Bank of India Consumption Fund Direct Growth
EquityEquity - ConsumptionVery High Risk
Direct
NAV (21-Jan-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹407 Cr
Expense Ratio
0.99%
ISIN
INF761K01GI7
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Dec 2024
About this fund
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹9.83, Assets Under Management (AUM) of 406.62 Crores, and an expense ratio of 0.99%.
- Bank of India Consumption Fund Direct Growth has given a CAGR return of -1.70% since inception.
- The fund's asset allocation comprises around 7.44% in equities, 0.00% in debts, and 92.55% in cash & cash equivalents.
- You can start investing in Bank of India Consumption Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
Since Inception
-1.70%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Equity | ₹30.25 Cr | 7.44% |
| Others | ₹376.37 Cr | 92.56% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹351.1 Cr | 86.35% |
| Bank of India Liquid Dir Gr | Mutual Fund - Open End | ₹25.03 Cr | 6.16% |
| Manorama Industries Ltd | Equity | ₹10.11 Cr | 2.49% |
| Bharti Airtel Ltd | Equity | ₹6.01 Cr | 1.48% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹5.12 Cr | 1.26% |
| Senco Gold Ltd | Equity | ₹2.03 Cr | 0.50% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹1.91 Cr | 0.47% |
| Emami Ltd | Equity | ₹1.84 Cr | 0.45% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹1.66 Cr | 0.41% |
| Landmark Cars Ltd | Equity | ₹1.21 Cr | 0.30% |
| Tips Music Ltd | Equity | ₹0.34 Cr | 0.08% |
| Net Receivables / (Payables) | Cash | ₹0.24 Cr | 0.06% |
Allocation By Market Cap (Equity)
Large Cap Stocks
2.74%
Mid Cap Stocks
0.47%
Small Cap Stocks
4.23%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Consumer Defensive | ₹11.95 Cr | 2.94% |
| Healthcare | ₹6.79 Cr | 1.67% |
| Communication Services | ₹6.35 Cr | 1.56% |
| Consumer Cyclical | ₹3.25 Cr | 0.80% |
| Financial Services | ₹1.91 Cr | 0.47% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Nitin Gosar
Since December 2024
Additional Scheme Detailsas of 31st December 2024
ISIN INF761K01GI7 | Expense Ratio 0.99% | Exit Load 1.00% | Fund Size ₹407 Cr | Age 1 month | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty India Consumption TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Consumption Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| SBI Nifty Consumption ETF Very High Risk | 0.3% | - | ₹20.23 Cr | 14.1% |
| Kotak NIFTY India Consumption ETF Very High Risk | 0.1% | - | ₹5.66 Cr | 14.3% |
| ICICI Prudential Nifty FMCG ETF Very High Risk | 0.2% | - | ₹436.20 Cr | 4.1% |
| ICICI Prudential Nifty India Consumption ETF Very High Risk | 0.2% | - | ₹58.28 Cr | 14.1% |
| Sundaram Consumption Fund Regular Growth Very High Risk | 2.2% | 0.0% | ₹1584.13 Cr | 13.2% |
| Nippon India Consumption Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2161.10 Cr | 13.2% |
| Aditya Birla Sun Life India GenNext Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹5858.44 Cr | 12.0% |
| Baroda BNP Paribas India Consumption Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1470.11 Cr | 14.8% |
| Baroda BNP Paribas India Consumption Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1470.11 Cr | 16.5% |
| Nippon India ETF Consumption Very High Risk | 0.3% | - | ₹132.78 Cr | 14.0% |
Risk Level
Your principal amount will be at Very High Risk
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Related Articles
Still got questions?
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What is the current NAV of Bank of India Consumption Fund Direct Growth?
What is the portfolio composition of Bank of India Consumption Fund Direct Growth?
Who manages the Bank of India Consumption Fund Direct Growth?
- Nitin Gosar
Bank of India Consumption Fund Direct Growth
EquityEquity - ConsumptionVery High Risk
Direct
NAV (21-Jan-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹407 Cr
Expense Ratio
0.99%
ISIN
INF761K01GI7
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Dec 2024
Risk Level
Your principal amount will be at Very High Risk
About this fund
As of 21-Jan-25, it has a Net Asset Value (NAV) of ₹9.83, Assets Under Management (AUM) of 406.62 Crores, and an expense ratio of 0.99%.
- Bank of India Consumption Fund Direct Growth has given a CAGR return of -1.70% since inception.
- The fund's asset allocation comprises around 7.44% in equities, 0.00% in debts, and 92.55% in cash & cash equivalents.
- You can start investing in Bank of India Consumption Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
Since Inception
-1.70%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2024
| Equity | ₹30.25 Cr | 7.44% |
| Others | ₹376.37 Cr | 92.56% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹351.1 Cr | 86.35% |
| Bank of India Liquid Dir Gr | Mutual Fund - Open End | ₹25.03 Cr | 6.16% |
| Manorama Industries Ltd | Equity | ₹10.11 Cr | 2.49% |
| Bharti Airtel Ltd | Equity | ₹6.01 Cr | 1.48% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹5.12 Cr | 1.26% |
| Senco Gold Ltd | Equity | ₹2.03 Cr | 0.50% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹1.91 Cr | 0.47% |
| Emami Ltd | Equity | ₹1.84 Cr | 0.45% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹1.66 Cr | 0.41% |
| Landmark Cars Ltd | Equity | ₹1.21 Cr | 0.30% |
| Tips Music Ltd | Equity | ₹0.34 Cr | 0.08% |
| Net Receivables / (Payables) | Cash | ₹0.24 Cr | 0.06% |
Allocation By Market Cap (Equity)
Large Cap Stocks
2.74%
Mid Cap Stocks
0.47%
Small Cap Stocks
4.23%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Consumer Defensive | ₹11.95 Cr | 2.94% |
| Healthcare | ₹6.79 Cr | 1.67% |
| Communication Services | ₹6.35 Cr | 1.56% |
| Consumer Cyclical | ₹3.25 Cr | 0.80% |
| Financial Services | ₹1.91 Cr | 0.47% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Nitin Gosar
Since December 2024
Additional Scheme Detailsas of 31st December 2024
ISIN INF761K01GI7 | Expense Ratio 0.99% | Exit Load 1.00% | Fund Size ₹407 Cr | Age 1 month | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty India Consumption TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Consumption Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| SBI Nifty Consumption ETF Very High Risk | 0.3% | - | ₹20.23 Cr | 14.1% |
| Kotak NIFTY India Consumption ETF Very High Risk | 0.1% | - | ₹5.66 Cr | 14.3% |
| ICICI Prudential Nifty FMCG ETF Very High Risk | 0.2% | - | ₹436.20 Cr | 4.1% |
| ICICI Prudential Nifty India Consumption ETF Very High Risk | 0.2% | - | ₹58.28 Cr | 14.1% |
| Sundaram Consumption Fund Regular Growth Very High Risk | 2.2% | 0.0% | ₹1584.13 Cr | 13.2% |
| Nippon India Consumption Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2161.10 Cr | 13.2% |
| Aditya Birla Sun Life India GenNext Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹5858.44 Cr | 12.0% |
| Baroda BNP Paribas India Consumption Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1470.11 Cr | 14.8% |
| Baroda BNP Paribas India Consumption Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1470.11 Cr | 16.5% |
| Nippon India ETF Consumption Very High Risk | 0.3% | - | ₹132.78 Cr | 14.0% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Consumption Fund Direct Growth?
What is the portfolio composition of Bank of India Consumption Fund Direct Growth?
Who manages the Bank of India Consumption Fund Direct Growth?
- Nitin Gosar
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