Bank of India Business Cycle Fund Direct Growth
EquityEquity - OtherVery High Risk
Direct
NAV (27-Mar-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹472 Cr
Expense Ratio
1.13%
ISIN
INF761K01GF3
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
30 Aug 2024
About this fund
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹8.50, Assets Under Management (AUM) of 472.19 Crores, and an expense ratio of 1.13%.
- Bank of India Business Cycle Fund Direct Growth has given a CAGR return of -15.00% since inception.
- The fund's asset allocation comprises around 91.71% in equities, 0.02% in debts, and 8.27% in cash & cash equivalents.
- You can start investing in Bank of India Business Cycle Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
Since Inception
-15.00%
— (Cat Avg.)
Portfolio Summaryas of 28th February 2025
| Equity | ₹433.04 Cr | 91.71% |
| Debt | ₹0.09 Cr | 0.02% |
| Others | ₹39.06 Cr | 8.27% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹39.95 Cr | 8.46% |
| HDFC Bank Ltd | Equity | ₹32.92 Cr | 6.97% |
| State Bank of India | Equity | ₹26.08 Cr | 5.52% |
| NTPC Ltd | Equity | ₹17.57 Cr | 3.72% |
| REC Ltd | Equity | ₹15.13 Cr | 3.20% |
| NTPC Green Energy Ltd | Equity | ₹14.4 Cr | 3.05% |
| ICICI Bank Ltd | Equity | ₹14.21 Cr | 3.01% |
| Bharti Airtel Ltd | Equity | ₹13.03 Cr | 2.76% |
| Dixon Technologies (India) Ltd | Equity | ₹12.54 Cr | 2.66% |
| Power Grid Corp Of India Ltd | Equity | ₹11.86 Cr | 2.51% |
| PB Fintech Ltd | Equity | ₹11.12 Cr | 2.36% |
| Siemens Ltd | Equity | ₹10.63 Cr | 2.25% |
| Sky Gold Ltd | Equity | ₹10.6 Cr | 2.24% |
| Mahindra & Mahindra Ltd | Equity | ₹10.29 Cr | 2.18% |
| BSE Ltd | Equity | ₹9.73 Cr | 2.06% |
| Zomato Ltd | Equity | ₹9.55 Cr | 2.02% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹8.49 Cr | 1.80% |
| Tips Music Ltd | Equity | ₹7.62 Cr | 1.61% |
| CarTrade Tech Ltd | Equity | ₹7.51 Cr | 1.59% |
| Tata Power Co Ltd | Equity | ₹7.26 Cr | 1.54% |
| HDFC Asset Management Co Ltd | Equity | ₹7.26 Cr | 1.54% |
| Dr Reddy's Laboratories Ltd | Equity | ₹6.7 Cr | 1.42% |
| Oberoi Realty Ltd | Equity | ₹6.68 Cr | 1.41% |
| PNB Housing Finance Ltd | Equity | ₹6.11 Cr | 1.29% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹6.05 Cr | 1.28% |
| K.P.R. Mill Ltd | Equity | ₹6.01 Cr | 1.27% |
| V-Mart Retail Ltd | Equity | ₹5.98 Cr | 1.27% |
| Nuvama Wealth Management Ltd | Equity | ₹5.94 Cr | 1.26% |
| Schneider Electric Infrastructure Ltd | Equity | ₹5.63 Cr | 1.19% |
| Indian Hotels Co Ltd | Equity | ₹5.51 Cr | 1.17% |
| Ganesha Ecosphere Ltd | Equity | ₹5.51 Cr | 1.17% |
| Torrent Power Ltd | Equity | ₹5.3 Cr | 1.12% |
| Unicommerce eSolutions Ltd | Equity | ₹5.29 Cr | 1.12% |
| Polycab India Ltd | Equity | ₹5.18 Cr | 1.10% |
| Aditya Birla Real Estate Ltd | Equity | ₹5.04 Cr | 1.07% |
| Hi-Tech Pipes Ltd | Equity | ₹5.01 Cr | 1.06% |
| Kaynes Technology India Ltd | Equity | ₹4.97 Cr | 1.05% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹4.89 Cr | 1.03% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹4.81 Cr | 1.02% |
| Aditya Vision Ltd | Equity | ₹4.76 Cr | 1.01% |
| Gufic Biosciences Ltd | Equity | ₹4.7 Cr | 0.99% |
| TD Power Systems Ltd | Equity | ₹4.63 Cr | 0.98% |
| Praj Industries Ltd | Equity | ₹4.54 Cr | 0.96% |
| Tinna Rubber & Infrastructure Ltd | Equity | ₹4.44 Cr | 0.94% |
| SJS Enterprises Ltd | Equity | ₹4.25 Cr | 0.90% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹4.16 Cr | 0.88% |
| Landmark Cars Ltd | Equity | ₹4.01 Cr | 0.85% |
| Triveni Turbine Ltd | Equity | ₹3.94 Cr | 0.83% |
| Netweb Technologies India Ltd | Equity | ₹3.93 Cr | 0.83% |
| Safari Industries (India) Ltd | Equity | ₹3.86 Cr | 0.82% |
| Ethos Ltd | Equity | ₹3.8 Cr | 0.81% |
| Tejas Networks Ltd | Equity | ₹3.62 Cr | 0.77% |
| Arvind Fashions Ltd | Equity | ₹3.6 Cr | 0.76% |
| Sterling and Wilson Renewable Energy Ltd | Equity | ₹3.6 Cr | 0.76% |
| Go Fashion (India) Ltd | Equity | ₹3.25 Cr | 0.69% |
| Galaxy Surfactants Ltd | Equity | ₹3.19 Cr | 0.68% |
| V2 Retail Ltd | Equity | ₹2.7 Cr | 0.57% |
| Amara Raja Energy & Mobility Ltd | Equity | ₹2.55 Cr | 0.54% |
| Baazar Style Retail Ltd | Equity | ₹1.07 Cr | 0.23% |
| Net Receivables / (Payables) | Cash | ₹-0.89 Cr | 0.19% |
| 364 DTB 15012026 | Bond - Gov't/Treasury | ₹0.09 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
41.26%
Mid Cap Stocks
15.53%
Small Cap Stocks
34.92%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹137.47 Cr | 29.11% |
| Consumer Cyclical | ₹92.28 Cr | 19.54% |
| Utilities | ₹56.39 Cr | 11.94% |
| Industrials | ₹42.08 Cr | 8.91% |
| Technology | ₹37.47 Cr | 7.94% |
| Communication Services | ₹20.66 Cr | 4.37% |
| Basic Materials | ₹17.68 Cr | 3.74% |
| Healthcare | ₹17.45 Cr | 3.69% |
| Real Estate | ₹6.68 Cr | 1.41% |
| Consumer Defensive | ₹4.89 Cr | 1.03% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Alok Singh
Since August 2024
Additional Scheme Detailsas of 28th February 2025
ISIN INF761K01GF3 | Expense Ratio 1.13% | Exit Load 1.00% | Fund Size ₹472 Cr | Age 6 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Other Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| SBI Equity Minimum Variance Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹197.90 Cr | 2.1% |
| SBI Equity Minimum Variance Fund Regular Growth Very High Risk | 0.7% | 0.0% | ₹197.90 Cr | 1.8% |
| Bandhan Transportation and Logistics Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹476.44 Cr | 3.1% |
| Bandhan Transportation and Logistics Fund Regular Growth Very High Risk | 2.4% | 0.0% | ₹476.44 Cr | 1.6% |
| ICICI Prudential Transportation and Logistics Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹2739.18 Cr | 7.7% |
| ICICI Prudential Transportation and Logistics Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2739.18 Cr | 6.5% |
| HDFC NIFTY200 Momentum 30 ETF Very High Risk | 0.3% | - | ₹11.35 Cr | 63.0% |
| HDFC NIFTY100 Low Volatility 30 ETF Very High Risk | 0.3% | - | ₹5.95 Cr | 34.7% |
| ICICI Prudential Nifty 200 Momentum 30 ETF Very High Risk | 0.3% | - | ₹397.64 Cr | -6.5% |
| DSP Nifty Midcap 150 Quality 50 ETF Very High Risk | 0.3% | - | ₹93.15 Cr | 9.1% |
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Business Cycle Fund Direct Growth?
What is the portfolio composition of Bank of India Business Cycle Fund Direct Growth?
Who manages the Bank of India Business Cycle Fund Direct Growth?
- Alok Singh
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
Bank of India Business Cycle Fund Direct Growth
EquityEquity - OtherVery High Risk
Direct
NAV (27-Mar-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹472 Cr
Expense Ratio
1.13%
ISIN
INF761K01GF3
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
30 Aug 2024
Risk Level
Your principal amount will be at Very High Risk
About this fund
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹8.50, Assets Under Management (AUM) of 472.19 Crores, and an expense ratio of 1.13%.
- Bank of India Business Cycle Fund Direct Growth has given a CAGR return of -15.00% since inception.
- The fund's asset allocation comprises around 91.71% in equities, 0.02% in debts, and 8.27% in cash & cash equivalents.
- You can start investing in Bank of India Business Cycle Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
Since Inception
-15.00%
— (Cat Avg.)
Portfolio Summaryas of 28th February 2025
| Equity | ₹433.04 Cr | 91.71% |
| Debt | ₹0.09 Cr | 0.02% |
| Others | ₹39.06 Cr | 8.27% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹39.95 Cr | 8.46% |
| HDFC Bank Ltd | Equity | ₹32.92 Cr | 6.97% |
| State Bank of India | Equity | ₹26.08 Cr | 5.52% |
| NTPC Ltd | Equity | ₹17.57 Cr | 3.72% |
| REC Ltd | Equity | ₹15.13 Cr | 3.20% |
| NTPC Green Energy Ltd | Equity | ₹14.4 Cr | 3.05% |
| ICICI Bank Ltd | Equity | ₹14.21 Cr | 3.01% |
| Bharti Airtel Ltd | Equity | ₹13.03 Cr | 2.76% |
| Dixon Technologies (India) Ltd | Equity | ₹12.54 Cr | 2.66% |
| Power Grid Corp Of India Ltd | Equity | ₹11.86 Cr | 2.51% |
| PB Fintech Ltd | Equity | ₹11.12 Cr | 2.36% |
| Siemens Ltd | Equity | ₹10.63 Cr | 2.25% |
| Sky Gold Ltd | Equity | ₹10.6 Cr | 2.24% |
| Mahindra & Mahindra Ltd | Equity | ₹10.29 Cr | 2.18% |
| BSE Ltd | Equity | ₹9.73 Cr | 2.06% |
| Zomato Ltd | Equity | ₹9.55 Cr | 2.02% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹8.49 Cr | 1.80% |
| Tips Music Ltd | Equity | ₹7.62 Cr | 1.61% |
| CarTrade Tech Ltd | Equity | ₹7.51 Cr | 1.59% |
| Tata Power Co Ltd | Equity | ₹7.26 Cr | 1.54% |
| HDFC Asset Management Co Ltd | Equity | ₹7.26 Cr | 1.54% |
| Dr Reddy's Laboratories Ltd | Equity | ₹6.7 Cr | 1.42% |
| Oberoi Realty Ltd | Equity | ₹6.68 Cr | 1.41% |
| PNB Housing Finance Ltd | Equity | ₹6.11 Cr | 1.29% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹6.05 Cr | 1.28% |
| K.P.R. Mill Ltd | Equity | ₹6.01 Cr | 1.27% |
| V-Mart Retail Ltd | Equity | ₹5.98 Cr | 1.27% |
| Nuvama Wealth Management Ltd | Equity | ₹5.94 Cr | 1.26% |
| Schneider Electric Infrastructure Ltd | Equity | ₹5.63 Cr | 1.19% |
| Indian Hotels Co Ltd | Equity | ₹5.51 Cr | 1.17% |
| Ganesha Ecosphere Ltd | Equity | ₹5.51 Cr | 1.17% |
| Torrent Power Ltd | Equity | ₹5.3 Cr | 1.12% |
| Unicommerce eSolutions Ltd | Equity | ₹5.29 Cr | 1.12% |
| Polycab India Ltd | Equity | ₹5.18 Cr | 1.10% |
| Aditya Birla Real Estate Ltd | Equity | ₹5.04 Cr | 1.07% |
| Hi-Tech Pipes Ltd | Equity | ₹5.01 Cr | 1.06% |
| Kaynes Technology India Ltd | Equity | ₹4.97 Cr | 1.05% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹4.89 Cr | 1.03% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹4.81 Cr | 1.02% |
| Aditya Vision Ltd | Equity | ₹4.76 Cr | 1.01% |
| Gufic Biosciences Ltd | Equity | ₹4.7 Cr | 0.99% |
| TD Power Systems Ltd | Equity | ₹4.63 Cr | 0.98% |
| Praj Industries Ltd | Equity | ₹4.54 Cr | 0.96% |
| Tinna Rubber & Infrastructure Ltd | Equity | ₹4.44 Cr | 0.94% |
| SJS Enterprises Ltd | Equity | ₹4.25 Cr | 0.90% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹4.16 Cr | 0.88% |
| Landmark Cars Ltd | Equity | ₹4.01 Cr | 0.85% |
| Triveni Turbine Ltd | Equity | ₹3.94 Cr | 0.83% |
| Netweb Technologies India Ltd | Equity | ₹3.93 Cr | 0.83% |
| Safari Industries (India) Ltd | Equity | ₹3.86 Cr | 0.82% |
| Ethos Ltd | Equity | ₹3.8 Cr | 0.81% |
| Tejas Networks Ltd | Equity | ₹3.62 Cr | 0.77% |
| Arvind Fashions Ltd | Equity | ₹3.6 Cr | 0.76% |
| Sterling and Wilson Renewable Energy Ltd | Equity | ₹3.6 Cr | 0.76% |
| Go Fashion (India) Ltd | Equity | ₹3.25 Cr | 0.69% |
| Galaxy Surfactants Ltd | Equity | ₹3.19 Cr | 0.68% |
| V2 Retail Ltd | Equity | ₹2.7 Cr | 0.57% |
| Amara Raja Energy & Mobility Ltd | Equity | ₹2.55 Cr | 0.54% |
| Baazar Style Retail Ltd | Equity | ₹1.07 Cr | 0.23% |
| Net Receivables / (Payables) | Cash | ₹-0.89 Cr | 0.19% |
| 364 DTB 15012026 | Bond - Gov't/Treasury | ₹0.09 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
41.26%
Mid Cap Stocks
15.53%
Small Cap Stocks
34.92%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹137.47 Cr | 29.11% |
| Consumer Cyclical | ₹92.28 Cr | 19.54% |
| Utilities | ₹56.39 Cr | 11.94% |
| Industrials | ₹42.08 Cr | 8.91% |
| Technology | ₹37.47 Cr | 7.94% |
| Communication Services | ₹20.66 Cr | 4.37% |
| Basic Materials | ₹17.68 Cr | 3.74% |
| Healthcare | ₹17.45 Cr | 3.69% |
| Real Estate | ₹6.68 Cr | 1.41% |
| Consumer Defensive | ₹4.89 Cr | 1.03% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Alok Singh
Since August 2024
Additional Scheme Detailsas of 28th February 2025
ISIN INF761K01GF3 | Expense Ratio 1.13% | Exit Load 1.00% | Fund Size ₹472 Cr | Age 6 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Other Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| SBI Equity Minimum Variance Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹197.90 Cr | 2.1% |
| SBI Equity Minimum Variance Fund Regular Growth Very High Risk | 0.7% | 0.0% | ₹197.90 Cr | 1.8% |
| Bandhan Transportation and Logistics Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹476.44 Cr | 3.1% |
| Bandhan Transportation and Logistics Fund Regular Growth Very High Risk | 2.4% | 0.0% | ₹476.44 Cr | 1.6% |
| ICICI Prudential Transportation and Logistics Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹2739.18 Cr | 7.7% |
| ICICI Prudential Transportation and Logistics Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2739.18 Cr | 6.5% |
| HDFC NIFTY200 Momentum 30 ETF Very High Risk | 0.3% | - | ₹11.35 Cr | 63.0% |
| HDFC NIFTY100 Low Volatility 30 ETF Very High Risk | 0.3% | - | ₹5.95 Cr | 34.7% |
| ICICI Prudential Nifty 200 Momentum 30 ETF Very High Risk | 0.3% | - | ₹397.64 Cr | -6.5% |
| DSP Nifty Midcap 150 Quality 50 ETF Very High Risk | 0.3% | - | ₹93.15 Cr | 9.1% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Business Cycle Fund Direct Growth?
What is the portfolio composition of Bank of India Business Cycle Fund Direct Growth?
Who manages the Bank of India Business Cycle Fund Direct Growth?
- Alok Singh
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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