr16.3%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹13983.48 Cr18.8%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹1893.30 Cr10.6%
DSP Savings Fund Direct Growth

Moderate Risk

0.3%0.0%₹4007.61 Cr7.6%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.7%0.0%₹16610.28 Cr19.0%
DSP World Agriculture Direct Growth

Very High Risk

1.5%0.0%₹12.18 Cr7.1%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹4504.42 Cr17.5%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.5%0.0%₹867.29 Cr24.7%
DSP World Energy Direct Growth

Very High Risk

1.5%0.0%₹89.86 Cr5.8%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.7%0.0%₹947.12 Cr42.2%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹123.75 Cr9.6%
DSP Equity Savings Fund Direct Growth

Moderate Risk

0.4%0.0%₹2323.24 Cr12.3%
DSP Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹6132.23 Cr8.0%
DSP Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2576.32 Cr8.0%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹56.55 Cr9.5%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹95.01 Cr8.3%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of DSP Liquidity Fund Direct Growth, as of 21-Jan-2025, is ₹3656.21.
The fund has generated 7.46% over the last 1 year and 6.56% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 1.39% in bonds, and 98.40% in cash and cash equivalents.
The fund managers responsible for DSP Liquidity Fund Direct Growth are:-
  1. Karan Mundhra
  2. Shalini Vasanta

Fund Overview

Fund Size

Fund Size

₹17,017 Cr

Expense Ratio

Expense Ratio

0.10%

ISIN

ISIN

INF740K01QL4

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk

About this fund

DSP Liquidity Fund Direct Growth is a Liquid mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 12 years and 21 days, having been launched on 01-Jan-13.
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹3656.21, Assets Under Management (AUM) of 17016.59 Crores, and an expense ratio of 0.1%.
  • DSP Liquidity Fund Direct Growth has given a CAGR return of 6.86% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 1.39% in debts, and 98.40% in cash & cash equivalents.
  • You can start investing in DSP Liquidity Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.46%

+6.65% (Cat Avg.)

3 Years

+6.56%

+5.97% (Cat Avg.)

5 Years

+5.43%

+4.80% (Cat Avg.)

10 Years

+6.38%

+5.23% (Cat Avg.)

Since Inception

+6.86%

(Cat Avg.)

Portfolio Summaryas of 31st December 2024

Debt237.18 Cr1.39%
Others16,779.41 Cr98.61%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement2,031.97 Cr9.60%
91 DTB 13032025Bond - Gov't/Treasury742.66 Cr3.51%
Union Bank Of IndiaCash - CD/Time Deposit694.5 Cr3.28%
Indian BankCash - CD/Time Deposit593.4 Cr2.80%
Bank Of BarodaCash - CD/Time Deposit498.53 Cr2.35%
Net Receivables/PayablesCash - Collateral-439.36 Cr2.07%
Bank of BarodaCash - CD/Time Deposit396.85 Cr1.87%
Small Industries Development Bank of IndiaCash - CD/Time Deposit396.7 Cr1.87%
HDFC Bank LimitedCash - CD/Time Deposit395.68 Cr1.87%
91 DTB 10042025Bond - Gov't/Treasury394.05 Cr1.86%
HDFC Bank LimitedCash - CD/Time Deposit322.4 Cr1.52%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond314.75 Cr1.49%
364 DTB 02052024Bond - Gov't/Treasury314.61 Cr1.49%
191 DTB 30012025Bond - Gov't/Treasury299.25 Cr1.41%
91 DTB 13022025Bond - Gov't/Treasury298.52 Cr1.41%
Indusind Bank LimitedCash - CD/Time Deposit297.09 Cr1.40%
Tata Steel LimitedCash - Commercial Paper297.02 Cr1.40%
Small Industries Development Bank Of IndiaCash - Commercial Paper296.76 Cr1.40%
Reliance Retail Ventures LimitedCash - Commercial Paper296.44 Cr1.40%
91 DTB 17042025Bond - Gov't/Treasury295.15 Cr1.39%
HDFC Bank LimitedCash - CD/Time Deposit274.02 Cr1.29%
Bank Of BarodaCash - CD/Time Deposit273.81 Cr1.29%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit272.79 Cr1.29%
Union Bank Of IndiaCash - CD/Time Deposit272.73 Cr1.29%
HDFC Securities LimitedCash - Commercial Paper248.69 Cr1.17%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit248.04 Cr1.17%
Indian BankCash - CD/Time Deposit247.59 Cr1.17%
HDFC Bank LimitedCash - CD/Time Deposit247.59 Cr1.17%
HDFC Securities LimitedCash - Commercial Paper247.45 Cr1.17%
Punjab National BankCash - CD/Time Deposit247.35 Cr1.17%
182 D Tbill Mat - 14/02/2025Bond - Gov't/Treasury233.8 Cr1.10%
Canara BankCash - CD/Time Deposit222.79 Cr1.05%
Reliance Retail Ventures LimitedCash - Commercial Paper199.41 Cr0.94%
Reliance Industries LimitedCash - Commercial Paper199.29 Cr0.94%
Punjab National Bank LimitedCash - CD/Time Deposit198.98 Cr0.94%
Kotak Securities LimitedCash - Commercial Paper198.87 Cr0.94%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper198.8 Cr0.94%
Cp ICICI Securities Ltd.Cash - Commercial Paper198.78 Cr0.94%
91 Days Tbill Red 27-02-2025Bond - Gov't/Treasury198.52 Cr0.94%
Axis Securities LimitedCash - Commercial Paper198.38 Cr0.94%
Kotak Securities LtdCash - Commercial Paper198.38 Cr0.94%
Motilal Oswal Finvest LimitedCash - Commercial Paper198.18 Cr0.94%
LIC Housing Finance LimitedCash - Commercial Paper198.14 Cr0.94%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit198.12 Cr0.94%
National Bank For Agriculture And Rural DevelopmentCash - Commercial Paper198.07 Cr0.94%
HDFC Bank LimitedCash - CD/Time Deposit197.88 Cr0.93%
HDFC Securities LimitedCash - Commercial Paper197.71 Cr0.93%
Kotak Securities LimitedCash - Commercial Paper197.68 Cr0.93%
Small Industries Development Bank Of IndiaCash - Commercial Paper197.49 Cr0.93%
ICICI Securities LimitedCash - Commercial Paper197.42 Cr0.93%
Icici Securities LimitedCash - Commercial Paper197.38 Cr0.93%
182 DTB 06022025Bond - Gov't/Treasury174.35 Cr0.82%
Motilal Oswal Financial Services LimitedCash - Commercial Paper173.2 Cr0.82%
Aditya Birla Housing Finance LimitedCash - Commercial Paper149.97 Cr0.71%
Canara BankCash - CD/Time Deposit149.47 Cr0.71%
Julius Baer Capital India Pvt LtdCash - Commercial Paper149.33 Cr0.71%
Sikka Ports And Terminals Limited 2025Cash - Commercial Paper149.02 Cr0.70%
Motilal Oswal Financial Services LtdCash - Commercial Paper148.97 Cr0.70%
Punjab National BankCash - CD/Time Deposit148.96 Cr0.70%
ICICI Securities LimitedCash - Commercial Paper148.53 Cr0.70%
Bank Of IndiaCash - CD/Time Deposit148.38 Cr0.70%
Redington (India) LimitedCash - Commercial Paper148.33 Cr0.70%
Sbicap Securities LimitedCash - Commercial Paper148.31 Cr0.70%
Godrej Properties LimitedCash - Commercial Paper144.42 Cr0.68%
HDFC Bank LimitedBond - Corporate Bond128.08 Cr0.60%
Tata Capital Housing Finance Ltd.Cash - Commercial Paper99.72 Cr0.47%
HDFC Bank Ltd.Cash - CD/Time Deposit99.31 Cr0.47%
The Federal Bank LimitedCash - CD/Time Deposit99.3 Cr0.47%
Union Bank of IndiaBond - Gov't Agency Debt99.29 Cr0.47%
Punjab National BankCash - CD/Time Deposit99.21 Cr0.47%
Axis Bank LimitedCash - CD/Time Deposit99.17 Cr0.47%
Aditya Birla Money LimitedCash - Commercial Paper99.01 Cr0.47%
Godrej Properties LimitedCash - Commercial Paper98.94 Cr0.47%
Sbicap Securities LimitedCash - Commercial Paper98.89 Cr0.47%
Kotak Securities LimitedCash - Commercial Paper98.88 Cr0.47%
ICICI Bank LimitedCash - CD/Time Deposit98.83 Cr0.47%
Canara BankCash - CD/Time Deposit98.77 Cr0.47%
Punjab National BankCash - CD/Time Deposit98.63 Cr0.47%
India (Republic of)Bond - Short-term Government Bills79.7 Cr0.38%
Rural Electrification Corporation LimitedBond - Corporate Bond79.2 Cr0.37%
HDFC Bank Ltd.Cash - CD/Time Deposit74.82 Cr0.35%
ICICI Bank Ltd.Cash - CD/Time Deposit74.78 Cr0.35%
Birla Group Holdings Private LimitedCash - Commercial Paper74.68 Cr0.35%
91 DTB 21022025Bond - Gov't/Treasury74.53 Cr0.35%
Axis Bank LimitedCash - CD/Time Deposit74.47 Cr0.35%
ICICI Bank - 25/02/2025Cash - CD/Time Deposit74.41 Cr0.35%
HDFC Bank LimitedCash - CD/Time Deposit74.36 Cr0.35%
Bank Of BarodaCash - CD/Time Deposit74.32 Cr0.35%
Export-Import Bank Of IndiaCash - CD/Time Deposit74.02 Cr0.35%
Godrej Industries LimitedCash - Commercial Paper73.72 Cr0.35%
Godrej Industries LimitedCash - Commercial Paper73.69 Cr0.35%
Godrej Industries LimitedCash - Commercial Paper73.66 Cr0.35%
Hdb Financial Services LimitedBond - Corporate Bond69.75 Cr0.33%
Power Finance Corporation LimitedBond - Corporate Bond64.21 Cr0.30%
Small Industries Development Bank Of IndiaBond - Corporate Bond52.41 Cr0.25%
182 DTB 23012025Bond - Gov't/Treasury49.94 Cr0.24%
Punjab National BankCash - CD/Time Deposit49.85 Cr0.24%
364 Days T - Bill- 06/02/2025Bond - Gov't/Treasury49.81 Cr0.24%
Export-Import Bank Of IndiaCash - Commercial Paper49.74 Cr0.23%
Axis Bank LimitedCash - CD/Time Deposit49.58 Cr0.23%
Indusind Bank LimitedCash - CD/Time Deposit49.51 Cr0.23%
Canara BankCash - CD/Time Deposit49.47 Cr0.23%
Indusind Bank LimitedCash - CD/Time Deposit49.45 Cr0.23%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper49.41 Cr0.23%
Union Bank Of IndiaCash - CD/Time Deposit49.4 Cr0.23%
Motilal Oswal Financial Services LtdCash - Commercial Paper49.4 Cr0.23%
SBI Funds Management Pvt Ltd/Fund ParentMutual Fund - Open End43.31 Cr0.20%
Kotak Mahindra Prime LimitedBond - Corporate Bond41.99 Cr0.20%
364 DTBBond - Gov't/Treasury34.74 Cr0.16%
182 DTB 27022025Bond - Gov't/Treasury29.78 Cr0.14%
LIC Housing Finance LtdBond - Corporate Bond26.56 Cr0.13%
Sbicap Securities LimitedCash - Commercial Paper24.99 Cr0.12%
Kotak Mahindra Bank Ltd.Cash - CD/Time Deposit24.94 Cr0.12%
Union Bank of IndiaCash - CD/Time Deposit24.93 Cr0.12%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.89 Cr0.12%
Birla Group Holdings Private LimitedCash - Commercial Paper24.88 Cr0.12%
Bank Of BarodaCash - CD/Time Deposit24.83 Cr0.12%
ICICI Securities LimitedCash - Commercial Paper24.79 Cr0.12%
Canara BankCash - CD/Time Deposit24.76 Cr0.12%
Cd - Union Bank Of India - 02/04/25Bond - Corporate Bond24.61 Cr0.12%
Punjab National BankCash - CD/Time Deposit24.61 Cr0.12%
182 DTB 17012025Bond - Gov't/Treasury20 Cr0.09%
Axis Bank LimitedCash - CD/Time Deposit9.97 Cr0.05%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit8,614.2 Cr40.68%
Cash - Commercial Paper6,734.82 Cr31.81%
Bond - Gov't/Treasury3,209.7 Cr15.16%
Cash - Repurchase Agreement2,031.97 Cr9.60%
Bond - Corporate Bond801.55 Cr3.79%
Cash - Collateral-439.36 Cr2.07%
Bond - Gov't Agency Debt99.29 Cr0.47%
Bond - Short-term Government Bills79.7 Cr0.38%
Mutual Fund - Open End43.31 Cr0.20%

Risk & Performance Ratios

Standard Deviation

This fund

0.38%

Cat. avg.

0.56%

Lower the better

Sharpe Ratio

This fund

1.55

Cat. avg.

-1.23

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.05

Higher the better

Fund Managers

Karan Mundhra

Karan Mundhra

Since May 2021

SV

Shalini Vasanta

Since August 2024

Additional Scheme Detailsas of 31st December 2024

ISIN
INF740K01QL4
Expense Ratio
0.10%
Exit Load
No Charges
Fund Size
₹17,017 Cr
Age
12 years
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Liquid Debt A-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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About the AMC

DSP Mutual Fund

DSP Mutual Fund

Total AUM

₹1,88,053 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.5%1.0%₹1939.59 Cr-
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹172.49 Cr14.8%
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹1022.82 Cr15.0%
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.7%0.0%₹50.07 Cr26.5%
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%1.0%₹2444.65 Cr18.3%
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹49.38 Cr8.3%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹664.13 Cr7.9%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%₹179.39 Cr7.8%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

--₹121.96 Cr8.1%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2906.21 Cr9.0%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderate Risk

0.7%1.0%₹3178.88 Cr12.7%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2614.05 Cr6.8%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹645.72 Cr7.5%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹907.17 Cr16.0%
DSP Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹3339.79 Cr36.0%
DSP Global Allocation Fund Direct Growth

Very High Risk

1.4%0.0%₹53.97 Cr16.8%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5440.81 Cr7.8%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹910.79 Cr19.0%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹2204.08 Cr8.3%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹375.43 Cr8.2%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹11569.47 Cr14.9%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹1781.58 Cr10.7%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.7%1.0%₹10379.44 Cr16.5%
DSP Focus Fund Direct Growth

Very High Risk

1.0%1.0%₹2482.07 Cr14.1%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹189.17 Cr8.6%
DSP India TIGER Fund Direct Growth

Very High Risk

0.8%1.0%₹5454.11 Cr21.2%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹17016.59 Cr7.5%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.5%0.0%₹178.78 Cr10.7%
DSP Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹16633.53 Cr16.3%
DSP Ultra Short Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2961.10 Cr7.7%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2758.34 Cr8.4%
DSP Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹19296.70 Cr15.5%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.0%0.0%₹1212.05 Cr16.3%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹13983.48 Cr18.8%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹1893.30 Cr10.6%
DSP Savings Fund Direct Growth

Moderate Risk

0.3%0.0%₹4007.61 Cr7.6%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.7%0.0%₹16610.28 Cr19.0%
DSP World Agriculture Direct Growth

Very High Risk

1.5%0.0%₹12.18 Cr7.1%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹4504.42 Cr17.5%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.5%0.0%₹867.29 Cr24.7%
DSP World Energy Direct Growth

Very High Risk

1.5%0.0%₹89.86 Cr5.8%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.7%0.0%₹947.12 Cr42.2%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹123.75 Cr9.6%
DSP Equity Savings Fund Direct Growth

Moderate Risk

0.4%0.0%₹2323.24 Cr12.3%
DSP Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹6132.23 Cr8.0%
DSP Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2576.32 Cr8.0%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹56.55 Cr9.5%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹95.01 Cr8.3%

Still got questions?
We're here to help.

The NAV of DSP Liquidity Fund Direct Growth, as of 21-Jan-2025, is ₹3656.21.
The fund has generated 7.46% over the last 1 year and 6.56% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 1.39% in bonds, and 98.40% in cash and cash equivalents.
The fund managers responsible for DSP Liquidity Fund Direct Growth are:-
  1. Karan Mundhra
  2. Shalini Vasanta
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