Fund Overview
Fund Size
₹1,700 Cr
Expense Ratio
2.04%
ISIN
INF761K01FI9
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
29 Jun 2020
About this fund
Bank of India Flexi Cap Fund Regular Growth is a Flexi Cap mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 4 years, 2 months and 9 days, having been launched on 29-Jun-20.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹36.85, Assets Under Management (AUM) of 1700.33 Crores, and an expense ratio of 2.04%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹36.85, Assets Under Management (AUM) of 1700.33 Crores, and an expense ratio of 2.04%.
- Bank of India Flexi Cap Fund Regular Growth has given a CAGR return of 36.56% since inception.
- The fund's asset allocation comprises around 96.44% in equities, 0.01% in debts, and 3.55% in cash & cash equivalents.
- You can start investing in Bank of India Flexi Cap Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+58.43%
+40.20% (Cat Avg.)
3 Years
+24.97%
+18.63% (Cat Avg.)
Since Inception
+36.56%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹1,639.87 Cr | 96.44% |
| Debt | ₹0.1 Cr | 0.01% |
| Others | ₹60.36 Cr | 3.55% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹92.26 Cr | 5.43% |
| State Bank of India | Equity | ₹66.65 Cr | 3.92% |
| Vedanta Ltd | Equity | ₹65.12 Cr | 3.83% |
| Rail Vikas Nigam Ltd | Equity | ₹51.13 Cr | 3.01% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹50.21 Cr | 2.95% |
| Treps | Cash - Repurchase Agreement | ₹47.07 Cr | 2.77% |
| Oil India Ltd | Equity | ₹43.03 Cr | 2.53% |
| Swan Energy Ltd | Equity | ₹40.92 Cr | 2.41% |
| Reliance Industries Ltd | Equity | ₹37.64 Cr | 2.21% |
| Bharat Forge Ltd | Equity | ₹37.27 Cr | 2.19% |
| Castrol India Ltd | Equity | ₹37.22 Cr | 2.19% |
| REC Ltd | Equity | ₹35.88 Cr | 2.11% |
| NTPC Ltd | Equity | ₹34.94 Cr | 2.06% |
| UNO Minda Ltd | Equity | ₹34.46 Cr | 2.03% |
| Titagarh Rail Systems Ltd | Equity | ₹34.23 Cr | 2.01% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹33.9 Cr | 1.99% |
| Siemens Ltd | Equity | ₹32.1 Cr | 1.89% |
| IRCON International Ltd | Equity | ₹31.04 Cr | 1.83% |
| Ambuja Cements Ltd | Equity | ₹29.1 Cr | 1.71% |
| Netweb Technologies India Ltd | Equity | ₹29.09 Cr | 1.71% |
| Kotak Mahindra Bank Ltd | Equity | ₹27.84 Cr | 1.64% |
| Indian Bank | Equity | ₹27.4 Cr | 1.61% |
| Jupiter Wagons Ltd | Equity | ₹26.2 Cr | 1.54% |
| Torrent Power Ltd | Equity | ₹25.57 Cr | 1.50% |
| Nuvama Wealth Management Ltd | Equity | ₹25.37 Cr | 1.49% |
| Bharat Electronics Ltd | Equity | ₹25.28 Cr | 1.49% |
| Larsen & Toubro Ltd | Equity | ₹25.18 Cr | 1.48% |
| Tata Steel Ltd | Equity | ₹24.88 Cr | 1.46% |
| Triveni Engineering & Industries Ltd | Equity | ₹24.52 Cr | 1.44% |
| Balrampur Chini Mills Ltd | Equity | ₹24.04 Cr | 1.41% |
| Power Finance Corp Ltd | Equity | ₹23.11 Cr | 1.36% |
| UltraTech Cement Ltd | Equity | ₹22.59 Cr | 1.33% |
| Jio Financial Services Ltd | Equity | ₹21.52 Cr | 1.27% |
| Brigade Enterprises Ltd | Equity | ₹21.38 Cr | 1.26% |
| Bank of Baroda | Equity | ₹21.36 Cr | 1.26% |
| Steel Authority Of India Ltd | Equity | ₹20.97 Cr | 1.23% |
| HEG Ltd | Equity | ₹19.57 Cr | 1.15% |
| Ami Organics Ltd | Equity | ₹19.13 Cr | 1.13% |
| CarTrade Tech Ltd | Equity | ₹18.31 Cr | 1.08% |
| ABB India Ltd | Equity | ₹18.16 Cr | 1.07% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹17.54 Cr | 1.03% |
| Sanstar Ltd | Equity | ₹17.45 Cr | 1.03% |
| ICICI Bank Ltd | Equity | ₹17.25 Cr | 1.01% |
| Coromandel International Ltd | Equity | ₹16.79 Cr | 0.99% |
| KPIT Technologies Ltd | Equity | ₹16.58 Cr | 0.98% |
| Repo | Cash - Repurchase Agreement | ₹16.44 Cr | 0.97% |
| Sobha Ltd | Equity | ₹16.2 Cr | 0.95% |
| Coforge Ltd | Equity | ₹15.76 Cr | 0.93% |
| GlaxoSmithKline Pharmaceuticals Ltd | Equity | ₹15.56 Cr | 0.92% |
| Welspun Living Ltd | Equity | ₹15.34 Cr | 0.90% |
| Radico Khaitan Ltd | Equity | ₹15.17 Cr | 0.89% |
| Mahindra & Mahindra Ltd | Equity | ₹14.83 Cr | 0.87% |
| HCL Technologies Ltd | Equity | ₹14.78 Cr | 0.87% |
| Bayer CropScience Ltd | Equity | ₹14.61 Cr | 0.86% |
| Tata Consultancy Services Ltd | Equity | ₹14.03 Cr | 0.83% |
| Ajanta Pharma Ltd | Equity | ₹12.83 Cr | 0.75% |
| Jamna Auto Industries Ltd | Equity | ₹12.71 Cr | 0.75% |
| Eicher Motors Ltd | Equity | ₹12.41 Cr | 0.73% |
| Central Depository Services (India) Ltd | Equity | ₹11.26 Cr | 0.66% |
| Lemon Tree Hotels Ltd | Equity | ₹11.14 Cr | 0.66% |
| General Insurance Corp of India | Equity | ₹10.75 Cr | 0.63% |
| Lupin Ltd | Equity | ₹10.71 Cr | 0.63% |
| Ingersoll-Rand (India) Ltd | Equity | ₹10.59 Cr | 0.62% |
| Graphite India Ltd | Equity | ₹9.05 Cr | 0.53% |
| Union Bank of India | Equity | ₹9.03 Cr | 0.53% |
| Bajaj Finance Ltd | Equity | ₹7.49 Cr | 0.44% |
| PCBL Ltd | Equity | ₹6.51 Cr | 0.38% |
| Nippon India ETF Nifty PSU Bank BeES | Mutual Fund - ETF | ₹5.98 Cr | 0.35% |
| Rategain Travel Technologies Ltd | Equity | ₹4.43 Cr | 0.26% |
| Sumitomo Chemical India Ltd Ordinary Shares | Equity | ₹3.42 Cr | 0.20% |
| Net Receivables / (Payables) | Cash | ₹-3.22 Cr | 0.19% |
| Sobha Ltd Ordinary Shares (Partly Paid Rs.5) | Equity | ₹1.17 Cr | 0.07% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.1 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
45.06%
Mid Cap Stocks
22.84%
Small Cap Stocks
27.52%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹397.16 Cr | 23.36% |
| Industrials | ₹332.74 Cr | 19.57% |
| Basic Materials | ₹240.56 Cr | 14.15% |
| Consumer Cyclical | ₹197.39 Cr | 11.61% |
| Energy | ₹117.89 Cr | 6.93% |
| Technology | ₹94.69 Cr | 5.57% |
| Consumer Defensive | ₹63.73 Cr | 3.75% |
| Utilities | ₹60.51 Cr | 3.56% |
| Healthcare | ₹56.64 Cr | 3.33% |
| Real Estate | ₹38.76 Cr | 2.28% |
| Communication Services | ₹33.9 Cr | 1.99% |
Risk & Performance Ratios
Standard Deviation
This fund
14.76%
Cat. avg.
12.92%
Lower the better
Sharpe Ratio
This fund
1.25
Cat. avg.
0.97
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.85
Higher the better
Fund Managers
AS
Alok Singh
Since June 2020
Additional Scheme Detailsas of 31st July 2024
ISIN | INF761K01FI9 | Expense Ratio | 2.04% | Exit Load | 1.00% | Fund Size | ₹1,700 Cr | Age | 29 Jun 2020 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | S&P BSE 500 India TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Flexi Cap Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Kotak Flexicap Fund Regular Growth Very High Risk | 1.4% | 1.0% | ₹53783.10 Cr | 32.9% |
| Baroda BNP Paribas Flexi Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1369.11 Cr | 41.9% |
| Baroda BNP Paribas Flexi Cap Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1369.11 Cr | 40.2% |
| JM Flexicap Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹3855.23 Cr | 57.5% |
| ITI Flexi Cap Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹1184.49 Cr | 48.8% |
| ITI Flexi Cap Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1184.49 Cr | 46.2% |
| Parag Parikh Flexi Cap Fund Regular Growth Very High Risk | 1.3% | 2.0% | ₹75956.22 Cr | 37.1% |
| Parag Parikh Flexi Cap Fund Direct Growth Very High Risk | 0.6% | 2.0% | ₹75956.22 Cr | 38.1% |
| Motilal Oswal Flexicap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹11728.02 Cr | 53.6% |
| Motilal Oswal Flexicap Fund Regular Growth Very High Risk | 1.7% | 1.0% | ₹11728.02 Cr | 52.3% |
About the AMC
Total AUM
₹10,118 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of Bank of India Flexi Cap Fund Regular Growth?
The NAV of Bank of India Flexi Cap Fund Regular Growth, as of 05-Sep-2024, is ₹36.85.
What are the returns of Bank of India Flexi Cap Fund Regular Growth?
The fund has generated 58.43% over the last 1 year and 24.97% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Flexi Cap Fund Regular Growth?
The fund's allocation of assets is distributed as 96.44% in equities, 0.01% in bonds, and 3.55% in cash and cash equivalents.
Who manages the Bank of India Flexi Cap Fund Regular Growth?
The fund managers responsible for Bank of India Flexi Cap Fund Regular Growth are:-
- Alok Singh
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.