Bank of India Business Cycle Fund Regular Growth

Fund Overview

Fund Size

₹529 Cr

Expense Ratio

2.18%

ISIN

INF761K01GC0

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

30 Aug 2024

About this fund

This fund has been in existence for 5 months and 23 days, having been launched on 30-Aug-24.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹8.24, Assets Under Management (AUM) of 529.03 Crores, and an expense ratio of 2.18%.

Bank of India Business Cycle Fund Regular Growth has given a CAGR return of -17.60% since inception.
The fund's asset allocation comprises around 96.49% in equities, 0.02% in debts, and 3.49% in cash & cash equivalents.
You can start investing in Bank of India Business Cycle Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

-17.60%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2025

Equity	₹510.46 Cr	96.49%
Debt	₹0.09 Cr	0.02%
Others	₹18.48 Cr	3.49%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹32.28 Cr	6.10%
State Bank of India	Equity	₹29.27 Cr	5.53%
NTPC Green Energy Ltd	Equity	₹18.96 Cr	3.58%
REC Ltd	Equity	₹18.89 Cr	3.57%
NTPC Ltd	Equity	₹18.27 Cr	3.45%
ICICI Bank Ltd	Equity	₹14.78 Cr	2.79%
Power Grid Corp Of India Ltd	Equity	₹14.27 Cr	2.70%
Siemens Ltd	Equity	₹13.97 Cr	2.64%
Bharti Airtel Ltd	Equity	₹13.5 Cr	2.55%
PB Fintech Ltd	Equity	₹13.12 Cr	2.48%
Dixon Technologies (India) Ltd	Equity	₹12.59 Cr	2.38%
Mahindra & Mahindra Ltd	Equity	₹11.9 Cr	2.25%
Sky Gold Ltd	Equity	₹11.22 Cr	2.12%
Zaggle Prepaid Ocean Services Ltd	Equity	₹10.8 Cr	2.04%
Trent Ltd	Equity	₹10.64 Cr	2.01%
Net Receivables / (Payables)	Cash	₹9.98 Cr	1.89%
BSE Ltd	Equity	₹9.55 Cr	1.81%
Zomato Ltd	Equity	₹9.48 Cr	1.79%
Jio Financial Services Ltd	Equity	₹8.94 Cr	1.69%
Treps	Cash - Repurchase Agreement	₹8.5 Cr	1.61%
Tips Music Ltd	Equity	₹8.3 Cr	1.57%
Dr Reddy's Laboratories Ltd	Equity	₹8.28 Cr	1.56%
Oberoi Realty Ltd	Equity	₹8.16 Cr	1.54%
CarTrade Tech Ltd	Equity	₹8.12 Cr	1.53%
Tata Power Co Ltd	Equity	₹7.8 Cr	1.47%
HDFC Asset Management Co Ltd	Equity	₹7.74 Cr	1.46%
Ganesha Ecosphere Ltd	Equity	₹7.25 Cr	1.37%
Unicommerce eSolutions Ltd	Equity	₹7.16 Cr	1.35%
PNB Housing Finance Ltd	Equity	₹7.03 Cr	1.33%
K.P.R. Mill Ltd	Equity	₹6.99 Cr	1.32%
Apollo Hospitals Enterprise Ltd	Equity	₹6.81 Cr	1.29%
V-Mart Retail Ltd	Equity	₹6.42 Cr	1.21%
Gufic Biosciences Ltd	Equity	₹6.39 Cr	1.21%
Schneider Electric Infrastructure Ltd	Equity	₹6.28 Cr	1.19%
Hi-Tech Pipes Ltd	Equity	₹6.26 Cr	1.18%
Nuvama Wealth Management Ltd	Equity	₹6.15 Cr	1.16%
Torrent Power Ltd	Equity	₹6.15 Cr	1.16%
Prudent Corporate Advisory Services Ltd	Equity	₹5.91 Cr	1.12%
Praj Industries Ltd	Equity	₹5.87 Cr	1.11%
Aditya Birla Real Estate Ltd	Equity	₹5.82 Cr	1.10%
Kaynes Technology India Ltd	Equity	₹5.75 Cr	1.09%
Tinna Rubber & Infrastructure Ltd	Equity	₹5.58 Cr	1.05%
Mrs Bectors Food Specialities Ltd Ordinary Shares	Equity	₹5.44 Cr	1.03%
Triveni Turbine Ltd	Equity	₹5.43 Cr	1.03%
Indian Hotels Co Ltd	Equity	₹5.35 Cr	1.01%
Polycab India Ltd	Equity	₹5.13 Cr	0.97%
SJS Enterprises Ltd	Equity	₹4.92 Cr	0.93%
Netweb Technologies India Ltd	Equity	₹4.84 Cr	0.92%
Nippon Life India Asset Management Ltd Ordinary Shares	Equity	₹4.73 Cr	0.89%
Tejas Networks Ltd	Equity	₹4.67 Cr	0.88%
Sterling and Wilson Renewable Energy Ltd	Equity	₹4.67 Cr	0.88%
Arvind Fashions Ltd	Equity	₹4.56 Cr	0.86%
Go Fashion (India) Ltd	Equity	₹4.37 Cr	0.83%
Safari Industries (India) Ltd	Equity	₹4.36 Cr	0.82%
Aditya Vision Ltd	Equity	₹4.22 Cr	0.80%
TD Power Systems Ltd	Equity	₹4.12 Cr	0.78%
Amara Raja Energy & Mobility Ltd	Equity	₹3.93 Cr	0.74%
Ethos Ltd	Equity	₹3.67 Cr	0.69%
Galaxy Surfactants Ltd	Equity	₹3.48 Cr	0.66%
Landmark Cars Ltd	Equity	₹3.46 Cr	0.65%
Tata Technologies Ltd	Equity	₹3.27 Cr	0.62%
V2 Retail Ltd	Equity	₹3.18 Cr	0.60%
364 DTB 15012026	Bond - Gov't/Treasury	₹0.09 Cr	0.02%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹158.4 Cr	29.94%
Consumer Cyclical	₹110.12 Cr	20.82%
Utilities	₹65.45 Cr	12.37%
Industrials	₹50.49 Cr	9.54%
Technology	₹48 Cr	9.07%
Communication Services	₹21.8 Cr	4.12%
Healthcare	₹21.48 Cr	4.06%
Basic Materials	₹21.13 Cr	3.99%
Real Estate	₹8.16 Cr	1.54%
Consumer Defensive	₹5.44 Cr	1.03%

Risk & Performance Ratios

Fund Managers

Alok Singh

Since August 2024

Additional Scheme Detailsas of 31st January 2025

ISIN

INF761K01GC0

Expense Ratio

2.18%

Exit Load

1.00%

Fund Size

₹529 Cr

Age

5 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity - Other Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
SBI Equity Minimum Variance Fund Direct Growth Very High Risk	0.4%	0.0%	₹214.12 Cr	-0.6%
SBI Equity Minimum Variance Fund Regular Growth Very High Risk	0.8%	0.0%	₹214.12 Cr	-1.0%
Bandhan Transportation and Logistics Fund Direct Growth Very High Risk	0.9%	0.0%	₹524.52 Cr	3.1%
Bandhan Transportation and Logistics Fund Regular Growth Very High Risk	2.4%	0.0%	₹524.52 Cr	1.5%
ICICI Prudential Transportation and Logistics Fund Direct Growth Very High Risk	0.7%	1.0%	₹3040.04 Cr	9.6%
ICICI Prudential Transportation and Logistics Fund Regular Growth Very High Risk	1.9%	1.0%	₹3040.04 Cr	8.3%
HDFC NIFTY200 Momentum 30 ETF Very High Risk	0.3%	-	₹11.35 Cr	63.0%
HDFC NIFTY100 Low Volatility 30 ETF Very High Risk	0.3%	-	₹5.95 Cr	34.7%
ICICI Prudential Nifty 200 Momentum 30 ETF Very High Risk	0.3%	-	₹411.67 Cr	-5.0%
DSP Nifty Midcap 150 Quality 50 ETF Very High Risk	0.3%	-	₹93.15 Cr	4.3%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Bank of India Business Cycle Fund Regular Growth?

The NAV of Bank of India Business Cycle Fund Regular Growth, as of 21-Feb-2025, is ₹8.24.

What is the portfolio composition of Bank of India Business Cycle Fund Regular Growth?

The fund's allocation of assets is distributed as 96.49% in equities, 0.02% in bonds, and 3.49% in cash and cash equivalents.

Who manages the Bank of India Business Cycle Fund Regular Growth?

The fund managers responsible for Bank of India Business Cycle Fund Regular Growth are:-

Alok Singh

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹529 Cr

Expense Ratio

2.18%

ISIN

INF761K01GC0

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

30 Aug 2024

Risk Level

Your principal amount will be at Very High Risk